Visa International Operating Regulations

More documents

Recommendations

Info

Visa International Operating Regulations Issuing and Technology Standards......................................................................................... 185 Core Principle 5.2........................................................................................................................ 185 Issuing and Using Visa Products............................................................................................ 185 Core Principle 5.3........................................................................................................................ 186 Card Design Requirements and Standards............................................................................. 186 Card Issuance.............................................................................................................................. 186 Issuer Responsibilities - General............................................................................................. 186 Account Range and BIN Use.................................................................................................. 188 Account Number Specifications............................................................................................... 189 PIN Issuance............................................................................................................................ 189 Expiration Date Standards....................................................................................................... 191 Issuer Performance Standards................................................................................................ 191 Card Manufacture and Delivery................................................................................................... 192 Card Shipping and Security..................................................................................................... 192 Card Embossing, Printing, Encoding, and Personalization..................................................... 194 Issuer Requirements - General................................................................................................... 196 Exchange Rates....................................................................................................................... 196 Cardholder Liability.................................................................................................................. 197 Provisional Credit..................................................................................................................... 199 Cardholder Applications........................................................................................................... 200 Confidentiality of Cardholder Information................................................................................ 201 Data Retention and Transmission........................................................................................... 202 Disputed Transactions - Canada Region................................................................................ 203 Cardholder Notifications........................................................................................................... 204 x VISA PUBLIC 15 October 2012 © 2012 Visa. All Rights Reserved.
Visa International Operating Regulations Insurance Program - U.S. Region........................................................................................... 207 Other Issuer Requirements...................................................................................................... 208 Magnetic-Stripe Requirements.................................................................................................... 209 General Magnetic-Stripe Requirements................................................................................... 209 Magnetic-Stripe Encoding........................................................................................................ 209 Chip Card Requirements............................................................................................................. 210 General Chip Card Requirements........................................................................................... 210 Chip Card Technology Requirements..................................................................................... 217 Cardholder Verification Method............................................................................................... 219 Card Authentication Method.................................................................................................... 221 Cardholder Account Selection................................................................................................. 222 Chip Card Post-Issuance Updates.......................................................................................... 223 Chip Issuer Liability.................................................................................................................. 224 EMV Liability Shift.................................................................................................................... 226 Proximity/Contactless Cards.................................................................................................... 228 Mobile Payment Devices......................................................................................................... 232 Limited Use Products.................................................................................................................. 233 Restricted Use Cards............................................................................................................... 233 Non-Standard Cards.................................................................................................................... 234 Non-Standard Card General Requirements............................................................................ 234 Visa Mini Cards - U.S. Region................................................................................................ 235 Visa Micro Tag......................................................................................................................... 236 Unembossed Cards................................................................................................................. 236 Virtual Accounts........................................................................................................................... 237 15 October 2012 VISA PUBLIC xi © 2012 Visa. All Rights Reserved.
Page 1 and 2: Visa International Operating Regula
Page 3 and 4: Contents Visa International Operati
Page 9: Visa International Operating Regula
Page 37 and 38: Summary of Changes Quick Reference
Page 45 and 46: Added or revised the following: Cha
Page 47 and 48: Regulation Changes Added or revised
Page 49 and 50: Effective Date 13 October 2012 Regu
Page 59 and 60: Glossary • Visa Access Token Prog
Page 61 and 62:
Effective Date 30 July 2012 Regulat
Page 63 and 64:
Chapter 9: Dispute Resolution • C
Page 65 and 66:
Visa International Operating Regula
Page 67 and 68:
Refinements to Dispute Resolution R
Page 69 and 70:
Chapter 7: Transaction Processing V
Page 71 and 72:
• Transaction Receipt Delivery Re
Page 73 and 74:
Page 75 and 76:
Effective Date 14 June 2012 Regulat
Page 77 and 78:
Page 79 and 80:
Chapter 5: Visa Products and Servic
Page 81 and 82:
Page 83 and 84:
Page 85 and 86:
Page 87 and 88:
Page 89 and 90:
Page 91 and 92:
Page 93 and 94:
Page 95 and 96:
Page 97 and 98:
Page 99 and 100:
Page 101 and 102:
Page 103 and 104:
Page 105 and 106:
Assistance to Other Members Visa In
Page 107 and 108:
General Fines Schedule (Updated) Vi
Page 109 and 110:
Notification Response Visa Internat
Page 111 and 112:
Page 113 and 114:
Member Obligations Acquirer Respons
Page 115 and 116:
Page 117 and 118:
Sponsored Member Visa International
Page 119 and 120:
Page 121 and 122:
Page 123 and 124:
Page 125 and 126:
Agents Used for Solicitation - U.S.
