yofili ss saqarTvelos saxalxo banki

ss liberTi banki da Svilobili kompaniebi2009 wlis konsolidirebuli finansuri angariSgeba(aTasi lari)26. finansuri aqtivebisa da valdebulebebis vadianobis analizi (gagrZeleba)erTi wlisganmavlobaSifula da fuliseqvivalentebi 98,818 – 98,818 51,160 – 51,160moTxovnebi sakreditodawesebulebebis mimarT 13,356 1,067 14,423 5,909 3,729 9,638momxmareblebze gacemulisesxebi 69,872 12,880 82,752 101,714 7,572 109,286sainvesticio fasianiqaRaldebi- gasayidad arsebuli – 2,260 2,260 – 7,902 7,902- vadis amowurvamdeSenarCunebuli 1,995 – 1,995 – – –jami 184,041 16,207 200,248 158,783 19,203 177,986valdebulebebi sakreditodawesebulebebis mimarT 39,210 15,396 54,606 52,207 29,954 82,161momxmareblebisaTvisgadasaxdeli Tanxebi 220,279 26,359 246,638 125,281 56,259 181,540sxva valdebulebebi 337 120 457 322 226 548jami 259,826 41,875 301,701 177,810 86,439 264,249wminda (75,785) (25,668) (101,453) (19,027) (67,236) (86,263)ixileT SeniSvna 24 “riskebis marTva” jgufis sakontraqto aradiskontirebuli sagadaxdovaldebulebebze da xelmZRvanelobis ganxilvebi likvidurobis riskis marTvis da uaryofiTilikvidurobis aRmofxvris Sesaxeb.27. dakavSirebul mxareTa ganmartebiTi SeniSvnebibass 24-is (“dakavSirebul MmxareTa ganmartebiTi SeniSvnebi”) mixedviT, mxareebi iTvlebiandakavSirebulad im SemTxvevaSi, Tu erT mxares aqvs SesaZlebloba, gaakontrolos meore mxare an iqoniosmniSvnelovani zegavlena meore mxareze finansuri Tu saoperacio gadawyvetilebis miRebis dros.TiToeuli SesaZlo urTierTkavSiris ganxilvis dros, yuradReba eqceva urTierTobis Sinaarss da aramxolod samarTlebriv formas.dakavSirebulma mxareebma SeiZleba ganaxorcielon iseTi tranzaqciebi romlebic dauSvebelia aradakavSirebuli mxarisTvis, amavdroulad is pirobebi da Tanxebi rasac SeiZleba adgili hqondesdakavSirebuli mxaris SemTxvevaSi, gansxvavdebodes im pirobebis da Tanxebisgan romlebic iqneba aradakavSirebuli mxarisTvis.wlis bolosTvis, dakavSirebul mxareTa Soris ganxorcielebuli tranzaqciebis balansi, da Sesabamisixarjebi da Semosavlebi Semdegnairia:2009 2008 (damatebiT warmodgenili)erTi wlisor welzeganmavlobaSior welzemeti jamimetijamimSobelikompaniakompaniebiromelTacmniSvnelovanizegavlenaaqvTjgufze2009 2008 (damatebiT warmodgenili)kompaniebiromelTackompaniebisaerTokontrolisqveSmokav-Siresawarmoebi(OSMP)zedargolismenejmenti,personalimSobelikompaniamniSvnelovanizegavlenaaqvTjgufzekompaniebisaerTokontrolisqveSmokav-Siresawarmoebi(OSMP)zedargolismenejmenti,personaligadauxdeli sesxebi 1ianvars, bruto 1,780 – – 357 302 2,583 – – 120 323wlis ganmavlobaSigamoSvebuli sesxebi 215 – – 5 206 1,951 – – 1,002 1,067sasesxo gadaxdebi wlisganmavlobaSi 1,995 – – 362 269 2,754 – – 765 1,088gadauxdeli sesxebi 31dekembers, bruto – – – – 239 1,780 – – 357 302minus: gaufasurebisrezervi 31 dekembrisaTvis – – – – 5 1,780 – – 7 104gadauxdeli sesxebi 31dekembers, wminda – – – – 234 – – – 350 19852