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Focus on Germany - Investor Relations - HypoVereinsbank

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Corporates/CREF: domestic "champi<strong>on</strong>" capable to serve all <strong>on</strong><br />

customers in an operati<strong>on</strong>al network in 23 European countries<br />

Sound and sustainable results<br />

€m<br />

Total Revenues<br />

Operating Costs<br />

Operating Profit<br />

Cost-income ratio<br />

<strong>HypoVereinsbank</strong> - <strong>Investor</strong> Relati<strong>on</strong>s<br />

16<br />

H1/07<br />

710<br />

-233<br />

477<br />

32.8%<br />

% ch. <strong>on</strong><br />

yoy<br />

+3.2%<br />

-4.1%<br />

+7.2%<br />

-2.5 p.p.<br />

c<br />

� Business drivers: stable interest income<br />

and str<strong>on</strong>g fee based services : e.g.<br />

derivatives, payment fees and corporate<br />

finance<br />

� Customer base: about 76,000 customers<br />

(Small, Medium and Large caps)<br />

� Employees: about 2,100 in <strong>Germany</strong><br />

� Branch network: about 94 locati<strong>on</strong>s in<br />

<strong>Germany</strong>

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