Retirement - Public Sector Commission

Have you considered
the financial, social and
psychological impact
of retirement on
your lifestyle
The Department of
Agriculture and Food
can help you ease
into this new
phase of your life
through the
following practices.
Resources - cont’d
Western Australian Seniors Card
To access http://www.seniorscard.wa.gov.au/ click here.
Information for residents of Western Australia.
Information for lifestyle over 50
To access http://www.seniors.gov.au/internet/seniors/
publishing.nsf/Content/Retirement+ages click here.
Department of Health and Ageing
To access www.health.gov.au/internet/wcms/publishing.
nsf/Content/health-ageing.htm click here.
Site includes information about ageing and aged care.
Retirement village information
To access http://www.itsyourlife.com.au/ click here.
Adult Learning Australia
To access http://www.ala.asn.au/ click here.
A peak organisation for adult and community education
providers and others interested in adult learning.
Universities of the Third Age
To access http://www3.griffith.edu.au/03/u3a/ click here.
An organisation that aims to provide educational stimulus
and support for older people.
Aged Care
Alzheimer’s Australia WA
To access http://www.alzheimers.asn.au/ click here.
A peak body providing support and advocacy for the
500 000 Australians living with dementia.
Commonwealth Carelink Centres
To access http://www9.health.gov.au/ccsd/ click here.
A way for all Australians to access information about
community and other aged-care services.
Council on the Ageing
To access http://www.cota.org.au/ click here.
An independent consumer organisation that protects and
promotes the wellbeing of all older people.
Medicare Australia
To access http://www.medicareaustralia.gov.au/ click here.
Australia’s primary health information management and
payment agency, which administers many major health
programs and schemes.
For further information contact
Your Line Manager
Manager Management Services
Human Resource Consultant
This brochure is available on Agweb
Housekeeping code: 082338-01/09
Department of
Agriculture and Food
Retirement
Planning your retirement
Supporting you and your family
Have you considered
the financial, social and
psychological impact of
retirement on your lifestyle

Retirement Policy
You are eligible to retire at the age of 55.
Refer to corporate policy
Age Retirement—#21.04.20
To access http://agweb.agric.wa.gov.au/Policy/CorpPol/People/
HRes/manage/210420.htm click here.
Retirement based on ill health
If you are medically unfit to continue in your role, you may
be eligible to access your superannuation before 55 or
your nominated date.
Refer to corporate policy
Retirement based on Ill Health—#21.04.21
To access http://agweb.agric.wa.gov.au/Policy/CorpPol/
People/HRes/manage/210421.htm click here.
Superannuation
The department’s current superannuation provider is
the Government Employees Superannuation Board
(GESB), which offers a range of services to help plan your
retirement, including free seminars on Retirement Planning
and Transition to Retirement.
For more information on GESB services, refer to
http://www.gesb.com.au/cps/rde/xchg/internet/site/
index_298.html or phone the member services centre on
13 43 72. To access this website click here.
Choice of Fund for your superannuation provider comes
into place in 2009. Please contact your provider of choice
for information on superannuation.
Phased retirement
Working part time
You can decide to go part time before retiring and this will
have an impact on your superannuation. For WestState
and GESB Super Members, the employer component of 9
per cent is still paid on your gross salary.
For Gold State members the years of service are reduced
by the part-time period but the salary used to calculate
your benefit is still the full-time salary equivalent.
For further
information
about the impact
of part-time
employment on
your superannuation
benefit, refer to
http://www.gesb.com.au/cps/
rde/xchg/internet/site/index_914.
html To acess this website click here.
Transition to retirement
Once you have reached retirement age you may access
your superannuation benefits while you are still working
through Transition to Retirement. You may also choose to
reduce your working hours. The income you receive from
superannuation will help supplement any loss of salary.
You will need to speak to an independent financial adviser
to look at your personal financial situation or look online at
http://www.gesb.com.au/cps/rde/xbcr/internet/employer_ttr_
fact_sheet.pdf To access this website click here.
Employee Assistance Program
The OSA Group provides an independent, confidential
and professional counselling service for you and your
immediate family where you can talk about your change
of lifestyle. It’s a free service while you are working at the
department and is accessible for up to three months after
you retire.
For further information, refer to the brochure on AgWeb.
To access http://agweb.agric.wa.gov.au/Policy/CorpPol/
People/HRes/manage/docs/EAPBrochure.pdf click here.
Power of Attorney and Wills
As part of your retirement planning, have you ensured your
will is up to date and that you have a power of attorney in
place The Citizens Advice Bureau can provide advice on
these matters.
For further information, refer to http://www.cabwa.com.au/
or phone them on 9221 5711. To access this website
click here.
Resources
Superannuation
To access http://www.simplersuper.treasury.gov.au/ click here.
GESB Information
To access http://www.gesb.com.au/cps/rde/xchg/internet/
site/index.html click here.
How can Centrelink help you in retirement
To access http://www.centrelink.gov.au/internet/internet.
nsf/individuals/ret_index.htm click here.
Living on retirement income
Australian Securities and Investments Commission
website
To access http://www.fido.asic.gov.au/fido/fido.nsf click here
- information on investing, superannuation, insurance and
deposits.
Retirement Cruncher – do you have enough
money to live on
To access http://www.fido.gov.au/fido/fido.nsf/byheadline/
Retirement+planneropenDocument click here.
Changes to retirement income post 2007
To access http://www.fido.asic.gov.au/fido/fido.nsf/
byHeadline/Retirement%20income click here.
Helpful hints on retiring
To access http://www.understandingmoney.gov.au/Content/
Consumer/Events/Retirement/ click here.
National Information Centre on Retirement
Investments
To access http://www.nicri.org.au/ click here.
A free service which aims to improve the quality of
investment information given to people with modest
savings who are investing for retirement or facing
redundancy.
Pharmaceutical Benefit Scheme
To access http://www.medicareaustralia.gov.au/public/
services/scripts/pbs-compensation.jsp click here.
Helps improve the health of all Australians by ensuring
they have access to medicines at an affordable price.
Seniors Card
To access http://www.seniorscard.com.au/ click here.
Information on the free Seniors Card that entitles
older Australians to a range of benefits provided by
commercial and retail businesses. The card is issued by
every state and territory government.
For further information on the Seniors Card in WA,
please refer to the Western Australian Seniors Card link
below.