INL Feb 15 2019 Digital Edition

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Regulations put customer interest at risk says expert 

Venkat Raman 

venkat@indiannewslink.co.nz 

Although reports on commercial 

banks in Australia 

and Life Insurance Companies 

in New Zealand have 

raised cudgels against the players 

in the respective sectors, their 

strictures will eventually harm 

customers, an expert has said. 

He said that ordinary people- 

Australians and New Zealanders 

who the regulators such as the 

central banks and monetary 

authorities are trying to protect will 

in fact beacome the victims. 

Kenneth Hayne Report 

“The Kenneth Hayne Report on 

commercial banks in Australia has 

ruled that they have placed profit 

before customer interest and that 

it should be the other way around, 

which is a valid point. But in the 

same breath, it has said that mortgage 

brokers should charge their 

customers fees for their services 

and not the lenders, which will 

place extra burden on borrowers,” 

he said. 

The expert, who did not want 

to be named, has more than 40 

years of experience in the banking 

and insurance industry. He said 

that mortgage and insurance 

brokers act in the best interests of 

their customers (and lenders and 

insurers) and any move to penalise 

them would be counterproductive 

and harm the industry as a whole. 

Banking Scene in New Zealand 

A Joint Review of New Zealand’s 

banking sector by the Financial 

Markets Authority (FMA) and the 

Reserve Bank of New Zealand 

(RBNZ) in November 2018 found “a 

small number of issues” related to 

the poor conduct by bank staff. 

“Issues relating to system or 

process weaknesses were more commonplace. 

Based on these findings, 

conduct and culture issues do not 

appear to be widespread in banks 

in New Zealand at this point in time. 

However, we are concerned about 

banks’ lack of proactivity in identifying 

and remediating conduct issues 

and risks in their business. More 

broadly, we identified weaknesses in 

the governance and management of 

conduct risks. This is a vulnerability 

that, if left unchecked, has the potential 

to lead to widespread issues,” the 

Report said. 

Brokers, essential links 

“Mortgage and Insurance brokers 

perform all the documents essential 

for the scrutiny of lenders and 

insurers. Imagine the chaos if 

all customers begin to approach 

them directly! Not only will each 

application take time for scrutiny, 

these institutions would have to 

employ more staff, adding to their 

overheads. Thusly, instead of paying 

mortgage brokers, customers will 

have to pay the lenders and insurers, 

for, they will be forced to charge 

fees,” he said. 

Insurance Report 

On January 29, 2019, the FMA and 

RBNZ issued a damning Report into 

how 16 Life insurance companies 

have done business, saying that 

they put sales and profits ahead 

of customers (Indian Newslink, 

February 1, 2019) 

The Report, which will be released 

on February 21, 2019, shows the life 

insurance sector in a poor light accusing 

life insurers of complacency. 

Problems with the Law 

“As a small country known for 

hard working people, New Zealand 

can do better with robust policies. 

The KiwiSaver for example, can be 

turned into a robust investment vehicle. 

We need regulations that are 

people-friendly, benefitting ordinary 

customers. Lending institutions and 

insurers can be better controlled 

without penalising people,” the 

expert said. 

In the Australian contest, he said 

that the flurry of prosecutions and 

actions will again reveal problems 

with the law - gaps in coverage, 

inadequate penalties and cases the 

law won’t allow to stand up. 

Andrew Linden and Warren Staples 

of the Melbourne based RMIT 

University have said in an analysis 

(see Businesslink in this issue) that 

taken together, the recommendations 

made in the Hayne’s Report 

“are a patchwork of measures that 

if implemented will over time be 

eaten away – and at some point 

will be dismantled – because the 

rationale for their adoption will be 

forgotten.” 

Even before they are implemented, 

they will have to run the gauntlet 

of a massive subterranean lobbying 

effort from industry to water them 

down, something Hayne indicated 

he expected. 

Labour ahead of National 

in Poll in 12 years 

The National Party is polling 

below Labour for the first 

time in twelve years in the 

Newshub Reid Research 

poll. 

The Poll has Labour at 47.5% 

ahead of the National Party, 

which has dropped to 41.6%. 

The Greens are at at 5.1% while 

New Zealand First is on 2.9%. 

Political commentator 

Professor Claire Robinson told 

Checkpoint it was great news for 

the Labour Party and showed a 

honeymoon period for Party, with 

voters giving them the benefit of 

the doubt. 

“It is fantastic for Labour, they 

have gone up over 20 points in 

the last just over a year and that's 

a huge jump,” he said. 

Bad news for Bridges 

In the preferred Prime 

Minister polling, Labour's Jacinda 

Ardern sits comfortably on 41.8%. 

CSR is good, but.. 

“We all agree that banks and 

insurance companies should show 

greater Corporate Social Responsibility 

and that they should put 

people before profit. But to expect 

these institutions to be ‘profit-free’ is 

not only economically unsound but 

also foolish. We should be careful 

in putting in place regulations. All 

financial directives should promote 

good business practices. Otherwise, 

we will end up in a mess,” the 

expert said. 

National Party Leader Simon Bridges and 

Prime Minister Jacinda Ardern 

(RNZ Photo) 

National MP Judith Collins got 

6.2%, which moves her ahead of 

her Leader Simon Bridges who is 

at on 5% 

Based on the poll numbers, 

the Labour Party and the Greens 

would be able to govern alone 

without New Zealand First. 

The margin of error for the poll 

was 3.1% and was taken between 

January 24 to February 2, 2019. 

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02 

FEBRUARY15, 2019 

Homelink 

Polytechnics to merge into a New Institute of Skills 

Proposal for Public Consultation 

Staff Reporter 

JUST 

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HEAD OFFICE 

35 Morningside Drive, St. Lukes 

Mt. Albert, Auckland 

Ph: 09 846 9934, Fax: 09-846 9936 

Education Minister Chris Hipkins Photo for RNZ 

by Richard Tindiller 

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Auckland 

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The government has 

proposed merging 

all 16 polytechnics 

in the country 

into a single National 

Institute and radically reforming 

industry training 

organisations. 

Education Minister 

Chris Hipkins said the 

Plan was challenging but 

necessary for shoring 

up a sector that had suffered 

falling enrolments 

and multimillion dollar 

deficits. 

Mr Hipkins said that 

the proposal included 

creating a New Zealand 

Institute of Skills and 

Technology that would 

have a single Governing 

Council and would manage 

all 16 institutes’ 

capital and operational 

budgets, staffing, and 

computer systems for 

managing their courses. 

He said that would solve 

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the sector’s financial problems 

and make better use 

of taxpayer funding. 

Consolidated 

Organisation 

“A consolidated organisation 

would make better 

strategic use of capital, 

achieve greater efficiency 

in programme design, development 

and delivery, 

and reduce replication of 

back-office functions,” Mr 

Hipkins said in a Paper to 

the Cabinet. 

The Plan also suggested 

stopping industry training 

organisations from arranging 

and paying for training 

and paring back their role 

to setting standards and 

qualifications and advising 

the Tertiary Education 

Commission under the 

new title of Industry Skills 

Bodies. 

Mr Hipkins said that tertiary 

institutions would 

take over the job of organising 

and providing workbased 

industry training 

and that would be a big 

challenge. 

“Providers would take 

responsibility for approximately 

140,000 trainees 

and apprentices in addition 

to the approximately 

110,000 vocational education 

learners they already 

serve (based on 2017 figures). 

This would require 

increased capability and 

capacity. This change will 

promote better alignment 

between on- and off-job education 

and training, and 

stabilise provision of vocational 

education across 

the economic cycle,” the 

Cabinet paper said. 

Negative response 

expected 

The paper said industry 

training organisations 

(ITOs) might respond negatively 

to the proposals, but 

they included asignificantly 

increased leadership role 

for the industry. 

Mr Hipkins said that 

the proposed changes 

would be disruptive but 

the current model was not 

sustainable. 

He said the amalgamation 

of polytechnics might 

result in more or fewer 

main campuses in the regions 

and some of the institutes 

might need more 

financial support before 

the changes were 

implemented. 

Mr Hipkins’ Cabinet 

Paper showed the Treasury 

was worried that it was not 

clear how much the proposals 

would cost. 

“We are concerned that 

Cabinet is being asked 

to agree to asignificant 

in-principle decision without 

a clear indication of the 

likely overall financial implications 

of the changes 

proposed, including shortterm 

transition costs, and 

enduring funding changes,” 

the Paper said. 

Last year the government 

loaned $50 million to 

Unitec and gave $15 million 

to Whitireia in Porirua 

after the two institutions 

ran into serious financial 

problems. The money was 

on top of a bailout for the 

West Coast’s Tai Poutini 

Polytechnic in February 

that included an $8.5 million 

capital injection and 

a write-off of $25 million 

owed to the Tertiary 

Education Commission. 

The Auditor-General 

warned in November last 

year that polytechnics were 

under pressure and needed 

first-rate governance. 

The most recently available 

financial results for 

polytechnics showed nine 

of the 16 institutions made 

deficits and 11 suffered 

falling enrolments in 2017. 

Consultation on the proposals 

close on 

March 27, 2019. 

Please read our Editorial, 

‘Polytechnics merger appears 

inevitable’ under 

Viewlink 

Kanwaljit Singh Bakshi 

National List MPbasedd in 

Manukau East 

Contact 

A 

P 

F 

E 

1/131 Kolmar Road, Papatoetoe, Auckland 

09 278 9302 

09 278 2143 

bakshi.mp@parliament.govt.nz 

facebook.com/bakshiks 

@bakshiks 

bakshi.co.nz 

Funded by the Parliamentary Service. Authorised by Kanwaljit Singh Bakshi MP, 1/131 Kolmar Road, Papatoetoe.

FEBRUARY 15, 2019 

Years of neglect cannot be fixed overnight 

But KiwiBuild is moving ahead with renewed vigour 

Michael Wood 

The housing crisis is 

one of the biggest 

problems the coalition 

government 

inherited. 

On coming into office in 

2017, we found ourselves 

facing some of the highest 

house prices in the world, 

record homelessness, and 

young people locked out of 

the market. 

That is the direct legacy of 

years of neglect and denial. 

No Silver Bullet 

Tackling such a big 

problem requires big, bold 

solutions. Tinkering is not 

an option. 

The government and the 

Labour party of which I am 

a Member, believes that 

every Kiwi family deserves 

a decent and affordable 

place to live. 

It is also important to note 

that there is no silver bullet. 

Fixing the housing crisis 

requires a range of solutions 

and will take some time. 

Significant developments 

I am pleased that after just 

over one year in government 

we have made a start 

on fixing the housing crisis 

with a range of policies: 

• We have stopped 

non-resident off-shore 

buyers from hoovering up 

houses that New Zealand 

residents need. Recent 

figures show that this is 

having a discernible impact 

on housing prices. 

• We have stopped National’s 

sell-off of state houses 

and commenced a large 

build programme to create 

new homes for families in 

need. The picture below 

is of one of the large new 

development in Mt Roskill. 

• We are implemented 

fairer tax laws to discourage 

speculation by extending 

the bright-line test and 

will soon legislate for the 

ring-fencing of investment 

losses. 

• We have invested in 

Housing First, an important 

initiative to support 

homeless people off the 

streets and into sustainable 

housing where complex 

needs can be addressed. 

• We have commenced 

Kiwibuild. More on the 

numbers below, but importantly 

we 

have housed the first 

group of kiwi families 

already with more on the 

way. 

Prices stabilise 

Because of the above 

policies, we have seen house 

prices in Auckland stabilise 

Michael Wood and his Government 

are fronting the Housing Crisis (A view 

of the Mount Roskill Development, a 

home-ground thing for the MP) 

(Picture Supplied) 

and ease slightly for the first 

time in a decade. 

The Reserve Bank of New 

Zealand has credited government 

Housing Policy for 

its willingness to relax the 

loan to value ratios, making 

it easier for first home 

buyers to access credit. 

Naturally, it is the job of 

the opposition to critique 

the government of the day. 

That helps hold the 

government to account and 

is to be welcomed. 

However, recent attacks 

by the National Party 

of government Housing 

Policy take hypocrisy to new 

heights. 

The launching pad for 

these recent attacks was the 

government’s confirmation 

that the initial KiwiBuild 

targets will not be met. 

Quite simply, the large 

projects that Kiwibuild 

focuses on are taking 

longer than anticipated 

to complete, and big 

legacy problems such as 

the parlous state of the 

building industry make 

things more difficult. As 

a government, we feel 

it is better to be open 

and upfront about these 

challenges, and then work 

to address them. 

Healthy debate 

A healthy debate about 

policy ideas to take us 

forward is always welcome 

but it’s astonishing 

to hear the National party 

who so recently denied 

the existence of a housing 

crisis, and did nothing 

about it for nine years, 

suddenly animate itself 

over this issue! 

Their ideas are welcome, 

but the political attacks 

will impress few. 

Fixing nine years of 

neglect and ensuring that 

every kiwi family has a 

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03 

Michael Wood is elected 

Member of Parliament 

from Mount Roskill in 

Auckland and Parliamentary 

Undersecretary to 

the Ethnic Communities 

Minister. Please read 

related story in this 

Section. 

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04 


Homelink 

Kiwibuild off target and National springs a surprise 

Peter Wilson 

National’s new 

tax policy has 

signalled that 

the Party isn’t 

going to sit on its hands 

in Opposition during the 

critical mid-term year. 

It was an unusual 

move, with Parliament 

still in recess, to spring a 

surprise like this. 

It’s a simple promise 

to align the tax brackets 

with cost of living 

increases every three 

years, ending what’s 

called “bracket creep” 

which puts people into 

higher thresholds as their 

pay increases. 

‘Rolling Tax Relief’ 

It isn’t a tax cut, but has 

the same effect because 

most people would pay 

less. 

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State of the Nation: By Simon Bridges 

(RNZ Photo by Conan Young) 

Mr Bridges calls it “rolling 

tax relief.” 

