Spain Property Guide - January 2022 Issue 7

Buying property in Spain guide, read the number 1 overseas property magazine dedicated to Spain and is designed specifically for property buyers in the UK and Europe, Buying in Spain made simple providing readers the necessary information, interesting articles, and the latest property for sale. Find out more about the most popular places to live in Spain. If you're looking to buy a luxury villa in Marbella for retirement, or a holiday apartment by the sea in Costa Blanca then you will find hundreds of property listings at www.spainpropertyguide.com web portal with an easy-to-navigate search tool. Look out for the new weekly articles that include legal advice provided by the registered Spanish abogado from My Lawyer in Spain dedicated legal team. Advice with all that you may need to know about obtaining residency in Spain and the visa requirements to live and work in Spain. There are many benefits for you when registering to the Spain property guide web portal, you can save your search, share property details, and arrange a virtual video tour of your chosen Spanish property. You can also request a personal property finder, this service is dedicated to your exact needs and will save you time and can also save you money.

Buying property in Spain guide, read the number 1 overseas property magazine dedicated to Spain and is designed specifically for property buyers in the UK and Europe, Buying in Spain made simple providing readers the necessary information, interesting articles, and the latest property for sale.
Find out more about the most popular places to live in Spain.
If you're looking to buy a luxury villa in Marbella for retirement, or a holiday apartment by the sea in Costa Blanca then you will find hundreds of property listings at www.spainpropertyguide.com
web portal with an easy-to-navigate search tool. Look out for the new weekly articles that include legal advice provided by the registered Spanish abogado from My Lawyer in Spain dedicated legal team. Advice with all that you may need to know about obtaining residency in Spain and the visa requirements to live and work in Spain. There are many benefits for you when registering to the Spain property guide web portal, you can save your search, share property details, and arrange a virtual video tour of your chosen Spanish property. You can also request a personal property finder, this service is dedicated to your exact needs and will save you time and can also save you money.


You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.





®<br />


GUIDE<br />

.COM<br />


TAX FOR<br />


IN SPAIN<br />





SPAIN <strong>2022</strong><br />


£50 Amazon<br />

voucher<br />

Earn a<br />




Beaches and crystal waters 06<br />

Featured property 10<br />


The white coast 14<br />

Why People Choose Welcome Estates 16<br />

A family business 18<br />


Classic Mediterranean region 24<br />

Costa Calida Market review 26<br />

Urbania - A philosophy of development 28<br />

SALES<br />

EDITOR<br />


DESIGN<br />

>> sales@spainpropertguide.com<br />

>> editor@spainpropertguide.com<br />

>> distribution@spainpropertguide.com<br />

>> design@spainpropertguide.com<br />

Tel: <strong>Spain</strong> +34 966 94 20 22 • Tel: UK +44 7498984177<br />


Long stretching beaches 32<br />

Costa Almeria Market review 34<br />


Popular destination 38<br />

Luxury in a natural setting 40<br />

Granada - Seductress of the ages 44<br />

Malaga - The other Barcelona 48<br />

Malaga Technology Park 50<br />

Andalucia’s own car maker 52<br />

Spanish Architects 54<br />


Archipelago in the Mediterranean 58<br />

Ibiza - Shabby Chic and much more 60<br />

38<br />

COVER IMAGE: Yaroslav Shuraev from Pexels woman in skiwear on a<br />

snowy mountain<br />

2<br />

l<br />

DISCLAIMER: <strong>Spain</strong> <strong>Property</strong> <strong>Guide</strong> Magazine accepts no responsibility for claims<br />

made by advertisers or comments by made by contributors in any form. Any<br />

unauthorised reproduction, in whatever media format, whether in whole or in part, is<br />

strictly forbidden. Artwork produced by <strong>Spain</strong> <strong>Property</strong> <strong>Guide</strong> remains the property of<br />

<strong>Spain</strong> <strong>Property</strong> <strong>Guide</strong>. All rights reserved.<br />


44<br />

10<br />

48<br />

LAW & LEGAL<br />

Golden Visa 04<br />

Currency Outlook 20<br />

Plusvalia - Tax for properties in <strong>Spain</strong> 22<br />

Living in <strong>Spain</strong> 30<br />

Buying A <strong>Property</strong> in <strong>Spain</strong> - The process 36<br />

The next evelolution of BinckBank 46<br />

54<br />

Bodegas for a modern era 62<br />

58<br />

32<br />





For people outside the EU interested in buying a property,<br />

investing or indeed residing in <strong>Spain</strong>, the Golden Visa<br />

scheme offers a convenient way of acquiring legal status.<br />

Since Brexit, this also includes British citizens.<br />

The access and rights once automatically granted to British<br />

subjects were withdrawn when the UK left the European Union<br />

along with the free movement of people within its boundaries;<br />

now effectively outside of this zone, the same rules broadly apply to<br />

them that also govern relations with the citizens of many other of the<br />

world’s nations. However, the Golden Visa offers a way of attaining<br />

residence rights and the ability to conveniently own property, invest<br />

in and also reside within <strong>Spain</strong>.<br />


The essential requirements to qualify for a Spanish Golden Visa are<br />

pretty straightforward. You really just have to own a property within <strong>Spain</strong><br />

with a minimum net value (excluding charges) of €500,000. The second<br />

requirement is to be able to prove to the satisfaction of the country’s<br />

authorities that you have the means to support yourself in <strong>Spain</strong> without<br />

the need to work here, thus waving any responsibility of the state for<br />

your financial wellbeing. The aim of this is to encourage investment in<br />

<strong>Spain</strong> and to ensure that any non-EU citizens residing in the country are<br />

financially independent.<br />


To apply for the Spanish Golden, you have to be physically present in the<br />

country, as your passport will have to contain a date stamp of entry. While<br />

a lawyer or gestor may submit the application on your behalf, you have to<br />

be present in person during the process and up to its completion.<br />


As is standard in such cases, a certain amount of documentation is<br />

required and has to be submitted in a specific manner. Some, such as<br />

your passport, will already be in your possession, while others will have<br />

to be requested in your home country in advance of your Golden Visa<br />

application in <strong>Spain</strong>. As these will be issued in your mother tongue,<br />

an official translation of all such documents by an accredited sworn<br />

translator will have to be prepared in <strong>Spain</strong> before submitting both sets<br />

(the original and translated versions) for scrutiny. Make sure you have<br />

both the original versions and copies available. Your lawyer or gestor will<br />

be able to assist you with all of this.<br />

Moreover, all documents have to be legalised and bear the Apostille of<br />

The Hague – and remain valid for only three months from the date of<br />

issue.<br />

The documents needed for your Golden Visa application are:<br />

• Passport and copies of all its pages (including blank ones)<br />

• Non-criminal record certificate<br />

• An updated marriage certificate (if applicable)<br />

4<br />

l<br />


Documents to be requested in <strong>Spain</strong>:<br />


Proof of valid full health coverage, and if this needs to be contracted<br />

through a health insurance company the lawyer or gestor will be able to<br />

assist.<br />


This certificate confirms that a Spanish property is registered in<br />

your name with the Land Registry, and that it is owned by you free of<br />

outstanding charges or encumbrances. This too can be obtained on your<br />

behalf by your appointed lawyer.<br />


This certificate documents the current balance of your account in your<br />

home country, as well as its average annual balance. In addition you will<br />

be required to provide an extract of bank account movements going back<br />

six months from the date of application. Both these documents need<br />

to clearly identify the holder of the account and the matching account<br />

number, so as to confirm that it is indeed your account and your money.<br />


The above also applies for your Spanish account, with which a lawyer or<br />

gestor can once again be of assistance.<br />


This usually entails flight tickets to enter and leave <strong>Spain</strong>, with the latter<br />

dated after the submittal of the application for a Spanish Golden Visa.<br />


Once all the above documentation has been correctly compiled and<br />

submitted, the Spanish government has 21 days to respond with a<br />

definitive answer. If your application is successful, you will have to<br />

come to <strong>Spain</strong> within around a month of a positive decision to have your<br />

fingerprints taken at police headquarters.<br />

You will then receive the Residence Card approximately six weeks later,<br />

and again, it has to be collected in person.<br />


From the moment it is granted, the Spanish Golden Visa is valid for a<br />

period of two years, after which it should be a formality to be renewed<br />

and extended for periods of five years at a time, until one ultimately<br />

becomes eligible for indefinite residency status.<br />




An ancient coast of beaches, crystalline waters and<br />

rocky cliffs that lead down to secluded little coves<br />

and bays, the northern part of the Costa Blanca is<br />

often described as the most beautiful section of all – and<br />

one of the finest examples of Mediterranean lifestyle to be<br />

found anywhere.<br />


Alicante provides the big city feel as well as a large<br />

international airport for the region, and as you head north<br />

from here the first significant resort town is El Campello,<br />

popular above all with Spanish tourists. From here to the<br />

pretty coastal town of Villajoyosa, with its multi-coloured<br />

Levante houses, Beach, there are only tiny beachside spots dotted, and<br />

Benidorm<br />

6<br />


more of the same until you come to the most famous<br />

Costa Blanca resort of all: Benidorm.<br />

Famous for its package tourism, as humorously depicted in<br />

a British comedy series, this large resort town is redeveloping<br />

its look and offering to appeal to a more modern kind of<br />

tourism, complete with stylish resort hotels and a series of<br />

large theme park attractions such as Terra Mítica, Terra<br />

Natura and Aqualandia. From here, the coast becomes<br />

more rugged, with imposing capes and rocky cliffs and<br />

bays that together create breath-taking scenery against<br />

a backdrop of blue skies and green pine groves.<br />

Altea is a stylish resort town with a beautiful historic centre<br />

that ranks as one of the region’s highlights, while Platja<br />

L’Olla is a wonderfully secluded stretch of coast between

NORTH<br />

A view from<br />

Moraira to<br />

the Ifach in<br />

Calpe.<br />

Elche<br />

Rojales<br />

Orihuela<br />

Villa Martin<br />

distant cliffs. Just before you reach another iconic resort<br />

town, Calpe, Altea Hills is the first of a series of luxurious<br />

villas suburbs with stunning coastal views – one of several<br />

residential resort areas that offer an excellent choice of<br />

modern homes with all the latest styles, amenities and<br />

high-tech comforts. The views from here are truly stunning.<br />


Calpe is gifted with a stunning setting – a wide bay<br />

overlooking an iconic rock cape not unlike that of<br />

Gibraltar, as well as an inland lagoon known as Les Salines.<br />

This picture perfect spot first named by the Phoenicians<br />

provides the ideal setting for a resort town, and Calpe is<br />

the last large town before you come to the end of the<br />

Alicante<br />

Santa Pola<br />

Guardamar<br />

de Segura<br />

Torrevieja<br />

Denia<br />

Javea<br />

Benissa Moraira<br />

Altea Calpe<br />

Albir<br />

Benidorm<br />

Villa Joyosa<br />

Costa Blanca at Jávea and Denia, passing the pretty little<br />

coastal resort of Moraira. Beyond it lays gorgeous coastal<br />

scenery with idyllic bays such as Plata de la Granadella,<br />

with its turquoise water.<br />

Jávea and Denia are two pretty towns fronting sandy<br />

beaches and surrounded by attractive residential<br />

areas set within pine groves, with many following the<br />

undulations of golf courses such as the excellent La Sella<br />

Golf. The iconic Parc Natural Montgó crowns the natural<br />

beauty of this region, which is also less than an hour from<br />

Valencia, close to many more beauty spots and always<br />

just a short drive from country villages full of authentic<br />

regional charm.<br />



Are you planning on<br />

moving to <strong>Spain</strong>?<br />

Blevins Franks has 45 years of experience advising<br />

UK nationals moving to and living in <strong>Spain</strong>. We<br />

can guide your through various aspects of your<br />

move, from residence and Brexit, to tax and estate<br />

planning, to how best to structure your investment<br />

capital and pensions for a Spanish resident.<br />

Talk to the people who know<br />

+44 (0)207 389 8133<br />

centralenquiry@blevinsfranks.com<br />

We have nine offices in <strong>Spain</strong> as well as one in<br />

London. Our local advisers would be more than<br />

happy to have a chat with you and see how they<br />

can help you establish your dream life in <strong>Spain</strong>.<br />


108-es<br />

8<br />

l<br />

Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority in the UK,<br />

reference number 179731. Where advice is provided outside the UK, via the Insurance Distribution Directive or the Markets in<br />

Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of the UK. Blevins Franks<br />

Trustees Limited is authorised and regulated by the Malta Financial Services Authority for the administration of trusts and<br />

companies. Blevins Franks Tax Limited provides taxation advice; its advisers are fully qualified tax specialists. This promotion<br />

has been approved and issued by BFFM.<br />



(+34) 965 791 035<br />

rimontgo@rimontgo.es<br />

https://www.rimontgo.com<br />

Partida Montgo, Jávea l 5,700,000€<br />

Dénia<br />

l Price on Request<br />

RMG6126<br />

RMG3238<br />

Spectacular villa built to the highest standards, a unique style,<br />

beautiful views and a perfect enclave in the Montgó area in Jávea.<br />

This majestic villa is surrounded by a well-preserved garden. The property<br />

is organised into three levels, each of them with spacious rooms and a topquality<br />

equipment. The main floor fuses with the terrace, the pool area and<br />

a fantastic patio partially covered. All of it with beautiful views of the valley.<br />

<strong>Property</strong> with private pool and panoramic views of the golf, sea and<br />

the city in Dénia.<br />

Exceptional, 5 bedroomed modern architect- designed avant-garde villa, set<br />

within the privacy of the exclusive Golf Resort La Sella and Marriot Hotel,<br />

with magnificent panoramic views to Montgó mountain, the 27 hole golf<br />

course and the Mediterranean Sea.<br />

La Plana, Jávea l 895,000€<br />

Bocairent, Valencia l 1,930,000 €<br />

RMG6303<br />

Villa set on a plot of 13,000m2 in La Plana, a well-known area surrounded<br />

by the Montgó Natural Park in Jávea. Includes guest accommodation.<br />

The villa is comprised of the main residence and a guest apartment. The<br />

main property is arranged on a single floor consisting of a large fitted<br />

kitchen, living-dining room with fireplace, the master bedroom with an ensuite<br />

bathroom, guest toilet and a bedroom.<br />

RMGV1980<br />

Unique rural home, very integrated into the surroundings with open<br />

views of the valley and the spectacular swimming pool.<br />

Located in the middle of the Sierra Mariola natural park, this villa sits on a huge<br />

