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1985 - Archivio Storico Vincenzo Maranghi

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TABELLA XIV / TABLE XIV - The 445 principal Italian banks (Rofit and Loss Accounls)<br />

Rmom DEGLI IMPIffiR, P INVESTIMENTI / LOAN AND INYESTMENT INCOMB. Interesl paid by CuStomers,<br />

credit institutions, the Bank of Italy, the Treasury, the Cassa Depositi e Prestiti, the<br />

Post Omce Savings Banks and UIC (the Italian Exchange CooVol Authority); bond interest<br />

and premiums, and dividends inclusive of tax dits under Law No. 5434 of 16/12/77.<br />

Cosro DELLA RACCOLTA / C m OF FUNDINO. Ioterest paid to customen, credit institutions, the<br />

Bank of Italy and UIC; interest paid on interest-bearing wmou, cerlikates of deposit,<br />

debentures and mortgage bonds.<br />

Cosm DEL UVORO / LABOUR cm. Salaries of bank and Laxaliecting sta, wial xcurity wntributions,<br />

transfen to severance indemnity provisions and complementary pension funds, ir any.<br />

ONERI TRIBUTARI / T~mmo~.Taxes paid directly by the bank. The item includes taxes paid in<br />

respect of the period, less transfen from provisions made in prior years plus provisions<br />

charged against future yean, gross of any transfen from tax credits.<br />

SPESE GENE~UE COMMISSIONI PASSIVE I GENEW KXPENSES ANO COMMISSIONS PAIO. Cost of goods<br />

and se~ces purchased by bank and casts of tax collection S~MC~S, if any, plus commissions<br />

and other charges on guarantees, bill collections and other banking seMces received.<br />

COMMISSIONI C PROWIGIONI A ~ V / E COMMISSIONS RECENED. Commissions on loans granted,<br />

savings and current accounts, biiis wllected, secuities placements and other banking semces<br />

provided.<br />

SALDO~LTRICOSTI ~nrc~vr / Nm RESULTOFOTHERMOVEMEN~N~~<br />

result of other movemenls no1<br />

included in preceding items. This heading includes profits and lossei on share and foreign<br />

currency trading and prolils on shares and nanequity shareholdings and overdue interest<br />

since this is attributable to income under Presidential Deiree No. 170 of 23/5/79 on a<br />

tempararily tax-exempt basis.<br />

AccrmN~~wrn r FONN nisciri / TRANSFER TOCRU)~.RISKS PSOVISION. This is the transfer to the<br />

provision for the penod, excluding that lo the provision for overdue interat, which is included<br />

under Transfer to Other Provisions.<br />

UTILIZZO FONDO RISCHI / TRANSFEK FROM CREDW RISKS PROYISION. This also encludes traosfers<br />

from the provision for overdue interest, which are included under Transfer from Other<br />

Provisions.<br />

SALDO ACCANTONAM&WI E WXRZIDI ALTRI FOND, / Neì TUNSFERS IU AND FROM OTHER PROVISIONS.<br />

All 0th transfen, excluding those to credit Nks provisions, provisions for laxation and<br />

severance indemnity provisions shown under separate items.<br />

Risur~~rou.ES~~clzro / Pnouii.(mss~~o~m~~~~~~~.This is the trading result as disclosed in the<br />

Profit and Loss Account.<br />

NUMERO DIPENDENTI / NUMBER OF EMP~YEB. This is the fipe disclosed by the wmpany and<br />

normally gives employees on the payroll at the yearend.<br />

NUMERO SPORTELLI/ NUMBEROF BRANMES. All branches authorised by the Bank of ltaly t0 take<br />

deposits and extend credit.

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