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Feature<br />
Know Your Risk!<br />
Risk Management, Inc. (RMI) is a wholly-owned subsidiary of the<br />
Louisiana Municipal Association. The organization became fully<br />
operational on January 1, 1987 and functions as the service agent<br />
for the LMA inter-local risk pools. The primary purpose of RMI is<br />
to effectively market and administer the self-funded indemnity<br />
programs, which have been developed to serve the municipalities<br />
of Louisiana, and to assist in the development of new programs<br />
to meet the needs of municipal government. To date, 64% of<br />
Louisiana municipalities have some type of indemnification<br />
coverage through RMI.<br />
WHO OPERATES RMI?<br />
The day to day functions of Risk<br />
Management, Inc. are carried on by<br />
an able staff of Risk Management<br />
professionals led by Jerry Cronin who<br />
has served as General Manager since the<br />
formation of the corporation in 1986.<br />
The operational management team of<br />
RMI has collectively over a century of<br />
experience.<br />
• Ron Reibe - Workers Compensation & Liability Claims<br />
Manager<br />
• Stacy Parker – Membership & Billing Manager<br />
• Ann Phillips – Administrative Assistant to the General<br />
Manager<br />
• Mike Collins – Marketing Director<br />
• Oscar “Buddy” Couvillion – Applications Manager<br />
This operational management team functions under the<br />
direction of a Board of Directors, which is made up of mayors of<br />
participating Louisiana municipalities. This structure assures that<br />
the unique needs of municipal government are capably addressed.<br />
WHAT KIND OF PROGRAMS ARE AVAILABLE?<br />
The Louisiana Municipal Risk Management Indemnity Programs<br />
currently available through RMI are:<br />
• General Liability<br />
• Automobile Liability<br />
• Law Enforcement Professional Liability<br />
• Public Official Errors and Omissions<br />
• Workman’s Compensation<br />
• Dental<br />
Additional benefit programs available through Risk Management<br />
Insurance Agency Inc. include:<br />
• Cyber Liability<br />
• Accident and Health<br />
• Automobile Collision/Comprehensive (Physical Damage)<br />
• Airport Commercial General Liability<br />
• Fire and Property<br />
• Personal Automobile<br />
• Inland Marine<br />
PROGRAM ADMINISTRATION<br />
RMI was established to serve the municipalities of Louisiana. We<br />
are not an insurance company. We are a part of the Louisiana<br />
Municipal Association and as such, the efficient servicing of your<br />
benefit program is the primary goal of RMI.<br />
WHY CHOOSE RMI?<br />
Risk Management, Inc., the Louisiana Municipal Association, and<br />
Louisiana municipalities have a common goal - to stabilize and/<br />
or reduce the financial impact of coverage on municipal budgets<br />
while keeping vital protection available.<br />
RMI’s experienced, thorough service provides these advantages:<br />
• Competitively Priced Products<br />
• Access to Loss Control and Safety Training<br />
• Financial Support to the Municipal Association for<br />
Additional Services<br />
We assist you in reducing claims, thereby increasing potential for<br />
premium stabilization.<br />
• Quick and Efficient Claim Handling<br />
• Variable Premium Payment Plans<br />
• “Front Office” Level Accountability by Simply Dialing<br />
1-800-843-0931<br />
SEE RISK PAGE 20<br />
<strong>LMR</strong> | <strong>Feb</strong>ruary <strong>2019</strong> Page 19