<strong>ss</strong> liberTi <strong>banki</strong> da Svilobili kompaniebi2009 wlis konsolidirebuli finansuri angariSgeba(aTasi lari)4. mniSvnelovani buRaltruli Sefasebebi da daSvebebi (gagrZeleba)ZiriTadi saSualebebizogierTi qoneba (miwa da Senoba-nagebobebi) aRiricxeba gadafasebuli TanxiT. ukanaskneli Sefasebamoxda 2008 wlis 31 dekembers. momdevno gadafasebis savaraudo TariRad dadgenilia 2010 wlis 31dekemberi. ZiriTadi saSualebebis sxva erTeulebi aRiricxeba sxvaobiT TviTRirebulebasa da dagrovilcveTasa da dagrovil gaufasurebis zarals Soris. ZiriTadi saSualebis Semadgeneli calkeulierTeulebis gamoyenebis vadis Sefaseba damokidebulia xelmZRvanelobis daSvebebze, romlebic efuZnebamsgavs aqtivebTan warsul gamocdilebas. aqtivis gamoyenebis vadis gansazRvrisas, xelmZRvanelobamxedvelobaSi iRebs mosalodnel gamoyenebas, savaraudo teqnikur moZvelebas, fizikur cveTas dagaremos, sadac xdeba aqtivis gamoyeneba. CamoTvlili pirobebisa Tu Sefasebebis sistemis nebismiermacvlilebam SeiZleba gamoiwvios momavali cveTis ganakveTis Sesworeba.5. informacia segmentis SesaxebsaxelmZRvanelo miznebisTvis jgufi irganizebulia Semdeg saoperacio segmentebad, romelic efuZnebaproduqtsa da momsaxurebas:sacalo sabankomomsaxurebakorporatiuli dakomerciulimomsaxurebakorporatiulicentripiradi <strong>banki</strong>rismomsaxurebauZravi qonebismarTvasxvaZiriTadad marTavs individualuri momxmareblebis depozitebs, gascem<strong>ss</strong>amomxmareblo sesxebs, overdrafts, sakredito baraTebsa da uzrunvelyof<strong>ss</strong>axsrebis gadaricxvis saSualebebs.ZiriTadad gascems sesxebsa da sxva sakredito saSualebebs korporatiuld dainstitucionalur momxmareblebze, aseve marTavs maT depozitebsa da mimdinareangariSebs.ZiriTadad <strong>banki</strong>s yvela saoperacio segments uwevs administraciulmomsaxurebas.ZiriTadad <strong>banki</strong>s mniSvnelovan momxmareblebs uwevs piradi <strong>banki</strong>rismomsaxurebasmarTavs jgufis mier flobil uZrav qonebas.segmentebi, romlebic zemoT ar aris klasificirebulixelmZRvaneloba akvirdeba biznes erTeulebis saoperacio Sedegebs gancalkevebulad, raTagadawyveTileba miiRos saxsrebis ganawilebasa da Sedegebis Sefasebaze. segmentis saqmianobis Sedegi,romelic qvemoT moyvanil cxrilSi iqneba ganmartebuli, Sefaseba xdeba gansxvavebuladkonsolidirebuli finansuri angariSgebis mogeba-zaralSi. mogebis gadasaxadis marTva xdeba jgufursafuZvelze da ar nawildeba saoperacio segmentebze.saoperacio segmentebs Soris garigebebi xdeba sabazro fasiT, iseve rogorc mesame pirTantranzaqciebisas.2009 da 2008 wlebSi calkeul gare momxmarebelTan Tu Semxvedr mxaresTan opraciebis Sedegad miRebuliSemosavali ar aRemateboda jgufis mTliani Semosavlis 10%-s.qvemoT mocemuli cxrili asaxavs saoperacio Semosavals da mogebas da aqtivebisa da pasivebis garkveulinformacias jgufis saoperacio segmentebTan dakavSirebiT.2009sacalosabankomomsaxurebakorporatiulisabankomomsaxurebapiradi<strong>banki</strong>rismomsaxurebakorpora-tiulicentri sxvaSesworebebidagaqviTvebi jamiSemosavalimesame mxaresaprocento