75,000m2 plot on top of a mountain. The house itself covers an area of 350m2<br />

and comprises four bedrooms, three bathrooms, a magnificent living/dining<br />

room with double-height ceilings, completed with a large kitchen.<br />

Vall d’Albaida, Valencia<br />

l Price on Request<br />

El Bosque, Chiva, Valencia l 620,000€<br />

RMGV2822<br />

RMGV4241<br />

Spacious country property surrounded by olive trees and vineyards in<br />

one of the most beautiful locations of the Valencian Community.<br />

Opportunity. Reduced price. Rimontgó guarantees that this property<br />

features an extremely good price in its competitive market set. For more<br />

information visit our Best opportunities section where you will find an<br />

assortment of the very best buying opportunities in rimontgo.com.<br />

Exclusive villa facing the golf in El Bosque, Valencia. Combination of modern<br />

and Mediterranean style, bright with a large plot, garden and private pool.<br />

Facing the prestigious golf course El Bosque, set on a plot of more than 1,200m2<br />

with a well-established garden and a large swimming pool. The outdoor design<br />

is Mediterranean with Ibiza-style touches and the indoor area benefits from a<br />

modern design also combined with Mediterranean classic details.<br />










@<br />

@<br />

@<br />

+34 96 5744179<br />

info@tabairarealestate.com<br />

www.tabairarealestate.com<br />

Stunning contemporary modern<br />

design property for sale located<br />

just on the outskirts of Moraira with<br />

incredible panoramic sea and<br />

countryside views.<br />

• Bedrooms: 3<br />

• Bathrooms: 3<br />

• constructed: 400m2<br />

• Plot: 10.000m2<br />

• Energy rating: In process<br />

• Construction year: 2006<br />

• Pool<br />

• Air conditioning<br />

• Close to all amenities<br />

• Summer kitchen<br />

• Pool<br />

• Close to town<br />

• Exterior Terrace<br />

• Heating - underfloor<br />

• Views - Sea views<br />

• Parking - covered<br />

• Electric car gates<br />

• Alarm system<br />

1.540.000€<br />

m 2 Ref: 20.616<br />

400m 2<br />

10,000m 2 3 3 Pool<br />

m 2<br />

m 2 m 2<br />

m 2<br />




@<br />

@<br />

@<br />

+34 96 5744179 Avenida Madrid, 03724 Moraira<br />

info@tabairarealestate.com<br />

www.tabairarealestate.com<br />

CUMBRE DEL SOL 129.000€<br />

MORAIRA 650.000€<br />

3<br />

m 2 m 2<br />

m 2<br />

m 2<br />

2 1<br />

131m 2 526m 2 4 3 Pool<br />

m 2 m 2<br />

m 2<br />

m 2 m 2<br />

86m 2 Terrace Pool<br />

Ref: 30.192<br />

m 2<br />

Ref: 20.3399A<br />

BENISSA 255.000€<br />

BENISSA COSTA 550.000€<br />

m 2<br />

137m 2 Terrace Pool<br />

m 2<br />

3 2<br />

m 2 m 2<br />

Ref: 10.268E<br />

MORAIRA 675.000€<br />

m 2<br />

m 2 Ref: 20.2267<br />

255m 2 1.880m 2 6 3 Pool<br />

m 2<br />

m 2 m 2<br />

m 2<br />

JAVEA 1.250.000€<br />

216m 2 1.947m 2 Pool<br />

m 2<br />

5 3<br />

m 2 m 2<br />


m 2<br />

Ref: 20.3427<br />

m 2<br />

m 2 Ref: 70.427<br />

393m 2 1.000m 2 3 2 Pool<br />

m 2<br />

m 2 m 2<br />

m 2


from our Extensive Northern Costa Blanca North Portfolio<br />

we’ll get you moving...<br />

Moraira 350,000 €<br />

Villa<br />

Ref: MT.H-747<br />

Altea 230,000 €<br />

Apartment Ref: HO354024<br />

Javea 1,095,000 €<br />

Modern Villa Ref: HO232889<br />

175m2<br />

Build<br />

825m 2<br />

Plot<br />

3 3<br />

Bedrooms Bathrooms<br />

Private<br />

Pool<br />

100m2<br />

Build<br />

200m2<br />

Plot<br />

2 1 Community<br />

Bedrooms Bathrooms Pool<br />

374m2<br />

Build<br />

1000m 2<br />

Plot<br />

3 3<br />

Bedrooms Bathrooms<br />

Private<br />

Pool<br />

Denia 179,999 €<br />

Apartment Ref: HO593564<br />

Jalon 159,000 €<br />

Townhouse Ref: HO121316<br />

Calpe 500,000 €<br />

Villa<br />

Ref: CA.H-099<br />

105m2<br />

Build<br />

NA<br />

Plot<br />

3 2 Community<br />

Bedrooms Bathrooms Pool<br />

165m2<br />

Build<br />

NA<br />

Plot<br />

3 2<br />

Bedrooms Bathrooms<br />

475m2<br />

Build<br />

850m 2<br />

Plot<br />

7 4<br />

Bedrooms Bathrooms<br />

Private<br />

Pool<br />

Moraira • Javea • Jalon • Calpe • Denia<br />

Northern Costa Blanca, our portfolio of properties is<br />

second to none. Whether you’re looking for a lock-up and<br />

leave weekend escape, rental investment, or something<br />

larger and more permanent, contact us.<br />

(+34) 96 649 1883<br />

moraira@moraira-hamiltons.net<br />

www.moraira-hamiltons.net<br />



COSTA<br />

LANCA<br />


Named ‘the White Coast’ for its<br />

cliffs and beaches, the Costa<br />

Blanca is a world of sand-toned<br />

hues contrasting with the azure-blue of<br />

the Mediterranean and the generally<br />

deep blue of its skies. This is essential<br />

Mediterranea, a region imbued by this<br />

ancient sea and its cultures.<br />

Phoenicians, Greeks, Romans, Moors<br />

and Franks, they were all here, moulding<br />

today with the indigenous population<br />

with a culture that is Spanish, but also<br />

has its own distinct identity. Spanish is the<br />

main language, with English, German,<br />

Dutch and French also frequently<br />

heard, but the other official language is<br />

Valenciano, which can be considered<br />

to be a derivative of Catalan and also<br />

closely related to the local vernaculars of<br />

the Balearic Islands.<br />

As a tourist and residential region, the<br />

200 kilometres of the Costa Blanca<br />

can be divided into a northern and a<br />

southern section, which border Valencia’s<br />

Costa del Azahar and the Costa Cálida<br />

respectively. Though the regional capital<br />

of Valencia – a jewel of a city, and<br />

second only to Madrid and Barcelona<br />

within <strong>Spain</strong> – is about an hour’s drive<br />

away, the nearest point of reference is<br />

the Mediterranean port of Alicante, itself<br />

a popular tourist destination.<br />


Moving up along the coast from the

SOUTH<br />

Costa Cálida, the Southern Costa Blanca is<br />

characterised by beachside resorts such as the<br />

chilled atmosphere of La Zenia, the amenities of<br />

Torrevieja – one of the icons of this coastline – and<br />

the smaller but equally popular Guardamar del<br />

Segura. This is a mostly sandy shoreline perfect for<br />

tourism but it offers a diversity of resorts, including<br />

the small-scale innocence of El Pinet la Marina, at<br />

the entrance to a large area of marshes.<br />

At its north end, in Bras del Port, high quality salt is<br />

produced close to the famous resort town of Santa<br />

Pola. Rounding the coast, one reaches the final<br />

part of the southern Costa Blanca, as it approaches<br />

the city of Alicante, which marks the dividing line.<br />

Here Monte Faro is a pretty coastal town set amid<br />

spectacular cliffs, and though Arenals del Sol and<br />

Urbanova are a little bigger, they too invoke a sense<br />

of endless beaches and classic summer holidays.<br />

Elche<br />

Rojales<br />

Orihuela<br />

Villa Martin<br />

Alicante<br />

Santa Pola<br />

Guardamar<br />

de Segura<br />

Torrevieja<br />

Torre Vigía Tamarit<br />

(Vigilance Tower)<br />

Santa Pola<br />


Denia<br />

Ja<br />

Benissa Mo<br />

Altea Calpe<br />

Albir<br />

Benidorm<br />

Villa Joyosa<br />


Why people<br />

choose<br />

Welcome<br />

Estates<br />

Welcome Estates brings more<br />

than 25 years of experience in<br />

the Spanish <strong>Property</strong> Market,<br />

the team of property experts offer an<br />

unparalleled level of knowledge of the<br />

Costa Blanca region and the current<br />

market and are always on hand to<br />

support you in the buying and selling<br />

process.<br />

The office is situated at the beautiful<br />

La Finca Golf and Spa Resort, with a<br />

portfolio of new and resale properties<br />

within the best golf resorts, coastal areas<br />

as well as typical Spanish villages and<br />

towns in the Costa Blanca and Costa<br />

Calida. Whatever your dreams and<br />

goals, Welcome Estates are qualified<br />

and experienced to help you achieve<br />

them.<br />

The company is built on a simple<br />

framework, helping you to build a<br />

better life by understanding that<br />

clients have their own unique<br />

set of requirements. The priority<br />

at Welcome Estates is to take<br />

the time to establish how to<br />

make them a reality together.<br />

Why use Welcome Estates:<br />

Transparency, honesty and<br />

consistent communication are<br />

paramount to help you navigate<br />

the buying process. Providing an<br />

extensive after-sales service ensuring<br />

that you can always call to find help<br />

and guidance long after you secure<br />

your new home.<br />

Highly qualified and experienced<br />

staff will be able to guide you through<br />

the process of buying and selling in<br />

<strong>Spain</strong>, answering any questions that<br />

arise along the way. The enthusiastic,<br />

friendly, and personable team cover<br />

multiple languages and have excellent<br />

knowledge of the surrounding areas<br />

and current market.<br />

Buying or selling a home is one of the<br />

biggest decisions you ever have to<br />

make, Welcome Estates will be there<br />

with you every step of the way to<br />

make the buying process as simple and<br />

straight forward as possible.<br />

What our clients say:<br />

We just purchased our property in<br />

<strong>January</strong> and they were first class and<br />

introduced us to our solicitor also based<br />

on la finca who were so professional<br />

and helpful with all aspects of buying<br />

property in <strong>Spain</strong>. We love it here. Good<br />

luck with your house hunting.<br />

Joe and Rue (<strong>January</strong> 2021)<br />

Amazing service<br />

Amazing service from Lisa and Team at<br />

Welcome Estates. By going over and<br />

above from start to finish made our first<br />

foreign property purchase a pleasurable<br />

experience. Huge Thanks to Lisa and her<br />

team.<br />

Julie and Steve (August 2021)<br />



From our Extensive range of properties in the Costa Blanca<br />

LA FINCA GOLF RESORT 1,250,000€<br />

3 Bed, 3 bath Villa<br />

With Private Pool Ref: 658281<br />

LA ZENIA 990,000€<br />

Villa Ref: 658240<br />

LA FINCA GOLF 347,500€<br />

Villa Ref: 410506<br />

LA FINCA GOLF 419,000€<br />

Villa Ref: 658193<br />

m 2<br />

m 2<br />

m 2<br />

m 2<br />

660m 2<br />

3<br />

4<br />

Private<br />

128m 2 350m 2<br />

m 2<br />

3<br />

2<br />

m 2<br />

Communal<br />

m 2<br />

132m 2 500m 2<br />

m 2<br />

3<br />

2<br />

m 2<br />

Communal<br />

m 2<br />

LOS ALCÁZARES 152,000€<br />

Villa Ref: 658204<br />

TORREVIEJA 172,000€<br />

Villa Ref: 658261<br />

FONT DEL LLOP 223,000€<br />

Villa Ref: 658045<br />

m 2<br />

m 2<br />

m 2 m 2<br />

m 2 m 2<br />

m 2<br />

m 2<br />

240m 2 68m 2<br />

52m 2 Terrace<br />

m 2<br />

2<br />

1<br />

m 2<br />

Communal<br />

m 2<br />

m 2 m 2<br />

m 2 m 2<br />

m 2 m 2<br />

77m 2 Terrace<br />

m 2<br />

2<br />

2<br />

m 2<br />

Communal<br />

m 2<br />

Terrace<br />

2<br />

2<br />

Communal<br />

Office: +34 965 020 204<br />

UK: 01273 900966<br />

Email: info@welcome-estates.com<br />

Web: www.welcome-estates.com<br />

We speak:<br />





MANUEL<br />

FAMILY<br />

Benefiting from two strategically<br />

placed sales offices in Benijófar (Sales<br />

office, and a dedicated aftersales<br />

office) and La Zenia, Casas Manuel is a<br />

professional, family-run company which<br />

has been selling property throughout the<br />

Costa Blanca since 2001 offering both<br />

buyer and seller an exceptional strength<br />

of service.<br />

Since 2001, our reliable and professional<br />

approach to business has created for<br />

us many strong relationships throughout<br />

<strong>Spain</strong>, UK, Belgium, France, Iceland,<br />

