AmTrust BOP Manual - AmTrust North America

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CONTRACTORS We are NOT currently a market for Contractors <strong>AmTrust</strong> Financial Services, Inc. Edition Date 6-24-2011 Back to the Contents Page Page 12
GROCERY STORES/SUPERMARKETS ELIGIBILITY – (Appendix A lists specific Class Codes) ISO Public Protection Classes – 1-7 are eligible, 8-10 must be submitted for approval Number of locations – more than 4 locations must be submitted Coastal Locations – within 25 miles of the Eastern Seaboard or 75 miles of the Gulf of Mexico are ineligible Years in Business – must have been in business for more than 1 year and any risks in business less than 3 years must be submitted for approval Losses – Risks with more than 3 losses, any weather loss over $25,000, or any non-weather loss over $10,000 in the past 3 years must be submitted Liquor Liability is available on selected class codes as long as there has not been a liquor license violation within the last three years Square Footage – 50,000 maximum per building Annual Gross Revenue – $15,000,000 maximum per location Total Insured Value (TIV) – $15,000,000 total of buildings and personal property per location Building Age – Greater than 30 years without updates to the heating, roof, electrical and plumbing systems are ineligible Construction – All ISO construction types Height – No more than 2 stories Minimum square footage – 3,000 when the sale of gasoline is provided Ineligible: ‣ Automobile service or repair operations; gasoline sales over 75% of total sales, above ground fuel tanks, or with pumps without well marked easily accessible shut-off switches; car wash operations, ‣ Beer, wine and liquor sales over 25% ‣ Check cashing ‣ Playgrounds ‣ Propane or kerosene tank filling ‣ Seasonal operations or those open 24 hours Ineligible Related to Restaurants: ‣ Capacity over 50 seats ‣ Cooking appliances that emit smoke or grease-laden vapors that are NOT covered by an automatic extinguishing system meeting UL300 criteria of NFPA Standard #96, or that are NOT inspected under a current maintenance contract at least every quarter ‣ Open broiling or solid fuel cooking with wood, charcoal or mesquite <strong>AmTrust</strong> Financial Services, Inc. Edition Date 6-24-2011 Back to the Contents Page Page 13
Page 1 and 2: nails AmTrust BOP Product and Eligi
Page 3 and 4: AMTRUST BUSINESSOWNERS POLICY UNDER
Page 5 and 6: BUILDING CONSTRUCTION CLASS DEFINIT
Page 7 and 8: TOTAL INSURED VALUE (TIV) The tota
Page 9 and 10: LESSORS RISK (LRO) ELIGIBILITY - (A
Page 11: CONVENIENCE FOOD STORES ELIGIBILITY
Page 15 and 16: MOTELS ELIGIBILITY - (Appendix A li
Page 17 and 18: PROCESSING AND SERVICE RISKS ELIGIB
Page 19 and 20: SELF-STORAGE FACILITIES ELIGIBILITY
Page 21 and 22: APPENDIX A: CLASS CODES AmTrust Fin
Page 23 and 24: Program Grocery Stores Grocery Stor
Page 25 and 26: Mercantile Mercantile Mercantile Me
Page 27 and 28: Program Description Class Code SIC
Page 37 and 38: Restaurant Program Description Clas
Page 39 and 40: Wholesale Wholesale Wholesale Whole
Page 41 and 42: APPENDIX B: Per-Location Expansion
Page 43 and 44: Coverage Cover Type Debris Removal
Page 45 and 46: Coverage Cover Type Personal Effect
Page 47 and 48: Coverage Personal and Advertising I
Page 49 and 50: APPENDIX C - SELECTED ENDORSEMENT C
Page 51 and 52: Type Additional Insured Additional
Page 53 and 54: Type Form Number Description of Cov
Page 59 and 60: Type Applicable To Specific Classes
Page 61 and 62: Type Applicable To Specific Classes

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