AmTrust BOP Manual - AmTrust North America

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Mercantile Mercantile Mercantile Mercantile Program Description Class Code SIC Code NAICS Code States Clothing or Wearing Apparel - Retail - Leather Products or Hide Stores 56992 5948 448320 All Active Clothing or Wearing Apparel - Retail - Men's and Boy's Hats and Caps 50333 5611 448150 All Active Clothing or Wearing Apparel - Retail - Shoe Stores - Children's, Ladies and Men's 56613 5661 451110 All Active Clothing or Wearing Apparel - Retail - Sporting Goods and Athletic Apparel 59526 5699 451110 All Active Mercantile Clothing or Wearing Apparel - Retail - Wigs 59993 5699 448150 All Active Mercantile Mercantile Mercantile Coin, Stamp or Rare Book Dealers and Distributors 04191 5999 453998 Coin, Stamp or Rare Book Dealers and Distributors - Lessors Risk Only 04190 5999 453998 Texas Only Texas Only Collectibles and Memorabilia - Lessors Risk Only - Retail 59990 5999 453998 N/A Texas Mercantile Collectibles and Memorabilia - Retail 59992 5999 453998 N/A Texas Mercantile Computer Stores 57326 5734 443120 All Active Mercantile Computer Stores - Lessors Risk Only 57320 5734 443120 All Active Mercantile Cosmetic, Hair or Skin Preparation - Lessors Risk Only - Retail Only 59990 5999 446120 All Active Mercantile Cosmetic, Hair or Skin Preparation - Retail Only 59991 5999 446120 All Active Mercantile Mercantile Mercantile Mercantile Dairy Products - Lessors Risk Only - Butter and Egg Stores (Including Ice Cream) 54510 5451 445299 N/A Texas Dairy Products or Butter and Egg Stores (Including Ice Cream) - 54516 5451 445299 N/A Texas Delicatessens - Lessors Risk Only - Primarily retailing a range of grocery items and meats (Use Fast Food or Limited Cooking Restaurant classification for Delicatessen restaurants.) 54110 5411 445110 All Active Delicatessens - Primarily retailing a range of grocery items and meats (Use Fast Food or Limited Cooking Restaurant classification for Delicatessen restaurants.) 54116 5411 445110 All Active Mercantile Department Stores 53127 5311 452110 All Active Mercantile Department Stores - Lessors Risk Only 53120 5311 452110 All Active Mercantile Drugstores 59116 5912 446110 N/A Texas Mercantile Drugstores - Lessors Risk Only 59110 5912 446110 N/A Texas Mercantile Drugstores - Lessors Risk Only - Without Cooking 04260 5912 446110 Mercantile Drugstores - Without Cooking 04261 5912 446110 Mercantile Mercantile Texas Only Texas Only Dry Goods Dealers - Lessors Risk Only - Retail - Including Fabrics, Yarn and Piece Goods - (New Goods Only) 53980 5949 451130 All Active Dry Goods Dealers - Retail - Including Fabrics, Yarn and Piece Goods - (New Goods Only) 53985 5949 451130 All Active Mercantile Electrical Lighting Stores 59999 5999 444190 All Active Mercantile Electrical Lighting Stores - Lessors Risk Only 59990 5999 444190 All Active Mercantile Electronics Stores 57326 5731 443112 All Active Mercantile Electronics Stores - Lessors Risk Only 57320 5731 443112 All Active <strong>AmTrust</strong> Financial Services, Inc. Edition Date 6-24-2011 Back to the Contents Page Page 26
