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Insolvency Made Clear: A Guide for Debtors

Plain English, practical guidance for anyone facing demands over a debt they are struggling to pay.

Plain English, practical guidance for anyone facing demands over a debt they are struggling to pay.

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Contents<br />

5.13.10 The petitioner does not attend the hearing of<br />

the petition 100<br />

5.13.11 An Individual Voluntary Arrangement has been<br />

approved100<br />

5.13.12 The court has no jurisdiction to make the<br />

bankruptcy order 100<br />

5.13.13 Debtor lacks capacity 100<br />

Box 20: Other grounds <strong>for</strong> dismissing petitions 101<br />

5.14 Substitution 102<br />

5.15 Change of carriage 103<br />

5.16 Bankruptcy order 103<br />

5.17 Appeals 103<br />

5.18 Other <strong>for</strong>ms of bankruptcy 103<br />

Chapter 6 Possession hearings 105<br />

6.1 Overview 105<br />

Box 21: What if the bankrupt was renting? 106<br />

Box 22: Coronavirus and evictions 107<br />

Box 23: Caution 108<br />

6.2 Role of Trustee 108<br />

Box 24: Summary of the bankrupt’s rights 108<br />

6.3 Orders <strong>for</strong> possession 110<br />

6.3.1 Rights of occupation when the bankrupt lives<br />

with children 110<br />

6.3.2 Rights of occupation when the bankrupt lives<br />

with a spouse or civil partner 111<br />

Box 25: ‘Common law wives’ 112<br />

6.3.3 Rights of occupation when the bankrupt coowns<br />

the property with a third party 113<br />

6.4 Low value homes 113<br />

6.5 Mortgage payments 113<br />

6.6 Objecting to sale 114<br />

6.7 Dismissal of Trustee’s application <strong>for</strong> possession 115<br />

xi

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