Sweden, Russia, Norway, Czech Republic<br />

and Holland. We pride ourselves on our<br />

very personal and professional service that<br />

we deliver to ALL clients.<br />

As shown by our Testimonials page<br />

– Trust is earned though our collective<br />

Honesty, Hard Work, Transparency,<br />

Knowledge and Ethics.<br />

Our reputation for Values such as<br />

these has enabled us to provide serious<br />

property buyers the benefit of always<br />

Whether you are buying<br />

or selling, our approach to<br />

business is simple - To provide<br />

the best service possible to<br />

every client we meet.<br />

having a wide variety of well-priced<br />

properties to offer for sale on the Costa<br />

Blanca South. So, whatever budget range<br />

stipulated… whether from small beachside<br />

apartments, semi-coastal townhouses,<br />

traditional Fincas, right through to luxury<br />

villas – we will help you!<br />

When you consult our specialist advisors<br />

you will find we take your requirements<br />

very seriously indeed and because we<br />

listen to you we apply our extensive<br />

knowledge and capacity within Casas<br />

Manuel to diligently find you the perfect<br />

property in your ideal location.<br />

In simple: Our team is here to make your<br />

Spanish buying process as easy as possible<br />

and will be assisting you through every<br />

step of the buying process...<br />

If you are looking for something that we<br />

do not have in our portfolio then not to<br />

worry, you simply tell us what it is you want,<br />

and our team of dedicated agents will<br />

find it for you.<br />

In 2016 Casas Manuel were honoured<br />

to take part in a new Channel 4 property<br />

series “Sun, Sea and Selling Houses”. The<br />

success of the 1st show resulted in the<br />

series being re-commissioned by channel<br />

4 and was followed up by a further three<br />

series!<br />



Benijófar<br />

Stunning new build villas on the<br />

outskirts of the popular village of<br />

Benijofar. These villas are built over<br />

two floors boasting a open plan<br />

living/dining area on the ground<br />

floor along with a shower room.<br />

The first floor holds the two double<br />

bedrooms along with a family<br />

bathroom along with a roof top<br />

solarium.<br />


€224,900 Cabo Roig<br />


• Beds: 2<br />

• Baths: 2<br />

• Plot size: 134m2<br />

• Build size: 90m2<br />

• Pool: Private<br />

• Parking: Off-road<br />

• Full furnished<br />

Ref CM6810<br />

New Build Villas located in Lomas de<br />

Cabo Roig, within walking distance<br />

to all the local amenities that Lomas<br />

de Cabo Roig has to offer. The<br />

properties offer 3 double bedrooms,<br />

3 bathrooms, spacious living and<br />

dining area with an American style<br />

kitchen. The property is sat on a<br />

spacious plot which has a private<br />

swimming pool, plus a roof solarium.<br />

€349,900<br />


• Beds: 3<br />

• Baths: 3<br />

• Plot size: 199m2<br />

• Build size: 131m2<br />

• Pool: Private<br />

• Parking: Off-road<br />

Ref CM7870

Benijofar<br />

Av. Federico Garcia<br />

Lorca, 15, Benijofar,<br />

03178, Alicante<br />

+34 966 714 719<br />

La Zenia<br />

C. Maestro Torralba, 2<br />

La Zenia,<br />

03189<br />

+34 966 714 719<br />


PUNTA MARINA 139,900€<br />

672m 2<br />

m 2<br />

547m 2<br />

m 2 Communal<br />

m 2<br />

m 2<br />

m 2<br />

5 3 Pool 66m 2 Parking 2 2<br />

m 2 m 2 m 2 m 2<br />

m 2<br />

Ref: CM6210<br />

Ref: CM8156<br />

ALGORFA 58,000€ VILLAMARTIN 149,950€<br />

m 2<br />

50m 2 Parking Communal<br />

m 2<br />

2 1<br />

m 2 m 2<br />

Ref: CM7834<br />

DAYA NUEVA 129,500€<br />

m 2<br />

m 2<br />

98m 2 Parking 3 2 Communal<br />

Ref: CM8168<br />

m 2<br />

m 2 m 2<br />

m 2<br />

CABO ROIG 89,950€<br />

m 2<br />

166m 2 Garage Communal<br />

m 2<br />

3 2<br />

m 2 m 2<br />

Ref: CM7649<br />

@ info@casasmanuel.com @<br />

m 2<br />

m 2<br />

71m 2 Parking 2 1 Pool<br />

Ref: CM8145<br />

m 2<br />

m 2 m 2<br />

m 2<br />

www.casasmanuel.com<br />



ALICANTE –<br />

lady of the seas<br />

You couldn’t imagine a seaside city more<br />

quintessentially Mediterranean and Spanish<br />

than Alicante. It offers history, culture, culinary<br />

experiences and authentic <strong>Spain</strong> while also<br />

being at the heart of the Costa Blanca and its<br />

endless beaches, coves and resorts.<br />

A<br />

little over an hour south of Valencia is Alicante,<br />

the second-largest city of the autonomous<br />

Community of Valencia. Midway between<br />

Catalunya and Andalusia in culture, it is the elder<br />

of the two cities, originating some 5000 years BCE.<br />

This means the area has been an inhabited centre<br />

for over 7000 years, and was already known when<br />

Greek and Phoenician colonists began building their<br />

trading port – long before Romans or Moors ever<br />

set foot on these shores. Alicante has seen battles,<br />

sieges, plagues, civil war, inundations and fire, but<br />

survived them all, producing a city that is at once<br />

rugged and beautiful.<br />

It was the site of skirmishes between Moors and<br />

Christians, and for a while found itself dominated<br />

by Cid el Campeón, the famous Spanish warlord,<br />

before settling down to become a more sedate<br />

port city. The 1950s brought renewed importance as<br />

the centre of an expanding tourist region, and this

has continued to this day, though academic institutions,<br />

tech parks and film studios have added to growing<br />

diversification in recent years.<br />


In a port city such as Alicante, the focus will naturally<br />

always be on the sea, and the spectacular bay and its<br />

broad sandy beaches make it hard to pay attention to<br />

anything else, but there is in fact more to this city than<br />

just miles of sand, azure waters, wooded cliffs and the<br />

palm-lined seaside esplanade. Alicante is certainly a<br />

scenic city, but it is also atmospheric, so be sure not to<br />

miss out on its authentic side.<br />

Tourism is all good and well, but if you were to make your<br />

way to the hill atop of which stands an ancient fortress<br />

(the Castle of Santa Barbara on Mount Benacantil),<br />

your breath would most likely be snatched away by<br />

the spectacular views across the city, the beaches, the<br />

port and the blue expanses of sea and air. Only when<br />

you survey this does the true length of Alicante’s history<br />

become clear, and what this means in terms of legacy.<br />

Walk through the main thoroughfares, through shaded<br />

parks and elegant avenues, and you will come to<br />

the true barrios or city suburbs of Alicante. It is in<br />

places such as the Barrio de la Santa Cruz that you’ll<br />

encounter traditional character and colour, both in the<br />

atmospheric architecture and the little taverns, cafes<br />

and tablaos where fiery flamenco shows still spark with<br />

raw non-touristy passion. The little, tightly-packed houses<br />

stand against steep inclines, dissected by narrow streets<br />

and alleyways.<br />

But by all means end your visit to this most Mediterranean<br />

of cities to the pretty Tabarca Island, which lies just a few<br />

kilometres offshore. Once a lair for Barbary Corsairs, it is<br />

now a beauty spot popular with visiting tourists – and<br />

there’s no reason why you shouldn’t be one of them, so<br />

complete a well-rounded exploration of Alicante with<br />

some typically hedonistic sun-worshipping.<br />




value added<br />

tax for<br />

property in<br />

<strong>Spain</strong><br />

The ‘Plusvalia’ tax is one that every property owner<br />

and new buyer should become familiar with, as it is<br />

a tax applicable to any increase in the value of the<br />

land your property stands upon when it is sold to a new<br />

owner. It is important to note that the tax only applies<br />

to the value of the land, and not to the property on it.<br />

Furthermore, it only affects dwellings that are classified<br />

as urban, not those defined as ‘rustic’.<br />

Each municipality is responsible for collecting this tax<br />

themselves, although some of them may delegate<br />

its collection to their local Provincial Revenue Board.<br />

Either way, it is due within 30 days of the property being<br />

transferred to the new owner.<br />


In the case of a property sale, the seller must pay the<br />

tax. If the property is left as an inheritance, then the<br />

person receiving the property is responsible for paying<br />

it.<br />


Plusvalia tax is calculated by multiplying the tax base<br />

by the tax rate:<br />

a) The tax base is the increase in value that the property<br />

has experienced during the time it has been owned<br />

by the seller. This increase is calculated by multiplying<br />

the cadastral value of the property at the time of<br />

its sale by the annual rate set by each municipal<br />

council (with the maximum limit established by law).<br />

The calculation is based on whole years, not on<br />

fractions of years.<br />

b) The type of lien is the rate set by the municipal<br />

council, and there is a 30% limit established by law.<br />


There are, however, some variations depending<br />

on the years of ownership.<br />


Back in 2017 the Spanish courts determined that the<br />

method of calculating the tax was only valid if the<br />

seller profited from the sale, and that it would be<br />

unconstitutional to levy the tax if there was a loss.<br />

Another court then ruled that any loss must be proven,<br />

either through documentation or expert evidence. In<br />

proving a loss, neither the expenses associated with<br />

the transfer of the property, nor any expenses for<br />

property improvements could be taken into account,<br />

since what is taxed is the increase in the value of the<br />

urban land and not the buildings upon them.<br />

And in October 2019, the Constitutional Court<br />

ruled that that the tax is also unconstitutional when<br />

the calculated tax payment is greater than the<br />

increase in value actually obtained by the seller,<br />

because “it would be taxed for a non-existent, virtual<br />

or fictitious income, producing an excess of taxation<br />

contrary to the constitutional principles of economic<br />

capacity and is non-confiscatory (article 31.1 Spanish<br />

Constitution).”<br />

In 2021, the Supreme Court ruled that the method<br />

of calculation applied thus far is unfairly biased<br />

towards the town halls, favouring payment of<br />

taxes even when there was no real profit made.<br />

of calculation will be more evenly balanced between<br />

town halls and property owners, and therefore more<br />

in line with the reality of a situation, in which value<br />

added tax only becomes applicable when a profit<br />

has been made.<br />

There were hopes that the ruling would go<br />

even beyond this result and allow for claims and<br />

reparations on the part of those who had ‘overpaid’<br />

in the past, but it seems the authorities are happy for<br />

the old system to end but also want to protect town<br />

halls from claims. Overall, the ruling is a very important<br />

step, and one that gives homeowners in <strong>Spain</strong> added<br />

assurance that their interests are being heard and<br />

acted upon – so all existing properties and any new<br />

properties bought since autumn 2021 will fall under a<br />

far more favourable method of calculating the value<br />

added tax on property sales.<br />


In other words, new buyers, existing<br />

homeowners and those selling their properties<br />

in <strong>Spain</strong> will no longer have to worry about<br />

unfairly high Plusvalía taxes, as the new form<br />



OSTA C<br />

Less famous by name than some of <strong>Spain</strong>’s other costas, the<br />