Page 127 and 128:
VisaNet Processor Independent Audit
Page 129 and 130:
Page 131 and 132:
Member Approval of Third Party Agen
Page 133 and 134:
• Member that caused the loss •
Page 135 and 136:
Page 137 and 138:
Page 139 and 140:
Fines Related to Agents VisaNet Pro
Page 141 and 142:
Page 143 and 144:
Page 145 and 146:
Visa Marks Ownership Acknowledgemen
Page 147 and 148:
Sponsorship Pass-Through Rights Vis
Page 149 and 150:
BIN License Recipients Visa Interna
Page 151 and 152:
Page 153 and 154:
- Six months after the later of: Vi
Page 155 and 156:
Surviving Member Liability Due to M
Page 157 and 158:
Processor BIN Usage Visa Internatio
Page 159 and 160:
Page 161 and 162:
Page 163 and 164:
Page 165 and 166:
Page 167 and 168:
Page 169 and 170:
Page 171 and 172:
Core Principle 4.6 Visa Internation
Page 173 and 174:
Page 175 and 176:
V.me by Visa Mark Requirements Visa
Page 177 and 178:
- Bestiality Visa International Ope
Page 179 and 180:
Page 181 and 182:
Use of Marks on Cards Marks Usage R
Page 183 and 184:
Competitive Marks Visa Internationa
Page 185 and 186:
General Card Design Card Design Con
Page 187 and 188:
Page 189 and 190:
Page 191 and 192:
Page 193 and 194:
• Fines • Termination of the Af
Page 195 and 196:
Page 197 and 198:
Page 199 and 200:
Page 201 and 202:
Page 203 and 204:
Page 205 and 206:
Page 207 and 208:
Page 209 and 210:
Page 211 and 212:
Promotional Material Merchant Use f
Page 213 and 214:
Merchant Use of Marks A Merchant mu
Page 215 and 216:
Use of Marks on Cards/Decals Visa I
Page 217 and 218:
Interlink Program Marks Visa Intern
Page 219 and 220:
Page 221 and 222:
Page 223 and 224:
Page 225 and 226:
Page 227 and 228:
Page 229 and 230:
Page 231 and 232:
Page 233 and 234:
- Manual Cash Disbursement fee - PI
Page 235 and 236:
Page 237 and 238:
Page 239 and 240:
This data may include, but is not l
Page 241 and 242:
Chip Card Issuer Identification Vis
Page 243 and 244:
Insurance Program - U.S. Region Vis
Page 245 and 246:
Cardholder Payments - Canada Region
Page 247 and 248:
Page 249 and 250:
• Be on the front of the Card Vis
Page 251 and 252:
Page 253 and 254:
Chip Card Technology Requirements S
Page 255 and 256:
Page 257 and 258:
Page 259 and 260:
Page 261 and 262:
Page 263 and 264:
Region Transactions in EMV Liabilit
Page 265 and 266:
Page 267 and 268:
Page 269 and 270:
Page 271 and 272:
Visa Mini Cards - U.S. Region Visa
Page 273 and 274:
- Visa Consumer Credit Cards - Cons
