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CONSUlTING<br />
Consulting is the broker’s main assignment as this<br />
is the center of his relation with the client. For IKB,<br />
this is where the broker produces its added value<br />
to the full.<br />
IKB works with your company to assess risk and<br />
advice upon potential areas where insurance<br />
covers may not have even been considered. IKB<br />
can then advise you on the best means of obtaining<br />
suitable protection, at the most competitive levels of<br />
premium.<br />
Our consulting service also provides preparation<br />
and assistance with insurance tenders, independent<br />
evaluation of existing programs, risk profiles,<br />
claim reviews, disaster recovery planning, risk<br />
improvement reports and premium audits.<br />
IKB believes that a consulting engagement creates<br />
value for the client by identifying problems,<br />
by recommending remedies and opinions, by<br />
formulating a position and its implementation; by<br />
expediting a result, or by identifying tasks with<br />
implementation time frames. The consultant's value<br />
rests in its independent third person's viewpoint and<br />
expertise, not in the ability to manipulate others in<br />
support of a management decision already made.<br />
After Analysis and thorough knowledge of the<br />
national and international markets, IKB obtains<br />
an in-depth understanding of your situation, which<br />
reflects on your interests.<br />
100<br />
<strong>IKK</strong> <strong>Group</strong> of Companies<br />
BROKING<br />
Confronted with the wide choice of insurance products available in a fast moving market, it has become increasingly<br />
difficult to obtain a clear picture. Which Insurance company should be chosen? Which type of cover? Who offers<br />
the best premium/cover ratio? These questions are multiplied, when the security of a company is involved.<br />
As your insurance Broker, it is IKB’s vocation to clarify your situation, in complete objectivity. IKB acts on your<br />
behalf, analyses the market in order to advise you effectively and situate your risks accurately. IKB is your outsourced<br />
negotiator and planner, a defender of your interests both now and in the future. Our partnerships with specialists<br />
ensure you of sophisticated knowledge, expertise and qualifications at every level.<br />
Access to the appropriate market is crucial. As IKB has access to the top-notch insurance companies in the national<br />
and international markets, we can save you the time and the effort of researching the best deals. Our selection<br />
criteria is mainly based on assessing the security, reputation and skills of the risk carrier, giving a true picture of<br />
which insurance company is best for the job. Under IKB, the insurance company selection process is completely<br />
free of favoritism. Every competing insurance company has a fair chance to win because the client's benefit is the<br />
determining factor. Our allegiance is only to the client and the client's best interest.<br />
Neutrality, Independence and Transparency are the fundamental values behind our strength; neutrality in choosing<br />
your risk carrier, independence when taking a decision, and transparent advice for a personal relationship based<br />
on confidentiality.