yofili ss saqarTvelos saxalxo banki

More documents

Recommendations

Info

ss liberTi banki da Svilobili kompaniebi2009 wlis konsolidirebuli finansuri angariSgeba(aTasi lari)27. dakavSirebul mxareTa ganmartebiTi SeniSvnebi (gagrZeleba)mSobelikompaniakompaniebiromelTacmniSvnelovanizegavlenaaqvTjgufze2009 2008 (damatebiT warmodgenili)kompaniebiromelTackompaniebisaerTokontrolisqveSmokav-Siresawarmoebi(OSMP)zedargolismenejmenti,personalimSobelikompaniamniSvnelovanizegavlenaaqvTjgufzekompaniebisaerTokontrolisqveSmokav-Siresawarmoebi(OSMP)zedargolismenejmenti,personalisaprocento Semosavalisesxebze 6 – – 4 26 716 – – 31 34sesxis gaufasurebisxarji – – – (7) 1 1,729 – – 5 98depozitebi 1 ianvrisaTvis – – – – – – – – – –wlis manZilze miRebulidepozitebi – – – – – 145 – – – 3,833wlis manZilzegadaxdili depozitebi – – – – – 145 – – – 3,833depozitebi 31dekembrisaTvis – – – – – – – – – –mimdinare angariSebi 31dekembrisaTvis 790 19,912 – 119 272 81 – – 6,095 4saprocento xarjidepozitebze 212 169 – – 5 1 – – – 49gacemuli valdebulebebida garantiebi – 2,529 – 600 – – – – – –Semosavali gasamrjelodanda sakomisiomosakreblidan – 21 – 14 – 2 – – 10 2sxva saoperacio xarjebi – – – 86 2 – – – 56 4mTavari mmarTveli personalis anazRaureba Semdegnairia:20092008(damatebiTwarmodgenili)xelfasebi da TanamSromelTa sxva Semosavali 400 1,427sul ZiriTadi xelmZRvaneli pirebis kompensacia 400 1,42728. kapitalis adekvaturobajgufi inarCunebs aqtiurad marTvad kapitalis bazas, raTa dafaros biznesisaTvis damaxasiaTebeliriskebi. jgufis kapitalis adekvaturoba, sxva saSualebebTan erTad, mowmdeba Bseb-is mier dadgenilikoeficientebis, aseve bazel capital ekordi 1998 mier dadgenili koeficientebiT.2009 wlis 19 seqtembramde jgufi ver asrulebda seb-is mier dawesebul, kapitalTan dakavSirebulmoTxovnebs, magram 2009 wlis 19 seqtembers jgufma miiRo ganmaTavisuflebeli werili seb-isgan,romliTac igi aTavisuflebda banks kapitalTan dakavSirebuli moTxovnebisgan 2012 wlamde. werilismixedviT, arsebul sazedamxedvelo kapitali unda ganixilebodes 108,000 lariT gazrdili. aRniSnuliTanxa unda CaiTvalos pirvelad kapitalad da unda Sevides seb-is maregulirebeli koeficientisgamoangariSebaSi. saqarTvelos finansuri zedamxedvelobis saagentosTan SeTanxmebiT, da jgufisfinansuri mdgomareobis gasaumjobeseblad da maregulirebeli moTxovnebis dasakmayofileblad, 6 Tvianiperiodis bolos jgufis SeZenidan axalma aqcionerebma valdebuleba aiRes SeetanaT 10 milionidolaris eqvivalenti larSi, jgufis sawesdebo kapitalSi. 2009 wlis oqtomberSi Setanili TanxebiganTavsda bankis angariSze rogorc depozitebi, xolo 2010 wlis TebervalSi es Tanxebi aRiarebuliiqna, rogorc saaqcio kapitalis zrda, rac aRwerilia 29 SeniSvnaSi – movlenebi angariSgebis TariRisSemdgom.jgufis kapitalis marTvis umTavresi miznebia imis uzrunvelyofa, rom jgufma Seasrulos yvela misigaredan dakisrebuli kapitalTan dakavSirebuli moTxovna da rom jgufma SeinarCunos Zlieri sakreditoreitingebi da kapitalis jansaRi koeficientebi, raTa xeli Seuwyos mis saqmianobas da gazardosaqciebis Rirebuleba.53