Page 275 and 276:
Page 277 and 278:
Page 279 and 280:
Page 281 and 282:
Visa Electron Cards Visa Electron P
Page 283 and 284:
Page 285 and 286:
Page 287 and 288:
Page 289 and 290:
Page 291 and 292:
Page 293 and 294:
- Travel accident insurance ID#: 01
Page 295 and 296:
Country India INR 50,000 Visa Inter
Page 297 and 298:
Page 299 and 300:
Page 301 and 302:
Page 303 and 304:
Page 305 and 306:
Page 307 and 308:
Page 309 and 310:
Page 311 and 312:
Page 313 and 314:
Page 315 and 316:
Page 317 and 318:
Page 319 and 320:
Page 321 and 322:
Page 323 and 324:
• Merchant name(s) or terminal id
Page 325 and 326:
Page 327 and 328:
Page 329 and 330:
Page 331 and 332:
Visa Prepaid Load Service Visa Inte
Page 333 and 334:
Page 335 and 336:
Page 337 and 338:
Page 339 and 340:
Page 341 and 342:
• Vehicle-Specific Fleet Card •
Page 343 and 344:
Page 345 and 346:
Page 347 and 348:
Page 349 and 350:
Page 351 and 352:
Page 353 and 354:
Page 355 and 356:
Page 357 and 358:
Page 359 and 360:
Page 361 and 362:
Page 363 and 364:
Page 365 and 366:
• Cash Disbursement Transactions
Page 367 and 368:
- ID theft restoration - ID theft i
Page 369 and 370:
Page 371 and 372:
Page 373 and 374:
Visa Fleet Card BIN - U.S. Region V
Page 375 and 376:
- Visa International Operating Regu
Page 377 and 378:
• ATM access • Service level st
Page 379 and 380:
Page 381 and 382:
Global Support Services Visa Intern
Page 383 and 384:
• Emergency message service ID#:
Page 385 and 386:
Page 387 and 388:
Page 389 and 390:
Lost or Stolen Card Reporting Lost
Page 391 and 392:
Page 393 and 394:
Page 395 and 396:
Page 397 and 398:
Page 399 and 400:
Page 401 and 402:
• The Client Organization or Card
Page 403 and 404:
Page 405 and 406:
Page 407 and 408:
ATM Operators Visa International Op
Page 409 and 410:
Page 411 and 412:
Page 413 and 414:
Page 415 and 416:
Page 417 and 418:
• Support "Online PIN" Visa Inter
Page 419 and 420:
Page 421 and 422:
Page 423 and 424:
Page 425 and 426:
Page 427 and 428:
Page 429 and 430:
Page 431 and 432:
Page 433 and 434:
Page 435 and 436:
Page 437 and 438:
Page 439 and 440:
Page 441 and 442:
Page 443 and 444:
Page 445 and 446:
Page 447 and 448:
Page 449 and 450:
Page 451 and 452:
• Personal and business financial
Page 453 and 454:
Page 455 and 456:
Page 457 and 458:
Connecting Directly to Issuer - U.S
Page 459 and 460:
Page 461 and 462:
Page 463 and 464:
Page 465 and 466:
Page 467 and 468:
Use of Verified by Visa Mark - U.S.
