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IKK Group

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CONSUlTING<br />

Consulting is the broker’s main assignment as this<br />

is the center of his relation with the client. For IKB,<br />

this is where the broker produces its added value<br />

to the full.<br />

IKB works with your company to assess risk and<br />

advice upon potential areas where insurance<br />

covers may not have even been considered. IKB<br />

can then advise you on the best means of obtaining<br />

suitable protection, at the most competitive levels of<br />

premium.<br />

Our consulting service also provides preparation<br />

and assistance with insurance tenders, independent<br />

evaluation of existing programs, risk profiles,<br />

claim reviews, disaster recovery planning, risk<br />

improvement reports and premium audits.<br />

IKB believes that a consulting engagement creates<br />

value for the client by identifying problems,<br />

by recommending remedies and opinions, by<br />

formulating a position and its implementation; by<br />

expediting a result, or by identifying tasks with<br />

implementation time frames. The consultant's value<br />

rests in its independent third person's viewpoint and<br />

expertise, not in the ability to manipulate others in<br />

support of a management decision already made.<br />

After Analysis and thorough knowledge of the<br />

national and international markets, IKB obtains<br />

an in-depth understanding of your situation, which<br />

reflects on your interests.<br />

100<br />

<strong>IKK</strong> <strong>Group</strong> of Companies<br />

BROKING<br />

Confronted with the wide choice of insurance products available in a fast moving market, it has become increasingly<br />

difficult to obtain a clear picture. Which Insurance company should be chosen? Which type of cover? Who offers<br />

the best premium/cover ratio? These questions are multiplied, when the security of a company is involved.<br />

As your insurance Broker, it is IKB’s vocation to clarify your situation, in complete objectivity. IKB acts on your<br />

behalf, analyses the market in order to advise you effectively and situate your risks accurately. IKB is your outsourced<br />

negotiator and planner, a defender of your interests both now and in the future. Our partnerships with specialists<br />

ensure you of sophisticated knowledge, expertise and qualifications at every level.<br />

Access to the appropriate market is crucial. As IKB has access to the top-notch insurance companies in the national<br />

and international markets, we can save you the time and the effort of researching the best deals. Our selection<br />

criteria is mainly based on assessing the security, reputation and skills of the risk carrier, giving a true picture of<br />

which insurance company is best for the job. Under IKB, the insurance company selection process is completely<br />

free of favoritism. Every competing insurance company has a fair chance to win because the client's benefit is the<br />

determining factor. Our allegiance is only to the client and the client's best interest.<br />

Neutrality, Independence and Transparency are the fundamental values behind our strength; neutrality in choosing<br />

your risk carrier, independence when taking a decision, and transparent advice for a personal relationship based<br />

on confidentiality.

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