He has clearly determined 

not to put National in a 

position where it doesn’t 

have firm policies in place 

by the time of the 2020 

election - something it has 

accused Labour of allowing 

to happen through inept 

laziness during nine years in 

Opposition. 

That failure, National 

says, is what led to the 

establishment of numerous 

inquiries and reviews as 

Labour scrambled to get up 

to speed after establishing a 

government in 2017. 

The policy announcement 

is also a pre-emptive strike 

against whatever the government 

decides to do with 

the Tax Working Group’s 

Report. 

A public unveiling is still 

some way off while Ministers 

and Coalition Parties 

get their heads around 

The inadequacy of Kiwibuild: Phil Twyford 

(RNZ Photo by Richard Tindiller) 

its recommendations, but 

whatever finally comes out 

National will attack it - and 

make comparisons. 

The government, taken 

unawares, had to fall back 

on the old tactic of asking 

how National was going to 

pay for its spending if it was 

willing to forgo about $650 

million in tax revenue. 

The announcement has 

kick-started National’s 

year positively and that is 

intended to contrast with 

the government’s woeful 

KiwiBuild programme, 

which again dominated the 

political news this week. 

Kiwibuild shortfall 

Ministers decided to 

scrap the interim targets for 

building new homes so they 

won’t have to endure the 

humiliation of not meeting 

them. 

The first, and now the last, 

was 1000 new homes in the 

first year due for completion 

Righting’ the Greens: Vernon Tava 

(Photo Supplied to RNZ) 

by July 1, 2019. Only about 

300 are now expected. 

Future targets were for 

another 5000 by July 2020 

and a further 10,000 by July 

2021. 

After that the Programme 

was intended to ramp up at 

speed, reaching the 100,000 

in ten years, a goal to which 

Prime Minister Jacinda 

Ardern said the government 

remains firmly committed. 

It will have to be a truly 

phenomenal ramping up 

to get there, and Housing 

Minister Phil Twyford is 

busy working on new ways 

to overcome the plethora 

of problems that he has 

encountered so far. 

Changing affordability 

To get an idea of how this 

has come so badly unstuck, 

it needs to be remembered 

that KiwiBuild was 

announced in 2012 by then 

Party leader David Shearer, 

when “affordable” meant 

“about $300,000.” 

It was set in stone as 

a policy document in 

Labour’s 2014 election 

manifesto. It was easy to 

understand, the figures 

were easily remembered, 

and it was popular. 

Labour used it, effectively, 

to challenge the previous 

government. 

So they kept it going 

without, apparently, giving 

much thought to changing 

circumstances and practical 

ways to actually achieve it. 

The 2014 policy did outline 

how it was going to work, 

but in the real world it 

simply hasn’t. 

At the time, National said 

it would be impossible. 

Mr Twyford had to implement 

the policy after the 

2017 election. It was by then 

a huge task, and he wasn’t 

helped by the previous government’s 

failure to change 

the Resource Management 

Act. Land scarcity continues 

to be a major issue. 

Peter Wilson is a life member 

of Parliament’s press 

gallery, 22 years as NZPA’s 

Political Editor and seven 

as Parliamentary Bureau 

Chief for NZ Newswire. 

The above article is an 

edited version. For full 

text please visit www. 

indiannewslink.co.nz. By 

Special Arrangement with 

www.rnz.co.nz 

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Capital Gains Tax throws up flurry of comments 

The Government likely to enforce in 2021 

Saurav Wadhwa 

The Tax Working Group 

headed by Sir Michal 

Cullen has recommended 

to the Government 

introduction of Capital Gains 

Tax. 

The Official Report is due 

to be released to the public 

on February 21, 2019 and the 

Government may consider 

introducing the Tax with effect 

from April 1, 2021. 

It is expected that the Tax 

Scheme will be broad-based 

with very little and or no 

exemptions, excluding Family 

Home. 

The GST Example 

Sir Michael was behind the 

introduction of the Goods & 

Services Tax (GST) in New 

Zealand. 

The GST Scheme is a broadbased 

tax regime with very 

little exemptions, with almost 

everything attracting GST, 

making it unique in the world. 

New Zealand is the only 

country with a wide-ranging 

consumption tax, including 

essential items. GST collects 

significant revenue for the 

Government. 

It is expected that the Capital 

Gains Tax will be very similar 

to GST. 

It will be applicable to all 

sorts of capital items such as 

Shares, Retirements Funds, 

Business Assets, Personal 

Property and Real Estate, New 

Zealand’s most loved asset. 

Likely inclusions 

The introduction of Capital 

Gains Tax has been in discussion 

for several years. 

It may include Land, 

including Buildings, Residential 

Rentals, Commercial, Agricultural 

and Industrial Properties, 

Business Assets, Depreciable 

Properties, Intangible Intellectual 

Property and Goodwill, 

Interests from Equity-Shares, 

Portfolio Investment Entities 

(PIE), KiwiSaver, Holiday 

Homes and Vacant Land, Controlled 

Foreign Corporations 

(CFC) and Foreign Investments 

Funds (FIF). 

The greater details of above 

will be announced in due 

course. 

It seems that CFC, FIF, 

KiwiSaver, PIE, and definition 

of Family Home will require 

additional work and policy 

explanation by the Tax Working 

Group since these are complex 

areas. 

The Transition Process 

It is expected that the existing 

assets will be valued on the day 

Capital Gains Tax comes into 

effect. That valuation will be 

used to determine the amount 

of tax at the time of realisation. 

The Tax amount would be 

the Realisation Price, namely 

Acquisition Price + Capitalised 

Costs. 

The Rate of Taxation 

The rate of tax is likely to be 

based on the Marginal Rate. 

If you are earning $70,000+ a 

year, Capital Gains Tax will be 

at 33%. 

Companies will be taxed at 

28%. 

It means that if someone 

bought a property in Auckland 

for $200,000 and it is realised 

at $800.000, then, gains of 

$600,000 will be taxed at 33% 

($198,000). 

It is likely that people may 

not sell the property to defer 

the tax bill. 

We already have Bright Line 

Tax, but Capital Gains Tax will 

be comprehensive. 

It also means that if you start 

a business from scratch and 

later sell it for $ 1 million, you 

will pay tax on the realised 

value. 

Public debate 

The Capital Gains Tax will 

undoubtedly attract public 

attention as it would incur the 

wrath of the National Party, 

the main Opposition Party in 

Parliament. 

Just how the proposal would 

affect the General Election 

due to be held in 2020 is too 

early to say but it would evince 

substantial public interest. 

Saurav Wadhwa is a Chartered 

Accountant by qualification. 

He is the Principal Accountant 

at IBBZ Accounting Limited, 

Chartered Accountant & Tax 

Specialist, located in Botany, 

East Auckland. 

Homelink 

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06 


Educationlink 

PM discounts Bridges’ take on Polytechnics 

Jane Patterson 

The National Party was looking 

to gazump the Prime Minister’s 

first big speech of the year 

by making public what it says are 

the government’s plans for the 

vocational training sector. 

As Jacinda Ardern was outlining 

the problems facing polytechnics 

and institutes of technology and 

flagging what she called “far-reaching” 

changes, National leader Simon 

Bridges was briefing reporters with 

details he said had been leaked to 

his Party. 

Reassuring businesses 

Ms Ardern’s speech was all about 

reassuring businesses the government 

was aware of and preparing 

for future economic challenges, 

including skills shortages. 

The government had already 

spent $100 million bailing out four 

polytechnics, a “pattern” that started 

under the previous government, she 

said. 

“How is it, for example, that at a 

time when w are facing critical skill 

shortages, our polytechnics and 

institutes of technology are in many 

cases going broke?” 

New Plan next week 

A new Plan would be announced 

by Education Minister Chris Hipkins 

next week. 

However, at National’s caucus 

retreat in Hamilton, Mr Bridges was 

telling reporters that the Plan would 

mean 1000 jobs will be lost. 

“Abolishing them all, moving to 

four hubs, effectively a nationalisation, 

a Venezuela model.” 

All of which was put to Ms 

Ardern. 

Jacinda Ardern speaking to media in Auckland on February 8, 2019 

(RNZ Photo by Claire Eastham-Farrelly 

National leader Simon Bridges with Australia’s former Foreign Minister Julie 

Bishop at the Party’s caucus retreat in Hamilton on February 8, 2019 

(RNZ Photo by Chris Bramwell) 

“He is utterly incorrect - our 

goal is grow the sector,” she 

said. 

Chris Hipkins has signalled 

significant changes to the 

structure of the sector, but he 

said it was wrong to be talking 

about four regional hubs. 

“The polytechnics are 

already entrenching, they are 

already cutting courses, they 

are already laying off staff 

and they have been for some 

time,” he said. 

Speculation irresponsible 

Mr Hipkins would not 

discuss any specifics before 

next week’s announcement, 

but said that speculation 

about further job losses was 

irresponsible. 

With the imminent release 

of the Tax Working Group’s 

Report, Ms Ardern also reiterated 

that any tax changes 

would not affect the family 

home, or the land beneath it. 

Jane Patterson is Political 

Editor at Radio New Zealand. 

Indian Newslink has 

published the above Report, 

Pictures and Video under a 

Special Arrangement with 

www.rnz.co.nz 

We must know our history and who we are 

Learning Maori Language should be compulsory 

Peter Dunne 

Treaty before decamping to 

Waitangi to swan around 

for five days, and second, 

and far more important, 

but equally needs to present 

a balanced picture of the 

New Zealand story. 

Learning Maori is vital 

all of us individually need An equally critical part 

Another Waitangi to become better informed of everyone who lives in 

Day has passed – about our nation’s history our islands understanding 

this year without and milestones. While they where our nation has 

adverse event – and may not always be the come from and how it 

with it, the often too brief reference point, it is, for has developed over many 

opportunity to consider example, highly unlikely centuries, is understanding 

what it means to be a New that American school and valuing its languages. 

Zealander, 179 years after students would reply similarly 

ineptly to a question a vital part, and should be 

Te Reo Maori is obviously 

the signing of the Treaty. 

A striking feature of this about the Declaration of a core part of the primary 

year’s typically cursory Independence. 

school curriculum. Our aim 

discussion and woeful School lessons needed should be that every young 

analysis was the attention So, I am all for young New New Zealander leaves 

paid to New Zealanders’ Zealanders learning New primary school with at least 

understanding of their Zealand history at school, basic proficiency in the 

country’s history from probably as part of a wider language, alongside their 

pre-colonial and colonial civics programme, where English skills, so that they 

times in a manner slightly they would also learn about can feel comfortable in a 

more sophisticated than the our system of government, range of environments. 

back of the corn flakes package 

descriptions prevalent responsibilities as citizens, is not an international 

and their rights and 

The criticism that Maori 

when we were growing up. including what citizenship language is really not 

Inadvertent 

means and how it has relevant – it is a language of 

embarrassment 

evolved over the years. our country, and we should 

This concern was fuelled The focus needs to be be familiar with it. 

inadvertently by the Prime on the full spread of our Knowing our Culture 

Minister’s embarrassing history, from the earliest We keep saying that the 

performance when asked Polynesian migration, and New Zealander today is 

about the Articles of the the types of society Maori unique, often without appreciating 

what that means. 

Treaty. While she was clearly 

caught on the hop and their relationships, through Knowing our languages, 

and Moriori developed, and 

almost certainly answered to the arrival of the colonists history and culture is an 

in a way most other people and their interactions – good important step towards 

would have responded in and bad – with indigenous making that claim a reality. 

similar circumstances, her people, and the development 

of contemporary New longer transplanted Europe- 

A majority of us are no 

fluffing reply highlighted a 

couple of issues. 

Zealand society, and the full ans living at the end of the 

First, she should have challenges it faces. It should world, trying to integrate 

had, and read, abriefing not shy away from the truth, our ways and past with an 

note on the content of the 

Continued on Page 7


Continued from Page 6 

indigenous people. 

The uniqueness of being a 

contemporary New Zealander is 

the opportunityour nation, its 

background and history,gives 

each of us is to move with ease 

and comfortbetween the Maori 

and Pakeha worlds, absorbing 

almostunconsciouslyaspects 

of both. 

From that springs the modern 

New Zealander, acknowledging 

our bicultural history, mixing 

that with thestrands of our 

individual experiencestocreate, 

thus creating the special bond 

that binds the peoples of these 

islands together today. 

Opportunity to be unique 

In aworld where cultural 

and ethnic tensions arebeing 

exacerbated, not ameliorated, 

where stereotypes and 

prejudiceare still fuelledby 

politicians promoting excessive 

xenophobia andintolerance of 

diversity fordomestic partisan 

advantage, New Zealand has the 

opportunity to be one of those 

nations thatstands against the 

pernicious tide. 

But to achieve that objective, 

we first need to know and 

understand properly who we 

are, which brings us back to the 

issues of history and language. 

In this apparent year of delivery, 

giving priority to meeting this 

goal would be apositive step all 

of us should welcome. 

Peter Dunne was aMinister 

of the Crown under Labour 

and Nationalgovernments 

from 1999 to 2017. He was 

the Founder andLeader of 

UnitedFuture, now adefunct 

Party. 

Educationlink 

Researcher calls forrobustSuicide Prevention strategies 

Supplied Content 

all’ 

approach to suicide 

prevention will not 

workand new strategiestailored 

to the ‘One-size-fits 

older people are needed aUniversity 

of Auckland Researcher has said. 

Dr Gary Cheung of the University’s 

Faculty of Medical and Health Sciences, 

led astudy published in the New 

ZealandMedical Journal that reveals 

adistinctly different pattern of stressors 

and behavioursinmiddle-aged 

and older people who self-harm and 

makesuicide attempts. 

Some common factors 

Physical illnesses and depression 

were common factorsassociated 

with self-harmand attempted suicide 

in older people,while the stressors of 

relationship separation and financial 

troublefeatured more strongly 

in middle-agedpeople, the study 

showed. 

Dr Cheung, aPsychiatrist and Senior 

Lecturer, hopes that the findings 

will help policymakers and health 

workers developage-group-targeted 

screening and treatment to prevent 

mid-life and late-life suicides. 

