English Multilingual Guide - Parks and Community ... - City of Kirkland
English Multilingual Guide - Parks and Community ... - City of Kirkland
English Multilingual Guide - Parks and Community ... - City of Kirkland
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access money from the machines. Do not share your PIN with anyone. ATM<br />
machines are located throughout the community in grocery stores, shopping<br />
malls, banks, <strong>and</strong> many other places. If there is a fee for using the ATM, it will<br />
let you know before proceeding with your transaction.<br />
Credit Cards<br />
It is very common in the U.S. to use credit cards to buy things <strong>and</strong> to pay<br />
bills. It is a big industry that makes a lot <strong>of</strong> money <strong>of</strong>f <strong>of</strong> credit card users<br />
because most credit card companies charge high interest rates if you don’t pay<br />
them <strong>of</strong>f each month. You can get cash from ATM’s with credit cards, but the<br />
interest rate is very high (sometimes over 20%). You can apply for a credit<br />
card at your bank <strong>and</strong> there are many credit card companies that will send you<br />
applications in the mail. Having a credit card <strong>and</strong> making regular payments<br />
on it is a good way to establish credit; you need good credit if you want to get<br />
a loan in order to purchase a car, house or other expensive items.<br />
East King County <strong>Multilingual</strong> Resource <strong>Guide</strong><br />
YOU<br />
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