Semosavali 13,922 4,758 631 4,814 - (20) 24,105wminda Semosavaligasamrjelodan dasakomisio mosakreblidan 16,958 9,007 87 3,723 - (1) 29,774wminda mogeba ucxourivalutidan 502 377 76 1,556 (1) 924 3,434sxva Semosavali 3,324 3,324 82 4,580 1,066 5,598 17,974sul Semosavali 34,706 17,466 876 14,673 1,065 6,501 75,287saprocento xarji (8,470) (6,087) (206) (5,156) (20) 20 (19,919)wminda gaufasurebis xarjisaprocento Semosavlismomtan aqtivze (553) (19,131) (17) 2,935 - - (16,766)xelfasebi daTanamSromelTa sxvaSemosavali (14,528) (3,332) (203) (1,732) (411) - (20,206)cveTa, amortizacia dagaufasureba (2,950) (737) - (1,229) (52) (1,938) (6,906)25
<strong>ss</strong> liberTi <strong>banki</strong> da Svilobili kompaniebi2009 wlis konsolidirebuli finansuri angariSgeba(aTasi lari)5. informacia segmentebis Sesaxeb (gagrZeleba)sacalosabankomomsaxurebakorporatiulisabankomomsaxurebapiradi<strong>banki</strong>rismomsaxurebakorpora-tiulicentriSesworebebidagaqviTvebi2009sxvajamisxva gaufasureba darezervi - - - (2,295) - - (2,295)saerTo da administraciulida sxva saoperacio xarjebi (7,269) (2,485) (181) (5,429) (421) 348 (15,437)segmentebis Sedegebi 936 (14,306) 269 1,767 161 4,931 (6,242)mogebis gadasaxadisargebeli 899wlis zarali (5,343)segmentis aqtivebi 196,653 64,210 2,552 59,587 6,384 (8,346) 321,040segmentis valdebulebebi 118,283 166,113 15,416 11,965 614 (575) 311,816sxva informacia segmentebzeinvesticiebi mokavSiresawarmoebSi - - - 788 - - 788mokavSire sawarmoebiszaralis wili - - - (105) - - (105)2008 (damatebiTwarmodgenili)sacalosabankomomsaxurebakorporatiulisabankomomsaxurebakorporatiulicentridazRvevauZraviqonebismarTvasxvaSesworebebidagaqviTvebiSemosavalimesame mxaresaprocento Semosavali 19,827 10,301 1,437 - - 9 555 32,129wminda Semosavaligasamrjelodan dasakomisio mosakreblidan 15,705 8,793 3,821 - - (50) 10 28,279wminda mogeba ucxourivalutidan 437 328 1,422 -(225)(195) (1,317) 450sxva Semosavali 509 509 1,186 5,521 3,616 2,509 (1,683) 12,167sul Semosavali 36,478 21,103 7,866 5,521 3,391 2,273 (2,435) 73,025saprocento xarji (10,544) (6,229) (290) - (1,621) (188) 2,204 (16,668)wminda gaufasurebis xarjisaprocento Semosavlismomtan aqtivze 2,470 (18,790) (11,544) - - - - (27,864)xelfasebi daTanamSromelTa sxvaSemosavali (23,611) (5,441) (2,696)(795) (1,527)(1,021) (60) (35,151)cveTa, amortizacia dagaufasureba (2,412) (603) (1,005)(66) (537)(51) (271) (4,945)sxva gaufasureba darezervi - - (5,256) - - - - (5,256)saerTo da administraciulida sxva saoperacio xarjebi (11,999) (4,311) (6,999) (1,511) (11,015) (1,959) 101 (37,693)segmentis Sedegebi (9,618) (15,443) (19,924) 3,149 (11,309) (946) (461) (54,552)mogebis gadasaxadi<strong>ss</strong>argebeli 8,705wlis zarali (45,847)segmentis aqtivebi 180,426 104,405 23,654 19,771 9,176 771 (19,148) 319,055segmentis valdebulebebi 162,500 96,387 35,611 14,926 15,312 1,834 (22,023) 304,547sxva informacia segmentebzeinvesticiebi mokavSiresawarmoebSi - - 893 - - - - 893mokavSire sawarmoebismogebis wili - - 104 - - - - 104jami26