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EMPlOYEE BENEFITS<br />
Employee Benefits, especially medical coverage for employees,<br />
has become a major concern for employers due to continued cost<br />
increases and managed care options. We, at the Isam Kabbani for<br />
Insurance and Re-Insurance Brokerage Company, have a tremendous<br />
amount of experience to help you sort through all the options. We<br />
can assist our clients in benefit design, evaluation of networks,<br />
determining levels of risk assumption and funding amounts.<br />
We also help our clients develop cost-effective benefit and<br />
compensation packages based on their needs. We provide the best<br />
products for their medical, disability, and other benefit needs, then<br />
we work with them to develop programs that fit within their budget.<br />
IKB has a managed care staff that is dedicated to providing you<br />
with the best possible information to make a decision. We have<br />
relationships with local and national managed care organizations that<br />
can provide care for your employees. Our contribution includes:<br />
• Health care plan design for cost containment.<br />
• Ways of funding: Insured, Minimum Premium, Self-Insurance.<br />
• Managed Care Review: PPOs, EPOs and Point-of-Service options.<br />
• Flexible benefits: Plan design, communications, administration<br />
and implementation.<br />
• On-going assistance in plan management.<br />
• Renewal reviews.<br />
• Specialized Hospital Programs.<br />
• Supplementary Health Benefits Programs.<br />
• Prescription Drug Management Programs.<br />
• Other coverage reviewed: Life, Disability, and Dental.<br />
102<br />
<strong>IKK</strong> <strong>Group</strong> of Companies<br />
OUR AIM IS TO FASHION<br />
SOlUTIONS THAT ARE A<br />
PERFECT MATCH FOR THE<br />
PROTECTION OF YOUR<br />
BUSINESS.
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