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karibu magazine 4th edition

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INSURANCE COVER<br />

First and foremost, let’s thank God for life.<br />

Second let’s reflect about the realities of life – as<br />

much as we like to think life is easy, full of happiness<br />

and abundance, and in most cases that is true<br />

– the reality is that it does come to an end and this<br />

is difficult for loved ones.<br />

Regardless of who we are or what we do and as<br />

much as life throws us many a curve balls to knock<br />

us of our game, everything can be taken at a blink<br />

of an eye.<br />

Although nobody like to talk about life insurance and<br />

funeral plans – because in essence it means preparing<br />

for your departure from this world – it is an important<br />

and essential process. This is a crucial part of planning<br />

your future and that of your family and their financial<br />

wellbeing. The most important question one should<br />

ask themselves is how their absence in their family’s life<br />

would affect them? It is a tough thought but a necessary<br />

one too. It is inevitable that a family that loses someone<br />

is sad, but wouldn’t be comforting if they had one<br />

less thing to be sad about? Some consolation in terms<br />

of financial relief. The process may seem complicated,<br />

overwhelming of course and downright wrong so it is<br />

highly important that one gathers all facts and talk to a<br />

professional.<br />

Our culture and traditions have never made the need<br />

for insurance as a necessary thing. We only pay insurance<br />

for things we know we might lose while alive or<br />

we’d get arrested – car, house, personal properties etc.<br />

But for some reasons majority of us don’t care to insure<br />

our lives or bodies (for lack of a better word) for after<br />

we die. We tend to think, and our culture and traditions<br />

has over the years supported this notion, that those left<br />

behind will take care of things and even if they can’t,<br />

the community will. Someone once said, that even if<br />

the community or his family refuse or can’t take care<br />

of him after death, the government would because<br />

they wouldn’t want his rotting corpse out in the street.<br />

It’s macabre to even think that but if one looks on the<br />

bright side of things, having life insurance is not that<br />

bad.<br />

neglected issues regarding life insurance, deaths in<br />

our community and repatriation to our countries of<br />

origin – also known as Funeral Plan.<br />

Tell a friend to tell a friend<br />

Here are a few reasons why: -<br />

Inheritance – you might not have assets but a life insurance<br />

pay-out to your children can be the inheritance<br />

they need to set them up for life. In most places this<br />

money is tax-free and paid out quickly.<br />

Peace of mind – just imagine future generations of<br />

KenBrits might not carry on the harambee/maomboleze<br />

changa tradition, so leaving some money behind will<br />

ease their minds that they can give you a good send off<br />

without worrying about money or going into debt – and<br />

we all know how bad that can get. Losing a loved one<br />

brings emotional and traumatic experience to any family;<br />

can you imagine how eliminating the need to worry<br />

about money can bring to your loved ones?<br />

Don’t be left out, it’s time we take power, pride and<br />

our dignity back.<br />

The sooner the better as premiums increase exponentially<br />

with every passing birthday!<br />

Thank you and stay blessed.<br />

IT CAN ONLY BE GOD.<br />

#itcanonlybeGod.<br />

#insurance<br />

#repatration<br />

I work for Eunisure, we are regulated by FCA. www.<br />

eunisure.co.uk<br />

Lydia Tett Olet<br />

+447853207075<br />

Every often a representative will visit your community<br />

to create awareness on the importance and<br />

4THEDITION<br />

|JULY 2019<br />

77

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