Insolvency Made Clear: A Guide for Debtors
Plain English, practical guidance for anyone facing demands over a debt they are struggling to pay.
Plain English, practical guidance for anyone facing demands over a debt they are struggling to pay.
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<strong>Insolvency</strong> Law <strong>Made</strong> <strong>Clear</strong> – A <strong>Guide</strong> For <strong>Debtors</strong><br />
Box 55:<br />
Hearings where the parties have agreed what the<br />
outcome should be 231<br />
Chapter 18 Representing yourself 233<br />
18.1 Writing to the petitioning creditor 233<br />
18.1.1 Settlement 234<br />
18.1.2 Disputed debt 236<br />
18.1.3 Sending documents 236<br />
Box 56: Who to contact 236<br />
18.1.4 ‘Pre-action’ correspondence 237<br />
Box 57: Using the creditor’s resources wisely 238<br />
18.2 Written documents <strong>for</strong> the court 238<br />
Box 58: Making applications 240<br />
18.3 Skeleton arguments 240<br />
Box 59: Court bundle 241<br />
Box 60: Sending documents to court 241<br />
18.4 Appearing in court 242<br />
18.4.1 Cross-examination 243<br />
Box 61: Remote hearings 243<br />
18.4.2 Addressing the court 244<br />
Box 62: What should I wear? 245<br />
18.4.3 Order of proceedings 245<br />
PART 6<br />
ANNEXES<br />
Annex 1 Model Documents 249<br />
Box 63: How to use these documents 249<br />
Letter of settlement 250<br />
Application to set aside a statutory demand on the grounds<br />
that the debt is disputed 253<br />
Notice of opposition 259<br />
Application <strong>for</strong> a validation order 260<br />
Statement of costs 265<br />
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