2013 Sprint Benefits Guide

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What’s inside Your enrollment window 4 How to get the most out of benefits enrollment 5 Well-being 6 Discounts for living a healthier life 8 Employee and dependent eligibility 10 How to enroll 12 After you enroll 14 Costs: Your per-paycheck premium costs 17 Medical/Prescription Drug 24 Dental 50 Vision 54 Flexible Spending Accounts (FSAs) 58 Life Insurance 63 Accidental Death & Dismemberment Insurance (AD&D) 67 Disability 70 Group Legal Plan 74 The bigger picture 75 Important information 84 Helpful contact information 104 Note: This guide is designed to provide highlights of your 2013 benefits package; not every provision of each program is included. If there are any conflicts between this guide and the official plan documents, the plan documents will govern. 1
Total Rewards At Sprint, our people are important to us – and you are an important part of that effort! The healthier and happier you and your co-workers are, the better you can support our customers. Benefits are available for employees, their spouses or domestic partners, and children of employees, spouses or domestic partners. Parttime employees working 20-29 hours a week are also eligible for benefits Sprint offers a wide range of opportunities – from world-class benefits to competitive compensation; from exceptional training and growth opportunities to a safe and invigorating work environment; from top-notch recognition programs to discounts and resources that help you even when outside the office. We care about you and your family, and one way we show this is through our Total Rewards program. At Sprint, our Total Rewards program offers employees and their eligible dependents a number of benefit choices and services to fit their diverse lifestyles. Sprint benefits help you know that your health and finances are more secure. 2 3
Page 1: 2013 Sprint Benefits Guide Pick wha
Page 5 and 6: Well-being Take advantage of Sprint
Page 7 and 8: Employee and dependent eligibility
Page 9 and 10: After you enroll Depending on the e
Page 11 and 12: Full-time employees’ Medical/Pres
Page 13 and 14: Dental per-paycheck premium costs*
Page 15 and 16: The Sprint Health Account Plan The
Page 17 and 18: Medical terms Allowable charges: Wh
Page 19 and 20: Medical/Prescription Drug coverage
Page 21 and 22: Features Sprint Basic Plan Sprint H
Page 23 and 24: Features Sprint Basic Plan Sprint H
Page 25 and 26: Health Savings Accounts - The rules
Page 27 and 28: Dental Did you know that good denta
Page 29 and 30: Vision Your eye health is important
Page 31 and 32: Flexible Spending Accounts (FSAs) W
Page 33 and 34: • Example 1: Eric’s last day as
Page 35 and 36: If you elect a Supplemental Employe
Page 37 and 38: Disability Prolonged illness and di
Page 39 and 40: Group Legal Plan Whether you’re b
Page 41 and 42: Long-Term Care Insurance Have you e
Page 43 and 44: Through the Dollars for Doers progr
Page 45 and 46: General Notice of COBRA Continuatio
Page 47 and 48: you and your entire family may be e
Page 49 and 50: In an effort to generally describe
Page 51 and 52: • Your request is not in writing,
Page 53 and 54:
When Will You Pay a Higher Premium
Page 55 and 56:
Benefit plan Contact details Minimu
Page 57 and 58:
Benefit plan Contact details Minimu
Page 59:
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2013 Sprint Benefits Guide

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