5. Student ExpensesAll expenses listed in this catalog are subject to change. Questions concerning the following information maybe directed to the Business Office. Information about the financial aid program is found in chapter 7.FINANCIAL RESPONSIBILITYStudents are expected to maintain good financial standing with the seminary, as determined by the <strong>Union</strong><strong>Presbyterian</strong> <strong>Seminary</strong> Business Office. “Good standing” is payment within 30 days of all charges that are notcovered by another source, such as financial aid. Preregistration and registration requests from students whoare not in good standing will not be processed. (See Graduate Studies Handbook for exceptio to this practicefor Ph.D. continuous-enrollment requirement.) Students are responsible for knowing whether or not they arein good standing. A student who is not in good standing should immediately confer with the Business Office.The student is responsible for any loss of academic opportunities caused by not being in good financialstanding.Students must settle all financial obligations to <strong>Union</strong> <strong>Presbyterian</strong> <strong>Seminary</strong> before they may receive theirdiplomas, have transcripts provided, or be designated as having graduated. Students who fail to settle theirfinancial obligations before graduation will be notified by email approximately two weeks before graduationthat they may participate in all facets of graduation, in person or (if approved by the academic dean) in absentia,but will receive the diploma jacket without diploma in the graduation ceremony itself if they attend. Untilfinancial obligations are met, third parties who inquire as to a student’s graduation will be informed that thestudent has completed all academic requirements but is not yet confirmed as having graduated in view of nothaving met administrative requirements. Until financial obligations are met, students will not receive theirdiplomas or be accorded transcript services. When accounts have been settled, a student’s official graduationdate will become the date originally indicated on the diploma. Further questions may be directed to theBusiness Office.Payment PoliciesTuition and fee payments are due in the Business Office 30 days after they are billed. If this payment schedule isnot possible, the student is responsible for making satisfactory payment arrangements with the Business Office.Charges for room, board, the student health insurance plan, and other school fees are billed to the student’saccount. The student is responsible for making prompt payment of any amount due. The student will not bepermitted to register for classes, receive grades, request transcripts, or graduate unless all charges have been paid.(For more information, please see the following sections of this catalog: Registration, p. 4-3 and Transcripts,p. 4-10.)There is a $25 charge for each returned check.ACADEMIC COSTSMaster of Divinity, Master of Arts in Christian Education, Master of Arts (Theological Studies), andMaster of Divinity/Master of Arts in Christian Education Dual Degree students pay tuition of $1,232 percourse. If ten credits are taken in the nine-month academic year, the total is $12,320. Courses worth 2 credits(summer language courses, summer supervised ministry, clinical pastoral education, field-based learning) cost$2,464. The total tuition cost for 12 credits is $14,784.Doctor of Ministry students pay tuition of $1,200 per credit. Ten credits are required for the degree.D.Min. students are not eligible for financial aid.5-1
<strong>Union</strong> <strong>Presbyterian</strong> <strong>Seminary</strong> <strong>Academic</strong> <strong>Catalog</strong> <strong>2010</strong>-<strong>2011</strong>Master of Theology students pay tuition of $13,766 for the year. The degree is meant to be completed inone nine-month academic year. Depending on the number of credits completed, Th.M. students who receivepermission to extend their program beyond one year may pay a continuation fee for each fall and spring termuntil all degree requirements are completed.EXPENSESReturning Doctor of Philosophy students pay $1,262 for one credit in dissertation writing in Fall and Springfor a total of $2,524 beginning their third year in the Ph.D. program, and must maintain full-time enrollmentthroughout their program unless granted an official leave.FEESStudent Activities FeeAll full-time students will be charged $200 per year. Part-time students, including doctoral level students afterthe first two years in residence, will be charged $76 per year. ECP and D.Min. students will be charged $13 percourse.Charlotte students pay $36 per year ($12 in each Fall, Spring, and Summer Term).Late Registration FeeThis $80 fee applies to registrations received after the date shown on student registration forms.Health InsuranceAll full-time students on the Richmond campus who are U.S. citizens are required to carry health insurance. Allfull-time international students on the Richmond campus are required to carry health insurance for themselvesand their family members who have accompanied them to the U.S. A health insurance plan is available throughthe Student Life Office. The cost of this policy for <strong>2010</strong>-<strong>2011</strong> is $225 per month for single students, and $608 permonth for a family.Graduation FeeM.Div., M.A.C.E., M.A.T.S., D.Min., Th.M., and Ph.D. students pay a graduation fee of $125. The fee forM.Div./M.A.C.E. degree students is $150, reflecting the two degrees earned. This is an administrative fee assessedto all graduates and is not related to participation in commencement ceremonies.Directed Study Late Registration FeeStudents taking a directed study course will pay an $80 fee for each directed study course for which registrationis submitted after the first day of the term for which they are to be registered. Directed study requests submittedafter the end of the drop/add period of a term will, except in the case of a graduating student’s final term, beregistered for the following term (summer excluded) though the work may be done prior to that with the professor’spermission. Students who receive permission to do a directed study with an adjunct faculty member pay anadditional fee of $300.By-Pass, Advanced-Standing, and Proficiency Examination FeeThere is a $150 fee for each by-pass, advanced-standing, or proficiency examination.Dissertation FeeA fee of $560 is applicable only in the final year of the Ph.D. program.5-2