Costa Cálida extends from the Costa Blanca southwards to<br />

the border of Almería province, covering a 250-kilometre<br />

stretch of shoreline within the province of Murcia.<br />

It’s a classic Mediterranean region of blue seas, rocky cliffs,<br />

secluded bays and coves, and golden beaches dotted<br />

with holiday resorts and traditional fishing towns. As its name<br />

indicates, this is a warm coast, with warm summers and very<br />

comfortable winters, and as rainfall is low the region also<br />

offers a healthy climate to visitors and residents, making it<br />

much-loved with families and especially retired tourists and<br />

homebuyers from northern countries.<br />

Formerly – and still – a rural area sprinkled with little country<br />

towns, this is now a major holiday and retirement destination<br />

that is marked by two distinct areas:<br />


At its northernmost point, in El Mojón, the Costa Cálida<br />

touches the Costa Blanca. South from here is the Parque<br />

Regional de Las Salinas y Arenales de San Pedro del Pinatar, a<br />

coastal marshland protectorate named for the nearby town<br />

of San Pedro del Pinatar. The centre of town is surrounded by<br />

extensive residential and holiday resorts in suburbs such as<br />

Las Esperanzas, Los Imbernones, El Salero, Las Pachecas, Los<br />

Antolinos, Las Beatas, Los Sáez, Lo Pagán, Molino del Chirrete<br />

and Los Cuarteros, which front the main feature of this part of<br />

the Costa Cálida: the Mar Menor.<br />

Where the more inland resorts offer residential golf living<br />

complete with extensive on-site amenities and leisure facilities,<br />

the beachside area that extends southwards towards<br />

Santiago de la Ribera and fronts the western shoreline of the<br />

Mar Menor up to a military airbase provides a more classic<br />

beachside ambience. Though this is not the Mediterranean<br />

but a saltwater lagoon – at 170km2 Europe’s largest – known<br />

for its warm, shallow waters and delicious sweet fish. The lower<br />

section is dotted with smaller resorts and towns such as La<br />

Roda, Playa de Los Narejos, Los Alcázares, Bahía Bella, Punta<br />


ALIDA<br />

San Javier<br />

Murcia<br />

Santiago de<br />

la Ribera<br />

La Manga<br />

La Azohia<br />

Cartegena<br />

Mazarron Isla Plana<br />

Aguilas<br />

Sunrise at<br />

Playa de la<br />

Misericordia,<br />

Costa Calida<br />

Brava, Los Urrutias, Estrella De Mar, Los Nietos and Mar de<br />

Cristal.<br />

LA MANGA<br />

The saltwater lagoon conditions of the wonderful Mar<br />

Menor are created by a dry climate and the 22-kilometere<br />

long sand bar that extends from the protected Playas de<br />

La Llana down to the La Manga resort at its southern end,<br />

where the land spit joins the mainland at Cabo Palos and<br />

Playa Honda. Among the famous golf courses in this area<br />

are the Hacienda Riquelme Golf Resort, Hacienda del<br />

Alamo, El Valle and of course La Manga itself.<br />


If the northern areas surrounding the Mar Menor are where<br />

most of the tourist and residential resorts are located,<br />

then the coastline of rocky cliffs and bays extending from<br />

La Manga down to Aguilas is rather more natural and<br />

authentic. Here you will find a succession of fishing towns<br />

such as<br />

Puerto de Mazarrón and natural coastal reserves – as well as<br />

the historic port of Cartagena, a cultural gem first founded<br />

by Carthaginian traders more than 2000 years ago.<br />

In the later years of Franco’s rule, a US aeroplane<br />

accidently dropped bombs during naval exercises not far<br />

from the coast. It sparked a massive ‘search and rescue’<br />

operation on the part of the American forces, who much to<br />

their embarrassment could not locate the errant devices.<br />

Fortunately, some locals managed to do just that several<br />

weeks later, and the potentially dangerous of equipment<br />

was returned to its red-faced owners. Ever since, the Costa<br />

Cálida has become not only one of the favourite tourist<br />

destinations in Europe, but thanks to its climate, scenery<br />

and good value for money, also a popular focus for yearround<br />

residence and retirement.<br />

The beach at<br />

Mazarron<br />



Costa Cálida<br />

Market Review<br />

Known as the ‘warm coast’,<br />

the Costa Cálida extends over<br />

250 kilometres of dramatically<br />

changing shoreline within the<br />

province of Murcia. Thanks<br />

to its scenery, amenities<br />

and healthy climate, it has<br />

become one of the most<br />

popular places to live and<br />

own a property.<br />

The Costa Cálida is sometimes mistaken for the Costa<br />

Blanca, which in truth begins just after Murcia’s most<br />

northerly coastal resort town, San Pedro del Pinatar.<br />

Few of <strong>Spain</strong>’s littoral regions and holiday destinations<br />

can boast such variety of scenery as the Costa Cálida,<br />

and this, coupled with its dry, healthy climate and<br />

extensive leisure facilities makes it one of the most<br />

in-demand places to visit and live among foreign<br />

homebuyers.<br />

If the dream of owning a summer home on Spanish soil<br />

first began in locations such as the Costa Brava and<br />

the Balearic Islands, and later spread to the likes of the<br />

Canaries, the Costa Blanca and the Costa del Sol, then<br />

the Costa Cálida is a relatively newer but already very<br />

well-established destination in its own right, with a broad<br />

offer of inland and seaside locations to choose from – a<br />

factor that is given added depth by the scenic diversity<br />

of this fascinating region.<br />


In a region where you’re never more than half an hour’s<br />

drive from two international airports and can similarly<br />

choose from the cultural attractions of historic cities such<br />

as the regional capital of Murcia and the ancient port<br />

city of Cartagena, variety is the name of the game. The<br />

most famous of the many golf courses are Hacienda<br />

Riquelme Golf Resort, El Valle, Hacienda del Alamo and<br />

the famous La Manga Club, which enjoy one of the<br />

longest playing seasons in Europe.<br />

The same is true of a summer beach season that offers<br />


a wide variety of settings and resort towns, not to mention<br />

one of the most unique features in Europe – the 170km2<br />

Mar Menor, a saltwater lagoon whose relatively shallow<br />

waters are ideal for water sports. Another stunning natural<br />

phenomenon in the area is the 22-kilometre long La<br />

Manga sandbar, which divides the Mar Menor from the<br />

Mediterranean Sea, while the southern Costa Cálida is<br />

marked by dramatic coves.<br />


If you choose to own a holiday home or live in the<br />

Costa Cálida year-round, choice once again becomes<br />

a notable factor, as there is the option of buying in a<br />

Spanish town or village, a coastal resort, a golf country<br />

club or also smaller purpose-built communities, many of<br />

which are gated and offer amenities such as restaurants,<br />

cafes, sports clubs and shops. The most popular of these<br />

are Tore-Pacheco, Los Alcazares, Villamartin, San Pedro<br />

del Pinatar, Roda, Sucina, Fuente Alamo, Corvera and La<br />

Palma.<br />

Here, and elsewhere, you will find apartments ranging<br />

from €75.000 upwards, townhouses and bungalows from<br />

under €100.000 upwards and private villas from as little<br />

as €200.000. Some require a little renovation, while others<br />

are perfectly maintained, and there are also newly-built<br />

modern projects from as little as €120.000 to multi-million<br />

modern mansions. The combination of sun, setting and<br />

value for money ensures the Costa Cálida remains a<br />

popular destination with strong demand for its lifestyle and<br />

properties.<br />




elegance by the Mediterranean<br />

The capital of its own autonomous region within<br />

<strong>Spain</strong>’s federal system, Valencia is one of the cultural,<br />

historic, gastronomic and architectural gems of<br />

<strong>Spain</strong>, a city of boulevards, monuments and parks that<br />

also has a sandy beach. One of the ultimate lifestyle<br />

destinations among Europe’s larger urban centres, it is<br />

Mediterranea personified, and draws on a rich historical<br />

heritage that includes the Iberians, Romans, Moors and<br />

subsequent Spanish monarchy.<br />

Valencia is also the home of paella, one of <strong>Spain</strong>’s<br />

most iconic dishes, which like the saffron fields has its<br />

spiritual home in the Albufera wetlands located just<br />

south of the city. A little further south the northern part<br />

of the Costa Blanca begins, positioning Valencia ideally<br />

between Barcelona, Madrid, the Balearic Islands and<br />

endless beaches to the south. Not surprisingly, it is very<br />

popular among European and American visitors and<br />

homebuyers.<br />


The city that has such a colourful past is also forwardlooking,<br />

and among its landmarks are not just the<br />

cathedrals, palaces, parks and grand edifices of other<br />

centuries, but also gleaming modern ones in areas<br />

such as Penya-Roja and the otherworldly theatres<br />

and museums of Ciudad de las Artes y las Ciencias.<br />

Designed by Santiago Calatrava, a local architect<br />

who would go on to become world-famous, the<br />

L’Hemisfèric, Palau de les Arts Reina Sofia and Museu<br />

de les Ciències Príncipe Felipe helped to give the city<br />

a truly modern identity.<br />

For all this, some of its greatest sites are still classical,<br />

including the beautiful Mercat Central market, the<br />

Monastério de San Miguel de los Reyes, the Mercat<br />

de Colon in local Modernista style, Llotja de la Seda,<br />

the city’s main cathedral and de Convento de<br />

Santo Domingo, to name just a few. The Palau de<br />


For those who are not familiar with <strong>Spain</strong>’s<br />

third-largest city, it is a wonderful blend of<br />

the first two – Madrid and Barcelona – but<br />

on a more personable scale and full its own<br />

character and charm. In other words: this<br />

is one of the most attractive cities on the<br />

Mediterranean.<br />

la Generalitat Valenciana, the belfry tower of Santa<br />

Catalina church and the Sant Joan del Mercat are<br />

also gorgeous examples of local architecture, but<br />

above all it is a delight to stroll through the avenues,<br />

squares and parks of Valencia.<br />


But if you’ve come to relax, then head for the beach<br />

or the long park that has been created where the<br />

Turia River once flowed, for the rest of Valencia is all<br />

about action. It’s a city of sport, with one of the top<br />

football clubs in the Spanish Liga, for several years<br />

also home to the F1 Valencia Street Grand Prix, hosts<br />

major international regattas, and is of course famous<br />

for the Fallas, one of the noisiest festivals in <strong>Spain</strong>, and<br />

therefore Europe. Expect raucous fire cracker salvos<br />

along with processions of amazing (and huge) effigies,<br />

which are spectacularly burnt on the final day.<br />

Valencia is also home to many excellent food<br />

markets, cafes and restaurants, and in addition to<br />

paella is also the birthplace of Orxata de Xufa – a<br />

drink served chilled that is made from tiger nuts. It<br />

also comes in ice cream form, but the liquid version<br />

is best for washing down Farton pastries. Aigua de<br />

València – a cava cocktail mixed with orange juice<br />

and vodka or gin – is one of many local delicacies,<br />

and if the names sound strangely not quite Castillano<br />

then that is because, while most people speak<br />

Spanish here, the local vernacular is Valenciano, a<br />

close relative of Catalan.<br />

In many ways Valencia blends the best of its two<br />

larger cousins, Barcelona and Madrid, and does so<br />

on a more intimate scale in a great setting by the<br />

sea. In fact, there are few reasons why you shouldn’t<br />

experience this city for yourself.<br />




Living in <strong>Spain</strong><br />

If you intend to live in <strong>Spain</strong> for more than 90 days<br />

in every 180 days then as you may already knowthe<br />

rules for non EU citizens have changed since<br />

<strong>January</strong> 31st 2001.<br />

We all love the weather in <strong>Spain</strong> the wonderful<br />

beaches and most of all the outdoors and lifestyle<br />

that is on the wish list for most UK citizens especially<br />

those who plan to retire.<br />

Therefore if you intend to spend any considerable<br />

amount of time in <strong>Spain</strong> and if you want to remain<br />

longer then 90 days in every six month period then<br />

it is required to apply for your Spanish non-lucrative<br />

visa. This must be done form you home country by<br />

application to the Spanish consul. It is also advisable<br />

to apply for an NIE number for things like opening<br />

a bank account, registeration of a Spansih mobile<br />

phome and also to buy a car. Infact the Spanish<br />

NIE number is used for most things so even if you<br />

intend to stay for shorter periods but live in <strong>Spain</strong><br />

part time you will find that life without a NIE is almost<br />

impossible.<br />

For both the NIE number and the Spansih residency<br />

visa (non-lucrative visa) you will need to fill in forms<br />

in Spanish, also you will need to present the required<br />

documents, some of the documents would need to be<br />

translated and certified together with your passport,<br />

utility bills and bank statements all with multiple<br />

copies.<br />

This process can be discouraging for those who<br />

are considering a move to <strong>Spain</strong>, and expectadly<br />

difficulties with the language, as well as which<br />

documents to produce. Legal advice and support<br />

is recommended to the simplify the process and<br />

lead the way to a straight forward and stress free<br />

application process. The timing which is most<br />

important for those people wanting to buy a property<br />

at the same time as selling a property and then move<br />

to <strong>Spain</strong> as there are time restrictions on visas once<br />

granted and necessary to apply for the residency TIE<br />

card.<br />


The<br />

Spanish<br />

power of<br />

attorney<br />


By Michel Cruz<br />

Legal Services in <strong>Spain</strong> has produced a simple easy to follow guide<br />

under their website https://www.getspanishresidency.com/<br />

You can apply for your Spanish residency online or simply<br />

arrange a free no obligation 30 minute telephone consultation,<br />

that will save you time and headaches. Legal services in <strong>Spain</strong> will<br />

help you every step of the way to becoming a resident in <strong>Spain</strong>.<br />

· Assurance of the correct paperwork completed prior to visiting<br />

the authorities<br />

· An appointment made for you at a mutually convenient time at<br />

the Police station and the Health centre<br />

· Support of English speaking legal professionals on hand to<br />

answer any questions you may have and provide the advice you<br />

will need<br />

· Assistance to find insurance companies for you to choose the<br />

health insurance package that best suits your needs<br />

· Help with your health insurance agent to ensure all documents<br />

are issued correctly prior to presentation to the Spanish<br />

authorities.<br />

In <strong>Spain</strong> the power of attorney is known<br />

as poder notarial the document must be<br />

drawn in front of a public notary and it<br />

must clearly stipulate the types of activities<br />

that are granted to another person who can<br />

be a family member or a Spanish abogado<br />

(lawyer).<br />

To grant someone the power to act on<br />

your behalf must be carefully considered as<br />

well as the powers you are granting to that<br />

person.<br />

These powers are usually used when<br />

overseas property buyers instruct a lawyer<br />

to act for them. Simple actions such as<br />

opening a bank account and registering for a<br />

NIE number are amongst the common uses,<br />

they would normally include the power to sign<br />

deeds on your behalf to buy, sell or inherit<br />

property, or to issue legal proceedings.<br />

A power of attorney is a powerful document<br />

which authorises the appointed attorneys,<br />

and must be only be used for trusted people,<br />

to carry out wide ranging powers on your<br />

behalf.<br />

In <strong>Spain</strong> we have general powers of<br />

attorney and special powers of attorney. A<br />

general power of attorney is by its nature<br />

wide ranging with general powers to carry<br />

out a number of tasks. A special power of<br />

attorney is used for a specific purpose, for<br />

example to issue legal proceedings or to<br />

incorporate a company.<br />

If you want to get further advice and<br />

consultation with a lawyer contact Alex<br />

Radford legal abogado in <strong>Spain</strong>.<br />

Sponsored by<br />

a.radford@legalservicesinspain.com<br />




COSTA<br />

It seems most Spanish costas are around 200<br />

kilometres long, and the Costa de Almería is<br />

exception, measuring 217 kilometres in length. In<br />

essence, it is a continuation of the dry, warm, rugged<br />

terrain of the Costa Cálida, but as you head south<br />

towards the Cabo de Gata nature reserve the<br />

landscape becomes increasingly ‘Martian’.<br />

The sleepy little resort community of San Juan de los<br />

Terreros marks the northern edge. At Pozo del Esparto<br />

there is a delicious sense beachside seclusion in the<br />

midst of a perhaps more lunar landscape, sure to<br />

delight nature lovers. This part of the coast is made<br />

for people yearning to get away from the madding<br />

crowd, and even at the little marina and resort of<br />

Villaricos there is no sense of a major high-rise town.<br />

It was in nearby Palomares that locals discovered<br />

missing bombs that the US Navy had waylaid but<br />

had not been able to relocate, despite large-scale<br />

searches.<br />


This open-spaced, thinly populated coastline has<br />

attracted such a concentration of nudists that a<br />

resort dedicated to this kind of tourism sprang up in<br />

Vera, where the Playas de Vera is now one of the<br />

largest nudist resort areas in the world. Residents<br />

of the nearby inland town of Vera are not always<br />

pleased with the epithet, but it has put this part of the<br />

coast on the map and creates many jobs in the area.<br />

Just south of here are the resorts of Puerto Rey<br />

and Las Marinas, which are marked by low-rise<br />

development, Further along, at the marina resort<br />

town of Garrucha, this culminates in a bit more of<br />

a town feeling, complete with larger buildings and<br />

a historic centre. One of the highlights of the Costa<br />

de Almería is Mojácar, which is curiously divided into<br />

the original hillside town – a pretty collection of whiteplastered<br />

houses – and the charming beachside<br />

resort of Mojácar Playa.<br />


El Toyo, Almeria<br />

Here too, the quaint Mediterranean ambience has been<br />

remarkably well maintained. Some more small resorts<br />

follow, before one enters a vast space of protected open<br />

coastal scenery en route to Carboneras, another pretty<br />

Andalusian style beachside resort village. At Aqura de<br />

Emedio, midway between Carboneras and Mojácar, the<br />

dramatic white cliffs and grey-white beaches stand out<br />

against a world of blue skies and water.<br />

It continues this way almost all the way to Almería city,<br />

marking this as one of the most rugged, secluded and<br />

natural of costas in all of <strong>Spain</strong>. For those who lament the<br />

