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My Grandparents<br />
Randy Mascagni, CFP<br />
I grew up in Natchez in a small family, and at<br />
nine years old, became the only child. There were<br />
a lot of dynamics going on in my home–but then<br />
there were my grandparents. If you lived in Natchez<br />
and were familiar with the Morgantown community,<br />
you would have known my grandparents. They<br />
lived about five miles away from our home, and<br />
every afternoon, after school, my mom and I would<br />
go to their house.<br />
My grandfather operated a little barbershop<br />
right next to their home. Men would come to enjoy<br />
a Coke and nabs, tell their stories, and get a haircut.<br />
Oh yes, his shop had the typical “ole” 10-cent Coke<br />
machine (small bottles), a Tom’s nabs machine<br />
(yes Tom’s peanuts and nabs), and a vintage penny<br />
fortune scale.<br />
By the age of eight or nine, one of my favorite<br />
pastimes was playing with that old vintage floor scale. My<br />
grandfather would give me the key, and I would open the scale’s<br />
coin box to see how many pennies were there along with<br />
an occasional “buffalo” nickel. After a while, my grandfather<br />
told me that if I took care of the scale, I could have the coins.<br />
I experienced the thrill of my first job. I took special care<br />
of that scale, a relic in today’s world, carefully<br />
wrapping the coins and eventually depositing<br />
them in the bank.<br />
In the same frame of that memory is<br />
my grandmother’s chifforobe that housed<br />
her prized collection of silver dollars.<br />
I was intrigued by all my grandmother’s<br />
stuff, particularly her coins.<br />
In fact, she said I was a meddler, as I periodically went<br />
through her stuff, particularly her white City Bank bags of coins.<br />
She let me count and play with her silver dollars. I also was<br />
intrigued with her dollar bills that were kept in envelopes with<br />
names like “groceries” or “light bill’ and “gas.” Only years later<br />
did I understand those envelopes.<br />
There was a time when I thought it wasn’t normal to go to my<br />
grandparents’ every afternoon. But reflecting, God knew I needed<br />
those long hours to soak up many lessons. You see that time with<br />
my grandparents brought a sense of normalcy to my life and was<br />
the seedbed for good values. They loved me deeply. In fact, if<br />
you had known my grandmother, you would have known I was<br />
her “pride and joy.” I quietly watched them live their lives, run<br />
a small business, raise chickens, have a garden, raise a couple of<br />
cows, pick up and sell pecans, go to church where my grandfather<br />
taught Sunday school, and yes, drop their tithe envelope in the<br />
collection plate. In fact, they, and my mom, were charter members<br />
of Morgantown Baptist. They loved their church.<br />
No, this article isn’t about the top ten financial planning<br />
strategies. It’s actually about the foundation of sound money<br />
management, which is the value of hard work, saving and planning<br />
for future needs, and the provision of our great God to meet our<br />
personal needs even through time at a grandparent’s house.<br />
Oh, the joy I would have spending one more afternoon<br />
of meddling at Nannie and Roe-Roe’s. And yes, I still<br />
have her big bag of old silver dollars!<br />
601-925-8099<br />
mascagniwealth.com<br />
Hometown RANKIN • 29