Spotlight on economic abuse - Good Shepherd Youth & Family ...
Spotlight on economic abuse - Good Shepherd Youth & Family ...
Spotlight on economic abuse - Good Shepherd Youth & Family ...
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Currently, there are a number of gaps in protecti<strong>on</strong> for temporary visa holders and potential<br />
for change in relati<strong>on</strong> to Migrati<strong>on</strong> Review Tribunal fees for women experiencing domestic<br />
and family violence.<br />
More informati<strong>on</strong> is needed with regards to how legal processes in relati<strong>on</strong> to victims’<br />
compensati<strong>on</strong> and property settlements can operate to support effective resp<strong>on</strong>ses to<br />
ec<strong>on</strong>omic <strong>abuse</strong>.<br />
The extent of <strong>abuse</strong> in relati<strong>on</strong> to self-managed superannuati<strong>on</strong> funds could be m<strong>on</strong>itored to<br />
establish if there is a need for resp<strong>on</strong>ses in additi<strong>on</strong> to the changes to guidelines for trustees<br />
that were recommended by the ALRC.<br />
The ALRC has recommended that there is easier access to superannuati<strong>on</strong> funds prior to<br />
retirement for women experiencing violence. While this may be extremely helpful to women<br />
who need funds at a time of crisis, there is a very str<strong>on</strong>g argument for the development of<br />
alternative opti<strong>on</strong>s through the income support system or some other arrangement. The<br />
depleting of women’s superannuati<strong>on</strong> savings may create disadvantage in the l<strong>on</strong>g term.<br />
C<strong>on</strong>sumer protecti<strong>on</strong> is a crucial area of regulati<strong>on</strong> for women experiencing ec<strong>on</strong>omic <strong>abuse</strong><br />
because it affects the forms ec<strong>on</strong>omic <strong>abuse</strong> can take, women’s ability to stop the <strong>abuse</strong>,<br />
their ability to manage financially <strong>on</strong> leaving a relati<strong>on</strong>ship, and their opti<strong>on</strong>s for reestablishing<br />
financial security and wellbeing. As recent c<strong>on</strong>sumer credit reform has not<br />
substantially improved protecti<strong>on</strong>s, it is imperative that women have access to appropriate<br />
financial products so they are not forced to rely <strong>on</strong> high interest loans and credit.<br />
C<strong>on</strong>sumer protecti<strong>on</strong> in relati<strong>on</strong> to other products and essential services relies heavily <strong>on</strong><br />
voluntary codes and company policies. Therefore there may be a need for educati<strong>on</strong> and<br />
informati<strong>on</strong> for individual providers to raise awareness and understanding of ec<strong>on</strong>omic<br />
<strong>abuse</strong> and to identify appropriate resp<strong>on</strong>ses, including in relati<strong>on</strong> to hardship policies.<br />
Employment participati<strong>on</strong>, supportive workplaces and safety at work<br />
There remain significant gender inequities in relati<strong>on</strong> to opportunities for participati<strong>on</strong> in, and<br />
remunerati<strong>on</strong> for, work and this c<strong>on</strong>tinues to be a key issue for all women including for the<br />
preventi<strong>on</strong> of ec<strong>on</strong>omic <strong>abuse</strong>.<br />
Resp<strong>on</strong>ses to violence at the workplace level can ensure women are safe at work and<br />
provide support for women who experience violence. Currently in Australia there appears to<br />
be c<strong>on</strong>siderable momentum to implement these types of interventi<strong>on</strong>s. However, for the<br />
achievement of change which includes protecti<strong>on</strong> for women employed in smaller<br />
enterprises, there needs to be change to the Nati<strong>on</strong>al Employment Standards, the Fair Work<br />
Act and/or to anti-discriminati<strong>on</strong> laws.<br />
Community services sector<br />
Key services and programs relating to ec<strong>on</strong>omic <strong>abuse</strong> include domestic and family violence<br />
and general services such as financial counselling, legal assistance, accommodati<strong>on</strong><br />
assistance, material aid and financial educati<strong>on</strong> programs.<br />
Identified gaps in community sector resp<strong>on</strong>ses include post-crisis services and services<br />
which address issues relating to the l<strong>on</strong>g-term impacts of ec<strong>on</strong>omic <strong>abuse</strong> and domestic<br />
violence.<br />
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