Page 469 and 470:
Display of Marks Online Acquirer Us
Page 471 and 472:
Page 473 and 474:
Page 475 and 476:
• Transaction Acceptance Device R
Page 477 and 478:
Page 479 and 480:
Page 481 and 482:
Page 483 and 484:
Page 485 and 486:
Page 487 and 488:
Page 489 and 490:
Page 491 and 492:
Page 493 and 494:
Page 495 and 496:
Page 497 and 498:
Honoring Cards General Acceptance R
Page 499 and 500:
Page 501 and 502:
Discount Offer - U.S. Region (Updat
Page 503 and 504:
Honor All Cards - U.S. Region 5.2.B
Page 505 and 506:
Page 507 and 508:
Page 509 and 510:
Surcharges and Taxes - U.S. Region
Page 511 and 512:
Page 513 and 514:
Airline Authorization Visa Internat
Page 515 and 516:
Page 517 and 518:
Page 519 and 520:
Page 521 and 522:
Page 523 and 524:
Page 525 and 526:
Page 527 and 528:
Page 529 and 530:
Page 531 and 532:
Description Retail and T&E Transact
Page 533 and 534:
Page 535 and 536:
Page 537 and 538:
Page 539 and 540:
Page 541 and 542:
Page 543 and 544:
Page 545 and 546:
Page 547 and 548:
Page 549 and 550:
Page 551 and 552:
Transaction Deposits Visa Internati
Page 553 and 554:
• Hotels, motels, and restaurant
Page 555 and 556:
Page 557 and 558:
Page 559 and 560:
Page 561 and 562:
Page 563 and 564:
Page 565 and 566:
Page 567 and 568:
Page 569 and 570:
Page 571 and 572:
Page 573 and 574:
Page 575 and 576:
Page 577 and 578:
The decision by Visa is final. ID#:
Page 579 and 580:
Page 581 and 582:
Page 583 and 584:
Page 585 and 586:
Website Requirements (Updated) Visa
Page 587 and 588:
Page 589 and 590:
Page 591 and 592:
Page 593 and 594:
Page 595 and 596:
Page 597 and 598:
Page 599 and 600:
Recurring Transactions Visa Interna
Page 601 and 602:
Page 603 and 604:
Delayed Delivery Transaction Date V
Page 605 and 606:
Page 607 and 608:
Dynamic Currency Conversion Action
Page 609 and 610:
Page 611 and 612:
Page 613 and 614:
Page 615 and 616:
Page 617 and 618:
Page 619 and 620:
Page 621 and 622:
ATM Transactions Visa International
Page 623 and 624:
Page 625 and 626:
The Transaction Receipt must includ
Page 627 and 628:
ATM Transaction Restrictions Visa I
Page 629 and 630:
Page 631 and 632:
Page 633 and 634:
Page 635 and 636:
Page 637 and 638:
Page 639 and 640:
Page 641 and 642:
Page 643 and 644:
• Support Partial Authorization V
Page 645 and 646:
Page 647 and 648:
Page 649 and 650:
Page 651 and 652:
Page 653 and 654:
Page 655 and 656:
Page 657 and 658:
Page 659 and 660:
Page 661 and 662:
Page 663 and 664:
Hotel or Cruise Line Cash Disbursem
Page 665 and 666:
Page 667 and 668:
• Intended length of stay or voya
Page 669 and 670:
Page 671 and 672:
Page 673 and 674:
Page 675 and 676:
Page 677 and 678:
Original Credit - Gambling Credits
Page 679 and 680:
Page 681 and 682:
Page 683 and 684:
• Real estate/property taxes ID#:
Page 685 and 686:
Travelers Cheques Visa Internationa
Page 687 and 688:
Page 689 and 690:
• The fee rates for services •
Page 691 and 692:
Page 693 and 694:
Page 695 and 696:
Page 697 and 698:
Page 699 and 700:
Page 701 and 702:
• By other means approved by Visa
Page 703 and 704:
Authorization Processing Visa Inter
Page 705 and 706:
Issuer Authorization Requirements V
Page 707 and 708:
Visa recommends that the Issuer: Vi
Page 709 and 710:
- 7230, "Beauty and Barber Shops" -
