Module 1 Student Guide - ToolBase Services
Module 1 Student Guide - ToolBase Services
Module 1 Student Guide - ToolBase Services
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1<br />
introduction & marketing 39<br />
SLIDE<br />
PARTNERSHIP AND INCENTIVE PROGRAMS<br />
continued<br />
Introduction<br />
Value of Energy<br />
Efficiency<br />
Certification<br />
Marketing<br />
Energy<br />
Efficiency<br />
Decision-<br />
Making Tools<br />
Financing<br />
Energy<br />
Efficiency<br />
ACTION ITEMS<br />
Work with lenders and/or real<br />
estate agents who are familiar with<br />
home energy ratings and program<br />
requirements.<br />
If you need a home energy rating<br />
report, it is probably necessary to<br />
work with a certified home energy rater.<br />
In all instances, it’s always a good idea to ask<br />
for references and check companies with your<br />
local better business bureau.<br />
To obtain a Rural Housing Repair and Rehabilitation<br />
Loan, homeowner-occupants must be<br />
unable to obtain affordable credit elsewhere and<br />
must have very low incomes, defined as below<br />
50 percent of the area median income. They<br />
must need to make repairs and improvements<br />
to make the dwelling more safe and sanitary or<br />
to remove health and safety hazards. Grants<br />
are only available to homeowners who are 62<br />
years old or older and cannot repay a Section<br />
504 loan.<br />
Loans of up to $20,000 and grants of up to<br />
$7,500 are available. Loans are for up to 20<br />
years at 1 percent interest. A real estate<br />
mortgage is required for loans of $2,500 or<br />
more. Full title services are required for loans of<br />
$7,500 or more. Grants may be recaptured if<br />
the property is sold in less than three years.<br />
Grant funds may be used only to pay for repairs<br />
and improvements resulting in the removal of<br />
health and safety hazards. A grant/loan combination<br />
is made if the applicant can repay part of<br />
the cost. Loans and grants can be combined for<br />
up to $27,500 in assistance.<br />
RESOURCES<br />
DSIRE Database of State Incentives<br />
for Renewable Energy<br />
www.dsireusa.org<br />
Utility residential energy efficiency<br />
programs database: http://<br />
neaap.ncat.org/db/<br />
http://www.rurdev.usda.gov/rhs/sfh/<br />
brief_repairloan.htm – The Rural Housing<br />
Repair and Rehabilitation Division of the United<br />
States Department of Agriculture.<br />
http://www.eei.org/newsroom/press_releases/<br />
010131.htm – E Seal is an “efficient solutions”<br />
strategic alliance and affinity-marketing program<br />
created by Edison Electric Institute (EEI) to<br />
serve electric utilities and energy service<br />
companies nationwide. For more information<br />
about E Seal, contact Tom Farkas, Residential<br />
and Light Commercial Programs Manager,<br />
Edison Electric Institute, 202/508-5557.<br />
http://hes.lbl.gov/hes/hou/houlinks.html – This<br />
web site provides a state-by-state list of utility<br />
energy savings programs.<br />
NOTES<br />
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41 <strong>Student</strong> <strong>Guide</strong> C E R T I F I E D E N E R G Y E F F I C I E N C Y R E M O D E L E R
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