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LMR_Feb_2019

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Feature<br />

Know Your Risk!<br />

Risk Management, Inc. (RMI) is a wholly-owned subsidiary of the<br />

Louisiana Municipal Association. The organization became fully<br />

operational on January 1, 1987 and functions as the service agent<br />

for the LMA inter-local risk pools. The primary purpose of RMI is<br />

to effectively market and administer the self-funded indemnity<br />

programs, which have been developed to serve the municipalities<br />

of Louisiana, and to assist in the development of new programs<br />

to meet the needs of municipal government. To date, 64% of<br />

Louisiana municipalities have some type of indemnification<br />

coverage through RMI.<br />

WHO OPERATES RMI?<br />

The day to day functions of Risk<br />

Management, Inc. are carried on by<br />

an able staff of Risk Management<br />

professionals led by Jerry Cronin who<br />

has served as General Manager since the<br />

formation of the corporation in 1986.<br />

The operational management team of<br />

RMI has collectively over a century of<br />

experience.<br />

• Ron Reibe - Workers Compensation & Liability Claims<br />

Manager<br />

• Stacy Parker – Membership & Billing Manager<br />

• Ann Phillips – Administrative Assistant to the General<br />

Manager<br />

• Mike Collins – Marketing Director<br />

• Oscar “Buddy” Couvillion – Applications Manager<br />

This operational management team functions under the<br />

direction of a Board of Directors, which is made up of mayors of<br />

participating Louisiana municipalities. This structure assures that<br />

the unique needs of municipal government are capably addressed.<br />

WHAT KIND OF PROGRAMS ARE AVAILABLE?<br />

The Louisiana Municipal Risk Management Indemnity Programs<br />

currently available through RMI are:<br />

• General Liability<br />

• Automobile Liability<br />

• Law Enforcement Professional Liability<br />

• Public Official Errors and Omissions<br />

• Workman’s Compensation<br />

• Dental<br />

Additional benefit programs available through Risk Management<br />

Insurance Agency Inc. include:<br />

• Cyber Liability<br />

• Accident and Health<br />

• Automobile Collision/Comprehensive (Physical Damage)<br />

• Airport Commercial General Liability<br />

• Fire and Property<br />

• Personal Automobile<br />

• Inland Marine<br />

PROGRAM ADMINISTRATION<br />

RMI was established to serve the municipalities of Louisiana. We<br />

are not an insurance company. We are a part of the Louisiana<br />

Municipal Association and as such, the efficient servicing of your<br />

benefit program is the primary goal of RMI.<br />

WHY CHOOSE RMI?<br />

Risk Management, Inc., the Louisiana Municipal Association, and<br />

Louisiana municipalities have a common goal - to stabilize and/<br />

or reduce the financial impact of coverage on municipal budgets<br />

while keeping vital protection available.<br />

RMI’s experienced, thorough service provides these advantages:<br />

• Competitively Priced Products<br />

• Access to Loss Control and Safety Training<br />

• Financial Support to the Municipal Association for<br />

Additional Services<br />

We assist you in reducing claims, thereby increasing potential for<br />

premium stabilization.<br />

• Quick and Efficient Claim Handling<br />

• Variable Premium Payment Plans<br />

• “Front Office” Level Accountability by Simply Dialing<br />

1-800-843-0931<br />

SEE RISK PAGE 20<br />

<strong>LMR</strong> | <strong>Feb</strong>ruary <strong>2019</strong> Page 19

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