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Aon Facility Business Travel Insurance

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EXTENT OF COVER<br />

11PDSAONBT01 <strong>Aon</strong> <strong>Facility</strong> <strong>Business</strong> <strong>Travel</strong> <strong>Insurance</strong> Policy Wording and PDS<br />

SECTION 1 - PERSONAL ACCIDENT & SICKNESS<br />

Subject to the other terms, conditions and exclusions of the Policy.<br />

PERSONAL ACCIDENT<br />

Where a Covered Person suffers from an Event described in Parts A, B, D or E of the following Table of Events<br />

that:<br />

a) is as a result of a Bodily Injury which occurred whilst on a Journey; and<br />

b) occurs within twelve (12) months of the date of the Bodily Injury,<br />

We will pay the corresponding benefit for that Event set out in the Table of Events, provided an amount is shown<br />

for that Event on the Schedule against Section 1, Parts A, B, D or E.<br />

However, We will only pay the corresponding benefit for that Event set out in the Table of Events if:<br />

a) the Bodily Injury; and<br />

b) the Journey,<br />

occur during the Period of <strong>Insurance</strong> and whilst the person is a Covered Person.<br />

SICKNESS<br />

Where a Covered Person suffers from an Event described in Part C of the following Table of Events that:<br />

a) is as a result of a Sickness; and<br />

b) occurs within twelve (12) months of the date of the first manifestation of the Sickness,<br />

We will pay the corresponding benefit for that Event set out in the Table of Events, provided an amount is shown<br />

for that Event on the Schedule against Section 1, Part C.<br />

However, We will only pay the corresponding benefit for that Event set out in the Table of Events if:<br />

a) the Sickness; and<br />

b) the Journey,<br />

occur during the Period of <strong>Insurance</strong> and whilst the person is a Covered Person.<br />

DEFINITIONS UNDER SECTION 1<br />

Excess Period means the period of time following an Event giving rise to a claim during and for which no<br />

benefits are payable as specified in the Schedule.<br />

Fingers, Thumbs or Toes means the digits of a Hand or Foot.<br />

Foot means the entire foot below the ankle.<br />

Hand means the entire hand below the wrist.<br />

Loss means in connection with:<br />

a) a Limb, Permanent physical severance or Permanent total loss of the use of the Limb;<br />

b) an eye, total and Permanent loss of all sight in the eye;<br />

c) hearing, total and Permanent loss of hearing;<br />

d) speech, total and Permanent loss of the ability to speak;<br />

and which in each case is caused by Bodily Injury.<br />

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