authenticity of earlier years, before tourism became so<br />

large-scaled, the Costa de Almería is the perfect answer.<br />

Dazzling the eye and the senses with its roughhewn beauty,<br />

this is a place of small, intimate coastal resort and fishing<br />

towns, where you can sip a cold beer at a bohemian<br />

beach car or enjoy fresh fish to the uninterrupted sound of<br />

the waves. Not for everyone, but paradise who those who<br />

enjoy peace and natural pleasures.<br />

Almeria<br />

Aguadulce Retamar<br />

Belerma Cabo de<br />

Adra<br />

Gata<br />

Almerimar<br />

Villaricos<br />

Vera<br />

Garrucha<br />

Mojacar<br />

Agua Amarga<br />

Las Negras<br />

San Jose<br />



Costa de Almería<br />

Market Review<br />

Situated in the south-eastern<br />

part of <strong>Spain</strong> between the Costa<br />

Cálida in the region of Murcia and<br />

the Costa Tropical in Andalucía’s<br />

Granada Province, the Costa<br />

de Almería extends over 200<br />

kilometres of coastline and some<br />

of the sunniest climes in Europe.<br />

Like the Costa Cálida, the Costa de Almería<br />

is a relatively newer tourist and residential<br />

destination when compared with older ones such<br />

as Mallorca, Ibiza, the Costa Brava and the Costa<br />

del Sol. Like its northern neighbour in the region of<br />

Murcía, though, the warm, sunny and dry climate of<br />

coastal Almería have made it a favourite in its own<br />

right. One important distinction with most of the other<br />

costas, however, is the fact that this coastal stretch<br />

is less built up and therefore more natural and more<br />

authentically Spanish – a key factor for many who<br />

decide to visit and buy properties here.<br />

Beside the space, healthy climate and authenticity<br />

of this region, people are also drawn by the value<br />

for money it offers, as both holidays and properties<br />

are cheaper than in locations such as the Costa del<br />

Sol, the Costa Brava, the Balearic Islands, the Costa<br />

Tropical and also the Costa Blanca. More comparable<br />

in price to the Costa Cálida, the Costa de Almería<br />

provides an offering that is sufficiently different to<br />

give it a distinct character and appeal – one marked<br />

by expanses of unspoiled, rugged nature, traditional<br />

Andalusian villages and towns, and small resort<br />

towns.<br />



The most popular resort towns and destinations for<br />

foreign homebuyers are Mojácar and Vera on the eastern<br />

side, and Almerimar and Roquetas de Mar on the southern<br />

coast. Set between them is the provincial capital of<br />

Almería and a series of national parks and reserves such<br />

as Cabo de Gata-Nijar and Punta Entinas-Sabinar. Here<br />

you will find an almost lunar landscape of rocks and sand<br />

in places, dry but strikingly beautiful in its raw, rugged<br />

impact.<br />

Long, sandy beaches and private coves with crystalline<br />

water make it a much sought-after area among visitors<br />

who love open spaces. At Vera, a specialised tourist<br />

segment catering to naturists has grown up, while<br />

Roquetas de Mar and Almerimar offer classic beachside<br />

resort pleasures coupled with water sports and golf.<br />

Where the latter are especially popular among Spanish<br />

tourists and second home buyers, the delightful village of<br />

Mojácar has become a favourite of British, German and<br />

other Northern European visitors and residents.<br />


For foreigners, therefore, the area around Mojácar is<br />

therefore the hub for property buying. Some has settled in<br />

mountain and fishing villages where rustic homes can be<br />

snapped up for under €50.000 and fixed up, but Mojácar<br />

remains the main focus and consists of a pretty white<br />

mountain village set upon a prominent hill overlooking the<br />

sea, and a more recent beachside resort called Mojacar<br />

Playa.<br />

Attractive apartments can be found here from under<br />

€100.000 upwards, townhouses from little more and<br />

smaller bungalow villas from as little as €150.000. Larger<br />

villas start at €250.000 and can surpass €1 million, while<br />

there are also modern new-build apartments and semidetached<br />

homes for sale from €100.000 and €200.000<br />

respectively, with contemporary villas starting at around<br />

€300.000. Similar figures apply to Vera Playa and smaller<br />

coastal resort areas such as Turre and Villaricos, as well<br />

as Roquetas de Mar, and it is this accessibility along with<br />

its natural appeal that marks the Costa de Almería out as<br />

a vibrant sub-market within the Spanish costas, ensuring<br />

it a gradual growing following of visitors, homeowners and<br />

residents who seek space, nature and warm climes at<br />

affordable prices.<br />




Buying a<br />

property<br />

in <strong>Spain</strong><br />


In <strong>Spain</strong> the buying process has been simplified to become<br />

easier and quicker since it was known to be complicated and<br />

lengthy, now the sale or purchase of a home in <strong>Spain</strong> has not<br />

only become easier, but also quicker.<br />

The dual system involved joint documentation, the Land Registry<br />

with a written description of a property while the Cadastre had<br />

graphic representation in the form of a map or plan. There were<br />

sometimes errors where the two did not match, this led to legal<br />

disputes regarding boundaries. The Cadastre was not routinely<br />

cross-referenced with the Land Registry, details that showed<br />

alterations and extensions built that would not necessarily appear<br />

on the Cadastre, again leading to legal complications.<br />

The Spanish government took action to update the<br />

conveyancing process and ensure the two registries were<br />

consistent when describing a property. Amongst the changes is<br />

the requirement that Land Registry descriptions must include a<br />

‘graphic representation’ of the property in the form of a copy of the<br />

map or plan held by the Cadastre.<br />

This will ensure buyers know exactly what they are purchasing<br />

and the Cadastre will have to make note of any alterations to<br />

a building marked on the Land Registry records, and the two<br />

institutions will also have to use the same reference code for each<br />

property in order to avoid confusion and make the comparison of<br />

data between the bodies easier.<br />

Government officials estimate it will avoid the need for<br />

some 22,000 personal declarations a year, saving €1.8million.<br />

More importantly, it will provide greater security, clarity and<br />

transparency for people buying a property, and should speed up<br />

the process greatly.<br />



· Review your desire and essential<br />

requirements<br />

· Set your budget<br />

· Choose the location/s<br />

· Arrange the finance<br />

· Allow for additional costs<br />

· Arrange legal representative<br />

· Plan your travel date<br />

· Arrange viewings<br />

· Research getting to know the<br />

areas of your choice<br />

Contact aradford@mylawyerinspain.com<br />

www.mylawyerinspain.com<br />



ACTION<br />

· Get your NIE - Spanish tax<br />

identification<br />

· Open a Spanish bank account<br />

· Agent’s property brief and<br />

information pack<br />

· Viewings<br />

· Make an offer<br />

· Negotiations<br />

· Pay a reservation deposit<br />


· Review of property details<br />

· Survey – Advice<br />

· Legal documentation - Planning<br />

checks – Land Registry Checks<br />

· Draft of the reservation agreement<br />

· Review any conditions<br />

· Fixtures and fittings inventory<br />

· Signing of the pre-purchase<br />

contract<br />

· Pay the deposit 10% of the<br />

purchase price less any<br />

reservation deposit<br />


· Establishment of liquidation<br />

settlement including taxes<br />

· The resolution of mortgage/loan<br />

· The Notary Sign the deeds<br />

· Payment – banker’s draft<br />

· Registration and transfer of<br />

property documents and utility<br />

supplies<br />

· Key handover – once the title<br />

deeds have been signed and final<br />

payment made you receive the<br />

keys to your new home.<br />


· Quality monitoring<br />

· Agents support and advice<br />




Without doubt the Costa del Sol is one of the most popular tourist destinations in the world.<br />

Stretching from Almeria to Tarifa, it caters for all tastes, ages and nationalities; with such a<br />

wide range of facilities and attractions, there is something for everyone to enjoy.<br />

Miles of sandy beaches, fantastic all year round warm climate and modern facilities keep tourists<br />

flocking back year after year to resorts such as Torremolinos, Benalmadena, Fuengirola, Marbella and<br />

Estepona.<br />

East of Malaga is less popular than west, but no less appealing, from Rincon de la Victoria, Torre del<br />

Mar and Velez Malaga, to Nerja; the area combines beautiful coastline, with white- washed villages<br />

and some of the most spectacular inland scenery of the Axarquía.<br />


Mihas in<br />

Andalusia<br />

History & Culture<br />

The area’s history dates back to the Phoenicians<br />

and has since been inhabited by Greeks, Romans<br />

and Moors, all of whom have left their mark on the<br />

architecture and culture of the region. The Costa<br />

del Sol is as much steeped in culture as any other<br />

region of Andalucia; from Picasso, to bullfighting,<br />

flamenco to the colourful ferias, the region has an<br />

immense cultural offering.<br />

Malaga<br />

Nerja<br />

Marbella Mijas<br />

Torrox<br />

Torremolinos<br />

Benalmadena<br />

San Pedro Fuengirola<br />

de Alcantara<br />

Estepona<br />

Gibraltar<br />




Luxury in a natural setting<br />

Since its very conception, the intention<br />

has been to make Real de La Quinta a<br />

luxury residential country club resort with<br />

a difference. Quality of life within the midst<br />

of nature is a key ingredient of this.<br />

Set within the scenic beauty of hills and valleys just<br />

inland from Nueva Andalucía, Marbella, the luxury<br />

resort community of Real de La Quinta is emerging as<br />

one of the most enticing residential options on the Costa del<br />

Sol. The first development, Olivos, sold out quickly, with the<br />

first owners already moving in. The reason for this success is<br />

the fact that the boutique development of luxury apartments<br />

and penthouses is not merely a single urbanisation but<br />

forms part of a well-thought-out master-planned residential<br />

resort that will include a variety of complementary villas and<br />

apartment complexes. All this, built around a central concept<br />

of low-density, quality of life living, surrounded by nature and<br />

some of the most stunning mountain and sea views available<br />

in this region.<br />

All of this is possible because Real de La Quinta<br />

encompasses a large gated country club domain of 200<br />

hectares. Situated in the hills and valleys just inland from<br />

Nueva Andalucía, it is the continuation of the original La<br />

Quinta, but designed in and for the 21st century. This involves<br />

not only the use of the latest technologies and amenities, but<br />

also a very clear dedication to sustainable development and<br />

the creation of a gated residential area that offers not only<br />

luxury, style, comfort and close proximity to Marbella and its<br />

amenities, but also a fantastic natural setting at the very point<br />

where the municipalities of Marbella and Benahavis merge<br />

with protected nature.<br />

Living on the edge of Marbella – and a National Park<br />

Not only is Real de La Quinta the first resort development<br />

in <strong>Spain</strong> to receive BREEAM certification for sustainable<br />

development – meaning that the commitment to<br />

environmentally-friendly construction and management<br />

systems goes far beyond the usual level. It centres upon the<br />

creation of a collection of boutique developments surrounded<br />

by open nature and overlooking a man-made lagoon that is<br />

ringed by a lagoon-style pool, an elegant lakeside restaurant<br />

and clubhouse with full amenities, as well as a pathway that<br />

offers views of the water, the hills and the six-hole golf course.<br />

“Even though we use grey water as part of our water-saving<br />

management systems, we also opted for this configuration<br />

instead of a nine-hole course exactly because it is a more<br />

environmentally-friendly option,” says Marisol Serrano, Sales<br />

Director of Real de La Quinta. Indeed, with the Golf Valley’s<br />

courses just a few minutes away, the main focus is on creating<br />

a golf course within a verdant valley so that residents have the<br />

convenience and beauty of a golf course on their doorstep. It<br />

all forms part of a clear focus on what some are calling ‘new<br />

concept luxury’ – quality time and sensory experiences spent<br />

in a safe, private and inspiring setting.<br />

As with many other aspects, Real de La Quinta takes it a step<br />

further. “Amazingly, and rather uniquely, we are on the edge of<br />

both Marbella and an actual national park,” says Marisol, as the<br />

Sierra de las Nieves mountain reserve which extends inwards<br />

in all directions from here is about to be elevated to the status<br />

of a Spanish National Park – the highest level of protection<br />

that exists. “It will be the 16th National Park in <strong>Spain</strong>, and one<br />

of only three in Andalucía,” says Marisol, “and this means that<br />


there will be no further development bordering Real de La<br />

Quinta.” She regards this not only as a bonus for quality of life,<br />

but also for future property values within the resort.<br />

The boutique concept of Quercus<br />

The second development of 96 apartments and penthouses<br />

is already under way – ahead of schedule due to strong<br />

demand – and it showcases its own evolution of the timeless<br />

architectural styling and material finishing that makes Olivos<br />

so eye-catching. Clean, modern lines are added to with stone<br />

and wood finishing in a use of architecture and materials that<br />

is mirrored indoors and on the spacious terraces that form an<br />

integral part of the quality of life that Real de La Quinta offers.<br />

The developers have a long-term vision and commitment to<br />

the maintenance and management of this residential country<br />

club resort, and this is reflected in the timeless styles and<br />

build qualities of both Olivos and Quercus.<br />

The latter continues the boutique living concept initiated<br />

with Olivos, and offers a combination of two, three and<br />

four-bedroom apartments, penthouses and garden flats<br />

overlooking lush gardens planted with indigenous species. At<br />

their heart lies a crystalline swimming pool and sundeck, from<br />

which to take in the majesty of the surrounding mountains and<br />

the hills flowing down towards the Mediterranean. This blend<br />

of sea and mountain views marks out Real de La Quinta, as<br />

does the range of facilities within it, the proximity to Marbella<br />

and the ability to head into the hills, wooded groves and<br />

green valleys. It is perfect terrain for hiking, mountain biking<br />

and horse riding – making full use of the country club’s own<br />

equestrian centre.<br />

Residents can spot goats on the hillsides from their sunny<br />

terraces, along with eagles soaring overhead, and forests<br />

that contain one of the marvels of the area: Castaño Santo,<br />

a giant tree believed to be over 1,000 years old. It’s all part of<br />

a unique mix of lifestyle ingredients at Real de La Quinta that<br />

mix country life, nature, resort luxuries and modern homes in<br />

a stunning setting on the edge of Marbella.<br />

La Quinta Grupo Inmobiliario<br />

Avda. Tomás Pascual 6, Of. 6, Urb. de La Quinta Golf,<br />

Benahavis<br />

Tel: +34 952 762 400<br />

inmo@grupolaquinta.com<br />

www.realdelaquinta.com<br />





Easy Search Tool<br />

1000’s of new property listings<br />

Trusted Agents<br />

Latest News and Articles<br />




@<br />

@<br />

info@marbella-estates.com<br />

www.marbella-estates.com<br />

MARBELLA 655.000€<br />

SAN PEDRO DE ALCÁNTARA 2.485.000€<br />

m 2 m 2 m 2 m 2<br />

m 2<br />

m 2<br />

m 2 R3829483<br />

110m 2 45m 2 2 2 Pool<br />

NUEVA ANDALUCÍA 2.800.000€<br />

m 2<br />

m 2<br />

286m 2 956m 2 4 4 Pool<br />

m 2<br />

R3628811<br />

LOS FLAMINGOS 5,450,000€<br />

m 2<br />

m 2<br />

m 2<br />

m 2 R3601088<br />

509m 2 163m 2 4 4 Pool<br />

SIERRA BLANCA 6.950.000€<br />

m 2<br />

m 2<br />

770m 2 1.571m 2 6 6 Pool<br />

R3744535<br />

m 2<br />

m 2 m 2<br />

m 2<br />

PUERTO BANÚS 1,395.000€<br />

m 2<br />

m 2<br />

m 2 R3451840<br />

1073m 2 18.785m 2 10 10 Pool<br />

m 2<br />

m 2<br />

m 2<br />

167m 2 27m 2 2 2<br />

m 2<br />

m 2 m 2<br />

R3693959<br />

+34 952 904 244 • Urb. Monte Biarritz. Avenida Picos de Europa, nº8 29688 Estepona<br />




from beaches to the ski<br />

slopes in two hours!<br />

In Andalucía, spring is for country drives<br />

amid the floral beauty of the interior;<br />

summer is for surfing in Tarifa and<br />

beach life on the Costa del Sol; autumn<br />

is for hiking in the countryside and city<br />

escapes; and winter is when the ski<br />

slopes of the Sierra Nevada’s very own<br />

alpine resort beckon.<br />

Few parts of Europe are as diverse and enticing as this;<br />

you can be at the beach for breakfast, on the slopes<br />

for lunch, and enjoying post-action après ski in the<br />

evening – or heading into the nightlife of Granada, a beautiful<br />

historical and student city less than half an hour from the ski<br />

station.<br />


This adage is true anywhere in the world, but if the world is<br />

your oyster then the southern region of <strong>Spain</strong> is a pearl. It<br />

truly offers almost everything – from beach life, water sports,<br />

golf, tennis, motorsports, fitness, wellness, horse riding,<br />

culture and history to nature, hiking, biking, mountaineering,<br />

caving, extreme sports, gastronomy and yes, winter sports.<br />

All within a three-hour radius!<br />


Not just that, but the combination of altitude and climate<br />

make the Sierra Nevada one of the ski resorts with the<br />

longest season in Europe; spanning in a good year the entire<br />

period from November to May.<br />

Pradollano village is the heart of the winter sports action<br />

in the Sierra Nevada – the scene not only of professional<br />

facilities that have hosted among others the FIS Alpine World<br />

Ski Championships in 1996, the 2015 Winter Universiade<br />

and the FIS Freestyle Ski and Snowboarding World<br />

Championships 2017, but also some of the cosiest eateries<br />

and most luxurious hotels and spa retreats this side of the<br />

Alps.<br />

The station can boast two cable cars, 17 chairlifts, two<br />

T-bar lifts, two Magic Carpets and one ski tow, as well as over<br />

100 kilometres of ski runs – and with all of this just two hours<br />

removed from beaches, it means you can head for the pistes<br />

on a marvellous whim.

