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248. GLADYS SMART (ELSWOOD 5, SARAH CHAFFEY 4, BENJAMIN 3, BENJAMIN 2, RICHARD 1).
249. ALBERT SMART (ELSWOOD 5, SARAH CHAFFEY 4, BENJAMIN 3, BENJAMIN 2, RICHARD 1).
250. CHARLES NELSON CHAFFEY (GEORGE 5, GEORGE 4, BENJAMIN 3, BENJAMIN 2, RICHARD 1). Born
in 1871. CHARLES NELSON died in 1873; he was 2.
HE WAS BURIED IN THE BROCKVILLE PROTENSTANT CEMETERY BEFORE GEORGE AND ANNETTE LEFT
TO GO WEST. A MEMBER OF THE FAMILY SAID THAT HE DIED CHOKING ON A CHERRY SEED.
251. ANDREW TAYLOR MCCORD CHAFFEY (GEORGE 5, GEORGE 4, BENJAMIN 3, BENJAMIN 2,
RICHARD 1). Born on 9 Apr 1874 in ONTARIO, CANADA. ANDREW TAYLOR MCCORD died in LOS
ANGELES, CA, on 16 Jul 1941; he was 67. Occupation: BANKER/FINANCIAL MANAGER.
HE WAS EDUCATED AT GEELONG SCHOOL IN MELBOURNE, AUSTRALIA. HE TOOK THE MAIL PACKET
BOAT UP THE MURRAY RIVER TO MILDURA TO BE WITH HIS FAMILY ON SCHOOL HOLIDAYS. LATER
HE ATTENDED PRINCE ALFRED COLLEGE IN ADELAIDE, SOUTH AUSTRALIA. ANDREW STARTED HIS
BANKING CARREER IN AUSTRALIA AT THE AGE OF TWENTY AS THE AGENT/ MANAGER OF THE UNION
BANK OF AUSTRALIA, MILDURA BRANCH. THIS WAS THE ONLY BANK IN MILDURA AND ALL OF THE
CHAFFEY BROTHERS’ TRANSACTIONS WENT THROUGH IT. THE FINANCIAL CRISES IN THE WORLD AND
THE DROUGHT OF THE TIME CAUSED THE CHAFFEY FINANCIAL HOLDINGS TO COLLAPSE. HIS
FATHER, GEORGE, SOLD OUT AND LEFT IN 1897 WHILE ANDREW STAYED FOR A FEW YEARS TO PUT
AFFAIRS IN ORDER. HE AND HIS FATHER REJOINED IN SOUTHERN CALIFORNIA. GEORGE, WHO WAS
AN INSPIRED ENGINEER BUT LACKED HIS SON’S EXPERTISE IN FINANCIAL MATERS, NEEDED THE
GENIUS OF ANDREW TO KEEP HIS FINANCIAL AFFAIRS IN ORDER. THEY STARTED WORKING
TOGETHER WITH THE FOUNDING OF THE FIRST NATIONAL BANK OF IMPERIAL IN 1901. SEEING THAT
THE FUTURE WAS LIMITED IN THE IMPERIAL VALLEY, ANDREW AND HIS FATHER SOLD OUT AND
CONCENTRATED ON THE ONTARIO AREA WHERE THEY FOUNDED THE FIRST NATIONAL BANK OF
ONTARIO WITH GEORGE AS PRESIDENT AND ANDREW AS VP. FROM THIS POINT ON, ANDREW WAS IN
CHARGE OF THE FAMILY’S FINANCES AND FINANCIAL DEALINGS. BY 1903 BOTH FATHER AND SON
WERE LIVING IN LOS ANGELES AND DEEPLY INVOLVED IN DEVELOPING THE BANKING INDUSTRY
THERE. THE NET RESULT OF MANY YEARS OF WORK WAS THE RISE OF THE CALIFORNIA BANK, WHICH
BECAME 1ST INTERSTATE BANK AND WAS LATER ABSORBED BY WELLS FARGO BANK.
THE IDEA OF BRANCH BANKING, WHICH IS THE MAINSTAY OF BANKING IN THE U.S. TODAY, CAME TO
CALIFORNIA FROM AUSTRALIA WITH ANDREW. HE HAD SEEN IT WORK THERE AND DEVELOPED IT IN
CALIFORNIA. THE IDEA SPREAD NATION WIDE LATER. 59
HE IS BURIED IN BELLEVUE CEMETERY IN ONTARIO, CALIFORNIA.
On 21 Jul 1900 when ANDREW TAYLOR MCCORD was 26, he married MAUD TAYLOR MACALISTER,
daughter of JAMES L. MACALISTER, in LOS ANGELES, CALOFORNIA. 60 Born in May 1878. MAUD
TAYLOR died on 21 Nov 1951; she was 73.
AN ATTRACTIVE SCOTTISH GIRL FROM DUBLIN. 59
They had the following children:
454 i. MAUD ELSWOOD (1901-1991)
75