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Floodplain Management in Illinois - Illinois Department of Natural ...

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Flood Map Revisions<br />

There Are Three Primary Types <strong>of</strong> Flood Map Revisions<br />

1.<br />

2.<br />

Letter <strong>of</strong> Map Amendment (LOMA) – issued when a property owner<br />

demonstrates that the natural ground is higher than the BFE (see page 15).<br />

Lenders may waive the flood <strong>in</strong>surance requirement if the LOMA documents<br />

that a home is not <strong>in</strong> the mapped floodpla<strong>in</strong>.<br />

Letter <strong>of</strong> Map Revision Based on Fill (LOMR-F) – issued when fill has been<br />

placed to raise the land above the BFE. For multiple lots, the applicant must<br />

certify compaction <strong>of</strong> the fill. Lenders can waive the <strong>in</strong>surance requirement if<br />

the LOMR-F demonstrates that homes on fill are above the BFE.<br />

Important<br />

Information<br />

Check FEMA’s Flood<br />

Hazard Mapp<strong>in</strong>g Web<br />

Site for more<br />

<strong>in</strong>formation about map<br />

revisions concern<strong>in</strong>g<br />

Homeowners<br />

3.<br />

Physical Map Revision (LOMR PMR) – issued for floodpla<strong>in</strong> changes that<br />

require eng<strong>in</strong>eer<strong>in</strong>g analyses, such as bridges, culverts, channel changes,<br />

flood control measures, and large fills that change the BFE or Floodway.<br />

Physical map revisions are also issued when a new study updates or<br />

improves the FIRM.<br />

and<br />

Eng<strong>in</strong>eers/Surveyors.<br />

www.fema.gov/mit/tsd<br />

10<br />

ILLINOIS QUICK GUIDE

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