JPSCU AR 2018 finan web

NOTES TO THE FINANCIAL STATEMENTS
For the year ended 31st December 2018
(Expressed in Jamaican Dollars unless otherwise indicated)
4. Financial Instruments and Financial Instruments Risk Management cont'd:
(b) Liquidity Risk (Cont'd):
Within 1 1 to 3 3 to 12 1 to 5 Over 5 No Specific
Month Months Months Years Years Maturity Total
LIABILITIES: $ $ $ $ $ $ $
INTEREST BEARING
LIABILITIES:
Voluntary Share Capital 189,378,174 252,504,232 315,630,290 353,505,925 151,502,540 - 1,262,521,161
Savings Deposits - 82,673,473 591,455,774 904,193,311 362,804,428 - 1,941,126,986
NON-INTEREST BEARING
LIABILITIES & CAPITAL:
External Credits - - 13,120,062 - - - 13,120,062
Payables 2,341,332 11,240,303 21,098,854 - - - 34,680,489
Accruals - - 17,292,930 - - - 17,292,930
Capital and Reserves - - - - - 970,103,028 970,103,028
Total Liabilities & Capital 191,719,506 346,418,008 958,597,910 1,257,699,236 514,306,968 970,103,028 4,238,844,656
Net Liquidity Gap 565,863,023 (198,121,624) (396,556,568) 557,510,125 232,677,309 (761,372,265.00) -
Cumulative Liquidity Gap 565,863,023 367,741,399 (28,815,169) 528,694,956 761,372,265 - -
Within 1 1 to 3 3 to 12 1 to 5 Over 5 No Specific
Month Months Months Years Years Maturity Total
$ $ $ $ $ $ $
Total Assets 612,309,790 541,546,213 464,943,108 1,663,199,469 651,421,946 202,488,432 4,135,908,958
Total Liabilities & Capital 39,113,599 176,762,596 752,781,014 1,940,790,339 379,659,489 934,521,185 4,223,628,222
Net Liquidity Gap 573,196,191 364,783,617 (287,837,906) (277,590,870) 271,762,457 (732,032,753) (87,719,264)
Cumulative Liquidity Gap 573,196,191 937,979,807 650,141,901 372,551,031 644,313,488 (87,719,264) -
33 Annual Report 2018