Annual report 2008-OK-B-up.qxp - Canadia Bank Plc.

NOTES TO THE FINANCIAL STATEMENTS
13. DEPOSITS FROM BANKS
2008 2007 2008 2007
US$ US$ Riel Million Riel Million
(Unaudited) (Unaudited)
Current accounts 78,327 3,996,884 320 16,000
Saving accounts 2,392,425 2,742,520 9,763 10,978
Fixed deposits 23,307,229 - 95,117 -
25,777,981 6,739,404 105,200 26,978
The current accounts and margin deposits are non-interest bearing. The savings and fixed deposits bear
the following interest rates per annum:
2008 2007
Saving accounts 0.75% 0.75%
Fixed deposits 4.25% - 5.30 NA
14. DUE TO CUSTOMERS
2008 2007 2008 2007
US$ US$ Riel Million Riel Million
(Unaudited) (Unaudited)
Current accounts 34,315,531 29,873,554 140,042 119,584
Saving accounts 201,861,505 255,969,220 823,797 1,024,645
Fixed deposits 199,729,928 165,151,846 815,098 661,103
Margin deposits 455,045 575,443 1,856 2,303
a) Margin deposits
436,362,009 451,570,063 1,780,793 1,807,635
Margin deposits represent the aggregate balance of required non-interest bearing cash deposits from customers
for letters of credit and guarantees outstanding at year end (note 29).
b) Interest rates
The current accounts and margin deposits are non-interest bearing. The savings and fixed deposits bear
the following interest rates per annum:
2008 2007
Saving accounts 0.75% - 4.75% 0.75 - 2.00
Fixed deposits 3.00% - 9.70% 3.00% - 9.60
44
Annual Report 2008