FirstCaribbean International Bank (Bahamas) Limited

Upon us now is a time of focus.
In the past year, we successfully completed the
tremendous task of integrating the systems of our
heritage institutions, making us truly one bank spanning
the region. We also faced the full force of four
hurricanes that battered several islands in the space of
one month. Yet this only served to affirm the bond we
have formed with the people and communities we
serve — our branches in the affected islands bounced
back remarkably, working round the clock to restore a
sense of normalcy to our customers in the face of
adversity.
Amidst all this turmoil, our commitment to key
strategies provided significant yields. Several business
targets exceeded even the most optimistic expectations.
New products and services were successfully launched.
And we took our first step into the attractive market of
Trinidad and Tobago with our acquisition of the
profitable local merchant banking entity, The
Mercantile.
This mix of triumph and challenge has proven most
encouraging. It has highlighted the resilience inherent
in the region and its people. It has also proven the
value of commitment and focus. We now move forward
with renewed vigour and purpose, in step with the
region as it marches towards achieving a single market
and economy, with the intent of realising the credo we
have adopted: One Bank, One Caribbean.