Annual Report of Euram Bank Vienna 2018

8.) In fiscal year 2018, the company did not conclude any currency futures (none as at 31/12/2017).
These are basically used to hedge foreign currency positions. The lives of the foreign exchange
futures are basically less than one year.
9.) In fiscal year 2018, Euram Bank had not issued any loans to officers and related persons
(one such loan as at 31/12/2017) amounting to EUR 0.0 thousand (EUR 665.0 thousand as at
31/12/2017).
10.) In fiscal year 2018, Euram Bank reports a return on assets (annual result after taxes / total assets)
in the amount of 0.72%.
3. Explanatory note on the profit and loss account
In fiscal year 2018, the breakdown of income by geographical markets as per
section 64 (1) (9) BWG is essentially the following:
Interest income:
thousand
The Caribbean EUR 807.5
Asia EUR 88.4
Europe – EU EUR 7,967.4
CEE EUR 89.4
America EUR 8.5
Africa EUR 11.6
Australia EUR 1.1
Income from securities and investments:
Europe – EU EUR 41.8
Commission earned:
thousand
thousand
The Caribbean EUR 1,349.5
Asia EUR 349.1
Europe – EU EUR 7,886.6
CEE EUR 201.9
America EUR 36.5
Africa EUR 27.9
Australia EUR 14.5
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