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Citylife in Lichfield November 2020

Our November edition has a sense of reflection as we commemorate Remembrance Day on our cover, which will be even more relevant this year. We also have all of our usual mix of features, food reviews, recipes, articles, local news, history features, competitions and much, much more! Why not settle down with a cuppa and have a read through during these long autumnal afternoons - and enjoy! Lest We Forget

Our November edition has a sense of reflection as we commemorate Remembrance Day on our cover, which will be even more relevant this year. We also have all of our usual mix of features, food reviews, recipes, articles, local news, history features, competitions and much, much more! Why not settle down with a cuppa and have a read through during these long autumnal afternoons - and enjoy! Lest We Forget

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Advertis<strong>in</strong>g Feature<br />

When can you afford to retire?<br />

How many pensions do you have? Will they provide you with enough <strong>in</strong>come when you retire?<br />

Do you know how much tax free cash can be taken from them and when?<br />

What type of pensions do you have? Do you know the difference?<br />

Would you like a professional to give them the once over? Have you got a full state pension?<br />

How many years will it be before you can afford to retire?<br />

Effective F<strong>in</strong>ancial Plann<strong>in</strong>g is about know<strong>in</strong>g your clients and them know<strong>in</strong>g about you. There is no one size fits all approach and all<br />

clients are unique with differ<strong>in</strong>g circumstances, needs and requirements.<br />

If you become a client I will f<strong>in</strong>d out enough about you to provide you with effective f<strong>in</strong>ancial plann<strong>in</strong>g. I will speak <strong>in</strong> clear terms<br />

and do my best to try and help you achieve your goals.<br />

You can visit our office <strong>in</strong> Shenstone<br />

or I can visit you at home to discuss<br />

your f<strong>in</strong>ancial needs which could<br />

<strong>in</strong>clude Pensions, Investments, Sav<strong>in</strong>gs,<br />

Protection and Inheritance Tax Plann<strong>in</strong>g.<br />

At the moment, given the current<br />

circumstances, you may prefer a<br />

telephone call or onl<strong>in</strong>e meet<strong>in</strong>g <strong>in</strong>itially.<br />

The first appo<strong>in</strong>tment will be at my cost<br />

and there is no obligation to proceed<br />

any further. Any future costs will be<br />

expla<strong>in</strong>ed and agreed with you before<br />

any work is carried out on your behalf.<br />

As part of the f<strong>in</strong>ancial plann<strong>in</strong>g<br />

process I will carry out a full fact f<strong>in</strong>d of<br />

your circumstances and discuss with<br />

you your priorities, where you want to<br />

be f<strong>in</strong>ancially <strong>in</strong> the future and how I<br />

may be able to help you get there.<br />

Our F<strong>in</strong>ancial Adviser team at Four<br />

Oaks F<strong>in</strong>ancial Services are supported<br />

by <strong>in</strong>-house research, client liaison and<br />

adm<strong>in</strong>istration teams.<br />

As an experienced F<strong>in</strong>ancial Adviser I<br />

work with clients, at all stages of their<br />

life, to help them achieve their f<strong>in</strong>ancial<br />

goals. My clients are ma<strong>in</strong>ly <strong>in</strong> the<br />

Burntwood, <strong>Lichfield</strong>, Cannock and<br />

greater Wolverhampton areas, although<br />

I do have clients much further afield.<br />

At Four Oaks F<strong>in</strong>ancial Services we<br />

advise our clients on a range of<br />

<strong>in</strong>vestments and are very proud to have<br />

their trust and confidence to do so.<br />

It is often said that people deal with<br />

people so please give me a call or drop<br />

me an email. We can have a chat and can<br />

take it from there if you wish.<br />

I hope to hear from you soon.<br />

Rob<strong>in</strong> Place DipFA, CeLTCI, MLIBF<br />

F<strong>in</strong>ancial Adviser<br />

0121 323 2070, 07968 504805<br />

rob<strong>in</strong>@fouroaksfs.com<br />

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