Godišnji izveštaj 2008. - UniCredit Bank Srbija ad Beograd
Godišnji izveštaj 2008. - UniCredit Bank Srbija ad Beograd
Godišnji izveštaj 2008. - UniCredit Bank Srbija ad Beograd
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Struktura aktive<br />
u RSD 000<br />
<strong>2008.</strong> 2007. 2006.<br />
Novčana sredstva i sred. kod Centralne banke 31.98% 28,754,511 19.41% 14,266,336 35.83% 24,655,713<br />
Plasmani bankama i krediti klijentima 63.84% 57,398,442 76.15% 55,959,676 59.10% 40,665,192<br />
Hartije od vrednosti 2.03% 1,827,928 1.61% 1,185,101 1.79% 1,231,658<br />
Osnovna sredstva i nematerijalna ulaganja 1.95% 1,749,953 2.11% 1,549,964 2.40% 1,651,122<br />
Ostala aktiva 0.20% 180,965 0.72% 526,099 0.88% 606,686<br />
UKUPNO 100.00% 89,911,799 100.00% 73,487,176 100.00% 68,810,371<br />
Najveće učešće u ukupnoj aktivi čine<br />
krediti klijentima i bankama<br />
sa 64% u <strong>2008.</strong> godini.<br />
Krediti<br />
u RSD 000<br />
Na kraju <strong>2008.</strong> godine, ukupni<br />
krediti klijentima su za 92% veći u<br />
osnosu na 2007. i iznosili su<br />
RSD 47,968 miliona.<br />
Struktura pasive<br />
u RSD 000<br />
<strong>2008.</strong> 2007. 2006.<br />
Obaveze prema bankama 28.81% 25,904,174 21.68% 15,934,622 41.99% 28,892,963<br />
Obaveze prema klijentima 44.19% 39,729,532 54.12% 39,767,893 38.78% 26,684,608<br />
Subordinirane obaveze 2.76% 2,480,828 3.02% 2,218,614 3.21% 2,212,000<br />
Ostale obaveze 1.43% 1,282,811 1.44% 1,055,982 2.18% 1,500,267<br />
Kapital 22.82% 20,514,454 19.75% 14,510,065 13.84% 9,520,533<br />
UKUPNO 100.00% 89,911,799 100.00% 73,487,176 100.00% 68,810,371<br />
Depoziti klijenata čine najveći<br />
deo pasive sa 44%.<br />
Depoziti<br />
u RSD 000<br />
Obaveze po depozitima od banaka i<br />
klijenata su u <strong>2008.</strong> godini dostigle<br />
nivo od RSD 57,883 miliona.<br />
50,000,000<br />
40,000,000<br />
30,000,000<br />
20,000,000<br />
10,000,000<br />
60,000,000<br />
50,000,000<br />
40,000,000<br />
30,000,000<br />
20,000,000<br />
10,000,000<br />
0<br />
0<br />
<strong>2008.</strong> 2007. 2006.<br />
741,020 3,001,959<br />
14,256,012<br />
374.89%<br />
25,527,927 26,720,582 24,953,709<br />
79.07%<br />
47,968,418<br />
2002. 2003. 2004. 2005. 2006. 2007. <strong>2008.</strong><br />
<strong>2008.</strong> 2007. 2006.<br />
5,140,861 6,287,667<br />
2002. 2003. 2004. 2005. 2006. 2007. <strong>2008.</strong><br />
4.67%<br />
29,049,360<br />
26,486,750<br />
21,488,898<br />
241.76%<br />
35.18%<br />
-8.82%<br />
-6.61%<br />
48,964,726<br />
84.86%<br />
92.23%<br />
57,882,589<br />
18.21%<br />
<strong>UniCredit</strong> <strong>Bank</strong> <strong>Srbija</strong> a.d. • 2008 <strong>Godišnji</strong> <strong>izveštaj</strong><br />
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