yofili ss saqarTvelos saxalxo banki

ss liberTi banki da Svilobili kompaniebi2009 wlis konsolidirebuli finansuri angariSgeba(aTasi lari)24. riskebis marTva (gagrZeleba)sakredito riski (gagrZeleba)jami 2,784 800 873 1,458 5,915vadagadacilebuli, magram ara gaufasurebuli sesxebis analizi finansuri aqtivebis klasis mixedviT:SeniSvnebi30 dRezenaklebi200931-dan 60dRemde200961-dan90 dRemde200990 dReze meti2009jami2009momxmareblebzegacemuli sesxebi: 8korporatiulisesxebi 346 7 30 767 1,150samomxmareblosesxeb 1,622 596 547 224 2,989mikro-sesxebi 816 197 296 467 1,776sapensio sesxebi – – – – –SeniSvnebi30 dRezenaklebi2008(damatebiTwarmodgenili)31-dan 60dRemde2008(damatebiTwarmodgenili)61-dan90 dRemde2008(damatebiTwarmodgenili)90 dReze meti2008(damatebiTwarmodgenili)momxmareblebzegacemuli sesxebi: 8korporatiulisesxebi 90 211 0 648 949samomxmareblosesxebi 415 361 438 1,476 2,690mikro-sesxebi 45 16 13 153 227sapensio sesxebi 4 3 54 93 154jami 554 591 505 2,370 4,020ixileT SeniSvna 8 ufro detaluri informaciisaTvis momxmareblebis mimarT sesxebis gaufasurebiszaralis rezervTan dakavSirebiT.finansuri aqtivebis sabalanso Rirebuleba, romlis pirobebic SeTanxmebulia ganmeorebiT.qvemoT mocemuli cxrili gviCvenebs SeTanxmebuli finansuri aqtivebis sabalanso Rirebulebas, klasismixedviT:2008(damatebiT2009 warmodgenili)momxmareblebze gacemuli sesxebi:komerciuli sesxebi 17,701 3,901samomxmareblo sesxeb 2,027 –ipoTeka 26 –mikro-sesxebi 1,546 –sapensio sesxebi – –jami 21,300 3,901gaufasurebis SefasebaZiriTadi rac sesxis gaufasurebis Sefasebisas unda iyos gaTvaliswinebuli aris is, ZiriTadi Tanxis Tuprocentis dafarva Tu aris vadagadacilebuli 90 dReze metiT an cnobilia Tu ara raime sirTuleebisapirispiro mxaris fuladi saxsrebis moZraobaSi, sakredito Sefasebis daqveiTebasTan, an kontraqtisTavdapirveli pirobebis darRvevasTan dakavSirebiT. jgufi gaufasurebis Sefasebas ganixilavs orsferod: calke Sefasebuli rezervebi da koleqtiurad Sefasebuli rezervebi.individualurad Sefasebuli rezervebijgufi individualurad gansazRvravs TiToeuli individualurad mniSvnelovani sesxis Sesabamisrezervs. rezervis moculobis gansazRvrisas ganxiluli punqtebi Seicavs meore mxaris biznes gegmissimyares, mis unars gaaumjobesos saqmianoba mas Semdeg, rac warmoiqmneba finansuri sirTule, dagegmilSemosavlebs da savaraudo dividendebis gadaxdas Tu adgili eqneba gakotrebas, sxva finansurimxardaWeris xelmisawvdomobas da giraos gasayid Rirebulebas, aseve fuladis saxsrebis savaraudojami200846