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201503 CM March

THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

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to become responsible for their own<br />

development - a process that may<br />

take time and patience, but one that is<br />

necessary for two reasons. First, appraisal<br />

is more likely to succeed if it is personally<br />

owned, and second the appraisee is after<br />

all in the best position to know their own<br />

capabilities and aspirations within the<br />

business.<br />

It is easy to fudge the interview stage<br />

by not treating it seriously, and accepting<br />

that if the individual has generally done<br />

their job without any problems that<br />

everything is okay. But such an attitude<br />

will help no-one. Most people value being<br />

appreciated, yet such praise equally needs<br />

to be earned – keeping out of trouble is<br />

not a good indication in that regard!<br />

The interview process should therefore<br />

be honest, but fair, and it should seek<br />

to accentuate the positive strengths of<br />

the appraisee and establish how these<br />

can best be used for the benefit of the<br />

organisation. This is not to say that<br />

weaknesses should be ignored however<br />

– wherever these are identified, a method<br />

of improvement should also be explored<br />

through training for instance. On the<br />

other hand, if the interview focuses on<br />

weaknesses alone this will make the whole<br />

process very negative whereas once<br />

completed, the interview should have<br />

provided motivation.<br />

Setting targets<br />

As mentioned, earlier the interview must<br />

establish targets that are not only relevant<br />

to the aims of the organisation, but focus<br />

on how the employee fits into these<br />

master plans. The initial interview can<br />

sometimes be difficult if it becomes too<br />

focused, so it should ideally try to open<br />

up areas of performance for discussion<br />

as in the following three examples.<br />

These are leading questions that centre<br />

on the company’s aims, the employee’s<br />

job description and their developmental<br />

aspirations.<br />

Examples:<br />

• The company is dedicated to reduce<br />

customer complaints. How have you<br />

contributed to this aim within your own<br />

work?<br />

• From your job description, you are<br />

responsible for dealing with the public.<br />

How do you feel you could improve your<br />

relationship with them and therefore<br />

increase the amount they spend?<br />

• How would you like to develop your work<br />

experience?<br />

Over time these initial questions will<br />

become more refined and relate back to<br />

the previous interview – thus providing<br />

effective monitoring and feedback on<br />

progress. Eventually targets will be set by<br />

the employee that are not only clear, but<br />

achievable by identifying how they can be<br />

measured.<br />

Example :<br />

Target: ‘I would like to study x, y and z<br />

to allow me to progress to new areas of<br />

work’.<br />

Measurement: Enrolment at college,<br />

completing course and achieving<br />

qualification.<br />

Within any environment, targets should<br />

not be linked to quantity alone, but<br />

instead, they should have a qualitative<br />

element. Suggestions of targets on the<br />

lines of ‘selling 10 more cameras per<br />

week’ should therefore be avoided.<br />

A better example is to consider<br />

‘ensuring that there is no more than an X<br />

percent return rate due to poor customer<br />

satisfaction.’<br />

The relevance of performance appraisal<br />

for the individual and its positive effect<br />

within the organisation is perhaps best<br />

shown in the story you may have heard<br />

about the workman at NASA. Apparently,<br />

in 1969, a few weeks before the successful<br />

Apollo 11 launch, a worker whose primary<br />

job was to sweep the floor clean was<br />

asked by a visitor just what his job was.<br />

The caretaker proudly replied that he was<br />

helping to send a rocket to the moon.<br />

The recognised standard in credit management<br />

www.cicm.com <strong>March</strong> 2015<br />

55

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