Page 711 and 712:
Visa Transaction Approval If Visa a
Page 713 and 714:
Page 715 and 716:
Stand-In Processing (STIP) Stand-In
Page 717 and 718:
Page 719 and 720:
Category Visa Classic Cards 1 Car R
Page 721 and 722:
Page 723 and 724:
Page 725 and 726:
Page 727 and 728:
Page 729 and 730:
Page 731 and 732:
Reimbursement for Valid Transaction
Page 733 and 734:
Page 735 and 736:
Page 737 and 738:
Page 739 and 740:
Page 741 and 742:
• In a Card-Absent Environment ID
Page 743 and 744:
Page 745 and 746:
Page 747 and 748:
Page 749 and 750:
Settlement Account Requirements Vis
Page 751 and 752:
Page 753 and 754:
Page 755 and 756:
Page 757 and 758:
Page 759 and 760:
Page 761 and 762:
Page 763 and 764:
Page 765 and 766:
Page 767 and 768:
Page 769 and 770:
VisaNet Processor Contingency Plans
Page 771 and 772:
Page 773 and 774:
Page 775 and 776:
Page 777 and 778:
Page 779 and 780:
Visa Anti-Bribery Program Visa Inte
Page 781 and 782:
Page 783 and 784:
Page 785 and 786:
Page 787 and 788:
Page 789 and 790:
Page 791 and 792:
Page 793 and 794:
Page 795 and 796:
Chargeback Activity Fines - U.S. Re
Page 797 and 798:
5. Acquirer fails to take action on
Page 799 and 800:
Page 801 and 802:
Page 803 and 804:
Page 805 and 806:
Page 807 and 808:
Page 809 and 810:
Page 811 and 812:
Page 813 and 814:
Page 815 and 816:
Brand Protection Global Brand Prote
Page 817 and 818:
Page 819 and 820:
Page 821 and 822:
Page 823 and 824:
Page 825 and 826:
Page 827 and 828:
Page 829 and 830:
• Any other supporting documentat
Page 831 and 832:
Page 833 and 834:
Recovered Card Rewards Reward for R
Page 835 and 836:
Page 837 and 838:
Page 839 and 840:
GCAR Qualification (Updated) Visa I
Page 841 and 842:
Page 843 and 844:
Page 845 and 846:
Page 847 and 848:
Page 849 and 850:
Page 851 and 852:
Data Compromise Fraud Loss Recovery
Page 853 and 854:
Page 855 and 856:
Page 857 and 858:
Triple DES Visa International Opera
Page 859 and 860:
Page 861 and 862:
Page 863 and 864:
Page 865 and 866:
Page 867 and 868:
Page 869 and 870:
Mutual Assistance Mutual Assistance
Page 871 and 872:
Page 873 and 874:
Request and Fulfillment Visa Intern
Page 875 and 876:
Document Type Transaction Type Visa
Page 877 and 878:
Page 879 and 880:
Page 881 and 882:
Page 883 and 884:
Page 885 and 886:
Page 887 and 888:
Page 889 and 890:
Page 891 and 892:
Page 893 and 894:
Page 895 and 896:
Page 897 and 898:
Page 899 and 900:
Page 901 and 902:
Page 903 and 904:
Page 905 and 906:
Page 907 and 908:
Page 909 and 910:
Chargeback Time Limit - Reason Code
Page 911 and 912:
Page 913 and 914:
Page 915 and 916:
a. Close the Cardholder account Vis
Page 917 and 918:
Page 919 and 920:
Page 921 and 922:
Page 923 and 924:
. Transaction is Counterfeit 3. All
Page 925 and 926:
Page 927 and 928:
Page 929 and 930:
Page 931 and 932:
Page 933 and 934:
Page 935 and 936:
Page 937 and 938:
Chargeback Time Limits - Reason Cod
Page 939 and 940:
Page 941 and 942:
Page 943 and 944:
Page 945 and 946:
Page 947 and 948:
Page 949 and 950:
Page 951 and 952:
Page 953 and 954:
a. DCC -- CARDHOLDER NOT ADVISED Vi
Page 955 and 956:
a. For Chargeback Condition 1: Visa
Page 957 and 958:
Page 959 and 960:
Page 961 and 962:
Page 963 and 964:
a. TRAN AMT XXXX NOT XXXX b. ERROR
