Review

Material transactions with related parties were as follows:
Loan to Related Parties Ending Balance
Percentage of
Loans (%)
Interest Rate
(Per Annum %)
Interest
Revenue
Year ended December 31, 2009 $ 2,104,718 0.42% 0-20 $ 31,633
Year ended December 31, 2008 1,770,822 0.34% 0-20 65,472
Loans to Related Parties
Consumer loans
Ending
Balance
Highest
Amount
Year Ended December 31, 2009
Normal
Loans
Nonperforming
Loans
215 accounts $ 229,622 $ 251,996 $ 229,622 $ -
Self-used residence mortgage loans
Collateral
Land, building,
chattels
291 accounts 1,066,267 1,153,731 1,066,267 - Land, building
Other loans
Jiouru Investment 58,500 58,500 58,500 - Land, building
Jiouru 65,000 65,000 65,000 - Land, building
Ming Huang International Property 171,000 173,000 171,000 - Land, building
Peng Cheng 110,000 110,000 110,000 - Land, building
Shin Kong Engineering 42,000 62,000 42,000 - Stocks
Shin Kong Synthetic Fibers 300,000 300,000 300,000 - Land, building
Miniatures 45,000 45,000 45,000 - Land, building
Individual B 14,390 15,410 14,390 - Land, building
Individual E 1,562 1,562 1,562 - Certificate deposit
Others 1,377 1,377 - Certificate deposit
Guarantee for loans of related parties
$ 2,104,718 $ 2,104,718
Ending
Balance
Highest
Amount
Year Ended December 31, 2009
Interest
Rate (Per
Annum %)
Reserve for
Guarantee
Liabilities
Collateral
Shin Kong Synthetic Fibers $ 6,162 $ 300,000 0.60 $ - Stocks, chattels
Deposits from related parties
Ending Balance
Year Ended December 31, 2009
Interest Rate
(Per Annum %)
Interest Expense
Shin Kong Life Insurance $ 670,916 0.02-2.58 $ (10,661)
Dah Chung Bills 423,775 0.00-2.50 (7,197)
Dah An Leasing 173,641 0.10-0.70 (307)
Shin Kong Investment Trust 128,102 0.10-1.13 (235)
Shin Kong Synthetic Fibers 111,558 0.00-1.00 (79)
Others 3,413,411 (43,135)
$ 4,921,403 $ (61,614)
Financial Status
149