Words by Michel Cruz<br />

Photography by<br />




The next<br />

evolution of<br />

BinckBank<br />

“The banking sector is diverging,” says Kaspar Huijsman,<br />

director of Hugo Investing and the man who brought online<br />

investment of this kind to expats in <strong>Spain</strong>. “On the one hand,<br />

normal banks are cutting back their services and retreating<br />

online because of both the current difficulties and as part of<br />

an on-going technology-based trend, but at the same time<br />

there is a growing demand for specialised financial services<br />

accompanied by personal attention.” Hugo is an example of<br />

such a firm, as it offers a very well-established and multifunctional<br />

online investment platform managed by experienced<br />

investment personnel that provide support, information and<br />

help clients develop a sound strategy.<br />

Back in the late nineties, Kaspar was part of a team that<br />

developed one of the first online investment platforms in the<br />

world, and brought it to <strong>Spain</strong> some years later. “We have over<br />

twenty years’ of experience in this field,” says the financial<br />

professional who has been involved with the stock markets<br />

for more than 25 years now. “It remains a highly rewarding<br />

asset class, but of course you have to know how to interpret<br />

Hugo Investing is the next information and make decisions based on a predefined<br />

evolution of BinckBank, the online strategy.<br />

A good investor doesn’t base his or her decisions on the<br />

investment platform supported by<br />

present moment but looks ahead, and we help our clients<br />

qualified personal service at the develop all these skills, providing all the information, tutoring<br />

company’s welcoming investment and support they need along the way.”<br />

centre on the Golden Mile in<br />

Evolving into Hugo<br />

Marbella. As such, it gives investors The firm first reached Marbella as the Alex Bank, which was<br />

complete control over their money later rebranded to BinckBank, when Saxo Bank provided the<br />

technical systems and Binck the expertise in financial service.<br />

and their investments, without<br />

The combination worked so well across Europe that Saxo Bank<br />

hefty commissions but with full took over the company, and now Hugo Investing in Marbella has<br />

personal support. become an independent entity closely aligned with the Danish<br />

mother company. “We fit hand in glove and continue to provide<br />

the same structure and service as before, with clients opening<br />

an account through which to manage their investments.”<br />

Structured this way, Hugo forms part of Europe’s largest and<br />

fastest-growing online investment network, but provides local<br />

support and a personalised service.<br />

“People are used to insuring their cars, homes and even<br />

holidays, but in reality should also take out insurance coverage<br />

for their investment portfolio,” says Kaspar. “However, even<br />

then it pays to know your market, and in this case many of<br />

the countries and banks that underwrite investments may<br />

be overleveraged themselves, so working with a Danish<br />

investment bank such as Saxo Bank, which doesn’t carry the<br />

risk of providing loans or mortgages, and which comes from a<br />

country with a very solid balance sheet, provides extra security<br />

and peace of mind.” This makes it possible to escape the gravity<br />

of virtually 0% returns from banks to more direct personal<br />

investment where you control where your money goes and your<br />

advisors don’t sell or promote their own financial products.<br />

Independent, bespoke financial support<br />

“Unlike institutions such as banks, we don’t lose track of our<br />

clients once they’ve invested, as we provide continuously<br />

updated online information and tutorials, as well as regular<br />

seminars and personal guidance in our offices on the Golden<br />

Mile.” In fact, clients are welcome to visit Kaspar and his team<br />

at the comfortable office on the Golden Mile whenever they<br />

want, where they provide information, guidance and help them<br />

create an effective investment strategy suited to their personal<br />


needs, experience levels and appetite for risk. “There<br />

are no guarantees here as in most other fields of life,<br />

but if you’re armed with the right fundamentals and<br />

information, you can make your money work for you<br />

without even having to expose yourself to much risk.”<br />

Our saying is: “If you’ve worked hard for your money,<br />

don’t throw it away,” and we ensure that people have the<br />

best possible chance of success with their investments,”<br />

says the specialist broker who is welcoming not only<br />

Northern European, but also more and more Spanish<br />

clients attracted by the system and the returns it can<br />

produce. “We help them create a plan of action that<br />

builds on security, analytical thinking and a feeling<br />

for spotting sensible opportunities, and this requires<br />

interpreting information the right way, separating hype<br />

from potential, and looking a little bit further afield than<br />

the companies and sectors we already know well.”<br />

Kaspar even collaborated with Maastricht University to<br />

set up an Alex Academy back in 2004, so he is wellversed<br />

in guiding investors.<br />

A <strong>Spain</strong>-wide investment centre<br />

He and the team at Hugo provide direct one-to-one<br />

online and Zoom support whenever clients feel they<br />

need it. The comfortable offices feel more like a trendy<br />

New York café and indeed, the coffee is always brewing<br />

and a warm welcome awaits private investors and<br />

professional traders alike, both of whom comment<br />

on the fact that the investment centre feels more like<br />

a personal club than a financial office environment.<br />

“For all that we’re relaxed, modern and welcoming, we<br />

focus very much on helping both inexperienced and<br />

professional traders achieve their target goals,” says<br />

Kaspar, who also produces informative weekly vlogs on<br />

Youtube, which give away valuable know-how built up<br />

over many years.<br />

Kaspar works hard for his clients, believing that the<br />

lack of financial worries is one of the cornerstones of a<br />

happy, stress-free life. “You should work for your money,<br />

but you should also make it work for you, and this implies<br />

above all a certain quality of life and peace of mind.”<br />

He and his team listen to their clients’ feedback and<br />

personal needs to develop a strategy that achieves that<br />

definition – which is different for each person – through<br />

the widest possible network of investments available.<br />

“Through us you have access to stock exchanges and<br />

markets across the world, and we guide you through the<br />

process, whether you have a lot to invest or a smaller<br />

amount. We know either way it’s very important to you,<br />

so we take our responsibility equally seriously.”<br />

In other words, at Hugo you direct your own<br />

investments but build upon a high-tech system and<br />

can take full advantage of the know-how of professional<br />

investment experts to reduce risk, avoid painful lessons<br />

and maximise your chances of success.<br />

Hugo Investing – Kaspar Huijsman<br />

kaspar@hugoinvesting.com<br />

Urb. La Carolina, Edif. Aries, Local N, Marbella<br />

Tel: 951 56 56 56<br />

www.hugoinvesting.com OR<br />

www.binckbank.com/hugoinvesting<br />



MÁLAGA ‘the other Barcelona”<br />

Just as Barcelona was once ‘discovered’ and its beauty<br />

and charms related across the globe through the likes<br />

of Lonely Planet, so Málaga has since been undergoing<br />

the same process – leading this Mediterranean port city to<br />

be dubbed ‘the other Barcelona’.<br />

Some years ago cities such as Barcelona, Bilbao and<br />

Seville joined the pantheon of must-see beauty spots on the<br />

planet, and just a relatively short time ago it was Málaga’s<br />

turn to join this international Hall of Fame. The why of it is<br />

no accident, as it coincides with a process of beautification<br />

and development that has indeed transformed Andalucía’s<br />

second largest city from one often overlooked into a veritable<br />

Cinderella. Now a beautiful city of museums, art, culture, fine<br />

dining and shopping in a spectacular Mediterranean setting,<br />

Málaga breathes Andalusian passion along with a newfound<br />

sense of big-city sophistication.<br />

Its historic buildings sparkle newly renovated, grand<br />

squares and former traffic choke points are the elegant<br />

domain of shoppers and café society, and the tree-lined<br />

avenues are grand once more. It is fair to say that Málaga<br />

has been ‘discovered’, making it a top European destination<br />

in its own right for the 220 cruise ships and 18 million<br />

passengers that dock every year or for those who jet in from<br />

abroad. In addition, the city has also become the cultural<br />

and gastronomic jewel in the crown of the Costa del Sol, and<br />

at under an hour from most of the resort towns along this<br />

coastal stretch is a fantastic resource for local residents<br />

and property owners too.<br />

Malaga breathes Andalusian passion along with a newfound<br />

sense of big-city sophistication<br />


To many across the world Málaga has become a museum city<br />

to rival the likes of Paris, London, Madrid and Florence. This<br />

revolution started with the opening of a museum dedicated<br />

to the city’s most famous son, Pablo Picasso. Its success<br />

paved the way for more, and now the city can boast of the<br />

Carmen Thyssen, the CAC centre of contemporary art, the<br />

Glass Museum, a fantastic car and design museum, as well<br />

as its very own Pompidou. If you’re an avid fan of culture also<br />

don’t overlook the Interactive Music Museum, the Museo<br />

Jorge Rando, the Museo del Patrimonio, the Revello del Toro,<br />

Sea Museum, Russian Art Museum and the Málaga Wine<br />

Museum, which very nicely rounds off a fantastic offering of<br />

art and culture in this bustling city.<br />


The millions who visit Málaga throughout the year are<br />

also drawn by the vibrant authenticity of an archetypal<br />

Andalusian city that still lives to its typical daily routines.<br />

Visit the flamenco tablaos and, if your Spanish is up to it, the<br />


local theatres. You can also immerse yourself in local colour<br />

by visiting the wonderfully ambient food market or strolling<br />

around the streets and cafés of the Bohemian quarter near<br />

the Teatro Cervantes. Students keep the vibe as young as<br />

it is Spanish, while traditional little shops stand close to<br />

glamorous modern outlets as a living testament to the <strong>Spain</strong><br />

you would have encountered in the not so distant past. Much<br />

of it is still alive if you follow your nose and fan out from the<br />

main shopping Street around Calle Larios.<br />


Málaga has its shopping malls, but theidea of high street<br />

shopping in a classic quarter surrounded by the sights and<br />

indeed sites of over 2,000 years of history is a rather exotic<br />

and bewitching one. Calle Larios, once a busy road leading<br />

off the main boulevard, is now a beautifully tiled pedestrian<br />

street blissfully free of traffic. Its shops, cafés and tapas bars<br />

have blossomed to the point where it now exudes that big city<br />

refinement, but stroll across this pedestrian district and you’ll<br />

find a full range varying from exclusive and chic to young and<br />

trendy, rustic and even surprising. The architecture in the old<br />

quarter is beautiful, enlivened by shops and restaurants that<br />

breathe life into majestic structures, squares and parks where<br />

Phoenician archaeological findings blend with an unearthed<br />

Roman amphitheatre, Baroque churches and the soaring<br />

battlements of a Moorish fortress.<br />


This city on your doorstep is everything you want it to be:<br />

romantic, exciting, cultured, trendy and just fun. Stroll along<br />

classical streets or head for the modern minimalism of<br />

quayside Muelle Uno, where you look back across the port<br />

and the nearby city centre. For an even better view there is a<br />

modern Ferris wheel, but the best panorama is undoubtedly<br />

to be had from the Moorish Alcazaba fortress that sits atop<br />

a mount overlooking the city, port and the Mediterranean<br />

coastline as it stretches towards Fuengirola and Marbella.<br />

Though a monument, this expansive 11th century complex<br />

is also home to a luxury Parador hotel, so in Málaga you can<br />

enjoy good food from the water’s edge and hill tops right into<br />

the smallest streets and squares.<br />

El Pimpi is perhaps the bestknown of the many excellent<br />

tapas bars, while the elegant Puerta Oscura and authentically<br />

rustic Antigua Casa de Guardia are also must-do experiences.<br />

The classic Lepanto patisserie also belongs in this category,<br />

but really you can enjoy dining in Málaga from Michelin star<br />

restaurants all the way to charming family-run ones, with<br />

a world of cuisines in-between. With this sparkling city little<br />

more than half an hour from the coastal towns of the Costa del<br />

Sol, there is every opportunity for local residents to regularly<br />

enjoy what visitors from across the world travel far to savour<br />

just once.<br />





















Part of an ambitious development project that stretches<br />

back to the mid-nineties and also included the general<br />

beautification of Málaga’s historic city centre, the science<br />

park is a large business complex that is home to over 600<br />

businesses and employs 17,000 people, most of them highly<br />

qualified.<br />

It is an industrial hub focused on technology and<br />

research, with the bulk of firms specialising in electronics, IT,<br />

telecommunications and computing, These include important<br />

engineering firms and support services in the form of specialist<br />

laboratories, training centres, R&D facilities, consultancies and<br />

technical advisory bureaus.<br />

The large international corporations present here account<br />

for much of the employment at the Málaga Technology Park,<br />

including amongst them Oracle, IBM, Accenture, Huawei, TDK, CGI<br />

and Ciklum. Though generally much smaller in their operations<br />

than these multinationals, local firms also play an important role<br />

– not just in creating jobs but also in developing the skills and<br />

expertise needed to create a thriving 21st century technologybased<br />

economy in the Málaga region.<br />


In this the science park works closely with Málaga University<br />

and other academic institutions both in <strong>Spain</strong> and abroad. A<br />

core part of the initiative is to give university and college leavers<br />

specialised vocational skills, an international perspective and the<br />

entrepreneurship not just to work for companies, but to create<br />

their own products and businesses. Stimulating the founding of<br />

value-added start-ups is therefore an integral part of the formula.<br />

For this reason there are exchange programmes with<br />

international universities and technology centres around the<br />

world, but especially in the USA and South Korea, two global<br />

leaders in the field of digital technology. The students and<br />

employees who return from one or two-year stints abroad not<br />

only deepen their technical knowledge, but also improve the<br />

language skills, world vision and creativity needed to really<br />

succeed in the new world.<br />

This exchange also extends to the key members of embryonic<br />

tech start-ups, many of which encounter growing problems<br />

within the first few years of their founding.<br />

It has seen burgeoning Andalusian Bill Gates contenders<br />

acquire invaluable experience in situ with Silicon Valley<br />

companies or even includes the incubation of a small Málaga<br />

start-up within such a large corporation.<br />

In this way, the Andalusian Technology Park is opening new<br />

frontiers for economic development in this part of <strong>Spain</strong>, and<br />

