AmTrust BOP Manual - AmTrust North America

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AMTRUST BUSINESSOWNERS POLICY UNDERWRITING & ELIGIBILITY GUIDE Welcome to the AmTrust Businessowners product. Our goal is to provide excellent coverage, at fair prices, with ease of use. Thank you for considering our product. Contents Page Click the content links below to move directly to a section or click Ctrl F on your keyboard to search this document Product Administration....…….………………………………………… 3 - 5 Coverage including Liquor Liability……………………………………. 6 Total Insured Values(TIV).……………..………………………………. 7 Eligibility...………………………………….……………………………. 8 - 20 Class Codes Appendix A…. 21 - 40 Expansion Coverage (per location) Appendix B….. 41 - 47 Endorsement Coverage Summary Appendix C….. 48 - 62 AmTrust Financial Services, Inc. Edition Date 6-24-2011 Back to the Contents Page Page 2
AMTRUST BUSINESSOWNERS POLICY UNDERWRITING / PRICING GUIDE PRODUCT ADMINISTRATION CUSTOMER CARE AND POLICY MAINTENANCE General issues: System issues: Please contact your Account Representative or Underwriter Call our Customer Service Center at 1 (877) 528-7878, or Email at: csr@amtrustgroup.com Endorsements and cancellations: Time sensitive policy corrections: amtrustendorsements@amtrustgroup.com ANA2fix@amtrustgroup.com QUOTATIONS, UNDERWRITING ACCEPTABILITY AND BINDING Eligible risks may be quoted at: Current BOP Materials are listed at: http://www.amtrustnorthamerica.com/ http://www.amtrustnorthamerica.com/BOP/Default.aspx Materials include the Current BOP Guidelines and Eligibility, System Use Guidelines, and a 3 minute system video demonstration – everything that you need to use our BOP. Both Property [building and/or business personal property] and Commercial General Liability covering that property must be provided under the AmTrust BOP Policy. Omission is not authorization, so please refer any risk that is not clearly shown as eligible to avoid awkward situations including unnecessary endorsements or cancelations. Upon binding new business appointed Agents will receive a policy number and a pdf policy will be emailed to the Agent within 2 business days. A hard copy policy will be mailed to the agent within 5 business days and any invoices for payments will be mailed directly to the Insured. Any subsequent payments will be billed along with any other lines of insurance in a common invoice. Agents that first bind policies, not those that first quote, are considered the Agent of record, any multiple bindings will be resolved as such barring any Agent of Record Letters. Renewal quotes and policies will be issued directly to Insured’s with notification to the Agent. AmTrust Financial Services, Inc. Edition Date 6-24-2011 Back to the Contents Page Page 3
Page 1: nails AmTrust BOP Product and Eligi
Page 5 and 6: BUILDING CONSTRUCTION CLASS DEFINIT
Page 7 and 8: TOTAL INSURED VALUE (TIV) The tota
Page 9 and 10: LESSORS RISK (LRO) ELIGIBILITY - (A
Page 11 and 12: CONVENIENCE FOOD STORES ELIGIBILITY
Page 13 and 14: GROCERY STORES/SUPERMARKETS ELIGIBI
Page 15 and 16: MOTELS ELIGIBILITY - (Appendix A li
Page 17 and 18: PROCESSING AND SERVICE RISKS ELIGIB
Page 19 and 20: SELF-STORAGE FACILITIES ELIGIBILITY
Page 21 and 22: APPENDIX A: CLASS CODES AmTrust Fin
Page 23 and 24: Program Grocery Stores Grocery Stor
Page 25 and 26: Mercantile Mercantile Mercantile Me
Page 27 and 28: Program Description Class Code SIC
Page 37 and 38: Restaurant Program Description Clas
Page 39 and 40: Wholesale Wholesale Wholesale Whole
Page 41 and 42: APPENDIX B: Per-Location Expansion
Page 43 and 44: Coverage Cover Type Debris Removal
Page 45 and 46: Coverage Cover Type Personal Effect
Page 47 and 48: Coverage Personal and Advertising I
Page 49 and 50: APPENDIX C - SELECTED ENDORSEMENT C
Page 51 and 52: Type Additional Insured Additional
Page 53 and 54:
Type Form Number Description of Cov
Page 55 and 56:
Page 57 and 58:
Page 59 and 60:
Type Applicable To Specific Classes
Page 61 and 62:
Type Applicable To Specific Classes
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AmTrust BOP Manual - AmTrust North America

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