The study, firstofits kind in New 

Zealand, came out of research that 

Dr Cheungcompleted forhis PhD on 

suicide in olderNew Zealanders, a 

topic that has receivedlittle scrutiny 

despite the high rates in ageing men. 

The Health Ministry’s figures from 

2008-2017 show that malesuicide 

rates start climbing from age 65, 

peaking at 32 per 100,000 in men 

aged 85 and over. Formen aged45- 

49, the rate was 24 per 100,000. 

In women,the suicide rate peaked 

Dr Gary Cheung (Picture Supplied) 

at 11 per 100,000 in ages15-20 years. 

“Asthe babyboomers age,the issue 

of suicide and suicidal behaviours 

in laterlife will become even more 

pressing,” Dr Cheung said. 

Self-harm, apredictor 

Ahistory of self-harmisastrong 

predictor forfuture suicide. 

Hence, Dr Cheung and Co-Researcher 

Dr Yu Mwee Tananalysed 

patient records of middle-aged(45-64 

years) andolder(65-plus)men and 

women who visited theemergency 

department of Middlemore Hospital, 

Auckland for self-harming from 

2010-2013. 

They definedself-harm as ‘the 

direct, deliberate actofhurting or injuring 

thebody…without necessarily 

wanting to die, as in suicide attempt’. 

They identified 420 people who 

made 569self-harm attempts in the 

three-year period. 

Most ofthem (379) were in the 

middle-age group, of whom more 

(57%) werefemale. 

But in the older group, more were 

men (61%). 

Some key findings 

The key findings of the Research 

included the following: 

The older-aged group was more 

likely to report physical illness as a 

stressor, have ahistory of depression 

and be diagnosedwith depression 

(52%) at the time of their self-harming. 

The middle-agedgroup was 

more likely to report relationship 

separation and financial trouble as 

stressors. 

Older people who self-harmed 

were more likely to do so with 

suicidal intent compared to the 

middle-agedgroup, and their suicide 

attempts were more likely to be fatal, 

and more likely (82%)tohappen at 

home. 

Athird (33%) of middle-aged people 

who self-harmedhad apositive 

blood alcohol level. 

Older-agedpeople were lessoften 

tested for bloodalcohol level, even 

though thosewho were tested had 

the same blood alcohollevels,on 

average, as themiddle-aged group. 

In the middle-agedgroup, 19% 

were Māori, howevernoMāori were 

in the oldergroup. 

Cultural stigma 

Dr Cheung says this could reflect 

cultural stigma around mental 

illness, barrierstoculturally appropriate 

services, the higher status of 

kaumatua and kuia, lower life expectancies,and 

the lower proportion 

of older Māoriliving in the Counties 

Manukau DHB area. 

“The older-aged people were a 

07 

particularly vulnerable group. In 

this agegroup, physical illnesses 

maycause or exacerbatedepression. 

Otherstudies have shown that pain 

and loss of functioning commonly 

leadtofeelings of hopelessness and 

distress in dealing with physical 

illnesses.These emotional struggles 

couldincrease suicide risk, particularly 

when independence and dignity 

is threatened andthe personstarts 

perceiving themselvesasaburden,” 

Dr Cheung said. 

Under-reported 

Depression is often under-reported 

and under-diagnosed in older people, 

who are morelikely to report somatic 

(bodily) symptoms than emotional. 

Internationally,there is little 

research into howtohelp older 

people who have self-harmed, but 

several studiessuggest ‘talk therapy’ 

(interpersonal psychotherapyand 

problem-solving therapy) mayreduce 

suicidal thoughts. 

“Since depression is often 

associated with self-harm and suicide 

in older people,better screening 

and treatment is avery promising 

intervention,” Dr Cheung said. 

He is involved in international research 

into using an assessment tool 

for identifying older people at high 

risk of suicide, which couldlay the 

foundation forstandardreporting 

and monitoring of elderly suicide. 

“There has been alackoffocus 

on older people in the Ministry of 

Health’ssuicide preventionstrategy. 

This study underlines the fact that 

one size doesn’t fitall.Specificsuicide 

preventionstrategies are needed 

for older people who have different 

needs,” Dr Cheung said.

08 


Fijilink 

Fiji prohibits torture, upholds human dignity: Bainimarama 

Venkat Raman 

Torture and any other form 

of abuse is banned in Fiji 

which values dignity of the 

human race, Fiji’s Prime 

Minister Josaia Voreqe Bainimarama 

has said. 

“Our Constitution explicitly 

prohibits torture in its Bill of 

Rights. Every person has the right 

to freedom from torture of any 

kind, physical, mental and emotional; 

and from cruel, inhumane, 

degrading or disproportionately 

severe treatment or punishment,” 

he said, speaking at the High-Level 

Regional Seminar on the UN Convention 

Against Torture (UNCAT) 

in the Pacific on Wednesday, 

February 6, 2019 in Natadola. 

Every person has the right to 

security of the person, which 

includes the right to be free from 

any form of violence from any 

source, at home, school, work or 

in any other place, he said. 

His views were later reinforced 

by Attorney General Aiyaz 

Sayed-Khaiyum during his address 

to the delegates. 

Manifestation everywhere 

“All too often, we see violence 

rear its ugly head in the places 

where we are meant to feel most 

safe: Our homes, our workplaces, 

and our schools. The fact that this 

type of behaviour is manifest at 

all levels of our society indicates 

a larger problem –– a culture of 

violence, and a passive acceptance 

Speeches of Josaia Voreqe Bainimarama and Aiyaz Sayed-Khaiyum 

Josaia Voreqe Bainimarama with Morten Jespersen, Denmark’s Permanent Representative to the 

UN based in Geneva 

Aiyaz Sayed-Khaiyum Speaking at the 

Seminar 

of it that needs to be uprooted,” Mr 

Bainimarama said. 

Stating that his government has 

taken a hard stance against any 

form of violence or corporal punishment 

in Fiji, he said that there will 

always be resistance to change. 

“We received a great deal of pushback 

when we banned corporal 

punishment in Fijian schools, and 

there is often an outcry to justify 

Dr Alice Edwards outlines the efforts of her 

Secretariat 

the behaviour of teachers who have 

inflicted harm on their students. But 

doing what is right does not always 

come easy. And breaking this 

cycle to foster a more peaceful and 

harmonious society for future generations; 

that is worth any political 

cost,” Mr Bainimarama said. 

“We must take a stand and stay 

firm, because in a culture where 

violence may be ingrained in 

our subconscious, it’s not always 

politically popular to change,” he 

added. 

First Hour Procedure 

Since ratifying UNCAT in 2016, 

Mr Bainimarama’s government 

embarked on a pilot project called 

the ‘First Hour Procedure,’ which 

ensures provision of legal counsel 

to every suspect at the police station, 

within one hour of arrest, with 

a protocol guiding the conduct of 

both police and lawyers in relation 

to the implementation of this right. 

The programme has seen a sharp 

decrease in the number of allegations 

of brutality being levelled 

against police officers. 

Robust Human Rights 

Mr Sayed-Khaiyum said that the 

Bill of Rights is comprehensive and 

robust in Fiji. 

“For the first time in Fijian 

history, the Constitution actually 

facilitates the concomitant application 

of civil and political rights, 

and social and economic rights. 

It obligates the State, by law, to 

advance, protect and progressively 

realise these fundamental rights 

for all Fijians. These rights of 

course are enforceable through 

an independent judiciary, which 

continues to develop human 

rights jurisprudence under the 

Fijian Constitution. Of course the 

development of human rights 

jurisprudence is subject to the 

number of cases brought before the 

courts, which is why you need an 

active bar,” he said. 

The solutions we have identified 

are reforms in three critical areas: 

Firstly, we are working in 

collaboration with the United 

Nations Office on Drugs and Crime 

(UNODC), following our ratification 

of the United Nations Convention 

on Transnational Organised Crime 

in 2017, to help our prisons adopt 

the requirements under the Nelson 

Mandela Rules and promote humane 

conditions for imprisonment. 

Secondly, we are also providing 

an avenue for alternate and effective 

sentencing options, Finally, the 

Fiji Corrections Service has been 

given funding under the 2018-2019 

National Budget to continue 

with the construction of remand 

centres in major population centres 

throughout the country and to address 

various issues that may arise 

from a growing prison population. 

Among those who attended the 

event hosted by the Fijian Government 

were Head of the Convention 

Against Torture Initiative Secretariat 

Dr Alice Edwards, Attorney Generals, 

Justice Ministers, Judges of 

Fiji and the South Pacific, diplomats 

and officials of governments. 

The core of UNCAT is to support 

States in their efforts to curb and 

prevent torture and other ill-treatment. 

Here in Fiji, joining on to the 

treaty was a natural extension of 

progress we’ve made on our own in 

recent years. 

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AUCKLAND OFFICE 

Level 1, 207 Broadway, Newmarket 1023, Auckland 

Phone: +64 9 283 0157 Fax: +64 4 461 6019 

Email: auckland@idesilegal.co.nz 

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Let us talk about Tax on Capital Income 

Deborah Russell 

Tax will be a big topic 

of conversation in 

New Zealand in the 

next few months. 

Not grumbling about tax, 

everyone likes to do that 

from time to time, but big 

conversations about how 

our tax system should be 

structured, and the best way 

to design particular taxes. 

As a tax expert, I am 

excited that we are getting 

ready for this very serious 

conversation. It will be 

prompted by the release of 

the Tax Working Group’s 

final report, due to be 

released to the public on 

February 21, 2019. 

Capital Income 

One likely topic that will 

be covered in the report is 

tax on capital income. 

There’s likely to be several 

aspects to the discussion: 

whether or not our current 

tax system is fair, whether 

or not capital income ought 

to be included in income tax, 

and exactly how the tax, if 

any, ought to be designed. 

I think that the fairness 

issue is very important. 

Right now, if you earn 

money quickly through 

wages or rents or business 

profits, you pay tax on every 

single penny of it. 

OPENING 

JUNE 2019* 

But if you earn money 

slowly by holding onto an 

investment property in order 

to get capital gains, you don’t 

pay any tax at all. At first 

glance, that seems unfair. 

We already include big 

chunks of capital income in 

our income tax system. 

Declaring gains 

Anyone who buys an asset 

with the intention of resale 

ought to be declaring any 

gains on sale as income, and 

paying tax accordingly. 

We see this happen most 

often with people who buy 

and sell shares, and people 

who buy and sell, or develop 

and sell, real estate. 

For example, under our 

current law, if you subdivide 

your residential property 

and sell off the new section, 

you are required to pay 

income tax on any profit you 

make. 

If you are a property 

developer, then that is a 

business, and profits made 

by the business are liable 

for income tax. If you have a 

pattern of buying and selling 

houses, then any profits 

made are also subject to 

income tax. 

Details before Capital 

Income Tax 

There’s a lot of detail to 

be worked through for any 

Capital Income Tax. 

For example, one issue is 

whether or not the sale of a 

business should be subject to 

the tax. 

And if it is, should there be 

a discount, or a one-off tax 

free transaction, given that 

many people build up their 

small business intending to 

sell it when they retire. 

The business is in effect 

their retirement savings. 

So, should we be allowing 

at least some of those ‘Savings’ 

to be tax free, given that 

we have big tax discounts on 

KiwiSaver savings? What 

should we do if someone 

inherits property? 

Should we allow them 

a grace period to sell the 

property tax free, given that 

they didn’t intend to acquire 

it, and other inheritances 

are not taxed? And if we do 

allow a grace period, how 

long should it be? 

This is only a tiny hint of 

the details that we will need 

to work through in our big 

nationwide conversation 

about tax. 

My hope is that we can 

have a good discussion about 

it, based on fairness, and 

based on the idea of getting 

it right. 

I am looking forward to it. 

Dr Deborah Russell is elect 

ed Member of Parliament 

on behalf of Labour Party 

from New Lynn, Auckland. 

She is the Chairperson of 

the Parliamentary Select 

Committee on Environment 

and Member of the 

Finance & Expenditure 

Committee. 

Maungakiekie Office 

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Open weekdays 9am-5pm 

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10 


Businesslink 

No guarantee Hayne’s Report will discipline Australian banks 

Andrew Linden and Warren Staples 

Every 10 to 15 years, it is the 

same. 

Ever since the financial 

deregulation in the 1980s, 

we have had a finance industry 

scandal followed by an inquiry, a 

quick fix, and adeclaration that it 

shouldn’t happen again. 

Scandal after Scandal 

In the early 1990s, there were 

Royal Commissions into the A$ 1.7 

billion Tri-continental/ State Bank 

Victoria collapse, the A$ 3.1 billion 

State Bank of South Australia 

collapse and the WA Inc collapse 

which explored the interrelated 

activities at Rothwells bank, the 

A$ 1.8 billion collapse of Bond 

Corporation and the A$ 1.2 billion 

siphoned from Bell Resources. 

A decade later, in 2003, Justice 

Owen reported on the A$ 5.3 billion 

collapse of Australia’s largest 

insurer HIH. 

And now, bang on schedule, we 

have Kenneth Hayne delivering 

the final report of aRoyal Commission 

into systemic misconduct 

in banking, superannuation and 

financial services industry to a 

government that voted 26 times 

against holding it. 

Striking factors 

There are two particularly 

striking things about the 10-15 

year cycle. 

One is the rhythm of public 

inquiries followed by reports, then 

(sometimes) trials, then books, 

then almost everyone forgetting 

(except for those personally 

scarred) only for problems to 

resurface later. 

The other is that the times 

between have been punctuated by 

Kenneth Hayne (Picture Courtesy: Sydney Morning Herald) 

government-commissioned banking 

and financial system reviews: the 

1991 Campbell Inquiry, the 1996 

Wallis Inquiry, the 2010 Cooper 

superannuation review and the 2012 

Murray Review. Each either missed 

or downplayed the links between 

poor governance, industry structure, 

systemic misconduct and prudential 

risk. 

Has Kenneth got the frequency 

right this time? 

Commissioner Kenneth Hayne’s 

1000-page final report has not gone 

far enough to end this cycle. 