Page 965 and 966:
Page 967 and 968:
Page 969 and 970:
Page 971 and 972:
Page 973 and 974:
3. Acquirer can remedy the Chargeba
Page 975 and 976:
Page 977 and 978:
Page 979 and 980:
Page 981 and 982:
Page 983 and 984:
Page 985 and 986:
. AUTHENTICATION DENIAL Visa Intern
Page 987 and 988:
Page 989 and 990:
Page 991 and 992:
Page 993 and 994:
Page 995 and 996:
Page 997 and 998:
Page 999 and 1000:
Page 1001 and 1002:
Page 1003 and 1004:
Page 1005 and 1006:
Page 1007 and 1008:
Page 1009 and 1010:
Page 1011 and 1012:
Page 1013 and 1014:
Page 1015 and 1016:
Page 1017 and 1018:
Page 1019 and 1020:
Page 1021 and 1022:
Page 1023 and 1024:
Page 1025 and 1026:
Page 1027 and 1028:
Page 1029 and 1030:
Page 1031 and 1032:
General Interchange Requirements Vi
Page 1033 and 1034:
Page 1035 and 1036:
ID#: 010410-010410-0008986 Visa Int
Page 1037 and 1038:
- Applicable VisaNet Manuals Visa I
Page 1039 and 1040:
Page 1041 and 1042:
Page 1043 and 1044:
Transaction Type Visa International
Page 1045 and 1046:
Page 1047 and 1048:
Page 1049 and 1050:
• CPS/Retail Performance Threshol
Page 1051 and 1052:
Page 1053 and 1054:
Page 1055 and 1056:
Page 1057 and 1058:
Page 1059 and 1060:
Page 1061 and 1062:
Page 1063 and 1064:
Page 1065 and 1066:
Page 1067 and 1068:
Page 1069 and 1070:
Fee Recovered Visa Card, or Visa El
Page 1071 and 1072:
Fee Interchange Reimbursement Fee p
Page 1073 and 1074:
Page 1075 and 1076:
Page 1077 and 1078:
Page 1079 and 1080:
Appendices Floor Limits Maximum Aut
Page 1081 and 1082:
Glossary Terms and Definitions 0-9
Page 1083 and 1084:
Account Funding Transaction Visa In
Page 1085 and 1086:
Acquirer Chip Rate Visa Internation
Page 1087 and 1088:
Activity File (Updated) Visa Intern
Page 1089 and 1090:
Advance Payment Service - U.S. Regi
Page 1091 and 1092:
Page 1093 and 1094:
Page 1095 and 1096:
Approval Response Visa Internationa
Page 1097 and 1098:
ATM Cash Disbursement Visa Internat
Page 1099 and 1100:
Page 1101 and 1102:
Page 1103 and 1104:
B Balance Inquiry Visa Internationa
Page 1105 and 1106:
Bill Payment Transaction - U.S. Reg
Page 1107 and 1108:
Page 1109 and 1110:
Card Personalization - U.S. Region
Page 1111 and 1112:
• Card is not present ID#: 010410
Page 1113 and 1114:
Cash Disbursement Visa Internationa
Page 1115 and 1116:
• Visa Members ID#: 010410-010410
Page 1117 and 1118:
Classic Visa Check Card - U.S. Regi
Page 1119 and 1120:
Collision/Loss Damage Waiver Visa I
Page 1121 and 1122:
Compelling Evidence (New) Visa Inte
Page 1123 and 1124:
Compromised Entity Visa Internation
Page 1125 and 1126:
Convenience Fee - U.S. Region Visa
Page 1127 and 1128:
CPS Transaction - U.S. Region Visa
Page 1129 and 1130:
• CPS/e-Commerce Preferred Retail
Page 1131 and 1132:
Page 1133 and 1134:
Page 1135 and 1136:
Data Compromise Recovery Visa Inter
Page 1137 and 1138:
Delayed Delivery Transaction Visa I
Page 1139 and 1140:
Domestic Interchange Interchange of
Page 1141 and 1142:
Page 1143 and 1144:
Page 1145 and 1146:
Emergency Service Location Visa Int
Page 1147 and 1148:
Page 1149 and 1150:
• Cardholder is present Visa Inte
Page 1151 and 1152:
Fleet Service Visa International Op
Page 1153 and 1154:
Full Data Transaction - Canada Regi
Page 1155 and 1156:
Page 1157 and 1158:
Page 1159 and 1160:
