Annual report 2008-OK-B-up.qxp - Canadia Bank Plc.

NOTES TO THE FINANCIAL STATEMENTS
32. FINANCIAL RISK MANAGEMENT (CONTINUED)
32.3 Liquidity risk (continued)
d) Off-balance sheet items
i. Loan commitments
The dates of the contractual amounts of the Bank's off-balance sheet financial instruments that commit it
to extent credit to customers and other facilities (note 29), are summarised in the table below.
ii. Other financial facilities
Other financial facilities (note 29), are also included below based on the earliest contractual date.
iii. Operating lease commitments
Where the Bank is the lessee, the future minimum lease payments under non-cancellable operating
leases, as disclosed in note 29, are summarised in the table below.
iv. Capital commitments
Capital commitments for the construction of head office buildings and acquisitions of property and equipment
(note 29) are summarised in the below table.
No later than 1-5 Over
1 year years 5 years Total
US$ US$ US$ US$
As at 31 December 2008
Unused portion of approved credit facility 28,459,913 - - 28,459,913
Acceptances and other financial facilities 4,613,410 - - 4,613,410
Operating lease commitments 307,385 770,315 2,111,368 3,189,068
Capital commitments 5,656,910 622,188 - 6,279,098
Total 39,037,618 1,392,503 2,111,368 42,541,489
In million Riel (equivalents) 159,313 5,683 8,616 173,612
As at 31 December 2007
Unused portion of approved credit facility 39,748,989 - - 39,748,989
Acceptances and other financial facilities 11,081,079 - - 11,081,079
Operating lease commitments 176,080 589,160 2,151,772 2,917,012
Capital commitments 1,425,464 559,753 - 1,985,217
Total 52,431,612 1,148,913 2,151,772 55,732,297
In million Riel (equivalents) 209,884 4,599 8,613 223,096
68
Annual Report 2008