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ALBA 2007 – 1 plc - Irish Stock Exchange

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Weighted Average Life of D Notes in Years<br />

Constant<br />

Prepayment<br />

Rate (per<br />

cent.) of<br />

Constant Payment Rate (per cent.) of Buy to Let Loans<br />

D 5 10 15 20 25 30 10/20 1<br />

10 14.62 13.22 12.36 11.77 11.52 11.34 11.95<br />

15 11.75 9.79 8.98 8.53 8.16 7.93 8.52<br />

20 9.48 7.82 7.03 6.52 6.38 6.08 6.78<br />

25 8.06 6.69 5.91 5.41 5.27 5.11 5.67<br />

30 7.15 5.76 5.06 4.77 4.39 4.28 4.79<br />

Owner 35 6.68 5.00 4.48 4.20 3.87 3.71 4.28<br />

Occupied 40 6.26 4.50 4.00 3.78 3.39 3.29 3.80<br />

Loans 15/35 2 6.99 5.64 4.95 4.68 4.30 4.20 4.75<br />

1<br />

2<br />

This relates to a CPR of 10 per cent. For the first 12 months followed by a CPR of 20 per cent.<br />

This relates to a CPR of 15 per cent. For the first 12 months followed by a CPR of 35 per cent.<br />

Weighted Average Life of E Notes in Years<br />

Constant<br />

Prepayment<br />

Rate (per<br />

cent.) of<br />

Owner<br />

Occupied<br />

Constant Payment Rate (per cent.) of Buy to Let Loans<br />

E 5 10 15 20 25 30 10/20 1<br />

10 14.62 13.22 12.36 11.77 11.52 11.34 11.95<br />

15 11.75 9.79 8.98 8.53 8.16 7.93 8.52<br />

20 9.48 7.82 7.03 6.52 6.38 6.08 6.78<br />

25 8.06 6.69 5.91 5.41 5.27 5.11 5.67<br />

30 7.15 5.76 5.06 4.77 4.39 4.28 4.79<br />

35 6.68 5.00 4.48 4.20 3.87 3.71 4.28<br />

40 6.26 4.50 4.00 3.78 3.39 3.29 3.80<br />

Loans 15/35 2 6.99 5.64 4.95 4.68 4.30 4.20 4.75<br />

1<br />

2<br />

This relates to a CPR of 10 per cent. For the first 12 months followed by a CPR of 20 per cent.<br />

This relates to a CPR of 15 per cent. For the first 12 months followed by a CPR of 35 per cent.<br />

Weighted Average Life of F Notes in Years<br />

Constant<br />

Prepayment<br />

Constant Payment Rate (per cent.) of Buy to Let Loans<br />

F 5 10 15 20 25 30 10/20 1<br />

10 14.62 13.22 12.36 11.77 11.52 11.34 11.95<br />

15 11.75 9.79 8.98 8.53 8.16 7.93 8.52<br />

20 9.48 7.82 7.03 6.52 6.38 6.08 6.78<br />

Rate (per 25 8.06 6.69 5.91 5.41 5.27 5.11 5.67<br />

cent.) of 30 7.15 5.76 5.06 4.77 4.39 4.28 4.79<br />

Owner 35 6.68 5.00 4.48 4.20 3.87 3.71 4.28<br />

Occupied 40 6.26 4.50 4.00 3.78 3.39 3.29 3.80<br />

Loans 15/35 2 6.99 5.64 4.95 4.68 4.30 4.20 4.75<br />

1<br />

2<br />

This relates to a CPR of 10 per cent. For the first 12 months followed by a CPR of 20 per cent.<br />

This relates to a CPR of 15 per cent. For the first 12 months followed by a CPR of 35 per cent.

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