Visa International Operating Regulations

Visa International Operating Regulations
Effective 14 June 2012, introduces new Operating Regulations in the Canada Region for the
issuance of Visa Business Debit Cards.
Removal of the Authorization of Chip Fallback Transaction Regulation
Effective 1 October 2012, removes the Authorization of Chip Fallback Transactions rule requiring
Issuers and Issuers’ agents to decline all Authorization requests for Fallback Transactions.
ID#: 151012-010100-0027474
CEMEA Region Major Topics
Visa Signature Expansion
Effective 1 September 2012, permits the issuance of Visa Signature Cards in the CEMEA Region
without requiring prior written permission from Visa. Visa Signature Cards launched in the CEMEA
Region will be subject to the product requirements specified in the Visa Signature Card Product
Guide – CEMEA Region.
Visa Rewards Product
Effective 14 June 2012, introduces revisions to allow qualifying Issuers in the CEMEA Region to
issue a Visa Rewards product.
ID#: 151012-010100-0027475
LAC Region Major Topics
Visa Corporate Debit Card
Effective 14 June 2012, introduces new Operating Regulations in the LAC Region for the issuance
of Visa Corporate Debit Cards.
Visa Commercial Card Data Requirements
Effective 1 February 2013, requires Members in Brazil to transmit and receive additional data
elements in the Clearing Record of transactions with Visa Commercial Cards participating in
government programs.
ID#: 151012-010100-0027476
U.S. Region Major Topics
Acquirer Requirement to Process Visa Debit with PIN Transactions Using the Single Message
System
Effective 14 April 2012, requires Acquirers to ensure that all Visa Debit with PIN Transactions are
processed using the Single Message System.
6 VISA PUBLIC 15 October 2012
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