While his referral of 24 misdeeds 

for possible criminal and civil 

prosecution will help in righting past 

wrongs and perhaps focus the minds 

of directors and executives, the 

impact will be generational rather 

than permanent. 

Problems with the Law 

The flurry of prosecutions and 

actions will again reveal problems 

with the law - gaps in coverage, 

inadequate penalties and cases the 

law won’t allow to stand up. 

Taken together the recommendations 

are a patchwork of measures 

that if implemented will over time 

be eaten away – and at some point 

will be dismantled – because the 

rationale for their adoption will be 

forgotten. 

Even before they are implemented, 

they will have to run the gauntlet 

of a massive subterranean lobbying 

effort from industry to water them 

down, something Hayne indicated 

he expected. 

The deepest flaw lies unaddressed… 

Even though Hayne emphasises 

the link between systemic misconduct, 

governance, structure 

and prudential (system-wide) 

risk, something that Treasury, the 

Reserve Bank of Australia (RBA) and 

Australia’s three business regulator 

amigos, APRA, ASIC and the ACCC, 

have long rejected, he makes no 

concrete suggestions to tackle it. 

Profit and misconduct 

As we have written previously, 

research tells us, big systemically 

important shareholder-focused universal 

for-profit banks that cross-sell 

products are more profitable than 

smaller banks in the good times but 

Essilor appoints new Sales & Marketing Manager 

Supplied (Edited) Content 

Essilor, stated to be the 

world’s largest supplier 

of prescription lenses, 

has announced the 

appointment of Kumuda Setty 

as its National Sales & Marketing 

Manager. 

She assumed charge last week. 

Impressive credentials 

Her responsibility includes 

sales and marketing of the 

company’s product lines, Professional 

Services Training and 

the Prescription Safety Glasses 

Division, along with continuing 

Kumuda Setty (Picture Supplied) 

to grow the New Zealand market. 

Ms Setty brings to her new 

assignment more than 25 years 

of experience in commercial 

roles, including eight years as New 

Zealand Marketing Manager at 

Essilor. 

It is understood that Essilor 

created the new role to support 

the growth of its customers in New 

Zealand. 

Ms Setty said, “Essilor’s local 

customer base can expect to see 

immediate, positive changes as 

the company implements a more 

coordinated approach to match 

the expectations of eyecare professionals 

it supplies and also provide 

support for their mutual growth.” 

Her husband Chandra Setty is the 

Head of Operations at Essilor New 

Zealand. 

are more prone to misconduct and 

to failure in the worse times. 

The Big Four 

Australia’s big four fit the 

bill - they’re big, they have been 

vertically integrated one-stop shops, 

they are very, very profitable and 

they are very focused on shareholder 

returns. 

While the banks, apart from 

Westpac, have divested themselves 

of wealth management and insurance 

arms for now there is nothing 

stopping them reacquiring them in 

the future. 

This means we are once 

again 10 or 15 years away from 

systemic misconduct resurfacing 

as big banks seek to become more 

profitable. 

…and putting the onus on 

directors won’t much help 

While heads might roll in 

yet another round of internal 

investigations to fix bank culture, it 

is wise to remember that as Adele 

Ferguson observed ANZ’s internal 

investigation of the Opes Prime 

collapse left the bigger governance 

lessons “unlearned.” 

‘Charmed Lives’ continue 

Directors and Senior Executives 

of failed companies continue to live 

charmed lives. 

The Directors of Babcock and 

Brown were cheered as they left the 

building, while friends and family 

of the disgraced One.Tel Director 

Jodee Rich have resurfaced at 

Hayne and other public inquiries. 

Some of the One.Tel directors 

have had long corporate careers. 

The former chair at of the collapsed 

Allco Finance Group Bob Mansfield 

went on to review the ABC. 

As Adam Schwab bluntly put it, 

“corporate Australia is nothing if 

Functional Integration 

Essilor Australia New Zealand 

Chief Executive Pierre Longerna 

said that the Company’s new 

structure will allow greater 

cross-functional integration. 

“This is a very exciting time to 

be working in this industry and 

we are really pleased with our 

new sales team structure with 

Kumuda, Vineet, Guy, Bruce and 

Gordon who have a good understanding 

of the New Zealand 

market. They have experience in 

meeting the needs of our many 

independent optometrists and 

they will work closely with our 

New Zealand Operations team 

headed by Chandra Setty to 

ensure smooth and uninterrupted 

not forgiving.” 

It will chase horses rather than 

close doors 

Hayne is persisting with a 

chasing bolting horses approach to 

misconduct that relies on detection 

and enforcement. 

Effective governance 

We have argued this approach 

is just not as an effective as other 

alternatives such as two-tier boards 

and employee directors which have 

a better track record of keeping 

stable doors closed and horses 

tethered. 

Without them, we could very 

easily have another crisis and 

another royal commission in 15 to 

15 years’ time. 

The Irish example 

Ireland has taken a been 

prepared to change corporate 

structures. After the meltdown of 

its financial system triggered by the 

end of a “classic vanilla property 

boom” its Parliament legislated to 

appoint public interest directors to 

the boards of its failed banks. 

These changes were designed 

to ensure banks directors put 

the public interest first, ahead of 

shareholders’ interests and even 

customers interests. 

It’s beyond time we did it here. 

Andrew Linden and Warren 

Staples are respectively Sessional 

Lecturer, PhD (Management) 

Candidate, School of Management; 

and Senior Lecturer in Management 

at RMIT University based in 

Melbourne, Australia. The above 

article, which appeared in ‘The 

Conversation’ (Australia) on February 

5, 2019, has been reproduced 

here under Creative Commons 

Licence. 

service,” he said. 

Mr Longerna said that the new 

role was created to fill the gap 

left by a member of the senior 

management team. 

More new appointments coming 

“Business Manager Chris 

Aldous has left after an eight-year 

career with us to pursue a role 

outside of the optical industry. We 

thank him for his leadership and 

support,” he said. 

Essilor is expected to announce 

more appointments in the near 

future as the Company expands 

its marketing and sales function 

as well as beginning the search 

for a new General Manager for 

the New Zealand operation. 

IT’S YOUR CHANCE TO HAVE 

YOUR SAY ON OUR PROPOSED 

ANNUAL BUDGET 2019/2020. 

You’ll also be able to contribute to a discussion around how 

we manage water in our region. 

As Auckland continues to grow and change, we need to look 

after the waters that sustain us. Help us shape the issues we 

need to focus on. 

19-PRO-1452 

Visit akhaveyoursay.nz to find out 

more and tell us what you think.


India-Taiwan bilateral trade surges 

Christie Chen 

India’s top envoy to Taiwan 

touted the relationship 

between the two countries 

on Thursday at an event in 

Taipei to celebrate India’s 70th 

Republic Day. 

India-Taipei Association 

Director General Sridharan 

Madhusudhanan said that direct 

investment from Taiwan to India 

has increased tenfold in the last 

year. 

Major Taiwanese companies 

such as Foxconn, Delta Electronics 

Co, Wistron Corp and Century 

Development Corporation (CDC) 

are reaping benefits from their 

investments in India, he said. 

CDC, a Taiwan-based joint 

venture that develops industrial 

parks, is building a Taiwan 

Technology and Innovation Park 

in Bengaluru, he added. 

Updated Investment Agreement 

“India and Taiwan also 

updated a bilateral investment 

agreement in December 2018, 

and jointly established an investment 

facilitation office in New 

Delhi exclusively for Taiwanese 

businesses, called ‘Taiwan Plus.’ 

On people-to-people contacts, we 

see an increased flow of tourists 

on both sides. More Indian 

students are opting for Taiwan 

universities than before,” 

he said, speaking at the event 

organised by the India-Taipei 

Association. 

Deputy Foreign Minister Hsu 

OPENING 

JUNE 2019* 

Picture of Sridharan Madhusudhanan 

from Facebook 

Szu-chien said that trade and 

tourism between Taiwan and 

India increased last year. 

“Bilateral trade in the first 

11 months of 2018 increased 

by 12.5% from the previous 

year, while the number of 

tourists visiting Taiwan from 

India during that period grew 

by about 11% from the same 

period in 2017,” he said. 

Successful New Southbound 

Policy 

Mr Hsu said that the ‘New 

Southbound Policy’ launched 

by President Tsai Ing-wen’s administration 

sees India as one 

of Taiwan’s most important 

partners. 

Taiwan’s government is 

helping to develop the Taiwan 

Technology and Innovation 

Park in Bengaluru, he said, 

adding that the Park is 

expected to be the first industrial 

cluster for Taiwanese 

businesses in India and could 

facilitate further investment in 

the country. 

Report Courtesy: Taiwan-Asia 

Exchange Foundation, 

Taipei, Taiwan 

Tenancy laws can be tough and variant 

Khushbu Sundarji 

Before you occupy any commercial 

premises, you should enter 

into a Deed of Lease (“Lease”) 

with the Landlord. 

As a Tenant, you will have the right 

to occupy the premises owned by the 

Landlord as long as you abide by the 

terms of the Lease. 

Here are some items that you should 

look at before you sign the Lease: 

Rent and Outgoings 

The main obligation of a Tenant is 

to pay the rent and outgoings to the 

Landlord. 

You should check to see if the rent 

is appropriate for the premises. If you 

are unsure, you can talk to a property 

valuer or an accountant before you sign 

the Lease. 

The Landlord will also advise the outgoings 

that it charges for the premises. 

The outgoings can include items such as 

the costs of maintaining the premises, 

rates, water and other utilities. You 

should ask the Landlord for an estimate 

and a schedule of the outgoings. 

Permitted Use of Premises 

The Lease will state the permitted 

use of the premises and the use will 

be agreed between the parties prior to 

the Lease being executed. If you wish 

to amend the use, you must seek the 

consent of the Landlord in writing. 

In the event you change the permitted 

use without seeking the consent of 

the Landlord, this will be considered a 

breach of the Lease by the Landlord. 

Property and your assets 

The Lease should specify any 

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chattels or items that are owned by the 

Landlord and tenant respectively. If 

you are installing items in the premises, 

make sure that the Lease reflects that 

you own those assets. If you are unsure 

if any item is owned by the Landlord, 

it is best to ask the Landlord as soon as 

possible as you will be responsible for 

all maintenance relating to your assets. 

Tenant’s obligations 

You have various obligations under 

the Lease. 

These include payment of all rent, 

outgoings and any other payments 

due to the Landlord, maintaining and 

repairing the premises if necessary 

including care of grounds if you are 

leasing the whole property. 

Landlord’s obligations 

The Landlord also has obligations 

under the Lease. These include drafting 

and issuing the Lease and any Deed of 

Rent Review and renewal, specifying 

the terms of their insurance for the 

premises, maintaining the premises 

and repair any structural defects if necessary 

and ensuring that the Premises 

has a Building Warrant of Fitness. 

Termination and vacation 

The events that can lead to the Landlord 

terminating your Lease include 

non-payment of rent or outgoings, 

breaching any other term of the Lease 

or attempting to assign the Lease 

without Landlord’s consent. 

Termination of the Lease by the 

Landlord does not stop your obligation 

to pay any amounts owed to the 

Landlord. 

Prior to vacating the premises, you 

must pay all outstanding rent and 

outgoings, and any other payment due 

to the Landlord. You will also need to 

remove all of your property from the 

Premises and restore the premises 


SUGARTREELANE.CO.NZ 

11 

Image Courtesy: www.safetysign.com 

to the condition it was as at the commencement 

of the lease. 

This includes fixing any damage 

caused during the term of the Lease 

or damage caused when you removed 

property from the premises. 

This will not apply to any damage 

that has occurred during the lease term 

that is ‘fair wear and tear’, that is, use 

that occurred from normal use of the 

premises over the term of your Lease. 

Understanding the Deed 

A Deed of Lease is a legally binding 

contract which sets out the terms of 

the relationship between you and the 

Landlord, so it is essential that you 

understand what your rights and 

obligations are under the Lease before 

you sign it. If you have any queries 

or are unsure about any terms of the 

Lease, you should aqualified legal 

professional. 

Khushbu Sundarji is an Associate at 

Stewart Germann Law Office. Phone: 

(09) 3089925 

Email: khushbu@germann.co.nz; 

Website: www.germann.co.nz 

Legal Disclaimer: The above article 

should be considered only a general 

guideline and not as specific advice. 

Indian Newslink and its Management, 

Stewart Germann Law Office 

and Khushbu Sundarji absolve 

themselves of all obligations in this 

connection. Please consult your 

lawyer and/or accountant before 

taking up any business mentioned in 

the above article. 

* 

PROJECTED COMPLETION DATE

12 


Viewlink 

The English Fortnightly (Since November 1999) 

ISSUE 409 | FEBRUARY 15, 2019 

Another wakeup call 

for National Party 

The latest Newshub 

Reid Research Poll has 

brought depressing 

new for the National 

Party. 

It took a massive hit recording 

just 41.6%, its lowest in 12 

years; whereas its rival, the 

Labour Party, rose sharply 

with its rating placed at 47.5%. 

Nothing could be worse 

than National Leader Simon 

Bridges’ preferred Prime 

Minister status dropping to a 

woeful 5%, almost 2% less than 

his colleague Judith Collins. 

Notwithstanding the fact 

that the Poll has a error of 

3.5% plus or minus, political 

pundits are of the view that 

it may be time for National to 

burn its Bridges. 

Painful Opposition 

That is the bane of being in 

the Opposition, especially for 

National, which is ironically 

still the single largest Party in 

Parliament. But the nature of 

MMP is such that even one seat 

matters and National does not 

have the numbers to reoccupy 

the Treasury benches. 

In his book, ‘How to Be in 

Opposition: Life in the Political 

Shadows,’ author Nigel 

Fletcher said that the most successful 

leaders are those who 

Polytechnics merger 

appears inevitable 

Education Minister 

Chris Hipkins did 

not surprise many 

when he announced 

(on February 13) that the 

government proposes to 

merge all 16 polytechnics 

in New Zealand into a 

single entity which may be 

rebranded as a National 

Institute for Training. 

