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International Student Handbook - Office of International Affairs ...

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HEALTH INSURANCE<br />

III. STUDENT HEALTH INSURANCE<br />

All international students at Portland State University are required to carry<br />

health insurance for themselves and their dependents for the duration <strong>of</strong><br />

their academic programs. Therefore you and your dependents must have<br />

nonstop, year-round insurance. This includes vacation terms, thesis and<br />

dissertation research periods, internship training periods, etc., whether you<br />

are enrolled or not, as long as you are on a valid PSU I-20 or DS-2019.<br />

<strong>Student</strong>s will be enrolled in the <strong>International</strong> <strong>Student</strong> Supplemental<br />

Health Insurance Plan automatically each quarter. Coverage for dependents<br />

in the U.S. must be requested each quarter by emailing<br />

intlins@pdx.edu. Waivers <strong>of</strong> the Supplemental Plan are available in a<br />

very limited set <strong>of</strong> circumstances. For more information about the<br />

insurance plan and about waivers, please visit: http://oia.pdx.edu/<br />

intl_students/insurance/<br />

How does the health insurance work?<br />

The Portland State University <strong>International</strong> <strong>Student</strong> Health Insurance plan<br />

is one policy, but has three separate parts. The different parts are:<br />

The Health Services Fee. This mandatory fee for PSU students taking<br />

5 or more credit hours allows access to the Center for <strong>Student</strong> Health and<br />

Counseling (SHAC), a primary health care clinic located on campus. It is<br />

important to note that self-support courses do not count toward registration<br />

hours <strong>of</strong> eligibility, and students registered for fewer than 5 PSU credit<br />

hours are not eligible to use <strong>Student</strong> Health Services.<br />

The Basic Insurance Plan. All PSU students are required to have<br />

“Basic Insurance” coverage. Basic Insurance is designed to assist students<br />

by paying a portion <strong>of</strong> benefits, but does not entirely eliminate the expense<br />

<strong>of</strong> a majority <strong>of</strong> minor illnesses and injuries. The Basic Insurance plan is<br />

normally included with the Health Service Fee that is included with a student’s<br />

tuition when taking 5 or more regular credits.<br />

The <strong>International</strong> <strong>Student</strong> Supplemental Health Insurance Plan<br />

(<strong>of</strong>ten simply called the Supplemental or Extended Insurance Plan). It is<br />

designed to assist students by paying a significant portion <strong>of</strong> major medical<br />

expenses after the “Basic Plan.”<br />

* Please see the Health Insurance brochure for more current information<br />

For questions about:<br />

Fees on student accounts, contact intlins@pdx.edu<br />

For questions about claims and benefits, contact Christi Ziegler at<br />

christi.ziegler@wellsfargo.com or via phone at 503-975-4292.<br />

GRADES<br />

<strong>Student</strong> may request nondisclosure <strong>of</strong> <strong>Student</strong> Directory Information by<br />

specifying nondisclosure, in writing, to:<br />

The <strong>Office</strong> <strong>of</strong> Admissions, Records, and Financial Aid,<br />

Portland State University, PO Box 751<br />

Portland, OR 97207-0751<br />

Due to FERPA regulations, the University cannot<br />

release information to parents and family; therefore it is<br />

always important to keep them up to date on your<br />

academic and living situations. <strong>International</strong> students<br />

should be aware that the Patriot Act gives special<br />

permission to employees <strong>of</strong> the Department <strong>of</strong> Homeland<br />

Security. At their request, University <strong>of</strong>ficials are required to release<br />

information to Homeland Security about any F1 or J1 students who are<br />

currently studying at or have previously studied at Portland State<br />

University. If such a request is made, PSU employees may NOT inform<br />

students.<br />

Academic Standing<br />

Grades<br />

End <strong>of</strong> term grades are available on the Wednesday following finals week.<br />

<strong>Student</strong>s may view grades and print grade reports using the PSU<br />

Information System online. The system requires the student to enter their<br />

ID and PIN number.<br />

Each instructor and pr<strong>of</strong>essor holds regularly scheduled <strong>of</strong>fice hours each<br />

week. During this time, students can meet with their pr<strong>of</strong>essors to discuss<br />

course work, ask questions, or get to know their pr<strong>of</strong>essor. Pr<strong>of</strong>essors <strong>of</strong>ten<br />

recommend that students schedule time to see their pr<strong>of</strong>essor within the<br />

<strong>of</strong>fice hours. Information on <strong>of</strong>fice hours will be available in the course<br />

syllabus for each class or by contacting the instructor or the department<br />

<strong>of</strong>fice.<br />

Calculating your GPA (Grade Point Average)<br />

Each letter grade corresponds to a numeric value on a scale from 0.0 to 4.0,<br />

in which A corresponds to 4.0. A student’s academic success for a quarter is<br />

measured cumulatively, which is computed by dividing the total number <strong>of</strong><br />

points earned by the total number <strong>of</strong> credits taken. Under specific circumstances,<br />

letters such as: I (incomplete); W (Withdraw); X (No basis for<br />

grade); P (Pass); and NP (No Pass) may appear in grade reports. These<br />

letters are not grades and are not included in the calculation <strong>of</strong> the<br />

cumulative GPA.

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