2013 Sprint Benefits Guide

Your enrollment window
Existing Employees
If you do not actively enroll in or waive certain coverage during your enrollment
window, you will automatically receive the coverage described below for as long
as your 2013 benefits remain in effect. This means that the applicable benefit
deductions will be taken from your paycheck and you will not be able to enroll
in any other coverage unless you have a qualifying life event (as described in Life
Events section of your plan’s Summary Plan Description). See the How to enroll
section on page 12 for enrollment instructions
New Hire Enrollment
If you are newly hired (or rehired more than 30 days after your prior Sprint
employment ended), you may actively enroll in or waive coverage during your New
Hire Enrollment window ending on the 30th calendar day after your hire/rehire date.
Your benefits are effective on the 30th consecutive calendar day after your date
of hire (except for Supplemental LTD, which is effective as of the first calendar
day in which you are actively at work immediately after you complete 12 months
of employment).
If you do not enroll or waive certain coverage during this period, you will receive
the following coverage effective on the 30th calendar day after your hire/rehire date:
• Medical/Prescription Drug:
- Plan: Sprint Health Account Plan
- Coverage level: Employee only (no dependents)
- No Healthy Living Discount
How to get the most out of benefits enrollment
• Review your current and expected health care expenses. Do you have the
coverage you need? Would another plan provide cost savings?
• Review this 2013 Sprint Benefits Guide and benefits information (including
Summary Plan Descriptions) at i-Connect > My Life & Career > Benefits or
at sprint.com/benefits.
• Review provider networks online or by phone – see the Helpful contact
information chart on page 104 of this guide
• Estimate any health care and dependent care expenses that could be funded
through a Flexible Spending Account (FSA) – Not available with the Sprint
Basic Plan.
• Don’t forget that your per-pay-period premiums for some benefits are based on
your:
- Tobacco/non-tobacco user status (affects Medical/Prescription Drug and Life
Insurance premiums)
- Completion of a Health Assessment at sprintalive.com by a specific
deadline (affects Medical/Prescription Drug premiums)
- Benefits Eligible Earnings: This is your annual base pay plus any targeted
incentives or commissions for which you are eligible.
- Age as of Jan. 1, 2013 (affects Life Insurance and Long-Term Disability)
• Estimate how much Life and Accidental Death & Dismemberment Insurance
you and your eligible dependents might need.
• Life Insurance:
- Coverage amount: $10,000
- Coverage level: Employee only
- No Non-smoker Discount
Newly hired/re-hired employees will also receive information regarding enrolling in
Sprint’s Voluntary Benefits programs. Voluntary Benefits are supplemental benefits
programs; these plans require separate enrollment from the New Hire enrollment
described above, but some do have limited enrollment windows. For more
information on Sprint’s Voluntary Benefit options, see The bigger picture (page 75).
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