COLLECTIVE AGREEMENTS - OPSEU

32.8.2 Coverage for Basic Life, Supplementary Health and Hospital (including Vision Care and Hearing Aid benefits), and
Dental Plan benefits shall commence on the first of the month coinciding with or immediately following two (2) months
of continuous employment, except that on subsequent consecutive periods of seasonal employment which qualify the
employee for these benefits, coverage shall commence on the first of the month coinciding with or immediately
following the start of the period of employment.
32.8.3 All coverage under the Basic Life Insurance Plan, the Supplementary Health and Hospital Plan (including Vision Care
and Hearing Aid benefits) and the Dental Plan will cease at the end of the month in which the contract of employment
terminates, except that an employee may continue the coverage at his or her own expense during the periods between
seasonal employment by arranging to pay the full premiums at least one (1) week in advance of the first of the month
in which the coverage is to take effect through his or her ministry personnel or payroll branch. Failure by the
employee to pay the full premiums as specified will disentitle the employee to any further benefits under Article
32.8.3. There is a thirty-one (31) day grace period following the month in which employment terminates during which
the Basic Life insurance remains in force.
32.8.4 During leaves of absence without pay during periods of seasonal employment, employees may continue participating in Basic
Life, Supplementary Health and Hospital (including Vision Care and Hearing Aid benefits), and the Dental Plan by arranging
to pay full premiums at least one (1) week in advance of the first of the month in which coverage is to take effect through their
ministry personnel or payroll branch.
32.8.5 Notwithstanding Article 32.8.3, all benefits coverage under any of the provisions of this article shall cease at the end of
the month in which a seasonal employee’s employment terminates:
(a) for any of the reasons set out in Article 32.4.2 (Seniority), whether or not the employee has completed his or her
probationary period, or
(b) as a result of termination of employment under Article 32.18 (Termination of Employment).
32.9 BASIC LIFE
32.9.1 The Employer shall pay one hundred percent (100%) of the monthly premium of the Basic Life plan.
32.9.2 The Basic Life Insurance Plan shall provide:
(a) coverage of five thousand dollars ($5,000) during the period of employment,
(b) a conversion option on termination of insurance coverage may be exercised without evidence of insurability and
providing coverage up to the amount for which the employee was insured prior to termination (less the amount of
coverage provided by the Employer in the case of retirement). The premium of such policy shall be at the current
rates of the insuring company. Application must be made within thirty-one (31) days of the date of termination of
insurance. The Employer will advise terminating employees of this conversion privilege. The minimum amount that
may be converted is two thousand dollars ($2,000).
The conversion options shall be:
1. Any standard life or endowment plans (without disability or double-indemnity benefits) issued by the insurance
carrier.
2. A one (1) year term insurance plan which is convertible to the standard life or endowment plans referred to in option
1, above.
3. A term to age sixty-five (65) insurance plan.
32.10 SUPPLEMENTARY HEALTH AND HOSPITAL (INCLUDING VISION CARE AND HEARING AID)
32.10.1 The Employer shall pay one hundred percent (100%) of the monthly premium of the Supplementary Health and Hospital
plan. Effective June 1, 2002, the Employer agrees to pay eighty percent (80%) of the monthly premiums for vision care and
sixty percent (60%) of the monthly premiums for hearing aid coverage, under the Supplementary Health and Hospital Plan,
with the balance of the monthly premiums being paid by the employee through payroll deduction.
32.10.2 Benefits provided under the Supplementary Health and Hospital plan, including Vision Care and Hearing Aid benefits,
shall be the same as those provided for full-time regular employees and described in Article 39 (Supplementary Health
and Hospital Insurance).
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