Gender and rural microfinance: Reaching and empowering ... - IFAD
Gender and rural microfinance: Reaching and empowering ... - IFAD
Gender and rural microfinance: Reaching and empowering ... - IFAD
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Contents<br />
Acronyms 3<br />
Introduction 5<br />
Aims of the guide 6<br />
Why is gender mainstreaming important for women? Potential gender impacts 8<br />
Potential benefits of <strong>rural</strong> <strong>microfinance</strong>: Virtuous spirals 8<br />
Importance of gender mainstreaming: Potential vicious circles 10<br />
Mainstreaming gender equality <strong>and</strong> empowerment: Institutional implications 16<br />
Elements of a gender strategy 16<br />
Organizational gender mainstreaming 16<br />
From access to empowerment: Designing financial products 21<br />
Credit 25<br />
Savings 27<br />
Insurance 28<br />
Remittances 31<br />
Dem<strong>and</strong>-driven product development: Market research <strong>and</strong> financial literacy 34<br />
Increasing empowerment: Rural <strong>microfinance</strong>, non-financial services,<br />
participation <strong>and</strong> macro-level strategies 38<br />
Integration <strong>and</strong> inter-organizational collaboration to provide non-financial services 38<br />
Participation <strong>and</strong> collective action 42<br />
Promoting an enabling environment for gender-equitable <strong>rural</strong> <strong>microfinance</strong>:<br />
Consumer protection <strong>and</strong> gender advocacy 48<br />
Annexes: Decision checklists for gender audit 57<br />
A. Organizational gender policy decision checklist 58<br />
B. <strong>Gender</strong> questions in product <strong>and</strong> programme design 60<br />
C. Programme design: Rural <strong>microfinance</strong>, non-financial services <strong>and</strong> participation 67<br />
D. <strong>Gender</strong> impact checklist 69<br />
References 72