Annual report 2008-OK-B-up.qxp - Canadia Bank Plc.
Annual report 2008-OK-B-up.qxp - Canadia Bank Plc.
Annual report 2008-OK-B-up.qxp - Canadia Bank Plc.
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NOTES TO THE FINANCIAL STATEMENTS<br />
22. NET FEE AND COMMISSION INCOME<br />
<strong>2008</strong> 2007 <strong>2008</strong> 2007<br />
US$ US$ Riel Million Riel Million<br />
(Unaudited) (Unaudited)<br />
Loan commitment fees 2,882,884 1,326,734 11,765 5,311<br />
Commission from remittances 2,284,365 1,789,023 9,322 7,161<br />
Other fees and commission 1,539,708 1,025,196 6,284 4,104<br />
Miscellaneous loan fees and charges 1,123,807 727,905 4,586 2,914<br />
Income from letters of credit 430,822 322,395 1,758 1,291<br />
Fees for telex, fax and phone 294,744 436,734 1,203 1,748<br />
Fees for credit card advances and late payments 146,575 109,623 598 439<br />
ATM/Credit card annual fees 128,045 121,812 523 487<br />
Total fee and commission income 8,830,950 5,859,422 36,039 23,455<br />
Fee and commission expense (1,087,439) (528,071) (4,438) (2,114)<br />
Total fee and commission expense (1,087,439) (528,071) (4,438) (2,114)<br />
Net fee and commission income 7,743,511 5,331,351 31,601 21,341<br />
23. OTHER OPERATING INCOME<br />
<strong>2008</strong> 2007 <strong>2008</strong> 2007<br />
US$ US$ Riel Million Riel Million<br />
(Unaudited) (Unaudited)<br />
Gains on foreign exchange currency 572,116 846,389 2,335 3,388<br />
Gains on sales of foreclosed properties 89,565 76,265 366 305<br />
Rental incomes 64,450 72,760 263 291<br />
Other incomes 353,731 50,653 1,443 203<br />
1,079,862 1,046,067 4,407 4,187<br />
48<br />
<strong>Annual</strong> Report <strong>2008</strong>
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