ss liberTi banki da Svilobili kompaniebi2009 wlis konsolidirebuli finansuri angariSgeba(aTasi lari)28. kapitalis adekvaturoba (gagrZeleba)jgufi misi kapitalis struqturas marTavs da Seaqvs cvlilebebi ekonomikur pirobebis cvlilebebisa damisi saqmianobisTvis damaxasiaTebeli riskebis Sesabamisad. kapitalis struqturis SenarCunebis ancvlilebis mizniT, jgufma SesaZloa koreqtireba moaxdinos aqcionerebisaTvis gadasaxdelidividendebis moculobaSi, daubrunos kapitali aqcionerebs an gamouSvas kapitalis fasiani qaRaldebi.seb-is kapitalis adekvaturobis koeficientiseb-i bankebisagan iTxovs kapitalis adekvaturobis minimaluri koeficientis SenarCunebas riskisSewonili aqtivebis 12%-iT, romelic gamoiTvleba bankis gancalkevebuli sagangebo finansur angariSebzedayrdnobiT, romelic momzadebulia seb-is debulebebisa da gancxadebebis mixedviT. 2009 da 2008 wlebis31 dekembris mdgomareobiT, jgufis kapitalis adekvaturobis koeficienti iyo Semdegi:20092008(damatebiTwarmodgenili)ZiriTadi kapitali (6,001) 30,181Teoriuli danamati kapitalze (pirveladi kapitali) miRebuliganTavisuflebis Sedegad, rac aRwerilia zemoT teqstSi.108,000 –damatebiTi kapitali (5,814) (45,629)minus: daqviTvebi kapitalidan (5,569) (3,415)mTliani kapitali 90,616 (18,863)riskis-Sewonili kapitali 241,967 317,935mTliani kapitalis adekvaturobis koeficienti 37.45% (5.93%)kapitalis adekvaturobis koeficienti, bazel kapital akord 1988-is mixedviTjgufis kapitalis adekvaturobis koeficienti, romelic daangariSebulia bazel capital akord 1988-ismixedviT, Sesabamisi cvlilebebiT, romelic moicavs sabazro riskebs, 2009 da 2008 wlis 31 dekembrismdgomareobiT, Semdegi saxis aris:20092008(damatebiTwarmodgenili)klasi 1 kapitali (13,788) (21,190)klasi 2 kapitali 25,966 39,330minus: daqviTvebi kapitalidan (347) (355)mTliani kapitali 11,831 17,785riskiT Sewonili aqtivebi 216,214 275,218klasi 1 kapitalis koeficienti (6.38%) (7.70%)mTliani kapitalis koeficienti 5.47% 6.46%29. movlenebi angariSgebis TariRis Semdgom2010 wlis 4 Tebervals bankis aqcionerebma Seitanes 10,000 amerikuli dolaris ekvivalenti larSi, bankissaaqcio kapitalSi.2010 wlis 18 maiss bankma dafara grZelvadiani valdebulebis nawili, 30,000 laris moculobiT, romelicmas gaaCnda saqarTvelos erovnuli bankis mimarT 45,000 laris odenobiT. amavdroulad bankma SeinarCuna3 wliani 45,000 lariani sakredito xazi, wliur 13%-Si 2013 wlis ivlisamde.2010 wlis 5 ivliss bankma neu-iorkis melon bankTan erTad globaluri depozitaruli xelwerilis (gdx)programa aamoqmeda. gdx-s saxiT ss “liberTi bankis” aqciebis SeTavazeba moxdeba saerTaSorisoinvestorebze (aSS-is garda).54
Page 1 and 2:
ss “liberTi banki” (yofili ss
Page 3 and 4:
damoukidebeli auditorebis daskvnass
Page 5 and 6: ss liberTi banki da Svilobili kompa
Page 55: ss liberTi banki da Svilobili kompa
show all

yofili ss saqarTvelos saxalxo banki

Create successful ePaper yourself

Delete template?

Save as template?