yofili ss saqarTvelos saxalxo banki

ss liberTi banki da Svilobili kompaniebi2009 wlis konsolidirebuli finansuri angariSgeba(aTasi lari)19. pirobiTi valdebulebebi (gagrZeleba)saoperacio garemo (gagrZeleba)2009 wlis 31 dekembris mdgomareobiT, jgufs aqvs akumulirebuli zarali 38,036 laris odenobiT(2008:akumulirebuli zarali 45,347 lari), wminda zarali 5,448 lari 2009 wlis 31 dekembriTdasrulebuli wlisTvis (2008: wminda zarali 45,743 lari) da aqvs uaryofiTi likvidurobis erTi wlisperiodSi 75,785 lari da 101,453 lari, rac ufro dawvrilebiT asaxulia 26-e SeniSvnaSi. jgufisxelmZRvaneloba varaudobs, rom es mdgomareoba ar mianiSnebs im materialur gaurkvevlobis arsebobaze,ramac SeiZleba gamoiwvios raime eWvi imis Sesaxeb SeZlebs Tu ara jgufi ganagrZos arseboba. TavisiSefasebis mixedviT, xelmZRvanelobas miaCnia rom gaaCnia Sesabamisi resursebi, SeuZlia gaaumjobesoslikviduroba da iRebs saWiro zomebs imisTvis, rom ganagrZos saqmianoba, aseve miaCnia, romkonsolidirebuli finansuri angariSgebebis funqcionirebadobis principis gaTvaliswinebiT momzadebasworia.kanonmdeblobaCveulebrivi saqmianobisas, jgufis winaSe SesaZloa aRiZras sarCelebi. xelmZRvanelobas miaCnia, rom amsarCelebidan gamomdinare saboloo valdebulebas ar eqneba arsebiTi uaryofiTi gavlena jgufisfinansur mdgomarobaze an samomavlo funqcionirebaze.pirobiTi finansuri valdebulebebi31 dekembris mdgomareobiT, jgufis finansuri valdebulebebi Sedgeboda:2008(damatebiTwarmodgenili)2007(damatebiTwarmodgenili)2009kreditis gacemasTan dakavSirebuli valdebulebebigacemuli sesxebis auTvisebeli nawili 1,439 2,645 2,508gacemuli garantiebi 7,527 15,060 8,1028,966 17,705 10,610saoperacio ijaris valdebulebaaraumetes 1 wlisa 1,860 1,902 2,4691 welze meti, araumetes 5 wlisa 4,861 4,692 4,5985 welze meti 1,320 706 5088,041 7,300 7,575kapitaluri danaxarjebis valdebulebebi 6,078 6,345 717pirobiTi sagadasaxado valdebulebebi 250 – –rezervebis gareSe (SeniSvna 15) (80) – (146)pirobiTi finansuri valdebulebebi (uzrunvelyofisgamoqviTvamde) 23,255 31,350 18,756minus – akreditivebisa da gacemuli garantiebisuzrunvelyofis saxiT miRebuli naRdi fuli (8,133) (1,594) (3,512)pirobiTi finansuri valdebulebebi15,122 29,756 15,24420. wminda Semosavali gasamrjelodan da sakomisio mosakreblidanwminda Semosavali gasamrjelodan da sakomisio mosakreblidan Sedgeba:20092008(damatebiTwarmodgenili)sakomisio saangariSsworebo operaciebidan 21,522 24,888sakomisio naRdi fuliT operaciebidan 1,811 3,236sakomisio gacemuli garantiebisa da akreditivebidan 289 257sxva 8,130 1,295gasamrjelo da sakomisio Semosavali 31,752 29,676sakomisio saangariSsworebo operaciebze (865) (644)sakomisio naRdi fuliT operaciebze (78) (379)sxva (1,035) (374)gasamrjelo da sakomisio xarji (1,978) (1,397)wminda gasamrjelo da sakomisio Semosavali 29,774 28,27940