Alcazar baths of<br />

the fact that it is the world headquarters of the International<br />

rain water.<br />

Association of Science Parks underlines its position as one of the<br />

most important centres of its kind in the Mediterranean.<br />




seductress<br />

of the ages<br />

This ancient settlement at the heart of the<br />

Andalusian plains is much more than a<br />

city, or even a beautiful historical one. It is<br />

a cultural and architectural gem endowed<br />

with a great deal of atmosphere and<br />

charm – the perfect place to enjoy and lose<br />

yourself in as you stroll through cobbled<br />

streets and grand avenues lined with<br />

historic landmarks.<br />

Set within the fertile floodplain knows as the Vega,<br />

Granada also lies within the shadow of the towering<br />

Sierra Nevada mountain range. They form a perfect<br />

backdrop for a place that is in many ways the epitome of<br />

Andalusian <strong>Spain</strong>, a rich melange of Iberian, Roman, Moorish<br />

and Castilian Christian influences that together add up to<br />

one of the most beautiful and fascinating cities in the world.<br />

The winter air carries the chill of a plateau at 700 metres<br />

altitude, added to by icy gusts carried down from the snowcapped<br />

mountains that provide such a spectacularly scenic<br />

backdrop. While ski lovers are enjoying themselves at the<br />

alpine resorts in these nearby mountains, people in Granada<br />

itself huddle in cosy tavernas where it is said the tradition<br />

of offering a free tapa with every beverage ordered first<br />

originated. Not all tapas are still gratis in Granada, but it is<br />

one of the centres of excellence for this uniquely sociable<br />

and Spanish form of cuisine.<br />


Today, Granada is above all a lively student city with a thriving<br />

local social scene in which tapas bars, cervezería eateries,<br />

cafés and bars play a central role. Whether tucked away in a<br />

pedestrian street or basking in the sunlight of a broad plaza,<br />

they add contemporary life to a city that is steeped in history.<br />

It’s everywhere, from grand Baroque churches, palaces and<br />

avenues in the centre of town to the more densely packed<br />

market and student quarter just beyond. An undeniable<br />

highlight is the magical Alhambra, a Moorish palace fortress<br />

that conjours up One Thousand and One Nights.<br />

A city of layers<br />

Set upon a panoramic hillock that towers over the city it<br />

overlooks, the Alhambra is itself one of the most iconic<br />

scenic pictures one could imagine, often framed by mighty<br />

snow-capped mountains that rise beyond it. This complex of<br />

palaces, patios and gardens is so popular that the authorities<br />

have wisely decided to cap visitor numbers in a first come,<br />

first served manner. Even so, if you book ahead you should be

Words by Michel Cruz<br />

Photography by<br />

able to arrange a dreamy tour of its exquisite workmanship<br />

and wondrous gardens, not to mention the views enjoyed<br />

from here.<br />

Even more beguiling than a daytime visit is the nightly tour,<br />

when the complex seems to come alive, and if you stay at the<br />

nearby Parador palace hotel you can enjoy both and wander<br />

through the beautiful Generalife gardens at will. The Alhambra<br />

is the symbol of Moorish Andalucía, as it was here that the<br />

last Muslim state held out until 1492, when the Christian<br />

reconquest of Iberia that began over seven centuries earlier<br />

was finally completed. From its fortress wall another Moorish<br />

gift to the city of Granada beckons enticingly.<br />

The Albaícin<br />

Divided by a small river and standing on the opposite hillside,<br />

this erstwhile Moorish suburb retains a wonderfully artistic<br />

charm about it. The Albaícin is a maze of cobble stone streets<br />

that dissect white-washed houses rolling down a gentle<br />

hillside. It is a place of elegant gardens and terraces hidden<br />

behind high walls; pleasant squares and flat roof terraces<br />

where in Moorish times families would sleep on mattresses<br />

to escape the worst of the summer heat. Stroll through its<br />

streets, visit an Arabian Hammam spa or enter a classic tea<br />

room to absorb the atmosphere.<br />

Not far away is Sacromonte, a somewhat poorer district<br />

complete with troglodyte cave houses that has long been<br />

home to Granada’s Gypsy community and as such is one<br />

of the finest places in <strong>Spain</strong> to experience their unique<br />

Flamenco artform. In this most authentic of settings, the<br />

unbridled passion of dance, guitar and song produces a state<br />

known as duende, and it fits well into the bohemian ambience<br />

of Sacromonte.<br />

From elegant and stately to raw and authentic; Granada<br />

blends its ancient past with the vibrancy of a youthful student<br />

city, and the effect is enticing.<br />



Spanish Architects<br />

Who have made a name<br />

for themselves<br />

Most people will have heard of Antoni Gaudí, the ingenious<br />

creator of Barcelona’s iconic landmark, the Sagrada Familia, but<br />

thereafter the list of well-known Spanish architects thins out<br />

quickly. Which is strange, as this country has a rich heritage of<br />

design that spans the centuries and continues today.<br />



The name Fernando Higueras may not be as universally famous<br />

as that of Renzo Piano, Jean Nouvel, Frank Gehry, Norman Foster<br />

or Zaha Hadid, but in reality he is one of <strong>Spain</strong>’s greatest modern<br />

architects and during the 1970s belonged to an international elite.<br />

Born in Madrid in 1930, his style came to represent a fusion of<br />

Constructivist, rationalist and organic architecture. Though typical<br />

of his era in that he worked a lot with concrete and created heavy,<br />

solid structures, Higueras moulded this industrial material into<br />

natural, organic forms that either mimicked nature or were inspired<br />

by the setting of each individual project.<br />

As he rose through the ranks and established a name for himself,<br />

the projects grew in scale to encompass an oeuvre composed of<br />

the Spanish Pavilion in New York (1963), the Polivalent building<br />

project in Monaco (1969), the Fierro House in Marbella (1971), iconic<br />

apartment complexes in central Madrid, hotels, churches, college<br />

buildings, museums and government edifices.<br />




A contemporary of Higueras, Bofill represents the rich design<br />

tradition of Barcelona, of which he has become an important<br />

exponent. His Taller de Arquitectura emerged as a leading studio<br />

from the 1960s onwards, racking up over 1,000 projects completed<br />

in over 50 countries to date. From his very first project, a summer<br />

villa in Ibiza designed at the tender age of 17, Ricardo Bofill’s portfolio<br />

has grown to include churches, villages, offices, housing estates<br />

and private villas. His vision is clear in the transformation of an old,<br />

disused ruin of a cement factory into the suitably mesmerising head<br />

office of his Barcelona-based architectural practice, RBTA.<br />

Though famous enough, with iconic projects to his name across<br />

Barcelona and <strong>Spain</strong>, in France, Algeria and other parts of the world,<br />

Ricardo Bofill is perhaps one of the most underrated architects of<br />

all time, for his is a singular mastery of form that blends touches<br />

of industrial brutalism with nature, culture and a sense of magic.<br />

Indeed, his creations conjure up the ethereal to offer not just<br />

housing or functional spaces, but the power to stir emotions.<br />

Walden 7 (Barcelona), La Muralla Roja (Costa Blanca), the Meritxell<br />

Sanctuary (Andorra), Les Espaces d’Abraxes (Paris) and the Houari<br />

Boumedienne agricultural village in Algeria all attest to the almost<br />

Escher-like geometry of this unique architect.<br />




EN<br />



Enric Miralles was married twice, both times to a fellow architect. His<br />

first wife was Carme Pinós, also from Barcelona, who rose to fame<br />

in the 1980s and 1990s, first in partnership with her then husband,<br />

and later as an independent architect with her own practice. Public<br />

projects in Barcelona were followed by parks, schools and wineries<br />

in her native Olot, in the Catalonian countryside. The experience<br />

garnered here through a constant process of experimentation and<br />

immersion in the local cultural and natural setting was recognised<br />

in the form of commissions to design a museum, auditorium and<br />

cultural centre in Zaragoza, an art and design centre in Barcelona,<br />

and a hotel complex in Mallorca.<br />

More work followed in <strong>Spain</strong>, in the form of bridges, waterfront<br />

refurbishments and a long list of public works, including the Catalan<br />

government’s headquarters, museums, urban renovation projects,<br />

and designs for corporate and public clients in Latin America. Pinós<br />

is also responsible for the design of the campus of the Vienna<br />

University of Economics and Business, whose angular forms recall<br />

the jagged geometry of another famous architect, Frank Gehry.<br />




Also a native of Barcelona, Miralles continued the<br />

Catalan penchant for unusual, pioneering forms driven<br />

by a strong sense of artistry and social conscience. It<br />

led at first to mostly specialised public projects such as<br />

the Igualada Cemetery, the archery range and pergola<br />

at the Olympic village, as well as the conversion of the<br />

Santa Caterina, all in Barcelona. The rather unique<br />

styling of projects like this drew attention, and earned<br />

Enric Miralles national and international recognition.<br />

It is hard to pin his style down, but he was influenced<br />

at once by the machinist brutalism of Le Corbusier<br />

and the more vernacular, natural architecture of Alvar<br />

Aalto.<br />

This much is visible in works such as the extension<br />

to the city hall in Utrecht, the Netherlands, and the<br />

Scottish parliament building in Edinburgh, though<br />

perhaps the skyscraper he designed to be the<br />

corporate headquarters of Gas Natural deviates from<br />

the more idiosyncratic style associated with him.<br />



Perhaps the most famous of modern Spanish architects<br />

is Santiago Calatrava, whose reputation carries far and<br />

wide. Born near Valencia, he helped to revitalise the city<br />

through the creation of a futuristic new arts and sciences<br />

complex on the outskirts of the centre. The iconic structures<br />

created here helped to put Valencia on the map the way the<br />

Guggenheim did in Bilbao, but they also made Calatrava a<br />

controversial figure in his homeland.<br />

An engineer as well as architect, he has become famous for<br />

the many bridges he designed, from Seville to Rotterdam,<br />

basing these, and also communication towers, office blocks,<br />

galleries and museums, upon the structures of the body, a<br />

philosophy that is also visible in Calatrava’s designs for the<br />

Athens Olympic sports complex – the grand opus of a man<br />

who has given Spanish architecture renewed stature in the<br />




For those who haven’t travelled there yet, the Balearic<br />

Islands are an archipelago in the Mediterranean off the<br />

Spanish east coast. The four main islands are Mallorca,<br />

Ibiza, Menorca and Formentera – and though they share a<br />

common history, culture and local dialect of Catalan that<br />

is also closely related to Valenciano, Provencal, Ligurian,<br />

Corsican and Sardo (Sardinian) – each has a character<br />

and ambience of its town.<br />


By far the largest and dominant island is Mallorca, where the<br />

capital Palma de Mallorca is the main cultural, economic<br />

and metropolitan centre of the Balearics. This historic city<br />

is a treasure trove of imposing architecture, with cultural<br />

layers that date back to pre-Roman, Byzantine, Moorish<br />

and later periods, influencing the local cuisine, traditions,<br />

art and people. In addition to the many cathedrals,<br />

fortresses and elegant streets and plazas to enjoy are the<br />

picturesque old city, the harbour area with its old towers<br />

and of course the white sandy beaches within a stroll of<br />

town.<br />



If you avoid the built-up tourist town of Magaluf, which not<br />

long ago catered mostly to British package tourism but is<br />

now being upgraded, skirting the southwest cape will take<br />

you through a series of rather stylish beach resorts such<br />

as Santa Ponça overlooking idyllic bays. Head inland to<br />

the pastel-coloured charm of Andratx or Valdemossa, a<br />

quaint mountain village reminiscent of the prettiest ones in<br />

Provence or Tuscany. The whole western mountain range<br />

and rocky coastline is a spectacle of pretty little towns<br />

overlooking spectacular cliff-side scenery.<br />

Round this region and you reach the Bay of Alcudia,<br />

where mountains give way to plains and expansive,<br />

white sandy beaches. This too is a visitor’s paradise<br />

complete with stylish coastal resorts, and as you trace<br />

the eastern shoreline you’ll be rewarded with elegant<br />

little towns and in places gorgeous beaches that have<br />

a very natural and untouched fell. Round yet another<br />

spectacular cape and you approach some of the most<br />

spectacularly beautiful Mallorca coastal scenery in<br />

places such as Cala Pi, whose iconic aquamarine water<br />

pretty much sums up the island.

