Floodplain Management in Illinois - Illinois Department of Natural ...

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Go the Extra Foot! Want to save some money and have peace of mind at the same time Then build higher than the minimum elevation requirement! Lowest Floor Relative to BFE 18 +2 +1 BFE –1 –2 B $1,000 House A on vented crawlspace Post-FIRM in AE Zone with BFE $100,000 insurance on the building $40,000 insurance on contents House B MFH on reinforced pilings Post-FIRM in A Zone with BFE $40,000 insurance on unit $20,000 insurance on contents A Annual Flood Insurance Cost $2,000 $3,000 SUBMIT TO FEMA IF 2 OR MORE FEET BELOW BFE Important Information NOTE: Flood insurance rates and various fees change from time to time. Rather than specific costs for insurance, this figure gives a feel for how much difference just a foot or two can make. Building owners will save insurance money if they elevate above the BFE. But more impressive is how the cost of insurance nearly doubles if the building is only one foot below the BFE. Remember! The community may be able to grant a variance, but the owner may still have to buy insurance. Imagine trying to sell a house if the bank requires insurance that costs over $2,000 a year! ILLINOIS QUICK GUIDE
Some Key Permit Review Steps The Permit Reviewer has to Check Many Things. Some of the Key Questions are: Is the site in the mapped Floodplain Is the site in the mapped Floodway Has an IDNR/OWR permit been obtained Have other State and Federal permits been obtained Does the site plan show the Base Flood Elevation Review Checklist Floodplain Floodway BFE New Construction Elevated Is improvement of an older building proposed Will new buildings and utilities be elevated properly Elevation Certificiate Issue Permit Will manufactured homes be properly elevated and anchored Has the owner submitted an Elevation Certificate 19 ILLINOIS QUICK GUIDE
Page 1 and 2: FLOODPLAIN MANAGEMENT IN ILLINOIS 2
Page 3 and 4: About This Guide The Floodplain Man
Page 5 and 6: Community Responsibilities To parti
Page 7 and 8: Understanding the Floodway A Flood
Page 9 and 10: The Flood Insurance Rate Map NOTE:
Page 11 and 12: Approximate Flood Zones Approximate
Page 13 and 14: Floodplain Development Includes: Co
Page 15 and 16: What is the Elevation Certificate a
Page 17 and 18: Is Your Land Higher than the BFE Se
Page 19: Nature Doesn’t Read Maps Importan
Page 23 and 24: Floodway Development Proposals For
Page 25 and 26: How to Elevate Your Floodplain Buil
Page 27 and 28: Manufactured Homes Deserve Special
Page 29 and 30: Utility Service for Buildings ATTAC
Page 31 and 32: Recreational Vehicles In a flood ha
Page 33 and 34: Planning to Improve Your Floodplain
Page 35 and 36: Elevating a Pre-FIRM Building AFTER
Page 37 and 38: Paperwork is Important - for You an
Page 39 and 40: Some Mitigation Projects are More C

Floodplain Management in Illinois - Illinois Department of Natural ...

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