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Highlights - Etihad Holidays

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Insurance<br />

Travel More, Worry Less<br />

Insurance from Travel Guard - an essential ingredient for the<br />

perfect holiday!<br />

Peace of Mind<br />

While travelling on holiday, unforeseen circumstances may force you to seek<br />

emergency medical treatment, return early or cancel your trip altogether.<br />

Insurance from Travel Guard provides protection from unexpected events, so that<br />

you can enjoy your holiday with complete peace of mind.<br />

24-Hour Protection for You and Your Family<br />

When travelling internationally it is important to keep in mind the high cost<br />

of medical help, if it is required. Travel Guard offers you and your family<br />

comprehensive insurance cover for emergency medical expenses and<br />

a variety of other benefits.<br />

Insured Event Brief Description<br />

Personal Accident<br />

Benefits<br />

Emergency Medical<br />

and Related Benefits<br />

Loss of Personal<br />

Belongings/Money<br />

Baggage Delay<br />

Travel Delay<br />

Personal Liability<br />

Legal Assistance<br />

Provides cover in case of death or disability due to an accident during the trip:<br />

Adult or Dependant Child.<br />

Covers reimbursement of emergency medical, surgical, and hospital treatment bills<br />

in case of sickness or injury. Includes: Emergency evacuations or repatriations,<br />

24-hour helpline for worldwide assistance.<br />

Covers cost of replacement of passenger’s personal belongings and baggage<br />

that are damaged, stolen, lost or destroyed.<br />

In case of loss or delay of baggage by at least 12 hours,<br />

reimbursement of the cost of purchase of essential items.<br />

Compensation in case of flight delay for at least 12 hours,<br />

reimbursement of the cost of purchase of essential items.<br />

Cover for legal liability as a result of accidentally injuring someone<br />

or damaging or losing someone else’s property during the trip.<br />

Cover for legal expense arising out of dealing with claims for compensation<br />

and damages resulting from passenger’s death, illness or injury during the trip.<br />

Essential Plan Ultimate Plan Family Plan*<br />

Sum Insured<br />

Per Person<br />

Sum Insured<br />

Per Person<br />

Sum Insured<br />

Per Person<br />

$25,000 $50,000 $50,000<br />

$100,000 $1,000,000 $1,000,000<br />

$5,000 $10,000 $10,000<br />

$100 $300 $300<br />

NA $500 $500<br />

NA $500,000 $500,000<br />

NA $4,000 $4,000<br />

Loss of passport Covers cost of replacement of passport. NA $500 $500<br />

Cancellation/Cutting<br />

Short your Trip<br />

Cash in Hospital<br />

Home Protection<br />

Cover<br />

Hazardous Sports<br />

In case trip is cancelled or interrupted due to death, injury, illness or jury services,<br />

reimbursement of passenger’s travel and accommodation expenses.<br />

In case of admission as inpatient into a hospital while overseas, a daily<br />

compensation will be offered.<br />

$5,000 $10,000 $10,000<br />

NA $4,500 $4,500<br />

Provides content coverage for home against burglary events when away on a personal trip. $5,000 $10,000 $15,000<br />

Provides for cover under Overseas Medical and Extra Expenses and Personal Accident<br />

for covered accidents which are caused by Hazardous Sports (Water and Winter Sports)<br />

Your travel insurance covers items such as:<br />

• Shortening or cancelling your trip altogether<br />

• Loss of passport during your trip<br />

• Loss of baggage, personal belongings and money<br />

• Personal accident<br />

• Hospital expenses<br />

• Home protection while you away<br />

• 24-hour assistance helpline<br />

Key Benefits and Coverage<br />

Travel Insurance for <strong>Etihad</strong> <strong>Holidays</strong> offers you exceptional benefits. Based<br />

on the level of cover that best suits your needs you can choose from three<br />

options - Essential, Ultimate or Family option. If you are travelling with your<br />

family, you can extend the coverage to include your spouse and all your children<br />

by simply selecting the family option.<br />

NA $10,000 $10,000<br />

*Sum Insured limits mentioned for Family plan are at person level, per event limit also applies. Insurance for the Insured person is brought to you by Travel Guard Worldwide, Inc., affiliated companies or third party providers licensed to<br />

provide insurance in the country where your travel originates, who shall be fully responsible for the administration and settlement of claims. This is a brief description of the coverage(s) available, full details are contained in the Policy.<br />

Health & Visa Requirements<br />

Passports & Visas<br />

You are fully responsible for checking your passport and visa requirements with<br />

the relevant embassy of the country to which you intend to travel before making<br />

any reservation. You should ensure you have a valid ten year passport (may vary<br />

from country to country) and, as many countries require expiry dates on passports<br />

to be a considerable length of time after the return from holiday, we would<br />

recommend your passport have at least six months validity at the time of travel.<br />

For current visa information please contact either your travel agent or the relevant<br />

embassy of the country to which you intend to travel.<br />

Health & Vaccinations<br />

Health facilities, hygiene and disease risks vary considerably worldwide. You<br />

should take health advice about your specific needs as early as possible and<br />

ensure that vaccinations or preventive measures such as malaria tablets are taken<br />

early enough (which may be a month or more prior to departure) to be fully<br />

effective by the date of travel. The advice given in respect of vaccinations was<br />

correct at the time of going to press (February 2012). However, for more detailed<br />

information we would strongly recommend you contact your GP or nearest<br />

medical centre.<br />

Insurance / Health & Visa Requirements 371

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