The fact that all is not well 

with many of our polytechnics 

has been public knowledge 

for some time now. A paper 

submitted to the Cabinet 

last year said that 80% of 

polytechnics will face financial 

crisis within the next four 

years if they faced the current 

challenges. 

Heading towards trouble 

The Report was on the 

heels of a $33 million bailout 

of the bankrupt ‘Tai Poutini 

Polytechnic.’ 

Mr Hipkins admitted that his 

Ministry Merger Plan would 

be challenging but insisted 

that it was necessary since 

have adopted a systematic formula 

for repositioning their 

party to reconnect with the 

electorate. 

It is often said that everyone 

has hindsight and that even 

the uninitiated becomes an expert 

in a post-mortem analysis. 

But opposition can be a miserable 

job in politics: under-resourced, 

demoralised and 

ignored, shadow ministers 

nevertheless have to fulfil the 

important job of keeping government 

honest, all the time 

preparing to take power themselves 

one day. It is an often 

thankless task, with very little 

support and no handbook to 

tell you how to do it. Until now. 

Owning Responsibility 

The worst and most unfortunate 

casualty was Bill English, 

whose surprise decision to step 

down from the leadership of 

the Party sent ripples of anxiety 

among its rank and file. But 

from his point of view, it was 

a decision taken at the right 

time, owning responsibility for 

his Party’s debacle at the 2017 

polls. 

Such self-examination is imperative 

if National has to resurrect 

itself and be a strong 

Opposition and hope to regain 

power. 

the Sector has been suffering 

declining enrolments and 

multimillion dollar deficits. 

According to the Education 

Ministry, its domestic 

equivalent fulltime students 

dropped by a quarter, from 

2245 in 2010 to 1715 in 2016 

at the extreme end of a 

nationwide 11% decline in 

polytechnic numbers in the 

same period as the buoyant 

economy sucked people out of 

training and back into work. 

The Cabinet Paper said that 

the government was now 

funding only 750 equivalent 

fulltime students at the 

polytechnic, 350 on the West 

Coast and 400 elsewhere. 

The amalgamation of 

polytechnics may result in 

more or fewer main campuses 

in the regions and some of 

the institutes may need more 

financial support before the 

changes were implemented. 

But the Treasury is worried 

that it was not clear how much 

the proposals would cost. 

Indian Newslink is published by Indian Newslink Limited from its offices located at Level 

1, Number 166, Harris Road, East Tamaki, Auckland 2013 and printed at Horton Media 

Limited, Auckland. All material appearing here and on our web editions are the copyright 

of Indian Newslink and reproduction in full or part in any medium is prohibited. Indian 

Newslink and its management and staff do not accept any responsibility for the claims 

made in advertisements. 

Managing Director & Publisher: Jacob Mannothra 

Editor & General Manager: Venkat Raman; Production Manager: Mahes Perera; 

Financial Controller: Uma Venkatram CA; 

Phone: (09) 5336377 Email: info@indiannewslink.co.nz 

Websites: www.indiannewslink.co.nz; www.inliba.com; www.inlisa.com 

‘Healthier alternatives’ to cigarette 

smoking gain attention 

Philip Morris rolls out IQOS in New Zealand 

Venkat Raman 

New Zealand is fast becoming 

a ‘Smoke-free country,’ 

and with increasing 

restrictions on lighting up 

in public places (shortly in private 

vehicles as well), the only place 

left may be your own home. From 

offices, restaurants, hotel lobbies 

and guest rooms to parks, pubs 

and restrooms, there are more 

limitations than freedom to smoke. 

In pursuing its rigorous 

campaigns to discourage people 

from smoking, the New Zealand 

government increases the tax 

on tobacco products by 10% on 

January 1 every year, collecting $2 

billion in additional revenue. All 

promotions have been banned and 

retailers are not allowed even to 

display tobacco products. Besides, 

every packet of cigarettes carries 

unpleasant pictures depicting the 

harmful effects of smoking on the 

human body. 

Landmark Report on Smoking 

In 1964, a landmark Report of the 

Advisory Committee to the Surgeon 

General of Public Health Service 

in the USA warned that Cigarette 

Smoking is injurious to health. The 

war that began then has continued, 

with public health authorities 

and governments emerging as 

clear winners. There are of course 

groups of smokers that keep protesting 

that their rights are being 

taken away, but no one seems to be 

listening. 

But Philips Morris International 

(PMI) has been listening. The multinational 

giant, which made ‘Marlboro 

Country’ and Rolling Stones’ 

‘Satisfaction’ famous, is actively 

promoting ‘Smoke-Free Future’ and 

supporting programmes to help 

people quit the smoking habit. 

Philip Morris and Future 

PMI New Zealand General 

Manager James Williams said that 

New Zealand has campaigned hard 

against smoking and has achieved 

substantial success. 

There are about 605,000 active 

smokers in New Zealand, about 

35% of who are of Maori and Pacific 

Island origin. People of Indian 

origin are also in the smokers’ mix, 

although there are no known figures. 

The number of adult smokers 

has declined steadily, from about 

20% in 2007 to about 16% last year. 

Mr Williams said that his 

company has been researching for 

more than two decades to develop 

products that give smokers the 

satisfactions they are seeking, 

but without the harmful effects 

of smoking, The company has 

developed a range of reduced harm 

smokeless tobacco and vaping 

products that emit 90-95% less 

harmful and potentially harmful 

constituents than continuing to 

smoke. While not risk-free, because 

James Williams (Picture Supplied) 

The new IQOS releases a flavoured, nic tine-containing tobacco vapour 

they contain nicotine which is 

addictive, the new generation of 

smokeless tobacco and vaping 

products are considered a much 

better alternative than continuing 

to smoke. Mr Williams cautions 

that these products, while recommended 

for smokers who cannot 

or do not want to quit, are not 

recommended for non-smokers or 

young people. 

The IQOS Alternative 

“IQOS is our innovative brand 

that has found the acceptance of 

about six million customers in 

about 45 countries. It is less harmful 

than conventional, combustible 

cigarettes because it heats tobacco 

and does not burn it. There is no 

evidence of second hand smoke, so 

it is safe to use anywhere vaping 

is permitted. However, we do 

not recommend it be used in the 

presence of children and pregnant 

women,” he said. 

At the heart of IQOS are sophisticated 

electronics that heat specially 

designed heated tobacco units. The 

devise, which looks like a shaver, 

heats the tobacco just enough to 

release a flavoured, nicotine-containing 

tobacco vapour but without 

burning the tobacco. 

Harmful Chemicals reduced 

Mr Williams said the tobacco in a 

cigarette burns at temperatures in 

excess of 600° C, generating smoke 

that contains harmful constituents. 

“But IQOS heats tobacco to 

much lower temperatures, up to 

a maximum of 350° C, without 

combustion, fire, ash, or smoke. 

The lower temperature heating 

releases the true taste of heated 

tobacco. Because the tobacco 

is heated and not burned, the 

levels of harmful chemicals are 

significantly reduced compared to 

cigarette smoke,” he said. 

The Company’s website advises 

smokers thus: “IQOS can’t burn 

you, others around you, pets, 

clothes, furniture or anything. 

Since no tobacco is burned and, 

thus, no fire is involved, there’s 

no lit end to do any damage or 

falling ash that makes a mess. IQOS 

produces an aerosol that dissipates 

more quickly.” 

The product was recently 

launched in New Zealand but the 

outcome is becoming apparent. 

Mr Williams said that there are 

thousands of customers and its 

success can be measured by the 

fact that more than 60% of them 

have permanently quit smoking 

conventional cigarettes. 

Burglars’ target 

“We are committed to a healthy, 

smoke-free New Zealand,” he said. 

Superettes, Convenience Stores, 

Petrol Pump Stores and similar 

retail outlets in New Zealand are 

largely operated by people of 

Indian origin. Almost all of them 

invariably retail cigarettes, which 

are the target of burglars and 

offenders in general. With cigarette 

prices skyrocketing, these shops 

have been experiencing increasing 

thefts and threats. 

Mr Williams said that the Indian 

community is very important to his 

Company, both as customers and as 

businesspersons who sell cigarettes 

and the new reduced-risk products 

that are replacing cigarettes. 

“As the government progresses 

with new legislation for vaping 

industry this year, the Indian 

business community will be 

particularly affected by potential 

changes to their businesses,” he 

said. 

Vaping has potential 

University of Michigan Professor 

Emeritus of Public Health Kenneth 

E Warner, in his well-researched 

article, ‘Smoking has reduced but 

not vanished’ (published in our 

web edition on February 3, 2019), 

said that Vaping may hold the potential 

to help significant numbers 

of Americans to quit smoking. 

“The risks of vaping are clearly 

substantially less than those of 

smoking. At the same time, however, 

there are concerns about the 

attraction of e-cigarettes to young 

people and uncertainty about the 

health effects of long-term vaping,” 

he said. 

While the ultimate impacts 

of e-cigarettes and other novel 

non-combusted tobacco products 

remain to be seen, there is 

widespread agreement that it is the 

burning of tobacco, primarily in 

the form of cigarette smoking, with 

its 7000 chemicals, that is by far 

the deadliest method of consuming 

tobacco.


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Businesslink 

New Zealander declared finalist at Real Estate Awards 

Venkat Raman 

ASenior Real Estate Agent 

has been named a Finalist 

at the Australasian 

Real Estate Result Awards 

(ARERA), a premier Awards 

Programme on both sides of the 

Tasman. 

Jack Ramasamy, a Residential 

Sales Consultant at Lugtons Real 

Estate based in Hamilton North is a 

Finalist in the ‘New Zealand Agent 

of the Year,’ and ‘Sales Performer 

of the Year’ categories of the 13th 

Annual Edition of the Awards. 

He will know if he is a winner at 

the ARERA Ceremony scheduled 

to be held in Sydney on February 

25, 2019. 

About the Awards 

The Awards recognise, celebrate 

and congratulate the achievements 

of leading independent agencies in 

Australia and New Zealand. 

Even being a finalist is a coveted 

position, since the evaluation of 

entries is based on the calibre 

of agents and agencies in the 

Network. 

An ARERA notification said 

that participating in the Awards 

Programme allows entrants and 

their teams to reflect on the most 

outstanding qualities, greatest 

successes and brilliant initiatives 

over the last 12 months. 

“Each nomination is, in itself, 

highly mentionable due to the 

calibre of contenders up for each 

of the awards. The ARERA Programme 

is the Network’s Annual 

Jack Ramasamy (Photo Supplied) 

Awards Night and a major calendar 

event, with a number of Members 

and Agencies vying for the top spot 

in each category,” it said. 

About the Network 

Real Estate Results Network 

(RERN) caters to highly innovative 

and progressive Independent 

Real Estate Agencies in the two 

countries. 

Developed by Australia’s leading 

business strategist and real estate 

Coach Michael Sheargold, the Network 

enables a select group of real 

estate professionals access the most 

advanced and complete business 

learning and development system 

in the industry. 

About Jack Ramasamy 

Mr Ramasamy, who manages 

his own ‘Team Jack Ramasamy’ at 

Lugtons Real Estate, has 17 years 

of experience in Sales, Marketing 

and Finance during which he has 

earned a few Awards and Citations. 

Among them are (1) Number 1 

Sales Person for Rototuna Branch of 

Lugtons in 2016 and 2017 (2) Rookie 

of the Year Winner in 2015 and 

2016 (3) Multimillion Dollar Seller 

in 2015 and 2016 and (4) Number 

1 Sales Person for BMW and Mini 

cars in 2006, 2008 and 2010 to 2014. 

About Lugtons Real Estate 

Mr Ramasamy said that for many 

people, looking to buy or sell is a 

challenging task. 

“Knowing which agency and 

team will give you the best advice 

and guidance through the buying 

and selling process can be daunting. 

When you appoint Lugtons 

Real Estate, you are dealing with 

an agency whose operational 

standards has been validated by an 

external organisation, namely, the 

RERN. It could be said that we are 

amongst the highest performers in 

the Australian real estate industry. 

Training and Development 

Mr Ramasamy said that as a 

RER Network Member, the team at 

Lugtons Real Estate invests more in 

training and development than 99% 

of all real estate professionals. 

“We train to attain better buyer 

management, seller management, 

negotiation and communication 

skills - all aspects of the business 

that impact massively on the 

achievement of your property 

goals. The real benefit to customers 

is that team members like me 

are supported by some of the top 

performing leaders and business 

coaches in Australia and New 

Zealand through our connections 

within the Network,” he said. 

‘Wellbeing Budget 2019’ on May 30 

Staff Reporter 

Finance Minister Grant Roberson 

has announced that he 

will present his Budget 2019 in 

Parliament on Thursday, May 

30, 2019. 

New Approach 

“This year’s Budget will be the first 

to use the Coalition Government’s 

new ‘Wellbeing Approach,’ an 

evidence-based framework used 

to identify the Budget priorities 

and then assess which Budget bids 

should be accepted,” he said. 

Mr Robertson said that the 

Approach demonstrates that Ministers 

and departments are focused 

on developing Budget bids and 

policies that will help them to deliver 

outcomes which in turn will make 

‘real improvements’ to the wellbeing 

of New Zealanders. 

“In December, the Coalition 

Government announced the 

priorities for Budget 2019. These 

were developed using the Treasury’s 

Living Standards Framework (LSF), 

evidence from sector-based experts 

and the Government’s Science 

Advisors, and through collaboration 

among public sector agencies and 

Ministers,” Mr Robertson said. 

Five Priorities 

The five Priorities for Budget 2019 

are: 

• Creating opportunities for 

productive businesses, regions, iwi 

and others to 

transition to a sustainable and 

low-emissions economy 

• Supporting a thriving nation in 

the digital age through innovation, 

social and 

economic opportunities 

• Lifting Māori and Pacific 

Finance Minister Grant Robertson 

(Picture Supplied 

incomes, skills and opportunities 

• Reducing child poverty and 

improving child wellbeing, including 

addressing family 

Violence 

• Supporting mental wellbeing for 

all New Zealanders, with a special 

focus on under 

24-year-olds. 

