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May 2012 - HomeTown Neighbors Magazine

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Cotton States Insurance<br />

Cotton States Insurance has provided for the insurance needs of residents in Franklin<br />

County and surrounding communities for more than 50 years. After Paul Crawford<br />

and Bobby Sullivan retired from their Cotton State offices, Ryan Swails decided<br />

to follow in their tradition by opening an office in Royston to continue providing<br />

excellent customer service to the area. We sat down with Ryan to talk about his new<br />

agency, and what Cotton States has to offer the community.<br />

HTN <strong>Magazine</strong>: What made you decide<br />

to start your new business<br />

Ryan: Paul Crawford and Bobby Sullivan<br />

operated Cotton States agencies in Royston<br />

and Carnesville, respectively. Their integrity<br />

and genuine love for people has produced lasting<br />

relationships with so many in the community.<br />

That legacy and Cotton States’ commitment<br />

to excellence was what drew me to work<br />

with Cotton States.<br />

HTN <strong>Magazine</strong>: What sets your business<br />

apart from other businesses in the area<br />

Ryan: Cotton States has always offered a<br />

variety of quality insurance products. As an affiliate<br />

of COUNTRY Financial, Cotton States<br />

offers a wide range of insurance and financial<br />

services. As a financial representative, I help<br />

people set and meet their own financial security<br />

goals. Everyone’s definition of financial<br />

security is different. For some, it may mean<br />

planning for retirement. Others may be more<br />

focused on protecting their home and family<br />

now. By providing both insurance and finan-<br />

cial solutions, I can help people develop a tangible<br />

plan that works for them.<br />

HTN <strong>Magazine</strong>: What type of merchandise<br />

or services are you offering the area<br />

Ryan: In addition to providing auto, home,<br />

and life insurance, we offer disability income<br />

insurance, long-term care insurance, farm insurance<br />

and commercial insurance. There are<br />

also many financial services products available.<br />

From IRAs to annuities, we have great options.<br />

HTN <strong>Magazine</strong>: How much planning,<br />

renovation, and work was involved in opening<br />

your new business<br />

Ryan: Cotton States had an established<br />

office located on HWY 29 across from the<br />

Roystonian. Paul and Teresa Crawford have<br />

poured so much into the Royston Cotton<br />

States office and managed its operations for<br />

many years. Teresa, our agency assistant, is the<br />

rock of our office.<br />

HTN <strong>Magazine</strong>: Tell us about your family,<br />

hobbies and interests outside of the business<br />

Ryan: My wife Ginny and I recently added<br />

a new member to the family. Afton Swails was<br />

born December 1, 2011. She is the light of our<br />

lives. We’re active members of Lifesprings<br />

Community Church in Franklin Springs. I’m a<br />

volunteer firefighter with the Franklin Springs<br />

Fire Department and serve as Chairman for the<br />

Royston Downtown Development Authority.<br />

I recently completed two triathlons and would<br />

one day like to participate in an Ironman.<br />

HTN <strong>Magazine</strong>: Is there anything else<br />

you think would be interesting to our readers<br />

about your new venture<br />

Ryan: The personal connection that comes<br />

from meeting people and discovering their<br />

interests and needs is what matters the most<br />

to me. I love it when people stop by to chat<br />

or simply review their policy. When you talk<br />

with me, you’ll get personal attention along<br />

with your insurance policy. It’s important to<br />

feel connected to your insurance agency. This<br />

bout Winterization and Storage Specials!<br />

is what drives me and it is what will drive our<br />

Cotton States agency now and in the future.<br />

24<br />

<strong>May</strong> <strong>2012</strong><br />

<strong>HomeTown</strong> <strong>Neighbors</strong> <strong>Magazine</strong><br />

Franklin, Hart, Stephens, Madison and Elbert Counties

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