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My Grandparents<br />

Randy Mascagni, CFP<br />

I grew up in Natchez in a small family, and at<br />

nine years old, became the only child. There were<br />

a lot of dynamics going on in my home–but then<br />

there were my grandparents. If you lived in Natchez<br />

and were familiar with the Morgantown community,<br />

you would have known my grandparents. They<br />

lived about five miles away from our home, and<br />

every afternoon, after school, my mom and I would<br />

go to their house.<br />

My grandfather operated a little barbershop<br />

right next to their home. Men would come to enjoy<br />

a Coke and nabs, tell their stories, and get a haircut.<br />

Oh yes, his shop had the typical “ole” 10-cent Coke<br />

machine (small bottles), a Tom’s nabs machine<br />

(yes Tom’s peanuts and nabs), and a vintage penny<br />

fortune scale.<br />

By the age of eight or nine, one of my favorite<br />

pastimes was playing with that old vintage floor scale. My<br />

grandfather would give me the key, and I would open the scale’s<br />

coin box to see how many pennies were there along with<br />

an occasional “buffalo” nickel. After a while, my grandfather<br />

told me that if I took care of the scale, I could have the coins.<br />

I experienced the thrill of my first job. I took special care<br />

of that scale, a relic in today’s world, carefully<br />

wrapping the coins and eventually depositing<br />

them in the bank.<br />

In the same frame of that memory is<br />

my grandmother’s chifforobe that housed<br />

her prized collection of silver dollars.<br />

I was intrigued by all my grandmother’s<br />

stuff, particularly her coins.<br />

In fact, she said I was a meddler, as I periodically went<br />

through her stuff, particularly her white City Bank bags of coins.<br />

She let me count and play with her silver dollars. I also was<br />

intrigued with her dollar bills that were kept in envelopes with<br />

names like “groceries” or “light bill’ and “gas.” Only years later<br />

did I understand those envelopes.<br />

There was a time when I thought it wasn’t normal to go to my<br />

grandparents’ every afternoon. But reflecting, God knew I needed<br />

those long hours to soak up many lessons. You see that time with<br />

my grandparents brought a sense of normalcy to my life and was<br />

the seedbed for good values. They loved me deeply. In fact, if<br />

you had known my grandmother, you would have known I was<br />

her “pride and joy.” I quietly watched them live their lives, run<br />

a small business, raise chickens, have a garden, raise a couple of<br />

cows, pick up and sell pecans, go to church where my grandfather<br />

taught Sunday school, and yes, drop their tithe envelope in the<br />

collection plate. In fact, they, and my mom, were charter members<br />

of Morgantown Baptist. They loved their church.<br />

No, this article isn’t about the top ten financial planning<br />

strategies. It’s actually about the foundation of sound money<br />

management, which is the value of hard work, saving and planning<br />

for future needs, and the provision of our great God to meet our<br />

personal needs even through time at a grandparent’s house.<br />

Oh, the joy I would have spending one more afternoon<br />

of meddling at Nannie and Roe-Roe’s. And yes, I still<br />

have her big bag of old silver dollars!<br />

601-925-8099<br />

mascagniwealth.com<br />

Hometown RANKIN • 29

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