“Ministers are collectively 

responsible for delivering on these 

priorities, and for the first time have 

been tasked from the outset of the 

Budget process with developing 

their Budget bids through the lens 

of these evidenced-based priorities. 

This is a more rigorous framework 

for assessing bids and ensures that 

the Government is focussed on the 

outcomes that matter most,” Mr 

Robertson said. 

“The Government believes 

wellbeing belongs at the heart of 

policymaking. Economic growth is an 

important contributor to wellbeing 

but not an end in itself, and is not an 

adequate measure of what we value 

in our lives. We need to measure 

our success as a country, and 

develop our policies as government, 

using a broader range of indicators. 

These include how we support our 

people, protect our environment and 

strengthen our communities and 

culture.” 

Book outlines Weapons of Mass Destruction in Ancient India 

‘Divyastras’ by Nimish Tanna 

Venkat Raman 

If you were to watch special 

programmes on History 

Channel and read ancient 

Indian literature, you will be 

astounded by the fact that more 

than 5000 years ago, Indians had 

mastered the art of space walk, 

mind travel and possessed advanced 

science and technology. 

The two great Epics of India- 

Ramayana and Mahabharata 

also describe the ‘Weapons of 

Mass Destruction (WMD),’ used 

in warfare, destroying lives and 

properties. 

However, there were strict 

guidelines for use of these weapons; 

they were to be deployed 

only on the battlefield and not 

against civilians; conflicts will be 

held only at a specified site and 

only from Sunrise to Sunset. 

Book on Divine Weapons 

All these weapons were 

known as ‘Divyastras,’ (Divine 

Weapons), given to warriors as 

a reward for their devotion and 

years of prayers, under strict 

guidelines, breaching which 

would either render the weapons 

useless or bring untold misery to 

the deployer. 

Now, a book, titled, ‘Divyastra’ 

written by Nimish Tanna brings 

out the essence of these weapons, 

to educate the growing generation 

on the responsibilities 

that befall on those who possessed 

these WMD. 

Says Mr Tanna: “Thousands 

of years ago, Indian Yogis pos- 

Nimish Tanna with his wife Farnaz Bharwani 

sessed the knowledge to obtain the weapons of 

the Gods. However, this knowledge could only be 

transferred from a Guru to his disciple by word 

of mouth. In today’s world, one mystic, who calls 

himself Guruji, still possesses this knowledge and 

is using it to empower an innocent person’s life. 

Only, this empowerment could be a deception and 

the innocent person is a thirteen year old boy with 

a stutter... 

“In this intertwining tale, an ambitious yet unsuccessful 

Shankar, in search of his identity, is 

manipulated to embark on a never-told-before 

fantasy tale; only to rediscover the father he never 

knew and unmask the mystical Guruji. 

“Amidst this confounding concoction of ancient 

myths, deluding personas and dispersed emotions, 

will Shankar ever be able to separate fact from fiction 

and find his true identity? 

Here are a few samples from the Book: 

“What would be the most lethal weapons of that 

time?,” asks Shankar. 

WMD of The Trinity 

Dr Vyas says, “All the weapons were brutal in 

nature but the scriptures show that the three 

most dangerous and feared Divyastras were 

‘Brahmastra,’ ‘Vaishnavastra’ and 

‘Pashupatastra,’ each of them presided 

by the Gods of Trinity, namely 

Brahma, Vishnu and Shiva respectively. 

These weapons had the power 

to lethal devastation and were 

infallible. An entire army could perish 

with blast of such weapons. The 

effects of the explosion would travel 

for miles and destroy everything 

that would come in their way. Land 

may turn irreversibly infertile and 

all sources of water may get contaminated. 

Generations to follow may 

suffer from its detrimental effects.” 

The student observes, “So, if the 

most dangerous weapons of the 

Trinity are emulated by our era, do 

you think that we are nearing the 

saturation point of innovation? Why 

do you say we have a long way to go 

when today’s Science has already mastered 

those technologies?” 

Dr Vyas, replies with patience and consideration: 

“‘I don’t think we are any closer to the 

saturation point yet. I believe that these scriptures 

tell us a lot more than what we comprehend 

at this point.” 

Penetrating questions 

Are Divyastras more powerful than the 

modern nuclear weapons? 

Do human beings today possess the knowledge 

to retrieve the ancient WMD? 

Was there a system of transferring knowledge 

in those days? 

These and many other questions, and answers 

to each of them, make the Book an interesting 

read. The young man remarks, 

“Every progress in today’s Science is just a reoccurrence 

of what have been mastered thousands 

of years ago. Would you say that the 

fate of our ancestors is our destiny too?” 

Epics and Science Fiction 

In his blog on ‘World Mysteries,’ James 

Harman, a researcher, says that the 

Ramayana and the Mahabharata seem like 

science fiction. 

“Not only did aircraft exist such as Vimanas 

and Vailxi (as the Atlantian craft are called), 

they had nuclear weapons. There seems 

to be a fear of educating the worlds people 

about the distant past. Even empires 

and leaders of China’s past to Christians to 

Arab peoples would destroy history in such 

a way that records of their amazing cultures 

and events are nearly all wiped out. 

Indian Epics however are still with us intact. 

Records of South American history all but 

gone. Fear, and other factors have removed 

most of history before 5,000 years. Some only 

1000 years ago. In the America’s just 300 -500 

years all most all lost! Today, perhaps some 

UFO records are going the way of fears gate! 

However, again a few stories live on.”


Mortgage &Insurance Brokers Feature 

15 

In interesting times 

Changing times create uncertainty 

Bob Dylan wrote a song titled "The Times They Are a-Changin'" and he was as right in 1964 as he would be if he wrote the song today. 

Change seems to come in cycles – some are economic and some, like more recently, are regulatory in nature. Global Finance has seen many cycles of 

change over the last 20 years and we know from deep experience that; 

change is constant so we need to be constantly planning and adapting to maintain the competitive agility our customers seek 

change brings opportunity if you are prepared. 

Consistency is key 

What has never changed is the Global Finance vision to provide expert, relevant and valuable mortgage and insurance advice to our customers. Our 

approach goes well beyond simply selling a mortgage or insurance. It seeks to improves people’s financial outcomes. And we do, with many customers 

achieving a level of financial independence well before they may have otherwise. 

Our approach is award winning with more than 40 awards achieved on behalf of the customers who have supported us 

and benefitted from our advice. 

Access to advice is vital 

We want to make our expertise more accessible. Late last year Global Finance celebrated the opening of Henderson Branch on Lincoln Road to 

compliment Airport Oaks in Mangere. Our Manukau Branch is soon to open, and more branches will follow in 2019. We love the fact that we are 

bringing Global expertise local and thank all our customers for their support. 

No matter what future changes we see coming, you can rely on Global Finance to be there. If you are not sure about your future mortgage or 

insurance position come and talk to us at one of our branches near you. 

Global Finance, providing sustained mortgage and insurance advice for 20 years “in your best interest”. 

www.globalfinance.co.nz 

19-22/203 Kirkbride Road, Airport Oaks, Auckland 103 Lincoln Road, Henderson, Auckland 

It is never too late to be a first homebuyer 

Rachna Dave 

To own a First home is true 

or dream? 

This has always been a 

debatable question for all my 

first homebuyers. 

Based on my 13 years 

of experience in this 

Sector, a common 

comment of my 

customers has 

always been, 

“Yesterday 

was a very 

good 

time 

to 

buy 

a 

property; 

today is not 

late; however, 

tomorrow 

will be definitely 

late.” 

The Auckland 

property 

market today is 

favourable to first homebuyers. 

The Reserve Bank of New 

Zealand, as well as commercial 

banks and many lending institutions 

have also in place policies 

and regulations that favour first 

homebuyers. 

Therefore, start your journey 

today; become a first homebuyer 

and pay for your own property 

instead of paying for someone 

else’s mortgage. 

I am here to help you and 

guide you through the process. 

Key Factors to Remember 

I have always believed in 

transparency and honesty in my 

work and therefore, undertake 

to advise clients only after 

assessing whether their needs 

are properly matched with their 

income and ability to repay their 

mortgage loans. Ialways tell my 

clients, “It is never too late to 

buy your first home and hence 

do not worry about yesterday or 

today. Let us work together so 

that you can achieve your objective 

of living in a house that you 

can call your own.” 

Among the factors that you 

should know while considering 

your buying your first home are 

the following: 

1. There is apossibility to 

buy a house with as little as 5% 

deposit. This should be genuine 

savings, including KiwiSaver. 

2. This 5% deposit should 

not include money gifted by the 

members of your family 

3. Your bank account should 

be satisfactory and your credit 

rating should be good 

4. It would be good if you do 

not have any unsecured debt 

such as Hire Purchase, outstanding 

balance on your Credit Card, 

Personal Loans and such other 

liability. However, lenders assess 

every application on its merits. 

5. Your ability to repay the 

principal amount and interest 

will be assessed. It is equally 

important that you abide by the 

loan agreement after obtaining 

the loan 

Rachna Dave was the winner of the Business Excellence in Customer Service 

and Best Businesswoman of the Year categories at the Eleventh Annual Indian 

Newslink Indian Business Awards 2018 held on Monday, November 26, 2018 at 

SkyCity Convention Centre, Auckland. In the above picture, she is seen receiving 

the ‘Best Businesswoman of the Year’ Award from Prime Minister Jacinda 

Ardern, watched by Social Development Minister Carmel Sepuloni (right) and 

former Sales & Marketing Manager of Alexandra Park (Sponsor of the Award) 

Joel Reichardt. 

RACHNA DAVE 

I was honoured to receive the ‘Business Excellence in Customer 

Service’ and ‘Best Businesswoman of the Year’ Awards and to be 

selected as a finalist in the ‘Business Excellence in Marketing’ Category 

and Supreme Business of the Year at the Eleventh Annual Indian 

Newslink Indian Business Awards 2019. I had the honour of winning the 

‘Best Financial Advisor (Mortgage) of the Year Award’ in 2017. 

To talk to me about your 

home loan 

Please call me 

6. You may have to pay ahigher rate 

of interest if your deposit amount is less 

than 20% 

7. Check your First Homebuyer Grant 

from Housing New Zealand 

8. Get apre-approval from your 

KiwiSaver provider for eligibility to 

withdraw your funds for the deposit 

9. Prepare amonthly budget for 

income and expenditure 

I conduct a free clinic every Saturday 

in my office from 10 am to 12 pm. Please 

feel free to come and have a chat on 

how you can be the next first 

homebuyer. 

Please call me on (Free Phone) 

0800-RACHNA (0800-722462).

A s s o c i a t i o n 

16 


Communitylink 

Celebrated Carnatic musician 

to perform in Auckland 

Venkat Raman 

Aversatile artiste with a high level 

of proficiency in Carnatic Music is 

scheduled to perform in Auckland 

next month. 

New Zealand Carnatic Music Society is 

organising a vocal recital by Dr Pantula 

Rama at 530 pm on Saturday, March 9, 2019 

at Blockhouse Bay Community Centre (Jim 

Gilbert Room), located at 524 Blockhouse 

Bay Road, Auckland. 

She will be accompanied by M S N 

Murthy on the Violin and Sai Giridhar on 

Mridangam. 

Tickets, priced at $20 for adults and $15 

for Seniors and children under 12 years of 

age are now available. 

Please contact Jay Jeyashankar on 021- 

630914; Leena Mani on 021-0495262; Mala 

Nataraj on 021-620930; Priya Vijay on 021- 

1084098; Ravi Nagarajan on 021-2401356; 

Shanthi Swaminathan on 027-6479580; 

Sreeranganath Koilkandadai on 021-682957 

or Yashwanth Kumar on 021-02429863. 

Multitalented Artiste 

Born and raised in a culturally abundant 

family of musicians, poets, scholars and 

astrologers, Dr Pantula took to the performing 

art naturally. Her mother Padmavathi 

is a Veena artiste, while her father Pantula 

Gopala Rao was her Guru, who initiated 

her into the world of music and coached 

and encouraged her to pursue excellence. 

She later came under the tutelage of the 

late Ivaturi Vijayeswara Rao who helped 

her to lift her proficiency and become a 

seasoned professional. 

According to her peers and critics, “Dr 

Pantula is highly regarded for her chaste, 

aesthetic and intellectual style of singing. 

She is popular for an ever-fresh approach 

in her concerts.” 

Academic Achievements 

With a doctorate (PhD) in Music from 

Ethnic Poetry explodes in the Kitchen with spice 

“Go Home Curry Muncha” opens on February 19 Writers/Directors: Gemishka Chetty and Aiwa Pooamorn 

Suppled (Edited) Content 

When two angry Asian 

poets get together 

to cook, no one can 

predict what comes next. 

It could well be a thunderstorm; 

loud noise of coconuts 

being smashed and demonic Kali 

incantations. 

With the ever popular 

‘Turmeric latte’ on the rise, 

Gemishka Chetty and Aiwa 

Pooamorn simmer their poetry, 

Asian Cuisine, and performance 

art into a dish, best served spicy. 

Ethnic Slur reclaimed 

Reclaiming the ethnic slur 

by delivering an explosive 

MasterChef style competition 

asking audiences to judge the 

most authentic dish, this show 

will dissect cultural identity from 

the perspective of migrants and 

children of migrants living in 

New Zealand. 

As the heat in the kitchen 

grows, so would the rage of 

these women and their dynamic 

‘ethnic poetry.’ 

With their provocative words 

taking the poetry scene by storm, 

these artists from ‘Go Home Curry 

Muncha’ will not be holding 

back on their voices. 

Gemishka (‘The Grand 

Opening,’ ‘Brown Noize’) and 

Aiwa (Plastice Orgasm, [other] 

Chinese), and will be dishing up 

a visceral experience. 