Page 1161 and 1162:
ID Score Plus - U.S. Region Visa In
Page 1163 and 1164:
Input Date Visa International Opera
Page 1165 and 1166:
Page 1167 and 1168:
International Automated Referral Se
Page 1169 and 1170:
Issuer Visa International Operating
Page 1171 and 1172:
Level II Enhanced Data - U.S. Regio
Page 1173 and 1174:
Load Transaction Receipt Visa Inter
Page 1175 and 1176:
Page 1177 and 1178:
Member Visa International Operating
Page 1179 and 1180:
Merchant Outlet Either: Visa Intern
Page 1181 and 1182:
Page 1183 and 1184:
National Organization Visa Internat
Page 1185 and 1186:
Page 1187 and 1188:
Notification Visa International Ope
Page 1189 and 1190:
Page 1191 and 1192:
Order Form - U.S. Region Visa Inter
Page 1193 and 1194:
Participant-Type Member Visa Intern
Page 1195 and 1196:
Peak Time - U.S. Region Visa Intern
Page 1197 and 1198:
Page 1199 and 1200:
Plus Logotype The Plus Wordmark dep
Page 1201 and 1202:
Point-of-Sale Balance Inquiry (Upda
Page 1203 and 1204:
• Unattended Cardholder-Activated
Page 1205 and 1206:
Page 1207 and 1208:
Principal-Type Member Visa Internat
Page 1209 and 1210:
Processing Date Visa International
Page 1211 and 1212:
Public Keys Visa International Oper
Page 1213 and 1214:
R Real-Time Clearing Visa Internati
Page 1215 and 1216:
Referral Response Visa Internationa
Page 1217 and 1218:
Research Service - U.S. Region Visa
Page 1219 and 1220:
• File Proof User's Manual ID#: 1
Page 1221 and 1222:
Settlement Amount Visa Internationa
Page 1223 and 1224:
Special Condition Indicator - U.S.
Page 1225 and 1226:
• Visa Infinite Card Transaction
Page 1227 and 1228:
T T&E An abbreviation for Travel an
Page 1229 and 1230:
T&E Transaction A Transaction at a
Page 1231 and 1232:
Three-Domain Secure Visa Internatio
Page 1233 and 1234:
Transaction Date Visa International
Page 1235 and 1236:
Unable-to-Authenticate Response Vis
Page 1237 and 1238:
Unrecognized Service Code Visa Inte
Page 1239 and 1240:
V.I.P. System Visa International Op
Page 1241 and 1242:
VERes (Updated) Visa International
Page 1243 and 1244:
Visa Access Token Program (New) Vis
Page 1245 and 1246:
Visa Billing Statement - U.S. Regio
Page 1247 and 1248:
Visa Buxx - U.S. Region Visa Intern
Page 1249 and 1250:
• Reloadable Card ID#: 111011-010
Page 1251 and 1252:
• Visa Business Card • Visa Bus
Page 1253 and 1254:
Page 1255 and 1256:
• Visa Debit Card • Visa Busine
Page 1257 and 1258:
Visa Electron Card Visa Internation
Page 1259 and 1260:
Visa Europe Authorization Service V
Page 1261 and 1262:
Visa Global ATM Program Visa Intern
Page 1263 and 1264:
Visa Incentive Card Visa Internatio
Page 1265 and 1266:
Visa IntelliLink Compliance Managem
Page 1267 and 1268:
Visa Issuer A Member that issues Vi
Page 1269 and 1270:
Page 1271 and 1272:
Visa Online Visa International Oper
Page 1273 and 1274:
Page 1275 and 1276:
Visa Program Visa International Ope
Page 1277 and 1278:
Page 1279 and 1280:
Visa Signature Preferred - U.S. Reg
Page 1281 and 1282:
Page 1283 and 1284:
VisaNet Manuals (New) A suite of do
Page 1285 and 1286:
W Waiver Visa International Operati
Page 1287:
Z Zero Floor Limit Visa Internation
show all

Visa International Operating Regulations

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?