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ALBA 2007 – 1 plc - Irish Stock Exchange

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23. Distribution by Discount over Reversionary Margin for Discount LIBOR Mortgage Loans<br />

Distribution by Discount over Reversionary Margin<br />

for Discount LIBOR Mortgage Loans<br />

Current<br />

Balance (£)<br />

Current Balance<br />

(% of Total)<br />

Number of<br />

Loans<br />

Number of<br />

Loans (%)<br />

Discount of 0.00% to 1.00% until 01 December 2008 409,674.36 3.03 2 2.15<br />

Discount of 1.00% to 1.20% until 01 August 2008 331,173.65 2.45 1 1.08<br />

Discount of 1.00% to 1.20% until 01 November 2008 255,326.27 1.89 2 2.15<br />

Discount of 1.00% to 1.20% until 01 December 2008 5,896,466.71 43.57 40 43.01<br />

Discount of 1.00% to 1.20% until 01 January 2009 5,114,050.50 37.79 36 38.71<br />

Discount of 1.00% to 1.20% until 01 February 2009 1,114,908.17 8.24 8 8.60<br />

Discount of 1.20% to 2.40% until 01 September 2008 411,304.32 3.04 4 4.30<br />

Total: 13,532,903.98 100.00 93 100.00<br />

24. Distribution by Interest Rate for Fixed Rate Reverting to Tracker Mortgage Loans<br />

Distribution by Interest Rate for Fixed Rate<br />

Reverting to Tracker Mortgage Loans<br />

Current<br />

Balance (£)<br />

Current Balance<br />

(% of Total)<br />

Number of<br />

Loans<br />

Number of<br />

Loans (%)<br />

Fixed rate of 5.01% to 6.00% until 01 October 2008 2,114,857.23 2.18 19 2.54<br />

Fixed rate of 6.01% to 7.00% until 01 July 2008 2,330,364.99 2.40 19 2.54<br />

Fixed rate of 6.01% to 7.00% until 01 October 2008 3,352,863.75 3.46 23 3.07<br />

Fixed rate of 6.01% to 7.00% until 01 January 2009 87,185,370.13 89.91 669 89.44<br />

Fixed rate of 7.01% to 8.00% until 01 January 2009 1,733,500.06 1.79 16 2.14<br />

Fixed rate of 8.01% to 9.00% until 01 January 2009 249,754.20 0.26 2 0.27<br />

Total: 96,966,710.36 100.00 748 100.00<br />

25. Distribution by Interest Rate for Fixed Rate Reverting to LIBOR Mortgage Loans<br />

Distribution by Interest Rate for Fixed Rate Reverting to<br />

LIBOR Mortgage Loans<br />

Current<br />

Balance (£)<br />

Current<br />

Balance (% of<br />

Total)<br />

Number of<br />

Loans<br />

Number<br />

of Loans<br />

(%)<br />

Fixed rate of 5.01% to 6.00% until 01 January 2009 1,147,293.14 0.87 13 1.34<br />

Fixed rate of 5.01% to 6.00% until 01 February 2009 1,039,025.64 0.79 15 1.55<br />

Fixed rate of 6.01% to 7.00% until 01 October 2008 923,298.59 0.70 7 0.72<br />

Fixed rate of 6.01% to 7.00% until 01 December 2008 43,026,471.45 32.59 317 32.75<br />

Fixed rate of 6.01% to 7.00% until 01 January 2009 48,619,967.99 36.83 347 35.85<br />

Fixed rate of 6.01% to 7.00% until 01 February 2009 15,967,067.02 12.09 108 11.16<br />

Fixed rate of 6.01% to 7.00% until 01 December 2009 5,600,849.94 4.24 41 4.24<br />

Fixed rate of 6.01% to 7.00% until 01 January 2010 5,496,347.24 4.16 40 4.13<br />

Fixed rate of 6.01% to 7.00% until 01 February 2010 1,969,309.22 1.49 15 1.55<br />

Fixed rate of 7.01% to 8.00% until 01 December 2008 1,389,697.24 1.05 11 1.14<br />

Fixed rate of 7.01% to 8.00% until 01 December 2009 3,027,507.47 2.29 26 2.69<br />

Fixed rate of 7.01% to 8.00% until 01 February 2010 1,736,542.24 1.32 10 1.03<br />

Fixed rate of 8.01% to 9.00% until 01 December 2009 2,073,876.69 1.57 18 1.86<br />

Total: 132,017,253.87 100.00 968 100.00<br />

26. Distribution by Index<br />

Distribution by<br />

Index<br />

Current Balance<br />

(£)<br />

Current Balance<br />

(% of Total)<br />

Number of Loans Number of Loans<br />

(%)<br />

BBR 155,404,884.88 51.43 1,223 53.38<br />

LIBOR 146,749,973.69 48.57 1,068 46.62<br />

Total: 302,154,858.57 100.00 2,291 100.00

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