Quirky Perspective 

This nuanced art performance 

FREE MEMBERS 

$20 ADULT 

$15 SENIOR/12 & Under 

NEW ZEALAND CARNATIC MUSIC SOCIETY 

proudly presents 

Vidushi Pantula Rama 

secretarynzcms@yahoo.co.nz / Leena 021 0495262 

Sreeranganath - 021 682 957 

Yashwanth - 021 024 29863 ~ Jay - 021 630914 

Ravi - 021 240 1356 ~ Shanthi - 027 647 9580 

Priya -021 108 4098 ~ Mala - 021 620 930 

www.nzcms.org 

show brings a bold and slightly 

quirky perspective to the cultural 

landscape of Auckland. 

According to Alice Canton (and 

others), “Aiwa Pooamorn has the 

wit, sorrow and fire, unlike any 

artist with who I have worked. 

Her sensual imagery tips from 

flirtatious to dangerous -to listen 

to her writing and watch her 

perform is to both exhale with 

laughter and gasp in distress. 

She is a brilliant emerging artist 

and definitely one to watch.” 

Fearless Performers 

Renee Liang said that 

Aiwa and Gemishka are fearless 

performers, demolishing stereotypes 

and assumptions with wit, 

candour and more than a little 

sass. 

“They take the greatest joy 

in surprising and outwitting 

audience expectations while 

simultaneously charming with 

their wordplay.” 

Auckland Fringe Festival 

Presented as a part of the 

Auckland Fringe Festival from 

February 19 to March 3, 2019, 

‘Go Home Curry Muncha’ will 

also be performing at the Performance 

Arcade in Wellington 

from February 21 to 24, 2019. 

It will also be played at the 

Basement Theatre on March 1 

and March 2, 2019 at 8 pm; Koha 

Entry only. For Bookings, please 

call phone iTicket 09 361 1000 or 

book online 

www.basementtheatre.co.nz 

Full programme details at 

9th March 2019 

5:30pm 

Jim Gilbert Room 

Blockhousebay Community Centre 

Vidwan Shri M.S.N .Murthy Violin 

Vidwan Shri Sai Giridhar Mridangam 

524 Blockhouse Bay Road 

Auckland 

Andhra University, she is a recipient 

of several honours including ‘Gayatri 

Sangeeta Vidwanmani,’ ‘Nightingale of 

Andhra’ and ‘Melody Queen of Andhra.’ 

She has also been honoured with the 

‘Outstanding Lady Vocalist’ and ‘Best Pallavi 

Award’ given by The Music Academy 

of Madras. 

Dr Pantula has been a favourite with 

the press and audio-visual media and has 

received rave reviews and critical acclaim 

from almost all critics. 

Dr M S N Murthy 

Dr Mutnuri Srinivasa Narasimha 

Murthy hails from a music family with 

a record of excellence for many generations. 

His mother Mutnuri Jalajakshi is 

a veteran vocalist and was groomed by 

the late maestro Nallan Chakravartula 

Krishnamacharyulu. 

Beginning his career as a Violinist at 

the tender age of ten, 

Dr Murthy became a 

Casual Artiste of All 

India Radio four years 

later. Purity of style, 

flawless execution, fine 

aesthetic sense and 

total command over 

the instrument are the 

exceptional qualities of 

this artiste. 

He has been 

awarded ‘Top Grade’ 

in Violin, ‘A Grade’ in 

Vocal and ‘A Grade’ 

in Viola by All India 

Radio. 

Sai Giridhar 

A Mridangam 

artiste of exceptional 

talent, Sai Giridhar 

was trained by M L N 

Raju and Parupalli S 

Phalgun. 

An ‘A’ grade artiste of 

All India Radio, he has 

performed in many 

prestigious music 

festivals in India and 

abroad. 

He received the 

Gold Medal for his 

performance on 

mridangam at the 12th 

National Youth Festival 

at Pune in 2007. With 

many recordings 

and workshops to his 

credit, Mr Giridhar was 

awarded the ‘Ustad 

Bismillah Khan Yuva 

Puraskar’ by Sangeet 

Natak Academy in 

2016. 

www.aucklandfringe.co.nz 

https://www.theperformancearcade.com/gemishka-chetty-aiwa-pooamorn 

For more information, please 

contact Gemishka Chetty on 

021-02664069 

Email: crewativecreatures@ 

gmail.com 

About Basement Theatre 

Basement Theatre is a home to 

professional and budding theatre 

artists, comedians, dancers and 

musicians. Renowned for its 

ability to push the boundaries 

of artistic expression, it is 

Auckland’s culture-defining 

powerhouse. 

Basement Theatre nurtures 

local live artistic voices that 

are unique and urgent, and 

aims to inspire and challenge 

New Zealand audiences and 

arts organisations, and reflect 

people’s diverse identities and 

experiences. The programme 

comprises more than 80% New 

Zealand content, and more than 

50% world premieres. 

A Charitable Trust, Basement 

Theatre puts all profits back 

into the community through its 

extensive artist development 

programmes, and risk-share box 

office model. The organisation 

is committed to be a part of 

what makes the performing arts 

industry, and artists, in Auckland 

truly sustainable. 

For further information, 

please contact tim@basementtheatre.co.nz 

Expert to explore Carnatic 

Music in film songs 

Venkat Raman 

Aunique event to highlight 

the strong influence that 

Carnatic Music had in 

Tamil film songs will be 

held in Wellington and Auckland. 

Eighty-four-year old Carnatic 

Musician and music expert G S 

Mani, who has worked with almost 

all music directors and composers 

of Tamil films for more than 60 

years including M S Viswanathan, 

K V Mahadevan and Ilayaraja, will 

speak in English with video clips, 

bringing to the fore a subject that 

would interest most music-lovers. 

He presents full-length Carnatic 

Music concert regularly and also 

participates in TV programmes. 

Programme in Wellington 

His first show will be held in 

Wellington on Sunday, February 

24, 2019, organised by the New 

A u c k l a n d 

Ta m i l 

Adults $15 

Children under 12 - Free 

Auckland Tamil Association 

Saturday, 2 March 2019 

Zealand Indian Fine Arts Society at 

Epuni Hall, located at 38 Mitchell 

Street, Lower Hutt. Tickets, priced 

at $25 per person ($20 for Seniors 

and Students) are available from 

021-0599405; Raghu 027-2103477 or 

Gayathri 022-1633485. 

In Auckland 

Mr Mani will also participate 

in ‘Cinemavum Sangeethamum,’ 

organised by Auckland Tami 

Association at 6 pm on Saturday, 

March 2, 2019 at Western Springs 

Garden Community Hall, 956 Great 

North Road, Western Springs. 

Tickets priced at $15 (Children 

Under 12 free) are now on sale. For 

details, please contact Association 

President Vai Ravindran on 027- 

2758266. 

The Association will also 

inaugurate its Tamil classes earlier 

on that day. 

A unique concert by the veteran Madurai Sri G.S.Mani (accompanied by local talents) 

on the connection between Tamil film music and Carnatic music 

For tickets contact 

Vai Ravindran: 027 275 8266 

Vel Murgan: 022 429 1730 

Murali Kumar: 021 685 804 

Arvind Kumar: 027 479 1340 

presents 

Cinemavum Sangeethamum 

Tamil movie songs Carnatic music 

 

 

A first of its kind in Auckland for those who love 

To know about the connection between movie songs and Carnatic music 

To Attend something unique, interesting, engaging and 

fun for the whole family 

6pm to 8pm 

Western Springs Garden Community Hall 

956 Great North Rd, Western Springs, 

Auckland 1022


Communitylink 

TenKilometresofRam-A-Thon bring spiritualityand funds 

17 

Thakur 

Ranjit Singh 

Wehave multitudes 

of religious societies 

and organisations 

in New 

Zealand. 

They are performing commendable 

duties ofreligious 

teachings, promoting their respective 

Gods, and whiledoing 

so, handsomely collecting 

funds for upkeep of their respective 

institutions. Nothing 

wrong with that, infact, very 

admirable. 

Shri Ram Mandir, located at 

11, Brick Street, Henderson, 

Auckland is among afew organisations 

that stand out and followthe 

definition of Hinduism, 

whichismore of away of life 

than mere rituals. 

Spiritualityistheir priority,which 

means beinggood, 

compassionate, caring, respecting, 

community-conscious, 

God-loving andagood human 

being. 

Service toHumanity 

These teachings should be 

translated into deeds rather 

than being confined as theoretical 

discourses. 

According to the Scriptures, 

the best deedisservicetohumanity, 

what we call ‘Parr Hitt.’ 

This is alsotaught by other 

religions and well depicted 

in ‘Abu Ben Adam Poem’ by 

Leigh Hunt. The message here 

is, “God loves andblesses those 

Hiking Tour Companyscales high with qualityservice 

Nepal is atrekker’s delight 

Michael Carter 

New Zealand is famous 

for its clean greenimage 

and recent growth in 

ethical businesses. 

From the natural fibreclothing 

brand Icebreaker, to the fully 

recycled shoesofAll Birds, New 

Zealand is truly making its mark 

in the social enterprisesector. 

These businesses have leveraged 

NewZealand’s ethical clean 

green image to createsuccessful 

international brands.The latest 

social enterprisetocome out of 

New Zealand is the hiking tour 

companyVXTours Nepal. 

VX Tours Nepal 

VX ToursNepal has become 

one of the fastest growingNew 

Zealand businesses, attracting 

over60,000 Facebook followers 

within the space of afew months. 

Ram-A-Thon participants at the Shri Ram Mandir complex 

Pravin Kumar (extreme right) announcing donation of$43, 442.60 by Housing, Urban Development 

and Transport Minister Phil Twyford to Friends of Fiji Health Foundation Chairperson 

Rajesh Chaudhry 

who love their fellow beings.” 

That iswhat Shri Ram Mandir 

does. Itliterally walks thetalk in 

loving its fellow beings. 

And this is donethroughits 

Walkathon which they have 

named (after Lord Ram) ‘Ram- 

A-Thon.’ Here, the devotees 

walkand raise funds for worthy 

causes. 

The Ram-A-Thon 

Sixyears ago, this started 

as afullday, 35kms of marathon 

walk from Papatoetoe 

to Henderson. It was later reduced 

to 20 kms from Auckland 

That is no easy feat for a 

companyselling hiking tours to 

Mt EverestBase Camp. 

The companywas createdto 

improve the working conditions 

of local guides and porters in 

Nepal. Its Founderwas shocked 

when she heard that guides and 

portersinNepalare oftenpaidso 

little that they cannot even afford 

basic accommodation during the 

hike. 

As aresult, they are regularly 

forced to sleepincaves and 

sheltersatextreme temperatures. 

Conscientious Employer 

VX ToursNepal pays their 

porters50% more thanthe 

standard wage to prevent this 

from happening to their staff. 

VX ToursNepal hasalsotaken 

advantageofthe recent influx of 

tourists to Nepal. 

Nepal has recently become 

Domain (Museum) to the 

Mandir. Since then, they have 

held two other Walkathons to 

help Starship Children’s Hospital 

(over $10,000) and St John 

Ambulance (over $16,000). 

This year, the Mandir officials 

decided to reduce the walkto10 

kms, and utilise the day toassemble 

people in ahuge community 

networking and wellbeing 

quest,developing it intoaFamily 

Carnival. 

Family Carnival 

The Family Carnival held 

on February 3, 2019 (after the 

one of the most popular off the 

beatentrack travel destinations 

in the world. It has slowly been 

recovering from thedevastating 

earthquakethathit the country 

in 2015. 

Over the pastfour years, the 

trails to Everest Base Camp have 

been cleared and thequaint 

teahousesalong the wayhave 

been repaired. 

Now that the earthquakes are 

over, tourists areexcited and 

ready to get back into this exotic 

country.Tourism numbershave 

risenfrom over500,000 in2015 

to onemillionin2018. 

TopDestination 

Nepal has also featured in 

Hiking Camps on amountain 

manynewspapers andmagazinesasatop 

travel destination. 

Huffington Postrecently voted 

it as oneofthe top20adventure 

travel spots for2019. 

LonelyPlanet also got on 

board, voting Kathmandu as 

one of the top 10 cities to visit in 

2019 and Nepal as atop travel 

Fun and Sports at the Family Carnival (Pictures by Thakur Ranjit Singh) 

Walk) in HendersonParkwas 

afun-filled event where there 

werefriendly matches between 

the Districts in Fiji, including 

Suva, Lautoka, Rewa, Ba, Tavua, 

Rakiraki, Labasa and Nadroga. 

There was abucketful of family 

and sporting events such as 

Men’s Soccer, Tug of War, Seniors 

LawnBalls, SeniorsBall and 

Bucket, Ladies Penalty Kicks and 

LadiesVolleyball. 

As theyenjoyed, the participants 

also helped to collect funds. 

FriendsofFiji Health 

The beneficiary this year 

was theFriendsofFiji Health, 

whichreceived $43,442.60 from 

Shri Ram Mandir, the highest 

by asingledonor. Acheque for 

the amount was presented by 

Housing, Urban Development 

and TransportMinister Phil 

Twyford. 

We express our sincere appreciation 

to Shri Ram Mandir 

Managing Trustee Pravin Kumar, 

Mahendra Sharma andalarge 

number oftheir executivemembers, 

volunteers, soccerteam 

members, youth groupsand community 

and social workers. 

The Gokyo Ri in the Khumbu region (Pictures Supplied) 

destinationintheir 2018list. 

This small NewZealand company 

is not just growing because of 

the expandingtourism industryin 

Nepal. 

It offers asuperiorservice 

throughout the hike. 

Once their customersreach 

Everest Base Camp, they have a 

unique opportunity to takeascenic 

helicopter flight that takes them 

overBase Camp andparalleltoMt 

Everest. 

Although the views from thehike 

We also thank theFriends of 

Fiji Health Medical team for providing 

free basic medical checkup 

to those who attended the 

fundraiser and Family Festival. 

Beyond material wealth 

Mr Pravinsaid that while Ram- 

A-Thon aims toraise fundsfor 

worthy charities, money isnot 

the prime objective. 