Program Description Class Code SIC Code NAICS Code States Mercantile Fabric - Stores 56311 5949 451130 N/A Texas Mercantile Fabric Stores 04291 5949 451130 Mercantile Fabric Stores - Lessors Risk Only 04290 5949 451130 Mercantile Fabric Stores - Lessors Risk Only 56310 5949 451130 N/A Texas Mercantile Mercantile Farm Machinery or Equipment Dealers including Salesmen 04301 5999 453998 Farm Machinery or Equipment Dealers including Salesmen - Lessors Risk Only 04300 5999 453998 Mercantile Feed, Grain or Hay Dealers 59625 5999 444220 All Active Mercantile Feed, Grain or Hay Dealers - Lessors Risk Only 59620 5999 444220 All Active Mercantile Fence Dealers 04321 5211 444190 Mercantile Fence Dealers 59999 5211 444190 N/A Texas Mercantile Fence Dealers - Lessors Risk Only 04320 5211 444190 Mercantile Fence Dealers - Lessors Risk Only 59990 5211 444190 N/A Texas Mercantile Fire Protection Equipment Dealers 59999 5999 453998 All Active Mercantile Mercantile Mercantile Mercantile Mercantile Texas Only Texas Only Texas Only Texas Only Texas Only Texas Only Fire Protection Equipment Dealers - Lessors Risk Only 59990 5999 453998 All Active Floor Covering - Stores - Except Wood or Ceramic Tile Only 57134 5713 442210 All Active Floor Covering - Stores - Wood or Ceramic Tile Only 57134 5713 444190 All Active Floor Covering Stores - Lessors Risk Only - Except Wood or Ceramic Tile Only 57130 5713 442210 All Active Floor Covering Stores - Lessors Risk Only - Wood or Ceramic Tile Only 57130 5713 444190 All Active Mercantile Florists - Lessors Risk Only - Retail 59680 5992 453110 All Active Mercantile Florists - Retail 59685 5992 453110 All Active Mercantile Fruit or Vegetable - Dealers 54315 5431 445230 All Active Mercantile Fruit or Vegetable - Lessors Risk Only - Dealers 54310 5431 445230 All Active Mercantile Fur - Garments and Pelts - Retail Only 56814 5632 448190 All Active Mercantile Mercantile Mercantile Fur - Lessors Risk Only - Garments and Pelts - Retail Only 56810 5632 448190 All Active Furniture - Lessors Risk Only - Upholstered - Retail Only 57120 5712 442110 All Active Furniture - Lessors Risk Only - Wood or Metal - Retail Only 57120 5712 442110 All Active Mercantile Furniture - Upholstered - Retail Only 57121 5712 442110 All Active Mercantile Furniture - Wood or Metal - Retail Only 57128 5712 442110 All Active Mercantile Gardening and Light Farming Supply - Lessors Risk Only - Retail 59690 5261 444220 All Active Mercantile Gardening and Light Farming Supply - Retail 59698 5261 444220 All Active Mercantile Gift Shops 04371 5947 453220 Mercantile Gift Shops 59994 5947 453220 N/A Texas Texas Only <strong>AmTrust</strong> Financial Services, Inc. Edition Date 6-24-2011 Back to the Contents Page Page 27
Page 1 and 2: nails AmTrust BOP Product and Eligi
Page 3 and 4: AMTRUST BUSINESSOWNERS POLICY UNDER
Page 5 and 6: BUILDING CONSTRUCTION CLASS DEFINIT
Page 7 and 8: TOTAL INSURED VALUE (TIV) The tota
Page 9 and 10: LESSORS RISK (LRO) ELIGIBILITY - (A
Page 11 and 12: CONVENIENCE FOOD STORES ELIGIBILITY
Page 13 and 14: GROCERY STORES/SUPERMARKETS ELIGIBI
Page 15 and 16: MOTELS ELIGIBILITY - (Appendix A li
Page 17 and 18: PROCESSING AND SERVICE RISKS ELIGIB
Page 19 and 20: SELF-STORAGE FACILITIES ELIGIBILITY
Page 21 and 22: APPENDIX A: CLASS CODES AmTrust Fin
Page 23 and 24: Program Grocery Stores Grocery Stor
Page 25: Mercantile Mercantile Mercantile Me
Page 29 and 30: Program Description Class Code SIC
Page 37 and 38: Restaurant Program Description Clas
Page 39 and 40: Wholesale Wholesale Wholesale Whole
Page 41 and 42: APPENDIX B: Per-Location Expansion
Page 43 and 44: Coverage Cover Type Debris Removal
Page 45 and 46: Coverage Cover Type Personal Effect
Page 47 and 48: Coverage Personal and Advertising I
Page 49 and 50: APPENDIX C - SELECTED ENDORSEMENT C
Page 51 and 52: Type Additional Insured Additional
Page 53 and 54: Type Form Number Description of Cov
Page 59 and 60: Type Applicable To Specific Classes
Page 61 and 62: Type Applicable To Specific Classes

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