Ciutadella<br />

Andratx<br />

Pollenca<br />

Palma<br />

Inca<br />

Alcudia<br />

Cala Ratjada<br />

Maó<br />


IBIZA<br />

San<br />

Antonio<br />

Santa Eulária<br />

des Ríu<br />

Ibiza<br />

City<br />

Cala d’Or<br />



IBIZA<br />

If Mallorca has captured the hearts of tourists and jet-set visitors<br />

such as Claudia Schiffer and Michael Douglas, then Ibiza will<br />

forever be associated with heady summer holidays and the birth<br />

of the beachside club scene. Many of the most famous DJs,<br />

such as David Guetta, cut their teeth here and the likes of Calvin<br />

Harris, continue to feature on a regular basis at landmark venues<br />

like Pasha, which turn partying into a resort occupation. There is,<br />

of course, also another side to this famous party island, as seen in<br />

the historic charm of its towns and country villages, as well as the<br />

natural beauty of much of its coastline, where areas such as Es<br />

Cubells are popular with high-end visitors and celebrities seeking<br />

privacy, luxury and seclusion.<br />


For more of that iconic beachside beauty in the form of green<br />

Mediterranean pine groves that grow right up to white sand<br />

beaches washed by azure waters, Menorca is the place to visit.<br />

More intimate and natural than the larger islands, it is a scenic<br />

paradise where the land feels like it spills into the ever-present<br />

Mediterranean Sea. Even smaller and more sauvage, Formentera<br />

is where lovers of nature, sea, sky and sandy dunes will feel at<br />

home – on land as well as snorkelling in its clear blue waters.<br />



When it comes to quality real estate,<br />

Mallorca is not a place of large<br />

concentrations, but rather of many little<br />

treasures dotted around the island. That<br />

said, you’ll see names such as Pollensa,<br />

Alcúdia, Port Adriano and Puerto Andratx<br />

appear frequently as they are among<br />

the finest, most popular residential areas<br />

overlooking gorgeous coastal scenery<br />

near all amenities.<br />

IBIZA<br />

The same is true of Ibiza, but those in the<br />

know look for homes in Sant Josep De<br />

Sa Talaia, Santa Eulalia Des Ríu and also<br />

Sant Antoni De Portmany – all perfect<br />

examples of privileged living on this<br />

golden isle.<br />


In Menorca, it will be hard to resists the<br />

atmosphere and scenic charm of the<br />

Ciudadela de Menorca, though others<br />

head to the coastal pleasures of Maó<br />

and Es Mercadal, while in Formentera<br />

Cala Envaster is a perfect spot on a bay<br />

in an island otherwise made up of small<br />

communities and country properties.<br />



IBIZA<br />

Shabby Chic<br />

and much more!<br />

Shabby chic” a word that has come to characterise Ibiza a style that is considered by many<br />

to be the ultimate in trendiness. Ibiza is about summer, beaches, open-air parties and latenight<br />

clubbing. The capital of Europe’s summer clubbing scene has spawned its own genres<br />

of music, as well as numerous world-famous clubs, but aside from techno, trance and chillout<br />

music – not to mention throngs of swaying, sweating bodies – there is another, more cultural<br />

side to this tourist isle that is being cultivated.<br />

By Michel Cruz<br />

“Those in the know, like Richard Branson and other wellheeled<br />

Ibiza modern and trendy yet ancient and mysterious with<br />

latter day flower power children, have long since<br />

a host of modern and rustic private villas, secluded low-rise<br />

been enjoying its pleasures. Together with the creative types boutique hotels and other hot spots overlooking paradisiacal<br />

who helped develop the iconic Ibiza style, they are turning coves or white yachts bobbing quietly on the turquoise<br />

this super cool spot in the sun into one of the most mustexperience<br />

water.<br />

places of the moment. If there were a colour to The old walled town is so pretty that the entire area has<br />

represent the island and encapsulate its ambience it would been declared a world heritage site by Unesco, complete<br />

be azure; the deep aquamarine blue of its coastal waters, with castle, churches and the quaint houses and little plazas.<br />

the intense blue of its skies and the liquid freshness of sea<br />

Here you will almost stumble over the history of the island, or<br />

air. Or perhaps the pure, stark white of its plastered walls,<br />

simply drink in the atmosphere, while on the other side of the<br />

the sails that play against the horizon or the white linen that bay luxury yachts lie in the trendy marina fronted by luxury<br />

seems to become an inadvertent uniform for sophisticated boutiques, eateries and lounge bars. Much of the nightlife<br />

urban types seeking summer epiphanies in the Med. Such continues to be concentrated around calle Barcelona, while<br />

descriptions are not unlike the islands of Greece, complete the town is also home to some of the most popular clubs,<br />

with pretty white-plastered windmills, and indeed, the<br />

among them the famous Café del Mar, where revellers<br />

quintessentially Mediterranean island of Ibiza is in many ways come to chillout and watch the sun set.<br />

a reflection of its cousins on the other side of the vast sea.

More than 40 clubs and trendy bars that dominate the<br />

summer clubbing scene, and though the island has tried to<br />

become more upmarket the popularity of nightlife tourism<br />

shows no signs of diminishing. New hotels, however, have<br />

all been five-star in recent years, and the overall trend has<br />

been towards smaller scale and greater character. The<br />

result has been that Ibiza has been tapping into the cool<br />

chic scene that is so strongly associated with it, catering in<br />

the process not only to young revellers and cultural tourists<br />

but also the well-heeled visitor wishing to remain young at<br />

heart.<br />

The more rustic destinations just inland are also very<br />

popular, and while this new international jet set likes to dip<br />

its toe into the feverish partying of the main tourist areas<br />

you sense that they are more at home enjoying freshly<br />

caught fish or organically grown vegetables at a quaint<br />

– but stylish – seaside venue. It is at unassuming locations<br />

like this where, on a good day, you could find yourself<br />

surrounded by Liam Gallagher, Kate Moss and Mark<br />

Ronson, if you care for that sort of thing.<br />

Besides crystal clear waters inviting the visitor to swim,<br />

sail and scuba dive, Ibiza offers a surprising amount of<br />

beautiful nature for so small an island. From the cliffs and<br />

coves rises the pine cover that the island is famous for,<br />

converting into maquis heather in the hardiest of spots<br />

before opening up into idyllic valleys covered in green<br />

fields, blankets of wild flowers and almond trees. This is<br />

rustic Ibiza, a place of goats, donkeys, quaint villages and<br />

old rural traditions. It is also home to an amazingly stylish<br />

form of rural tourism in which easy elegance and comfort<br />

have been raised to an art form.<br />

A popular natural area is the Ses Feixes wetlands,<br />

a swampy lowland area bordering Ibiza Bay that is a<br />

wintering ground for countless species of bird. You will also<br />

find bats and reptiles where the Moors once cultivated<br />

land using a complex irrigation system of canals and<br />

water deposits. Here, where intense agriculture flourished<br />

for centuries in a man-made environment, nature began<br />

to reclaim its marshes and return them to their wild<br />

inhabitants from the 1960s onwards. Though threatened by<br />

property development, the islanders are now beginning<br />

to recognise the value of this natural spot with its deep<br />

historic connection.<br />

Much of what makes this island so haunting can be<br />

traced to its ancient roots, which though planted in a very<br />

distant and hazy past continue to produce fresh shoots.<br />

While it shares much of its story and characteristics with<br />

mainland <strong>Spain</strong> – Ibiza is just 79 kilometres east of Valencia<br />

– this is above all a Mediterranean world. As a result, the<br />

Pine Islands – the name for Ibiza and its smaller neighbour,<br />

Formentera – have always been a little removed from their<br />

mother nation. Claimed by the Catalan as their own, the<br />

people speak a local dialect of that tongue, yet could<br />

also communicate with the Corsicans and Sardinians with<br />

whom they share an almost invisible yet ancient bond.<br />

Beaten by the salty sea winds and the voyagers they<br />

carried here, these tiny islands have been invaded,<br />

sacked and pillaged more times than you’d care to<br />

know, but the many stones have produced an interesting<br />

mosaic. There must have been people on the islands<br />

when the Phoenician traders from the other side of the<br />

Mediterranean founded the town of Ibossim, but by the<br />

time control passed to the Carthaginians the islands had a<br />

strong Punic culture also touched by traders from Greece<br />

and Rome, which would later come to rule the territory<br />

under the name of Ebusus.<br />

Most of the beautiful seaside that now draws so many<br />

people were devoid of population, made uninhabitable<br />

by fear. The seaside villages we see today date in the<br />

main from the 19th century, before which you needed an<br />

impregnable fortress to retire to when the raids came. The<br />

town of Ibiza is a fine example of this. Though it now houses<br />

almost half the island’s 125,000 people, it was for long<br />

little more than a small port protected by the Almudaina<br />

Castle. This large walled fortress, which stands at the top<br />

of the picturesque Dalt Vila (Old Town), provided the<br />

protection that made life here possible, but from the mid-<br />

19th century onwards Ibiza’s capital developed quickly, a<br />

process that was further boosted by the rise of the tourist<br />

industry from the 1950s on.<br />

What Ibiza offers visitors is therefore becoming<br />

increasingly diverse in nature, but always based around<br />

a strong sensory experience – from the release offered by<br />

the clubs to the relaxing, almost spiritual atmosphere to be<br />

found along the pretty little coves and secluded beaches.<br />

Where the package vacationers follow the well-beaten<br />

path to the 18 kilometres of large sandy beaches such as<br />

those at Calls Bassa and La Salinas, those occupying the<br />

private villas and low-slung boutique hotels will seek out<br />

secluded spots far away from the madding crowds. Lying<br />

ensconced within small pine-covered estates, the private<br />

lodges they stay at offer peace and anonymity in what is<br />

a typical Ibiza mix of laid-back hippy style complete with<br />

Thai or Indian influences, yet suffused with comfort, luxury<br />

and first-class service.<br />

After all, a Richard Branson or Jean-Paul Gaulthier<br />

may seek out hip venues where they can chill out and<br />

get closer to nature, but they will not easily forsake the<br />

subtle pleasures and comforts of life. As a result, the Ibiza<br />

chic venue is earthy, designed in a way that appears to<br />

be random and informal yet is actually demanding of<br />

creative energies, and provides five-star services in an<br />

ambience that seems to want to decry earthly luxury and<br />

opulence in favour of a more ethereal way of being. Some<br />

will even feature yoga classes and detox regimes amid the<br />

fragrance of flowers and incense, while others are more<br />

starkly minimalist in their avant-garde sophistication.<br />

Either way, they combine with the shabby chic simplicity<br />

of favoured seaside fish restaurants in pretty little coves<br />

or villages, days spent lazing on secluded beaches,<br />

watching the sun set on yachts and trekking into the<br />

rustic countryside – as well as heading off to the most<br />

exclusive of the lounge bars and clubs – to produce a<br />

style of Ibiza-branded experience that is drawing more<br />

and more visitors to the dramatic beauty of this coolest of<br />

Mediterranean islands.<br />




Bodegas for a<br />

modern era<br />

wine cellar used to be just that, a somewhat<br />

dank stone or brick room hidden in the vaults<br />

of a home. Indeed, it didn’t use refrigeration<br />

but had to be located beneath the main house to<br />

attain the ideal temperature and humidity conditions<br />

required for storing precious vintages. As time<br />

moved on and classical homes become more<br />

comfortable in style, the bodega, as it is also often<br />

called, became a little more accessible.<br />

By the late 20th century it was no longer just the<br />

place where the erstwhile butler or chef’s assistant<br />

would go to find the requested bottles of wine,<br />

but now an increasingly attractive space, not<br />

infrequently in the style of a winery, a traditional<br />

café or even a tapas bar. Fancy brickwork was<br />

accompanied by a bar, tables for wine tasting and<br />

even card-playing, as this was the sort of room that<br />

had become part of the modern villa’s basement<br />

area.<br />


With the trend switch to sleek modern architectural

Besides sunken fire pits, open-plan living<br />

rooms and minimalist kitchens and bathrooms,<br />

the modern wine cellar is one of the classic<br />

additions of 21st century home design.<br />

styles this decade, has come a veritable revolution in the<br />

shape and function of this centuries-old space, which<br />

has seen it totally redefined from a traditional brick space<br />

located below the home to a glass-and-chrome vitrine<br />

situated right at the heart of its living areas. In other<br />

words, in this century the bodega has come out of the<br />

dark and into the light.<br />

If the look and location of the wine cellar have changed,<br />

the function hasn’t, and as many of these beautifully<br />

styled glass cabinets are located at the point where the<br />

kitchen and dining room meet, the wine tasting can now<br />

be done at the kitchen bar, the dining room table or even<br />

on the terrace outside. Now, the modern wine cellar has<br />

also become a true design feature in its own right, for<br />

a glass-and-chrome bodega is attractive by day and a<br />

visual delight when lit up with LED.<br />

Coming in a wide range of sizes and configurations, what<br />

is effectively a gently refrigerated cooling cabinet can<br />

be a practical and aesthetic addition to anything from<br />

a studio apartment to a large mansion, and they range<br />

from standardised designs to anything you want them to<br />

be. Modern technology ensures the sky is the limit, so be<br />

creative.<br />


multilingual property experts for 25 years on the Costa<br />

Email:<br />

Web:<br />

info@welcome-estates.com<br />

www.welcome-estates.com<br />



Buying property<br />

in <strong>Spain</strong>?<br />

Save time and money on your currency transfers with:<br />

Excellent exchange rates<br />

No transfer fees<br />

Expert support and guidance<br />

Tailored transfer solutions<br />

We’ve been helping people move money to and from <strong>Spain</strong><br />

since 1996 and with 16 Spanish branches we’re never far away<br />

when you need us.<br />

We’re authorised by the Bank of <strong>Spain</strong> and guarantee no<br />

receiving charges in any Spanish bank on euro transfers – so<br />

you enjoy peace of mind and additional savings.<br />

Get a quote now and find out how much you could save!<br />

Get a quote<br />

Earn a<br />

£50<br />

Amazon voucher!<br />

Our special offer for <strong>Spain</strong><br />

<strong>Property</strong> <strong>Guide</strong> readers – if<br />

you register with us and<br />

transfer £5000 we’ll send you<br />

a £50 Amazon voucher.<br />

*<br />

Want to find out more? Contact our team today.<br />

Mention ‘<strong>Spain</strong> <strong>Property</strong> <strong>Guide</strong>’ for preferential exchange rates.<br />

+34 965994830 | costablanca@currenciesdirect.com<br />

*Terms and conditions apply<br />

© Currencies Direct Ltd, One Canada Square, Canary Wharf, London E14 5AA, United Kingdom. Registered in England & Wales, No.: 03041197. Currencies Direct Ltd is authorised<br />

by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011. Our FCA Firm Reference number is 900669.<br />

Our EU services are provided by Currencies Direct <strong>Spain</strong>.<br />


© Currencies Direct <strong>Spain</strong>, E.D.E., S.L., Avenida del Mediterráneo, 341, 04638 Mojácar, Almería, <strong>Spain</strong>. Registered in the Commercial Registry of Almería under the Spanish tax ID<br />

number B04897930. Currencies Direct <strong>Spain</strong>, E.D.E., S.L. is authorised by the Bank of <strong>Spain</strong> as an Electronic Money Institution under Law 21/2011 of 26 July and Royal Decree<br />

778/2012 of 4 May. Our registration number with the Bank of <strong>Spain</strong> is 6716.<br />


Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!