“We wish to engage with the 

wider community, including children, 

youths, elders, women and 

people from all walks to life, 

whileenhancing diversity,teamwork, 

networking and multiculturalism.Ithas 

beenaneffort to 

create awareness ofwell-being, 

healthy living, walking, exercising 

and keeping fit, while raising 

funds for worthycauses. In doingso, 

we worked collaboratively 

with otherlike-minded charitable, 

community and religious 

organisations and obtained corporate 

andcommercial businesses 

on board as sponsors,” he said. 

Thakur Ranjit Singh is avolunteer 

at Shri Ram Mandir. He 

runs his blog, ‘Fiji Pundit’ and 

has been part of Ram-A-Thon 

since its inception in 2014. 

are breathtaking, the helicopter 

flight providesadifferent view 

altogether andisoften the 

highlight of the trip.Inaddition 

to this,they hiresomeofthe best 

guides in the countrytoensure 

their clients arewell lookedafter 

and safe. 

Uncompromisingquality 

VX ToursNepal demonstrates 

that high quality services canbe 

provided without compromising 

the wellbeing of the local communities. 

Their toursprovide asource 

of much needed income for the 

locals. 

They also ensure that their clients 

respect the local culture and 

don’t leaveany rubbish behind 

on this breathtaking hike. 

With the rise of ethical 

businesses likeVXTours Nepal, 

Icebreaker and AllBirds who 

knows what the futurelandscape 

of NZ business will look like. 

Michael Carter is aJournalist 

based in Auckland

18 


Entertainmentlink 

Model of the Fortnight 

Success follows those who dare to dream 

Fashion Shows, Entertainment 

and Beauty 

Contests provide me an 

opportunity to meet people 

and participate in charitable 

causes,” says Poonam Dayal, our 

Model of the Fortnight. 

Migrating to New Zealand with 

her family comprising her parents, 

brother and sister from their 

native Fiji 15 years ago, Poonam 

has had the best of three cultures- 

Fijian, Indian and Kiwi. 

Proclivity to Nursing 

She credits her parents with vision 

and fortitude, with the ability 

to decide the best career path for 

her and her siblings. 

“It is their belief in my aptitude 

towards Nursing that encouraged 

me to obtain a postgraduate (Masters) 

degree in Health Science with 

First Class Honours and launch my 

career as an Infection Prevention 

& Control Nurse Specialist at an 

Auckland Hospital. My parents 

have never been wrong,” she said. 

Poonam believes in pursuing 

what she believes to be within her 

reach, which was why she refused 

an offer from the organiser of a 

local beauty contest in 2016. 

“I am not ready for a 

Beauty Pageant,” she 

said. 

But she debuted the following 

year and was declared a 

Runner-Up. 

Inherent talent 

Her natural flair for the stage 

made her a good model, a talent 

that was honed by top names 

in the industry, from who she 

learnt the art of modelling, 

fashion and pageantry. 

“I was a part of the ‘Auckland’s 

Top Model’ contest. It was 

a great experience,” she said. 

Poonam participates in many 

charity fashion shows, models 

for a popular fashion house and 

appears at Fiji Day events. 

Heart for charity 

She is a volunteer at ‘Food 

for Life’ Charity at which she 

assists (on Mondays) in serving 

nutritious food for people in the 

community. 

“This service gives me internal 

satisfaction,” she said. 

Facebook: Poonam Dayal; Instagram: 

poonamdayalofficial. 

-Venkat Raman 

If you want to be featured as 

our Model of the Fortnight, 

please write to venkat@ 

indiannewslink.co.nz 

Get to see ‘Meera’ and her love for Lord Krishna 

Colour, Costumes and cultural rhapsody May 31-June 2 

Venkat Raman 

Anever-before-attempted 

story of ‘Meera’ and 

her impeccable love for 

Lord Krishna will be 

theme of a quality production 

that will be staged from May 31, 

2019 to June 2, 2019 at ASB Waterfront 

Theatre in Auckland’s 

Wynyard Quarter. 

What better way for theatre 

enthusiasts and lover of art (and 

of course romance!) to spend 

the long ‘Queen’s Birthday 

Weekend’ than to watch the 

story of love and devotion? 

Meera promises to be a 

high-calibre production that 

would captivate your attention 

and take you on a journey of 

relentless love and passion 

towards Lord Krishna. 

True, artistic form 

Gold Coast (Queensland, 

Australia) based ‘Wild Dreamer 

Productions’ Director and 

Choreographer Aarti Bajaj, 

who plays the lead character, is 

keen to present ‘Meera’ to New 

Zealanders in its true artistic 

form. 

She said that it is the local 

community that truly creates a 

stage show with a difference. 

“There will be a total of six 

shows across three days to allow 

all art lovers the chance to see and 

become a part of ‘Meera.’ If you 

love, love and if you are fascinated 

with the arts, this show is for you 

and for everyone you know,” she 

said, speaking to Indian Newslink 

during her visit last month. 

About Meera 

‘Meera’ has been a source of 

inspiration and endearment to 

thousands of enthusiasts across the 

Tasman and its creators are now 

keen to evince the interest of New 

Zealanders. 

A bold love story originating 

from the 16th Century India, 

‘Meera’ follows the life of a young 

Princess on her endless, yet beautiful 

journey of love with the Hindu 

God, Krishna. 

This is a story told through 

mesmerising dances, strong 

theatrical scenes and confluence of 

numerous other artistic forms of 

expression. 

“Meera is a love story like none 

other. Keeping a strong balance 

of a musical theatre production, 

it is more than just acting on a 

theatrical stage. This love story and 

its passion are told through dances 

such as ballets, Indian Classical 

dances, aerial and pole. The art 

forms showcased on stage, along 

with the passion of each and every 

cast member makes Meera a show 

that you will never forget,” Team 

Meera publicists said. 

Local Talent Pooled 

Along with a selected few 

Music, Dance- nothing allures without you, Krishna 

cast members from Gold Coast 

(Queensland Australia) ‘Team 

Meera Auckland’ has recently 

been cast a variety of local amateurs 

and trained professionals 

alike to bring the stage to life. 

“The cast performs and showcases 

their talent and passion to 

enhance and amaze you from 

your seat. In an age where the 

arts are expanding, ‘Meera’ is 

pushing boundaries that one step 

further.” 

As a show from a production 

house that shines its spotlight 

on the talent of future creatives, 

‘Meera’ will break the boundaries 

of arts. 

“With exquisite costumes, 

internationally composed 

music and next-generation scene 

mapping technology, you will be 

captivated by the essence of what 

it means to truly experience the 

magic of true love.” 

Growing Network 

Aarti said that with countless 

opportunities for growth and 

development, our network is 

continuously growing. 

“We are enabling and 

Meera combines the classical and aerial 

Until the day I see you, no repose: Meera’s song (Translated) 

(Pictures supplied by Wild Dreamers Production) 

encouraging the next generation 

of creative professionals with 

an opportunity to expand their 

artistic potential. Our aim at 

Wild Dreamer Productions is 

to foster the growth of the next 

generation of artistes and creative 

professionals and work with them 

to learn, collaborate and be able 

to produce truly amazing artistic 

works of expression. 

That is our aim, our vision and 

our pledge to the arts,” she said. 

About Wild Dreamer 

Productions 

Wild Dreamer Productions is 

a production house with a soul. 

It works with talented and passionate 

individuals all around the 

world who consider themselves to 

be Wild Dreamers. 

Led by Aarti, the Production 

House began its first journey of 

Meera, helping to make this vision 

a reality. Performing to over 1000 

people at the Home Of The Arts 

(HOTA) in Gold Coast last November, 

it comprised a local cast of 

over 300 amateurs, professionals 

and arts-lovers encouraging the 

audience wanting more. 

-With Reporting by Kyla 

McLean, Sponsorship Manager 

and Marketing Director, Wild 

Dreamer Productions.


Model of the Fortnight 

Entertainmentlink 

19 

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we provide trusted market intelligence and 

practical advice to help you findthe right 

fijian products foryourbusiness. 

contactus 

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Daniel.corbett@investinfiji.today 

+6493632743

20 


Sportslink 

Indians were great in ODI but scored low in humility test 

Ravi Nyayapati 

The exciting Indian cricket 

tour of New Zealand 

ended on a muted note 

for the visitors, as the 

Blackcaps snatched a close 

victory in the third and final T20 

international in Hamilton, and 

thereby claiming the series 2-1. 

There is always an added buzz 

with tours involving Indians. 

Title sponsors ANZ certainly 

did their part this season in 

ensuring that the tour involved 

extensive public outreach and 

engagement using multiple 

marketing channels. 

Credit goes to ANZ for creating 

hype in a country where Rugby 

gets all the attention. 

ODI as predicted 

The One Day International 

(ODI) series went as predicted. 

Barring a bizarre surrender at 

Hamilton’s Seddon Park in the 

fourth ODI, the Indians completely 

dominated the series. 

The one-off loss was a wake-up 

call for stand-in Captain Rohit 

Sharma who admitted to being 

“humiliated,” before taking the 

field in the fifth and final ODI, 

which his troops won, claiming 

the series 4-1. New Zealand 

Captain Kane Williamson admitted 

that they were up against a 

India bounce back from the big loss in Wellington to level the series 

Blackcaps in Hamilton Pictures by Hemant Parikh 

brilliant side. 

T20 format different 

At that point, Williamson 

was also right in that the 

T20 format presented a 

different opportunity and 

approach. In this shortest 

format of the game, 

the teams take greater 

risks and as a result get 

varied success and a 

lower chance of meeting 

predictions. 

All three games of the 

series were entertaining, 

drawing the largest 

crowds at each of the venues 

where the matches 

were played. 

Wellington for 

Blackcaps 

The series kicked off 

in windy Wellington 

where Williamson’s men 

notched up a convincing 

80 run victory, courtesy 

of Wicketkeeper Tim 

Siefert’s valiant 84 runs of 

43 deliveries. 

Sharma’s eleven 

squared the series at 

Eden Park. Krunall 

Pandya restricted New 

Zealand batsmen with 

clever bowling, before the 

Indian top order did their 

job with the bat and level 

the series. 

The final game in 

Hamilton was a nail biter, 

where fast bowler Tim 

Southee held his nerve in 

final over, to ensure the 

blackcaps closed the series 

with a 4 run victory, 

and thereby claiming a 

2-1 series victory. 

Dhoni applauded 

The atmosphere in each 

match was electric. In 

particular, the response 

former captain MS Dhoni 

received when walking 

onto the field at Eden 

park could fool anyone 

into thinking the match 

was being played in India. 

All in all, it was an 

exciting month of Cricket, 

and Kohli’s men will be 

back in twelve months to 

provide more entertainment. 

Arrogant victors? 

On a gloomy note, 

it is understood the 

star-studded Indian team 

seemed a tad too precious 

of their celebrity status 

by not interacting with 

guests at a grand function 

arranged for them by 

ANZ. In contrast, the 

Women’s team, along 

with their New Zealand 

counterparts, as well as 

the Blackcaps mixed and 

mingled with ease. 

Several guests 

complained of the boys 

in blue largely keeping 

to themselves, killing the 

excitement of the large 

audience who had their 

hopes high of some level 

of direct interaction. 

NZ Cricket silent on 

charges 

The series also drew 

attention to a serious 

social matter. 

New Zealand Cricket 

(NZC) has not publicly 

taken a stand on sexual 

consent in relation 

to fast bowler Scott 

Kuggeleijn, whom they 

silently introduced into 

the international arena in 

this series. 

In 2017, Kuggeleijn was 

found not guilty of rape. 

This was at a retrial, 

after the initial 2016 trial 

resulted in a hung jury. 

What has irked the 

public is the pejorative 

conduct of Kuggeleijn and 

NZC’s failure to publicly 

address it. 

Understandably, spectators 

were seen holding 

signs which targeted NZC 

for their inaction in an 

era where the #metoo 

movement has brought 

sexual abuse to light. 

Kuggeleijn’s own 

account of the case is a 

shameful read, and based 

on his statements, both 

he and NZC have more to 

account for in spite of the 

not guilty verdict. 

His behaviour on sexual 

violence makes former 

Blackcap Jesse Ryder’s 

issues with alcohol look 

petty. 

NZC owes the public 

more than its silence. 

Ravi Nyayapati is our 

Sports Correspondent. 

SPORTS 

COMMUNITY 

ARTS & CULTURE 

Sports Categories: 

1. Best Senior Division Cricket Player 

2. Best Under 19 Cricket Player 

3. Best Over 19 Soccer Player 

4. Best Under 19 Soccer Player 

5. Best Rugby Union Player 

6. Best Rugby League Player 

7. Best Netball Player 

8. Best Hockey Player 

9. Best Over 19 Player Other Sports 

10. Best Under 19 Player Other Sports 

Calling Sportspersons, Community Workers and Organisations, Volunteers, 

Architects, Artists, Designers, Photographers, Choreographers, Dancers, 

Singers, Musicians, Teachers, Organisers and others connected 

to enter the Awards or be nominated. 

Entries and Nominations now open 

More than 100 Awards to be won! 

Last Date: June 1, 2019 •Awards Night on June 24, 2019 (details soon) 

Forms can be downloaded from www.inlisa.com and www.inlscaca.com. 

Please email completed forms to iscac@peaceconsulting.co.nz 

Sports Awards Supported by: 

Winners in the above categories will be automatically 

entered to qualify for Best Sportsman of the Year; 

Best Sportswoman of the Year; 

Elite Awards: For men and women of the community 

who have excelled in sports during their life and 

career- Awarded by NZICA 

Community Awards: 

For Individuals, Registered Associations, Societies and 

Charitable Organisations 

Arts Awards: For all kinds of designers – graphic artists, 

architects, cartoonists and others; photographers, painters 

and all other creative people 

Culture Awards: 

For choreographers, producers, directors, 

conductors, dancers (Classical and 

Contemporary), musicians (vocalists and 

instrumentalists) and all other artistes 

Conditions of Entry: Entries must be in prescribed form sent only by email. Those sent by post, fax, courier and other means will not be accepted. The decision of the judges will be final and no correspondence will be entertained in this connection.

INL Feb 15 2019 Digital Edition

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