One-up "printable" edition - CCA Journal magazine
One-up "printable" edition - CCA Journal magazine
One-up "printable" edition - CCA Journal magazine
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warren g. bender co.<br />
Getting You The Right Coverages<br />
Continued from previous page<br />
“<strong>CCA</strong> members should not assume<br />
they have the health insurance coverage<br />
that’s right for their organization<br />
or their family. That’s a dangerous<br />
assumption. It’s pays to investigate,<br />
even if you only get back the assurance<br />
that you actually have the right<br />
coverage at the lowest price.”<br />
Health plans are complicated, Chris<br />
explained, and price is dependent on<br />
the coverage desired, deductible levels,<br />
size of the gro<strong>up</strong> and utilization<br />
data.<br />
“I had one chiropractor who was paying<br />
about $30,000 a year to just for<br />
his own family’s medical insurance,”<br />
Chris recalled. “After reviewing his<br />
needs, we offered him a plan that appropriately<br />
covered him and also his<br />
staff and cut his annual bill in half.”<br />
Warren G. Bender Co. is offering a significant<br />
bonus to <strong>CCA</strong> members who sign <strong>up</strong> for a costeffective<br />
gro<strong>up</strong> health plan. With five or more<br />
employees participating in the plan, you will<br />
receive access to the California Chamber of<br />
Commerce’s excellent Human resources program,<br />
HRCalifornia Express.<br />
HRCalifornia Express is the latest Web site<br />
by CalChamber, designed for those new to managing<br />
HR issues. It provides HR Basics, Forms & Templates, Wage<br />
Order Wizard, Required Posters chart, and a glossary of the most<br />
common terms. On HRCalifornia Express, you can get the basic information<br />
you need with streamlined, step-by-step instructions on<br />
how to stay compliant with California employment law.<br />
Click here for more information.<br />
If you think your office is too small to<br />
qualify for a gro<strong>up</strong> plan, think again.<br />
As few as two people—which could<br />
be a husband and a wife, or a chiropractor<br />
and a receptionist—can qualify.<br />
And, gro<strong>up</strong> plans are usually less<br />
expensive than individual plans.<br />
“Some insurance agencies don’t like<br />
to write small gro<strong>up</strong> health plans,<br />
especially if they are combined with<br />
high deductible plans” Chris explained,<br />
“because there’s not a lot<br />
of profit in them. But here at Warren<br />
G. Bender Co. we are big enough to<br />
have the economies of scale that enable<br />
us to write this business. Plus,<br />
it’s a tremendous service that we can<br />
provide to our customers—so, naturally,<br />
we want to offer this.”<br />
As usual, Warren G. Bender Co. is going<br />
the extra mile for their customers.<br />
They have arranged with the<br />
California Chamber of Commerce to<br />
make available their excellent Human<br />
Resource program, called HRCalifornia<br />
Express, to every doctor’s office<br />
with five or more people enrolled in<br />
a gro<strong>up</strong> health plan. This is a $2,000<br />
value, given to <strong>CCA</strong> members for<br />
free. For doctors with less than 5 employees,<br />
this service can be obtained<br />
at the substantially reduced price of<br />
$40 annually.<br />
Continued on next page<br />
Page 29